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TRU Stock Chart & Stats
119.50 p
1.00 p(1.20%)
At close: 4:00 PM EST
119.50 p
1.00 p(1.20%)
Day’s Range― - ―
52-Week Range91.00 p - 147.00 p
Previous CloseN/A
Volume10.83K
Average Volume (3M)195.20K
Market Cap
£128.11M
Enterprise Value115.33 p
Total Cash (Recent Filing)£12.36M
Total Debt (Recent Filing)£3.00K
Price to Earnings (P/E)11.8
Beta0.24
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume240,804
30 Day Avg. Volume195,199
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.1
Revenue Forecast (FY)£68.60M
Bulls Say, Bears Say
Bulls Say
De-risked Balance SheetNear-zero net debt alongside materially higher equity and a ~23.5% ROE materially improves TruFin's financial flexibility. A low-leverage capital structure reduces solvency and interest-rate exposure, enabling the company to fund investment or withstand stress without immediate external financing.
Rapid Revenue ScaleTriple-digit-ish top-line expansion to ~£65.9m gives TruFin operating scale that can drive sustainable cost absorption and margin improvement. Durable revenue growth diversifies income streams and underpins medium-term earnings potential if core credit-services demand remains stable.
Positive Operating Cash GenerationConsistent positive operating cash flow indicates the business is now converting earnings into cash, improving internal funding capacity. This strengthens the firm's ability to fund growth, reduce dependence on external capital, and supports sustainable operations if cash conversion remains steady.
Bears Say
Free Cash Flow VolatilityA ~40% FCF decline in 2025 despite higher profits signals weaker cash conversion driven by working capital or non-recurring items. Persistent FCF volatility would constrain reinvestment, limit capacity to return capital, and raise the risk that earnings do not translate into durable financial flexibility.
Historical Earnings VolatilityMulti-year losses through 2020–2023 followed by a rapid turnaround indicate execution or cyclicality risk. While margins improved recently, the company’s track record suggests profitability may be sensitive to economic cycles or operational execution, increasing uncertainty over medium-term margin durability.
Rapid Balance-sheet Shifts / Execution RiskSwift reductions in debt and quick changes to assets and equity reflect structural adjustments that can mask transitional risks. If growth or margins wobble, the newly equity-heavy funding mix and rapid scaling could expose execution gaps and pressure returns or liquidity under stress scenarios.
TruFin News
TRU FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest share price was 91.00 p and its highest was 147.00 p in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is £128.11M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 63 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported 0.06 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of 0.06 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.175%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in GB:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
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