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TRU Stock Chart & Stats
119.50 p
1.00 p(1.20%)
At close: 4:00 PM EST
119.50 p
1.00 p(1.20%)
Day’s Range― - ―
52-Week Range87.00 p - 147.00 p
Previous CloseN/A
Volume10.83K
Average Volume (3M)195.20K
Market Cap
£126.70M
Enterprise Value114.84M
Total Cash (Recent Filing)£12.36M
Total Debt (Recent Filing)£3.00K
Price to Earnings (P/E)11.8
Beta0.24
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume240,804
30 Day Avg. Volume195,199
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.1
Revenue Forecast (FY)£68.60M
Bulls Say, Bears Say
Bulls Say
De-risked Balance SheetTotal debt has been reduced to near-zero and equity rose to ~£49.6m with ROE ~23.5% in 2025. This materially improves financial flexibility, lowers refinancing and interest risk, and gives the company capacity to fund growth or weather downturns without relying on external debt markets.
Revenue & Margin ExpansionRevenue expanded sharply while net margin improved from ~8.8% to ~17.7% (2024→2025), indicating a clear profitability inflection and scale benefits. Durable revenue growth coupled with rising margins supports sustainable earnings power and reinvestment capacity over the medium term.
Improved Cash GenerationOperating cash flow turned solid and free cash flow was positive, roughly matching reported profit in 2025. Consistent cash generation improves liquidity, funds organic investment without new debt, and signals better alignment between reported earnings and cash available to support operations and growth.
Bears Say
Free Cash Flow Decline & VolatilityDespite higher earnings, free cash flow fell ~40% in 2025, after multi-year cash burn earlier. This indicates sensitivity of cash conversion to working capital or capex timing, raising questions about the sustainability of cash generation under different growth or operating scenarios.
Historical Earnings VolatilityThe company moved from multi-year losses to a strong profit run, reflecting uneven historical performance. Such volatility complicates revenue and margin predictability, increases forecasting risk, and suggests past business or operating model weaknesses that must be consistently managed to lock in improvements.
Rapid Balance-sheet Shifts To MonitorRapid reductions in debt and material swings in assets/debt position represent meaningful structural change. While de-risking is positive, the speed of change means investors should verify that earnings and cashflow improvements are repeatable and not driven by one-off balance-sheet adjustments or timing effects.
TruFin News
TRU FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest share price was 87.00 p and its highest was 147.00 p in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is £126.70M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 84 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported 0.06 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.06 p.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of 0.06 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.175%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in GB:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
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