Want to see GB:DFCH full AI Analyst Report?
DFCH Stock Chart & Stats
53.50 p
0.20 p(0.54%)
At close: 4:00 PM EST
53.50 p
0.20 p(0.54%)
Day’s Range― - ―
52-Week Range43.20 p - 72.80 p
Previous CloseN/A
Volume38.18K
Average Volume (3M)261.88K
Market Cap
£115.96M
Enterprise Value-27.44M
Total Cash (Recent Filing)£137.57M
Total Debt (Recent Filing)£17.42M
Price to Earnings (P/E)8.2
Beta0.96
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding167,123,340
10 Day Avg. Volume204,929
30 Day Avg. Volume261,885
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.68
Price to Sales (P/S)0.94
P/FCF Ratio4.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£90.00Price Target Upside68.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.1
Revenue Forecast (FY)£107.70M
Bulls Say, Bears Say
Bulls Say
Revenue & Profit GrowthSustained top-line and net profit expansion across 2023–2025 indicates durable scale gains and improving operating leverage. Stronger margins and higher absolute earnings help the group self-fund growth, build capital buffers and support long-term lending capacity if credit quality remains controlled.
Conservative Capital & Equity BuildMaterial equity growth and low reported leverage provide a structural cushion for a lending franchise. Conservative capitalisation increases loss-absorption capacity, supports regulatory and rating resilience, and gives management flexibility to expand origination without immediate dependence on volatile external funding.
Improved Cash GenerationMarked improvement in operating and free cash flow strengthens self-funding ability and liquidity over the medium term. Reliable cash conversion reduces reliance on short-term funding, helps service debt and supports reinvestment in the lending book or distribution partnerships to sustain long-term growth.
Bears Say
Volatile Historical Cash FlowsPast episodes of severe cash outflows highlight execution and timing risk in collections or funding. Such volatility undermines predictability of credit provisioning and capital planning, increasing refinancing and liquidity risk in stressed periods even if recent cash generation has improved.
Rapid Balance-sheet ExpansionFast asset growth raises exposure to underwriting and funding mismatches. Scaling the lending book quickly can mask underwriting deterioration, and higher absolute debt increases sensitivity to funding market dislocation and interest cost shocks over the medium term.
Credit & Collateral SensitivityBusiness model is concentrated in asset and inventory-backed lending to dealers and SMEs, so profitability hinges on collateral values and recovery rates. Structural downturns in vehicle, equipment or inventory markets or concentrated originator channels could materially raise impairments and weaken long-term returns.
Distribution Finance Capital Holdings Plc News
DFCH FAQ
What was Distribution Finance Capital Holdings Plc’s price range in the past 12 months?
Distribution Finance Capital Holdings Plc lowest share price was 43.20 p and its highest was 72.80 p in the past 12 months.
What is Distribution Finance Capital Holdings Plc’s market cap?
Distribution Finance Capital Holdings Plc’s market cap is £115.96M.
When is Distribution Finance Capital Holdings Plc’s upcoming earnings report date?
Distribution Finance Capital Holdings Plc’s upcoming earnings report date is Sep 17, 2026 which is in 35 days.
How were Distribution Finance Capital Holdings Plc’s earnings last quarter?
Distribution Finance Capital Holdings Plc released its earnings results on Mar 23, 2026. The company reported 0.049 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.049 p.
Is Distribution Finance Capital Holdings Plc overvalued?
According to Wall Street analysts Distribution Finance Capital Holdings Plc’s price is currently Undervalued.
Does Distribution Finance Capital Holdings Plc pay dividends?
Distribution Finance Capital Holdings Plc does not currently pay dividends.
What is Distribution Finance Capital Holdings Plc’s EPS estimate?
Distribution Finance Capital Holdings Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Distribution Finance Capital Holdings Plc have?
Distribution Finance Capital Holdings Plc has 167,123,340 shares outstanding.
What happened to Distribution Finance Capital Holdings Plc’s price movement after its last earnings report?
Distribution Finance Capital Holdings Plc reported an EPS of 0.049 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.754%.
Which hedge fund is a major shareholder of Distribution Finance Capital Holdings Plc?
Currently, no hedge funds are holding shares in GB:DFCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Distribution Finance Capital Holdings Plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.93%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
27.12%
Trailing 12-Months
Company Description
Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings plc, an investment holding company established in Manchester, UK, in 2016, functions as a specialized bank delivering both personal savings products and commercial financing throughout the United Kingdom. For businesses, it provides crucial working capital solutions to manufacturers and dealers. This includes specific funding facilities such as floorplan finance, unit stocking finance, and financing for rental and hire fleets. Furthermore, it extends inventory funding across a wide spectrum of industries, including agriculture, industrial equipment, transport, recreational vehicles (like motorhomes and caravans), holiday accommodations (lodges), marine vessels, and motorcycles. Individuals, meanwhile, can access a selection of savings options, including fixed-term deposits and notice accounts.
DFCH Stock 12 Month Forecast
Average Price Target
90.00 p
▲(68.22% Upside)
Technical Analysis
Time Finance plc
―
Vanquis Banking Group
―
S&U plc
―
Funding Circle Holdings
―
TruFin
―