Hansard Global PLC (GB:HSD)
LSE:HSD
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Hansard Global
(LSE:HSD)
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Rating:58Neutral
Price Target:
54.00 p
▲(10.43% Upside)
Action:Reiterated
Date:12/07/25
Hansard Global's overall stock score is primarily influenced by its financial performance challenges, particularly in revenue growth and operational efficiency. However, the company's strong dividend yield and positive corporate events, including strategic growth plans and successful AGM resolutions, provide some support. Technical indicators are neutral, suggesting a balanced market sentiment.
Positive Factors
Recurring fee-based model
Hansard's core business relies on recurring administration and asset-based charges tied to long-duration unit-linked policies. This fee-for-service model generates predictable, annuity-like revenue as long as persistency and AUM hold, supporting durable cash flow and margin resilience.
Negative Factors
Severe revenue decline
A nearly 70% revenue drop materially shrinks the fee base and undermines the annuity-like earnings stream central to the business model. Sustained revenue contraction reduces economies of scale, pressures margins and limits the company’s ability to invest in distribution or new products.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring fee-based model
Hansard's core business relies on recurring administration and asset-based charges tied to long-duration unit-linked policies. This fee-for-service model generates predictable, annuity-like revenue as long as persistency and AUM hold, supporting durable cash flow and margin resilience.
Read all positive factors
Hansard Global (HSD) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£71.08M
Dividend Yield9.33%
Average Volume (3M)82.21K
Price to Earnings (P/E)17.8
Beta (1Y)0.10
Revenue Growth-41.29%
EPS Growth150.43%
CountryUK
Employees182
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)0.03
Shares Outstanding137,557,070
10 Day Avg. Volume57,120
30 Day Avg. Volume82,211
Financial Highlights & Ratios
PEG Ratio-0.58
Price to Book (P/B)4.20
Price to Sales (P/S)1.44
P/FCF Ratio5.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.03
Revenue Forecast (FY)£93.06M
Hansard Global Business Overview & Revenue Model
Company Description
Headquartered in Douglas, United Kingdom, and founded in 1970, Hansard Global plc functions as an expert provider of enduring savings and investment solutions. The company crafts tailored offerings for a diverse international client base, encompas...
How the Company Makes Money
Hansard Global makes money primarily by issuing and administering unit-linked life insurance investment policies and earning charges and fees associated with those policies over time. Key revenue drivers include: (1) Policy charges and fees: Ongoi...
Hansard Global Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
55
Neutral
Cash Flow
50
Neutral
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 90.30M | 48.20M | 48.80M | 45.70M | 117.80M | 67.00M |
| Gross Profit | 37.30M | 36.20M | 37.30M | 35.40M | 37.80M | 39.10M |
| EBITDA | 20.20M | -10.90M | 8.50M | -18.90M | 5.70M | -139.50M |
| Net Income | 4.00M | 1.80M | 5.20M | 5.70M | 3.60M | 4.90M |
Balance Sheet | ||||||
| Total Assets | 1.44B | 1.35B | 1.37B | 1.32B | 1.31B | 1.43B |
| Cash, Cash Equivalents and Short-Term Investments | 47.60M | 138.70M | 136.10M | 1.17B | 1.17B | 1.29B |
| Total Debt | 2.60M | 2.70M | 2.70M | 2.90M | 2.30M | 2.70M |
| Total Liabilities | 1.42B | 1.33B | 1.35B | 1.30B | 1.29B | 1.41B |
| Stockholders Equity | 15.40M | 16.50M | 20.70M | 21.80M | 22.20M | 24.70M |
Cash Flow | ||||||
| Free Cash Flow | 6.50M | 12.90M | 2.30M | 400.00K | 6.80M | 22.00M |
| Operating Cash Flow | 7.10M | 13.90M | 6.20M | 7.00M | 11.30M | 25.80M |
| Investing Cash Flow | -1.10M | -4.90M | -4.10M | -6.30M | -4.50M | -3.80M |
| Financing Cash Flow | -6.30M | -6.30M | -6.30M | -6.30M | -6.60M | -6.50M |
Hansard Global Technical Analysis
Neutral
48.90
Price Trends
51.34
Positive
50.33
Positive
48.03
Positive
Market Momentum
0.37
Positive
46.28
Neutral
47.95
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HSD, the sentiment is Neutral. The current price of 48.9 is below the 20-day moving average (MA) of 53.59, below the 50-day MA of 51.34, and above the 200-day MA of 48.03, indicating a neutral trend. The MACD of 0.37 indicates Positive momentum. The RSI at 46.28 is Neutral, neither overbought nor oversold. The STOCH value of 47.95 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:HSD.
Hansard Global Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | £208.44M | 31.37 | 4.43% | 5.14% | 1.02% | -62.71% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | £24.53B | 9.13 | 26.87% | 1.56% | 61.45% | 78.24% | |
58 Neutral | £71.08M | 17.76 | 25.08% | 9.33% | -41.29% | 150.43% | |
53 Neutral | £756.59M | -6.07 | -2.43% | 8.03% | -40.13% | -369.64% |
* Financial Sector Average
GB:HSD
Hansard Global
52.00
8.10
18.44%
GB:BRK
Brooks Macdonald
1,350.00
-215.59
-13.77%
GB:CSN
Chesnara
328.00
92.25
39.13%
GB:PRU
Prudential
981.20
93.98
10.59%
Hansard Global Corporate Events
Financial DisclosuresLegal Proceedings
Hansard Global Secures £2.13m Insurance Recovery for Legacy Litigation Costs
Positive
Mar 20, 2026
Hansard Global has received £2.13 million from its insurers to reimburse costs previously incurred by Hansard Europe dac in defending and settling legacy litigation, with further recoveries expected. The payment will be recognised in the grou...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.