Polar Capital Holdings (POLR) AI Stock Analysis

• Market Cap: £431.16M
• Dividend Yield: 10.19%
• Average Volume (3M): 226.13K
• Price to Earnings (P/E): 12.1
• Beta (1Y): 1.67
• Revenue Growth: 14.88%
• EPS Growth: -14.09%
• Country: UK
• Employees: 204
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.19
• Shares Outstanding: 101,568,375
• 10 Day Avg. Volume: 218,232
• 30 Day Avg. Volume: 226,127
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £529.33
• Price Target Upside: 17.24% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3

• Rating: 67 Neutral
• Price Target: 478.00p ▲(5.87% Upside)

Polar Capital Holdings' overall stock score is primarily supported by its strong financial performance and attractive valuation. The company's effective cash flow management and low leverage are significant strengths. However, the technical analysis indicates bearish momentum, which poses a risk to short-term stock performance. The absence of recent earnings call data and corporate events means these factors do not influence the score.

Positive Factors

Cash Flow Management

Strong cash flow management allows Polar Capital to effectively invest in future growth opportunities and maintain financial flexibility, supporting long-term stability.

Financial Leverage

Low financial leverage reduces risk and enhances the company's ability to withstand economic downturns, ensuring long-term operational sustainability.

Equity Base

A strong equity base provides financial stability and supports the company's capacity to fund growth initiatives without excessive reliance on debt.

Negative Factors

Profit Margin Decline

Decreasing profit margins may indicate rising costs or pricing pressures, which could impact long-term profitability if not addressed.

Gross Profit Margin

A significant drop in gross profit margin suggests challenges in cost management or competitive pricing, potentially affecting long-term financial performance.

EPS Growth

Negative EPS growth reflects challenges in maintaining earnings growth, which could affect investor confidence and the company's ability to raise capital.

Polar Capital Holdings Business Overview & Revenue Model

Company Description

Polar Capital Holdings plc is a publicly owned investment manager. The firm provides its services to professional and institutional investors. It launches and manages equity and balanced mutual funds. The firm also launches and manages hedge funds for its clients. The firm invests in public equity markets across the globe. The firm typically invests in companies in technology, healthcare and financial sectors. Polar Capital Holdings plc was founded in December 2000 and is based in London, United Kingdom with an additional office in Tokyo, Japan.

How the Company Makes Money

Polar Capital generates revenue primarily through management fees and performance fees charged to its investment funds. Management fees are typically assessed as a percentage of the assets under management (AUM), providing a stable income stream as long as AUM remains constant or grows. Performance fees are earned when the fund's returns exceed a predefined benchmark or hurdle rate, incentivizing the firm to achieve strong investment performance. Additionally, the company benefits from investment advisory and consulting services offered to institutional clients. Strategic partnerships with institutional investors and financial advisors also play a significant role in expanding its client base and enhancing revenue opportunities.

Polar Capital Holdings Financial Statement Overview

Summary

Polar Capital Holdings exhibits a strong financial position with effective cash flow management and low leverage. While revenue and profit margins have faced some pressure, the company maintains healthy operational margins and a solid equity base. The positive cash flow growth and efficient conversion of income into cash are notable strengths, supporting the company's ability to invest in future growth and weather potential market fluctuations.

Income Statement

Polar Capital Holdings shows a stable revenue growth rate of 4.41% in the latest year, indicating a positive trend after previous fluctuations. The gross profit margin has decreased from 88.51% to 47.76%, which is a significant drop, suggesting increased costs or pricing pressures. The net profit margin also decreased to 15.90%, reflecting reduced profitability. However, the EBIT and EBITDA margins remain healthy at 23.34% and 31.12%, respectively, indicating efficient operational management.

Balance Sheet

The company maintains a low debt-to-equity ratio of 0.046, indicating prudent financial leverage. Return on equity is strong at 26.26%, showcasing effective use of equity to generate profits. The equity ratio stands at 61.07%, reflecting a solid equity base relative to total assets, which enhances financial stability.

Cash Flow

Free cash flow growth is robust at 18.74%, indicating improved cash generation capabilities. The operating cash flow to net income ratio is 0.80, suggesting that the company efficiently converts its earnings into cash. The free cash flow to net income ratio is nearly 1, demonstrating that the company effectively translates its profits into free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	228.35M	222.11M	197.25M	185.10M	219.42M	218.45M
Gross Profit	89.41M	106.07M	174.59M	160.39M	187.52M	201.24M
EBITDA	71.35M	69.11M	58.53M	53.71M	67.70M	77.84M
Net Income	35.31M	35.31M	40.79M	35.61M	48.92M	62.72M
Balance Sheet
Total Assets	220.13M	220.13M	217.62M	241.68M	249.85M	255.73M
Cash, Cash Equivalents and Short-Term Investments	180.53M	180.53M	146.33M	190.02M	198.91M	193.87M
Total Debt	6.15M	6.15M	7.51M	9.26M	3.14M	4.36M
Total Liabilities	85.68M	85.68M	81.72M	98.83M	93.61M	104.29M
Stockholders Equity	134.44M	134.44M	135.90M	142.85M	156.25M	151.44M
Cash Flow
Free Cash Flow	62.91M	63.85M	41.66M	49.21M	66.64M	91.50M
Operating Cash Flow	63.10M	64.02M	41.91M	49.70M	67.19M	91.66M
Investing Cash Flow	3.57M	3.91M	13.11M	-19.91M	-39.02M	-20.05M
Financing Cash Flow	-45.44M	-45.44M	-62.92M	-39.94M	-51.78M	-28.32M

Polar Capital Holdings Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 451.50
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:POLR, the sentiment is Positive. The current price of 451.5 is below the 20-day moving average (MA) of 462.20, below the 50-day MA of 469.46, and above the 200-day MA of 436.90, indicating a neutral trend. The MACD of -7.07 indicates Positive momentum. The RSI at 43.79 is Neutral, neither overbought nor oversold. The STOCH value of 24.26 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:POLR.

Polar Capital Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CLIG	78 Outperform	£188.80M	13.41	11.92%	6.27%	0.27%	1.47%
JUP	73 Outperform	£594.35M	10.42	7.11%	3.59%	-4.38%	―
Sector *	68 Neutral	$18.10B	11.52	9.93%	3.73%	9.70%	1.14%
POLR	67 Neutral	£431.16M	12.06	26.12%	10.19%	14.88%	-14.09%
LIO	67 Neutral	£189.46M	11.53	10.79%	23.53%	-14.24%	―
IPO	49 Neutral	£539.95M	―	-18.71%	―	―	-20.81%
SIGC	―	£304.59M	―	-10.09%	1.37%	―	―

Polar Capital Holdings Corporate Events

Polar Capital’s CIO Sells 12,000 Shares

Polar Capital Holdings announced that its Chief Investment Officer, Alexander Black, sold 12,000 shares of the company on August 19, 2025. This transaction, conducted on the London Stock Exchange, may indicate a personal financial decision by a key executive, potentially impacting investor perceptions and market dynamics.

The most recent analyst rating on (GB:POLR) stock is a Buy with a £557.00 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.

Polar Capital Launches 2025 SAYE Scheme Granting 90,824 Options

Polar Capital Holdings has announced the grant of 90,824 options under its 2025 Save as you Earn (SAYE) Scheme to 23 eligible employees, including key managerial personnel Rachel Stynes and Tracey Lago. This initiative is part of the company’s efforts to engage employees through equity participation, potentially enhancing employee retention and aligning their interests with the company’s long-term goals.

The most recent analyst rating on (GB:POLR) stock is a Buy with a £557.00 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.

Polar Capital Updates Director Shareholding Details

Polar Capital Holdings announced an amendment to a previous notification regarding the shareholding of its Head of Human Resources, Ms. Rachel Stynes. The amendment corrected the share prices involved in her acquisition of 1,801 ordinary shares through dividend reinvestment, now aggregated at a price of 486.55p per share. This transaction increases Ms. Stynes’ total shareholding to 32,033 shares, representing 0.03% of the company’s issued share capital. This update reflects the company’s commitment to transparency in managerial transactions, potentially impacting investor confidence and stakeholder trust.

The most recent analyst rating on (GB:POLR) stock is a Buy with a £600.00 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.

Polar Capital’s HR Head Increases Stake Through Dividend Reinvestment

Polar Capital Holdings announced a transaction involving Rachel Stynes, the Head of Human Resources, who acquired 1,801 ordinary shares through an automatic dividend reinvestment. This transaction increases her total holding to 32,033 shares, representing 0.03% of the company’s issued share capital. The acquisition, conducted on the London Stock Exchange, reflects internal confidence in the company’s performance and may have implications for stakeholder perceptions.

The most recent analyst rating on (GB:POLR) stock is a Buy with a £600.00 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.

Polar Capital Announces Vesting of Long Term Incentive Plans

Polar Capital Holdings announced the vesting of its 2022 Executive Long Term Incentive Plan (LTIP) and Other LTIP, marking the third anniversary of the grant. Key executives, including the CEO and CFO, had their shares vested, with a portion sold to cover taxes and the remainder subject to a holding period. Additionally, the first vesting of the 2024 Senior Manager Replacement Award was completed, impacting several senior managers. This vesting reflects the company’s commitment to rewarding its leadership team and aligns with its long-term strategic goals, potentially enhancing stakeholder confidence in its management practices.

The most recent analyst rating on (GB:POLR) stock is a Buy with a £600.00 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.

Polar Capital Announces 2025 LTIP Awards to Key Executives

Polar Capital Holdings PLC has announced the grant of conditional share awards under its 2025 Long Term Incentive Plan to several key executives and senior managers. These awards, which are part of the company’s 2016 Executive Incentive Plan, are subject to various performance conditions and are designed to align the interests of the executives with those of the shareholders. The plan includes a mix of performance share awards and restricted share awards, with vesting contingent on achieving specific financial and strategic goals over a three-year period. This initiative is expected to incentivize leadership to drive the company’s growth and enhance shareholder value.

The most recent analyst rating on (GB:POLR) stock is a Hold with a £5.70 price target. To see the full list of analyst forecasts on Polar Capital Holdings stock, see the GB:POLR Stock Forecast page.