Distribution Finance Capital Holdings Plc (GB:DFCH)
LSE:DFCH
DFCH Stock Chart & Stats
53.50 p
0.20 p(0.54%)
At close: 4:00 PM EST
53.50 p
0.20 p(0.54%)
Day’s Range― - ―
52-Week Range32.00 p - 68.00 p
Previous CloseN/A
Volume38.18K
Average Volume (3M)261.88K
Market Cap
£96.81M
Enterprise Value-23.34M
Total Cash (Recent Filing)£137.57M
Total Debt (Recent Filing)£17.42M
Price to Earnings (P/E)5.7
Beta1.30
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.05
Shares Outstanding166,726,330
10 Day Avg. Volume204,929
30 Day Avg. Volume261,885
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.68
Price to Sales (P/S)0.94
P/FCF Ratio4.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.08
Revenue Forecast (FY)£62.40M
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability RecoveryDFCH has materially scaled revenue and restored sustainable profits from 2023 to 2025, reflecting stronger origination and better underwriting. Durable revenue growth and consistent profitability improve internal capital generation and support ongoing lending capacity over the next several quarters.
Improved Cash Generation And FCFSignificant improvement in operating and free cash flow provides a more reliable funding base for asset growth and reduces near-term reliance on external funding. Stronger FCF supports reinvestment, loan provisioning and balance-sheet resilience across the next 2–6 months.
Conservative Leverage And Equity Build-upA materially stronger capital base and low debt-to-equity provide a buffer against credit losses and support continued lending. Conservative leverage increases financial flexibility and reduces refinancing risk, enabling DFCH to expand assets while retaining a prudent capital position.
Bears Say
Historical Cash-flow VolatilityPast episodes of large negative operating and free cash flow indicate the firm's cash generation can swing materially. That volatility weakens predictability of internal funding, may force episodic external financing in stress, and complicates planning for provisioning and capex.
Rapid Asset Growth And Higher 2025 DebtFast asset expansion raises credit exposure and funding needs; the increase in absolute debt, while modest, heightens sensitivity to funding costs and refinancing. If underlying collateral or borrower credit deteriorates, rapid growth could amplify losses and liquidity strain.
Earnings Volatility Across CyclesHistoric swings from losses to outsized profits imply earnings are cyclical and sensitive to underwriting cycles and asset valuations. Such variability reduces certainty of margin sustainability and could pressure capital ratios in weaker cycles, affecting long-term planning.
Distribution Finance Capital Holdings Plc News
DFCH FAQ
What was Distribution Finance Capital Holdings Plc’s price range in the past 12 months?
Distribution Finance Capital Holdings Plc lowest share price was 32.00 p and its highest was 68.00 p in the past 12 months.
What is Distribution Finance Capital Holdings Plc’s market cap?
Distribution Finance Capital Holdings Plc’s market cap is £96.81M.
When is Distribution Finance Capital Holdings Plc’s upcoming earnings report date?
Distribution Finance Capital Holdings Plc’s upcoming earnings report date is Sep 17, 2026 which is in 174 days.
How were Distribution Finance Capital Holdings Plc’s earnings last quarter?
Distribution Finance Capital Holdings Plc released its earnings results on Mar 23, 2026. The company reported 0.049 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.049 p.
Is Distribution Finance Capital Holdings Plc overvalued?
According to Wall Street analysts Distribution Finance Capital Holdings Plc’s price is currently Overvalued.
Does Distribution Finance Capital Holdings Plc pay dividends?
Distribution Finance Capital Holdings Plc does not currently pay dividends.
What is Distribution Finance Capital Holdings Plc’s EPS estimate?
Distribution Finance Capital Holdings Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Distribution Finance Capital Holdings Plc have?
Distribution Finance Capital Holdings Plc has 166,726,330 shares outstanding.
What happened to Distribution Finance Capital Holdings Plc’s price movement after its last earnings report?
Distribution Finance Capital Holdings Plc reported an EPS of 0.049 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.754%.
Which hedge fund is a major shareholder of Distribution Finance Capital Holdings Plc?
Currently, no hedge funds are holding shares in GB:DFCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Distribution Finance Capital Holdings Plc Stock Smart Score
Neutral
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Insider Transactions
Bought Shares
Worth £14.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.93%
12-Months-Change
Fundamentals
Return on Equity
11.93%
Trailing 12-Months
Asset Growth
17.81%
Trailing 12-Months
Company Description
Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings plc, an investment holding company, operates as a personal savings and commercial lending bank in the United Kingdom. The company offers working capital funding solutions to dealers and manufacturers. It also provides floorplan finance, unit stocking finance, and rental and hire fleet finance, as well as personal savings products, including fixed rate deposits and notice accounts. In addition, the company offers inventory finance products to agricultural, industrial, transport, motorhome and caravans, lodges and holiday homes, marine, and motorcycle sectors. Distribution Finance Capital Holdings plc was founded in 2016 and is based in Manchester, the United Kingdom.
Technical Analysis
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Options Prices
Currently, No data available
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