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The latest announcement is out from Distribution Finance Capital Holdings Plc ( (GB:DFCH) ).
Distribution Finance Capital Holdings reported record full-year trading for 2025, with new loan originations exceeding £1.8bn and the loan book growing 27% to £846m, driving expected statutory pre-tax profit of at least £19m and a roughly 20% rise in tangible net assets per share. Portfolio quality remains strong with arrears and non-performing loans below 1% of the book, while the bank’s new asset finance product is gaining traction with around 120 dealers and introducers, contributing to higher customer satisfaction and strong employee engagement scores. Extending its planning horizon to 2030, DF Capital is targeting a loan book of more than £1.5bn, a cost-to-income ratio of 45–48% and about 20% return on required equity, and expects to fund this growth organically without dilutive equity raises, potentially allowing for accelerated expansion, portfolio acquisitions and, subject to regulatory approval, the initiation of dividends after the 2028 financial year.
The most recent analyst rating on (GB:DFCH) stock is a Buy with a £61.00 price target. To see the full list of analyst forecasts on Distribution Finance Capital Holdings Plc stock, see the GB:DFCH Stock Forecast page.
Spark’s Take on GB:DFCH Stock
According to Spark, TipRanks’ AI Analyst, GB:DFCH is a Outperform.
Distribution Finance Capital Holdings Plc demonstrates strong financial performance and strategic growth initiatives, as evidenced by recent corporate events. The stock’s undervaluation presents a potential opportunity, though technical indicators suggest caution due to bearish trends. Overall, the company’s positive trajectory and strategic moves are significant strengths, with technical analysis being the primary risk factor.
To see Spark’s full report on GB:DFCH stock, click here.
More about Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings (DF Capital) is a specialist independent UK bank that provides commercial finance solutions to manufacturers, dealers and distributors across sectors such as automotive, leisure and luxury, alongside savings products for consumers and small businesses. Founded in 2016 and headquartered in Manchester with more than 130 staff, the AIM‑listed group focuses on inventory and asset finance in resilient but underserved market niches, leveraging its banking licence obtained in 2020 to support working capital and sales growth for its customers.
Average Trading Volume: 258,836
Technical Sentiment Signal: Buy
Current Market Cap: £90.25M
For an in-depth examination of DFCH stock, go to TipRanks’ Overview page.