TruFin (GB:TRU)
LSE:TRU
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TRU Stock Chart & Stats
119.50 p
1.00 p(1.20%)
At close: 4:00 PM EST
119.50 p
1.00 p(1.20%)
Day’s Range― - ―
52-Week Range85.50 p - 147.00 p
Previous CloseN/A
Volume10.83K
Average Volume (3M)195.20K
Market Cap
£126.23M
Enterprise Value113.90M
Total Cash (Recent Filing)£12.36M
Total Debt (Recent Filing)£3.00K
Price to Earnings (P/E)11.4
Beta0.27
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume240,804
30 Day Avg. Volume195,199
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.1
Revenue Forecast (FY)£68.60M
Bulls Say, Bears Say
Bulls Say
De-risked Balance SheetNear-zero net debt and materially higher equity give TruFin durable financial flexibility. A low-leverage structure supports investment, underwriting capacity and resilience through credit cycles, and the ~23.5% ROE in 2025 shows capital is being deployed effectively.
Revenue & Profitability InflectionRapid top-line expansion with a clear shift to sustained profit margins indicates scalable unit economics. The revenue ramp and margin improvement suggest the business is capturing market share and benefiting from operating leverage that could persist as scale increases.
Improving Cash GenerationConsistent positive operating cash flow across recent years supports internal funding of growth and limits reliance on external capital. Positive free cash flow in 2025 aligns cash conversion with reported profits, improving long-term financial sustainability and strategic optionality.
Bears Say
Free Cash Flow VolatilityA large (~40%) decline in free cash flow despite higher reported earnings questions cash quality and the durability of profit conversion. If cash conversion remains volatile, it could constrain reinvestment, dividend capacity or buffer against cyclical stress over the medium term.
Historical Earnings VolatilityPrior multi-year losses and uneven growth create uncertainty about recurrence of profitability. Structural improvements are meaningful, but legacy volatility indicates execution and demand risks that could reappear in adverse conditions, making long-term forecasting harder.
Rapid Balance Sheet ShiftsQuick swings in leverage and asset composition imply the business model or funding mix is changing materially. Rapid balance sheet evolution raises execution and model-risk: sustaining margins and returns while scaling requires consistent capital and underwriting discipline.
TruFin News
TRU FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest share price was 85.50 p and its highest was 147.00 p in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is £126.23M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 104 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported 0.06 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.06 p.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of 0.06 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.175%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in GB:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
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