Lords Group Trading PLC (LORD) AI Stock Analysis

• Market Cap: £52.36M
• Dividend Yield: 2.67%
• Average Volume (3M): 88.66K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.53
• Revenue Growth: 0.10%
• EPS Growth: -32.11%
• Country: UK
• Employees: 958
• Sector: Industrials
• Sector Strength: 72
• Industry: Industrial - Distribution
• EPS (TTM): 0.01
• Shares Outstanding: 166,231,690
• 10 Day Avg. Volume: 124,831
• 30 Day Avg. Volume: 88,656
• PEG Ratio: 0.12
• Price to Book (P/B): 1.21
• Price to Sales (P/S): 0.13
• P/FCF Ratio: 4.32
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £80.00
• Price Target Upside: 153.97% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 57 Neutral
• Price Target: 34.00p ▲(7.94% Upside)

Lords Group Trading PLC's overall stock score reflects financial challenges, including declining revenues and a net loss, which weigh heavily on the score. Technical indicators suggest bearish momentum, further impacting the score. Valuation metrics are weak, with a negative P/E ratio, although the dividend yield offers some support. The absence of earnings call data and corporate events means these factors do not influence the score.

Positive Factors

Cash Flow Generation

Positive operating cash flow indicates strong cash generation ability, which is crucial for sustaining operations and funding future growth.

Gross Profit Margin

A stable gross profit margin demonstrates effective cost management, which supports long-term profitability despite revenue challenges.

Asset Base

A stable asset base provides financial stability and supports the company's ability to leverage growth opportunities in the industry.

Negative Factors

Revenue Decline

Declining revenues indicate potential market challenges and can impact long-term growth prospects if not addressed effectively.

Net Loss

A net loss reflects profitability challenges that could strain financial resources and hinder investment in growth initiatives.

Leverage

A leveraged balance sheet could limit financial flexibility and increase risk, particularly if revenue and profitability pressures persist.

Lords Group Trading PLC Business Overview & Revenue Model

Company Description

Lords Group Trading PLC (LORD) is a leading UK-based distributor of building materials, plumbing supplies, and heating products. The company operates through multiple divisions, including building materials, plumbing & heating, and the sale of home improvement products. With a diverse portfolio, Lords Group Trading caters to both trade and retail customers, offering a wide range of core products such as timber, insulation, and bathroom fixtures, along with value-added services.

How the Company Makes Money

Lords Group Trading generates revenue primarily through the wholesale distribution of building materials and supplies to contractors, builders, and retail customers. The company's revenue model is driven by selling a broad range of products across its divisions, which include plumbing, heating, and building materials. Key revenue streams come from both direct sales and online transactions, complemented by strategic partnerships with manufacturers and suppliers that enhance product offerings and pricing competitiveness. Additionally, the company benefits from a growing demand for home improvement and construction services, which further supports its earnings growth.

Lords Group Trading PLC Financial Statement Overview

Summary

Lords Group Trading PLC faces financial challenges with declining revenues and a net loss, impacting profitability. However, the company maintains a positive cash flow and effective cost management, as evidenced by a stable gross profit margin. The balance sheet is leveraged but manageable, with a reasonable asset base.

Income Statement

The income statement reflects a challenging year for the company, with a decline in total revenue from £462.6 million to £436.7 million, representing a revenue growth rate of -5.6%. Despite this, the gross profit margin remains robust at 19.5%, indicating effective cost management. However, the net profit margin turned negative at -0.5% due to a net loss of £1.97 million, highlighting profitability challenges. The EBIT margin has decreased to 1.0%, suggesting pressure on operating profitability. Overall, while the company has maintained a stable gross margin, declining revenues and net losses are concerning.

Balance Sheet

The balance sheet shows a moderate debt-to-equity ratio of 2.23, indicating a leveraged position, but not excessively so for the industry. The equity ratio is 18.5%, reflecting a modest proportion of equity financing. Return on equity has turned negative at -4.3% due to the net loss, which is a significant concern. However, the company maintains a reasonable level of total assets at £247.2 million, providing a stable asset base.

Cash Flow

Cash flow analysis reveals a positive operating cash flow of £16.8 million, though it has decreased from the previous year's £19.7 million. Free cash flow remains positive at £12.9 million, albeit lower than last year's £14.0 million, resulting in a free cash flow growth rate of -7.8%. The operating cash flow to net income ratio is not meaningful given the net loss, but the cash flow generation capability remains a positive aspect of the company's financial health.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	454.64M	436.68M	462.60M	450.02M	363.29M	287.56M
Gross Profit	86.80M	85.23M	92.36M	88.78M	62.72M	47.18M
EBITDA	8.68M	21.41M	22.86M	28.45M	22.21M	15.40M
Net Income	-2.38M	-1.97M	1.38M	9.12M	4.76M	2.44M
Balance Sheet
Total Assets	243.91M	247.16M	264.46M	239.88M	172.31M	163.76M
Cash, Cash Equivalents and Short-Term Investments	16.63M	10.31M	19.81M	16.04M	11.40M	16.34M
Total Debt	104.22M	102.11M	99.51M	77.95M	41.54M	73.81M
Total Liabilities	195.03M	199.55M	213.29M	187.69M	121.56M	146.63M
Stockholders Equity	46.89M	45.80M	49.54M	50.86M	39.72M	45.94M
Cash Flow
Free Cash Flow	19.03M	12.86M	14.02M	19.41M	17.57M	13.54M
Operating Cash Flow	20.88M	16.81M	19.66M	23.16M	19.52M	13.98M
Investing Cash Flow	11.55M	-1.05M	-9.36M	-35.53M	-9.12M	-440.00K
Financing Cash Flow	-26.24M	-25.27M	-7.15M	15.15M	-15.34M	-561.00K

Lords Group Trading PLC Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 31.50
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:LORD, the sentiment is Negative. The current price of 31.5 is below the 20-day moving average (MA) of 32.43, below the 50-day MA of 33.24, and below the 200-day MA of 34.65, indicating a bearish trend. The MACD of -0.57 indicates Negative momentum. The RSI at 38.03 is Neutral, neither overbought nor oversold. The STOCH value of 25.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:LORD.

Lords Group Trading PLC Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BMTO	68 Neutral	£17.28M	8.35	11.39%	1.07%	5.03%	36.66%
LTHP	64 Neutral	£208.85M	―	―	6.53%	―	―
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
BRCK	60 Neutral	£173.96M	26.47	3.43%	6.86%	7.23%	-59.68%
LORD	57 Neutral	£52.36M	-21.88	-5.01%	2.67%	0.10%	-32.11%
FLO	43 Neutral	£35.15M	-1.32	-48.14%	―	-0.25%	-84.33%
SHI	43 Neutral	£107.64M	-1.54	-37.89%	―	-2.08%	-9.83%

Lords Group Trading PLC Corporate Events

Lords Group Trading PLC Announces Interim Dividend for H1 2025

Lords Group Trading PLC announced an interim dividend of 0.32 pence per ordinary share for the six months ended 30 June 2025. The dividend will be paid on 10 October 2025 to shareholders registered by 19 September 2025, with shares marked ex-dividend on 18 September 2025. This announcement reflects the company’s commitment to returning value to its shareholders and may impact its financial positioning and stakeholder relations.

The most recent analyst rating on (GB:LORD) stock is a Buy with a £80.00 price target. To see the full list of analyst forecasts on Lords Group Trading PLC stock, see the GB:LORD Stock Forecast page.

Lords Group Trading PLC Reports Revenue Growth and Strategic Expansion in H1 2025

Lords Group Trading PLC reported an 8.4% increase in group revenue for the first half of 2025, driven by strong growth in its merchanting division. The company acquired Construction Materials Online and opened three new branches, enhancing its market position. Despite challenges in the RMI market, Lords remains optimistic about future growth opportunities, supported by a strengthened balance sheet and strategic initiatives.

The most recent analyst rating on (GB:LORD) stock is a Buy with a £80.00 price target. To see the full list of analyst forecasts on Lords Group Trading PLC stock, see the GB:LORD Stock Forecast page.

Lords Group Trading PLC Announces Total Voting Rights

Lords Group Trading PLC has announced the total number of ordinary shares in issue, which is 166,212,271, each carrying one vote. This information is crucial for shareholders to determine their voting rights and any changes in their interests under the Financial Conduct Authority’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:LORD) stock is a Hold with a £46.00 price target. To see the full list of analyst forecasts on Lords Group Trading PLC stock, see the GB:LORD Stock Forecast page.

Lords Group Trading PLC to Present Financial Results via Investor Meet Company

Lords Group Trading PLC announced a presentation on the Investor Meet Company platform, scheduled for 11 September 2025, where management will discuss the company’s financial results for the first half of 2025. This event offers existing and potential investors a chance to engage with the company’s leadership, potentially impacting investor relations and market perception.

The most recent analyst rating on (GB:LORD) stock is a Hold with a £46.00 price target. To see the full list of analyst forecasts on Lords Group Trading PLC stock, see the GB:LORD Stock Forecast page.

Lords Group Trading PLC to Announce HY-2025 Results

Lords Group Trading PLC has announced the release of its half-year results for the period ending June 30, 2025, scheduled for September 11, 2025. The announcement will be accompanied by an in-person presentation for analysts and a separate online presentation for retail investors, highlighting the company’s commitment to transparency and stakeholder engagement.

The most recent analyst rating on (GB:LORD) stock is a Hold with a £46.00 price target. To see the full list of analyst forecasts on Lords Group Trading PLC stock, see the GB:LORD Stock Forecast page.