Investec (INVR) AI Stock Analysis

• Market Cap: £10.75B
• Dividend Yield: 8.49%
• Average Volume (3M): 930.00
• Price to Earnings (P/E): 3.8
• Beta (1Y): 0.03
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: UK
• Employees: 1,300
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): N/A
• Shares Outstanding: 2,754,587
• 10 Day Avg. Volume: 836
• 30 Day Avg. Volume: 930
• PEG Ratio: -0.25
• Price to Book (P/B): 0.91
• Price to Sales (P/S): 5.07
• P/FCF Ratio: -8.81
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 55 Neutral
• Price Target: 687.00 p ▲(2.54% Upside)
• Action: Reiterated Date: 09/12/25
• Date: Action: Reiterated 09/12/25

Investec's overall stock score reflects a challenging financial performance with significant revenue decline and negative cash flows, despite strong profit margins. Technical analysis shows mixed signals, and the high dividend yield is a positive aspect of its valuation. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Diversified business model

Investec's multi-vertical, multi-region model spreads revenue across lending, asset management, wealth and markets. This structural diversification reduces single-market cyclicality, supports cross-selling and fee income stability, and provides a durable foundation for medium-term resilience.

Negative Factors

Severe revenue contraction

A 66.7% revenue drop materially erodes scale economics and top-line base, weakening fee generation and amortizing fixed costs. If sustained, this structural decline undermines profitability drivers, constrains reinvestment capacity and complicates medium-term recovery plans.

Investec Business Overview & Revenue Model

Company Description

Investec plc, a specialist bank and wealth manager, provides various financial products and services in the United Kingdom and internationally. It offers wealth and investment services, such as investments and savings, financial planning, and pens...

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Investec plc, a specialist bank and wealth manager, provides various financial products and services in the United Kingdom and internationally. It offers wealth and investment services, such as investments and savings, financial planning, and pens...

How the Company Makes Money

Investec generates revenue through multiple streams, primarily from interest income, fees, and commissions associated with its banking and asset management operations. The company earns interest income from lending activities, which include mortga...

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Investec generates revenue through multiple streams, primarily from interest income, fees, and commissions associated with its banking and asset management operations. The company earns interest income from lending activities, which include mortga...

Investec Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	4.73B	1.02B	4.78B	3.80B	2.92B	2.74B
Gross Profit	1.51B	1.02B	1.99B	2.25B	1.91B	1.60B
EBITDA	806.46M	896.24M	872.93M	763.09M	640.15M	363.58M
Net Income	666.36M	331.75M	941.04M	765.16M	476.72M	268.34M
Balance Sheet
Total Assets	30.24B	58.25B	56.63B	57.29B	58.89B	51.45B
Cash, Cash Equivalents and Short-Term Investments	3.54B	5.52B	6.97B	6.29B	6.44B	3.96B
Total Debt	7.70B	2.80B	7.87B	8.17B	8.17B	7.51B
Total Liabilities	26.62B	52.60B	51.74B	52.36B	53.56B	46.47B
Stockholders Equity	5.30B	5.66B	5.47B	4.46B	4.79B	4.41B
Cash Flow
Free Cash Flow	0.00	-584.79M	112.47M	960.40M	1.28B	-386.64M
Operating Cash Flow	2.33B	-567.79M	131.45M	990.74M	1.29B	-373.31M
Investing Cash Flow	-2.93B	11.04M	-209.37M	3.24M	1.13M	12.86M
Financing Cash Flow	167.47M	-559.23M	-372.06M	-411.27M	669.37M	81.95M

Investec Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 670.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:INVR, the sentiment is Neutral. The current price of 670 is above the 20-day moving average (MA) of 663.63, above the 50-day MA of 664.40, and above the 200-day MA of 633.27, indicating a neutral trend. The MACD of -0.58 indicates Positive momentum. The RSI at 28.85 is Positive, neither overbought nor oversold. The STOCH value of 30.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:INVR.

Investec Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CMCX	80 Outperform	£968.51M	4.51	14.91%	4.65%	-10.92%	-24.05%
IGG	78 Outperform	£4.86B	10.55	20.39%	3.62%	9.46%	32.24%
TCAP	73 Outperform	£1.99B	10.28	9.39%	6.35%	5.77%	81.14%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
PEEL	58 Neutral	£122.50M	3.75	4.98%	―	15.42%	―
INVR	55 Neutral	£10.75B	3.79	12.16%	8.49%	―	―
CBG	46 Neutral	£612.81M	-2.93	-9.28%	―	-15.79%	-211.91%