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Gjensidige Forsikring (GJNSY)
OTHER OTC:GJNSY
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Gjensidige Forsikring (GJNSY) Price & Analysis

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GJNSY Stock Chart & Stats

$28.12
-$0.07(-0.40%)
At close: 4:00 PM EST
$28.12
-$0.07(-0.40%)

Bulls Say, Bears Say

Bulls Say
Underwriting QualityA 75.2% combined ratio plus a ~4 percentage-point drop in underlying frequency shows durable underwriting discipline. Persistent loss-ratio improvement indicates effective pricing, risk selection and claims management, supporting sustainable underwriting margins and reduced earnings volatility over the medium term.
Capital Strength & ReturnsVery strong ROE (33.3%) combined with a 189% solvency ratio provides structural capital buffer and demonstrates capital-efficient underwriting. This supports resilience to shocks, capacity to pay customer dividends, and room to invest in distribution while meeting regulatory requirements over the coming months.
Cash Generation QualityFree cash flow closely tracking net income (~0.96x TTM) signals high earnings quality and cash convertibility. Reliable FCF supports dividends, capital repayment and selective investment in partnerships/distribution, reducing reliance on external financing and improving long-term financial flexibility.
Bears Say
Legal/regulatory UncertaintyA NOK 419m hit from the Danish Supreme Court ruling introduces structural legal uncertainty: reopened claims or broad application could raise reserves and claims volatility. That undermines predictability of underwriting results and may force pricing or capital responses that persist beyond a single quarter.
Rising Capital RequirementsA Tier 1 redemption and faster unit-linked growth materially increased capital requirements and reduced eligible own funds. This shrinks regulatory headroom, pressures capital allocation and could constrain dividend capacity or growth unless management rebuilds buffers, impacting strategic flexibility over months.
Earnings And Balance-sheet VolatilityDeclining equity alongside modestly higher debt and historically swingy margins increases sensitivity to underwriting and market shocks. Reduced balance-sheet headroom makes the group more vulnerable to reserve deterioration or investment losses, limiting risk appetite and capital deployment over the medium term.

Gjensidige Forsikring News

GJNSY FAQ

What was Gjensidige Forsikring’s price range in the past 12 months?
Gjensidige Forsikring lowest stock price was $24.84 and its highest was $30.07 in the past 12 months.
    What is Gjensidige Forsikring’s market cap?
    Gjensidige Forsikring’s market cap is $14.36B.
      When is Gjensidige Forsikring’s upcoming earnings report date?
      Gjensidige Forsikring’s upcoming earnings report date is Oct 23, 2026 which is in 96 days.
        How were Gjensidige Forsikring’s earnings last quarter?
        Gjensidige Forsikring released its earnings results on Jul 13, 2026. The company reported $0.465 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Gjensidige Forsikring overvalued?
          According to Wall Street analysts Gjensidige Forsikring’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Gjensidige Forsikring pay dividends?
            Gjensidige Forsikring pays a Annually dividend of $1.524 which represents an annual dividend yield of 2.19%. See more information on Gjensidige Forsikring dividends here
              What is Gjensidige Forsikring’s EPS estimate?
              Gjensidige Forsikring’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Gjensidige Forsikring have?
              Gjensidige Forsikring has 500,000,000 shares outstanding.
                What happened to Gjensidige Forsikring’s price movement after its last earnings report?
                Gjensidige Forsikring reported an EPS of $0.465 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 2.074%.
                  Which hedge fund is a major shareholder of Gjensidige Forsikring?
                  Currently, no hedge funds are holding shares in GJNSY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Gjensidige Forsikring Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    56.77%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    29.66%
                    Trailing 12-Months
                    Asset Growth
                    10.68%
                    Trailing 12-Months

                    Company Description

                    Gjensidige Forsikring

                    Gjensidige Forsikring ASA is a Nordic-Baltic financial services provider specializing in general insurance and pension offerings across Norway, Sweden, Denmark, Latvia, Lithuania, and Estonia. The company's operations are segmented into six key areas: General Insurance for Private clients, General Insurance for Commercial entities, country-specific General Insurance divisions for Denmark, Sweden, and the Baltics, and a dedicated Pension segment. Its comprehensive insurance portfolio includes coverages such as motor vehicle, homeowner, personal accident and health, travel, leisure craft, boat, valuables, liability, commercial business, marine/transport, agricultural, natural perils, life, and pet insurance. Furthermore, Gjensidige provides defined contribution occupational pension schemes for businesses, often encompassing disability pension, survivor benefits for spouses or cohabitants, and children's pension provisions. The company reaches its private and commercial clientele through a variety of distribution channels, including physical branches, call centers, online platforms, strategic partners, and independent brokers. Founded in 1816, the firm is headquartered in Oslo, Norway.

                    Gjensidige Forsikring (GJNSY) Earnings & Revenues

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                    Ownership Overview

                    <0.01%<0.01%99.97%
                    Insiders
                    <0.01% Other Institutional Investors
                    99.97% Public Companies and
                    Individual Investors
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