Gjensidige Forsikring (GJNSY)
OTHER OTC:GJNSY
GJNSY Stock Chart & Stats
$28.12
-$0.07(-0.40%)
At close: 4:00 PM EST
$28.12
-$0.07(-0.40%)
Day’s Range― - ―
52-Week Range$20.52 - $30.07
Previous CloseN/A
Volume322.00
Average Volume (3M)89.00
Market Cap
$13.46B
Enterprise Value$129.75B
Total Cash (Recent Filing)$4.43B
Total Debt (Recent Filing)$5.28B
Price to Earnings (P/E)23.4
Beta0.45
Next Earnings
Apr 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.19%
Share Statistics
EPS (TTM)0.27
Shares Outstanding500,000,000
10 Day Avg. Volume33
30 Day Avg. Volume89
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)5.43
Price to Sales (P/S)3.44
P/FCF Ratio26.03
Enterprise Value/Market Cap9.64
Enterprise Value/Revenue2.86
Enterprise Value/Gross Profit3.92
Enterprise Value/Ebitda15.34
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Underwriting ProfitabilityA combined ratio in the low 80s demonstrates durable underwriting discipline and margin recovery. Persistently sub-100 combined ratios indicate the core insurance business earns underwriting profits, supporting long-term cash generation, resilient earnings through pricing cycles and stronger capital build-up.
Robust Solvency And Capital BufferA solvency ratio near 190% provides a meaningful regulatory and economic buffer, allowing continued underwriting capacity and dividend returns. The planned Baltics divestment that lifts solvency further improves capital flexibility for growth, buybacks/dividends, and shock absorption over the medium term.
Strong Cash Generation And Rising ROESharp FCF improvement and near-parity with net income signal high cash conversion quality when results are favorable. Coupled with elevated ROE, this supports sustainable shareholder distributions and reinvestment capacity, improving the company's ability to fund growth and absorb underwriting/investment shocks.
Bears Say
Core IT Write-downs And Strategy UncertaintyMaterial write-downs and an unresolved core IT strategy create persistent execution and cost risks. Delayed modernization can limit efficiency gains, increase future capex or integration costs, and reduce projected IT-driven margin improvements, affecting multi-year cost structure and operational scalability.
Exposure To Large Weather LossesSignificant weather-related payouts highlight vulnerability to catastrophe volatility and rising climate-related loss frequency. This can pressure combined ratios, increase reinsurance costs over time, and require more conservative reserving and pricing, making underwriting results and capital needs less predictable.
Volatile Cash Flow Conversion HistoricallyWhile 2025 FCF is strong, prior multi-year negative FCF growth and inconsistencies in operating coverage reduce confidence in cash reliability. This volatility complicates capital allocation, dividend planning and reserve funding, and means benefits from current cash strength may not be consistently repeatable.
Gjensidige Forsikring News
GJNSY FAQ
What was Gjensidige Forsikring’s price range in the past 12 months?
Gjensidige Forsikring lowest stock price was $20.52 and its highest was $30.07 in the past 12 months.
What is Gjensidige Forsikring’s market cap?
Gjensidige Forsikring’s market cap is $13.46B.
When is Gjensidige Forsikring’s upcoming earnings report date?
Gjensidige Forsikring’s upcoming earnings report date is Apr 29, 2026 which is in 19 days.
How were Gjensidige Forsikring’s earnings last quarter?
Gjensidige Forsikring released its earnings results on Jan 29, 2026. The company reported $0.27 earnings per share for the quarter, beating the consensus estimate of N/A by $0.27.
Is Gjensidige Forsikring overvalued?
According to Wall Street analysts Gjensidige Forsikring’s price is currently Overvalued.
Does Gjensidige Forsikring pay dividends?
Gjensidige Forsikring pays a Annually dividend of $0.644 which represents an annual dividend yield of 2.19%. See more information on Gjensidige Forsikring dividends here
What is Gjensidige Forsikring’s EPS estimate?
Gjensidige Forsikring’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Gjensidige Forsikring have?
Gjensidige Forsikring has 500,000,000 shares outstanding.
What happened to Gjensidige Forsikring’s price movement after its last earnings report?
Gjensidige Forsikring reported an EPS of $0.27 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.026%.
Which hedge fund is a major shareholder of Gjensidige Forsikring?
Currently, no hedge funds are holding shares in GJNSY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Gjensidige Forsikring Stock Smart Score
Neutral
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.77%
12-Months-Change
Fundamentals
Return on Equity
27.14%
Trailing 12-Months
Asset Growth
26.00%
Trailing 12-Months
Company Description
Gjensidige Forsikring
Gjensidige Forsikring ASA provides general insurance and pension products in Norway, Sweden, Denmark, Latvia, Lithuania, and Estonia. The company operates through six segments: General Insurance Private, General Insurance Commercial, General Insurance Denmark, General Insurance Sweden, General Insurance Baltics, and Pension. It offers motor, home, accident and health, travel, leisure craft, boat, valuables, liability, commercial, marine/transport, agriculture, natural perils, life, and pet insurance products. The company also provides defined contribution occupational pension schemes for businesses, which include disability pension, spouse/cohabitant pension, and child's pension products. It distributes its products through various distribution channels comprising office channel, call center, Internet, partners, and brokers to private and commercial customers. The company was founded in 1816 and is headquartered in Oslo, Norway.
GJNSY Company Deck
GJNSY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial and operational positives: double-digit revenue growth, improved combined ratio, high ROE, a robust solvency ratio and a sizable dividend proposal. These were tempered by one-off IT write-downs and restructuring costs (NOK 502m), weather-related large losses (Storm Amy, NOK 349m), some headline cost-ratio pressure and uncertainty around long-term core IT decisions. On balance, the positives (recurring profitability, capital strength, growth and operational progress) outweigh the lowlights, which are largely one-time or manageable.View all GJNSY earnings summariesTechnical Analysis
Aegon
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American International Group
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Old Republic International
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Principal Financial
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Equitable Holdings
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Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.98% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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