The earnings call reflects a generally positive sentiment with strong financial performance and strategic progress, including favorable litigation outcomes and successful capital return strategies. However, there are ongoing challenges in the LTC and life insurance segments.

Company Guidance -

Q3 2025

During Genworth Financial's second quarter 2025 earnings call, the company highlighted several key metrics and strategic priorities. Genworth reported a net income of $51 million for the quarter, with adjusted operating income reaching $68 million or $0.16 per share. Enact, a major contributor, added $141 million to adjusted operating income. The U.S. life insurance companies' estimated pretax statutory income was $81 million, bolstered by favorable equity market and interest rate movements. Genworth's liquidity remained strong, ending the quarter with $248 million in cash and liquid assets. Enact announced plans to return approximately $400 million of capital to shareholders in 2025, enhancing shareholder value. Since Enact's IPO in 2021, it has returned over $1 billion in capital to Genworth, supporting share buybacks totaling $630 million at an average price of $5.80. The multiyear rate action program (MYRAP) secured $41 million in gross incremental premium approvals this quarter, with a cumulative net present value of approximately $31.6 billion. CareScout, another focus area, expanded its product offerings and network, aiming for long-term growth and contributing fee-based revenue. The CareScout Quality Network now includes nearly 650 home care providers and covers over 90% of the U.S. age 65-plus population. The network achieved 1,400 successful matches between policyholders and providers this year, with a full-year estimate of 2,850 matches. Additionally, Genworth is launching a new stand-alone LTC insurance product through CareScout Insurance, having secured approvals in 29 jurisdictions. The company also addressed a favorable judgment in the AXA and Santander litigation, expecting to recover approximately $750 million if appeals are resolved favorably. This recovery has not yet been factored into capital allocation plans, which prioritize growth through CareScout, shareholder returns via buybacks, and potential debt reduction.

Solid Financial Performance

Genworth reported net income of $51 million and adjusted operating income of $68 million for the quarter, with significant contributions from Enact totaling $141 million.

Strong Liquidity and Capital Returns

The liquidity position remains strong with $248 million in cash and liquid assets. Enact is expected to return approximately $400 million to shareholders in 2025, of which Genworth anticipates receiving $325 million.

Successful Strategic Initiatives

Enact continues to be a key source of cash flow. The launch of CareScout services and expansion of its network to all 50 states is expected to drive fee-based revenue growth.

Favorable Court Judgment

A favorable judgment in the AXA and Santander litigation could result in a recovery of approximately $750 million for Genworth.

Genworth Financial (GNW) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

GNW Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.10 / -	0.11	―	―	―
Jul 30, 2025	2025 (Q2)	0.10 / 0.16	0.28	-42.86% (-0.12)
Apr 30, 2025	2025 (Q1)	0.21 / 0.12	0.19	-36.84% (-0.07)
Feb 18, 2025	2024 (Q4)	0.17 / 0.04	-0.51	107.84% (+0.55)
Nov 06, 2024	2024 (Q3)	0.19 / 0.11	0.09	22.22% (+0.02)
Jul 31, 2024	2024 (Q2)	0.12 / 0.28	0.18	55.56% (+0.10)
May 01, 2024	2024 (Q1)	0.18 / 0.19	0.17	11.76% (+0.02)
Feb 21, 2024	2023 (Q4)	0.19 / -0.51	0.33	-254.55% (-0.84)
Nov 08, 2023	2023 (Q3)	0.22 / 0.09	0.31	-70.97% (-0.22)
Aug 08, 2023	2023 (Q2)	0.20 / 0.18	0.34	-47.06% (-0.16)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

GNW Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$7.93	$7.86	-0.88%
Apr 30, 2025	$6.86	$6.79	-1.02%
Feb 18, 2025	$7.32	$6.74	-7.92%
Nov 06, 2024	$7.14	$7.02	-1.68%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Genworth Financial Inc (GNW) report earnings?

Genworth Financial Inc (GNW) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Genworth Financial Inc (GNW) earnings time?

Genworth Financial Inc (GNW) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is GNW EPS forecast?

GNW EPS forecast for the fiscal quarter 2025 (Q3) is 0.11.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing