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SUS Stock Chart & Stats
1940.00 p
45.00 p(2.32%)
At close: 4:00 PM EDT
1940.00 p
45.00 p(2.32%)
Day’s Range― - ―
52-Week Range1,620.00 p - 2,458.50 p
Previous CloseN/A
Volume2.92K
Average Volume (3M)15.59K
Market Cap
£236.33M
Enterprise Value482.56M
Total Cash (Recent Filing)£0.00
Total Debt (Recent Filing)£241.98M
Price to Earnings (P/E)9.9
Beta1.11
Next Earnings
Sep 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.94%
Share Statistics
EPS (TTM)1.95
Shares Outstanding12,150,760
10 Day Avg. Volume29,155
30 Day Avg. Volume15,591
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.16
Price to Sales (P/S)2.68
P/FCF Ratio-7.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.18
Revenue Forecast (FY)£122.08M
Bulls Say, Bears Say
Bulls Say
Specialist Motor And Bridging Finance ModelS&U’s focused model (Advantage motor finance; Aspen Bridging) with in-house underwriting and collections creates durable control over credit quality and customer relationships. Vertical integration supports margin preservation, faster decisioning and repeat dealer origination, aiding long-term portfolio resilience.
High Operating Margins And Recent Revenue ReboundS&U’s historically high margins and the recent strong revenue recovery indicate structural pricing power in niche lending. Sustained margins provide internal capacity to absorb credit losses, support reinvestment in origination and underwriting, and underpin long-term earnings durability when volumes normalize.
Proactive Funding Plan (securitisation) Supporting GrowthA targeted securitisation strategy directly addresses funding cost and capacity, reducing reliance on bank facilities. Lower-cost, diversified funding increases scalability of originations and improves net interest margin sustainability, supporting longer-term growth and reducing cyclical refinancing risk.
Bears Say
Weak And Inconsistent Cash GenerationPersistent negative operating and free cash flow shows earnings do not reliably convert to cash, constraining the group’s ability to self-finance loan growth or cushion credit cycles. This raises dependence on external funding and heightens refinancing and liquidity risk across a multi-year horizon.
Rising Leverage Nearing Parity With EquityLeverage approaching 1x equity reduces financial flexibility and increases interest burden, making the business more sensitive to rising funding costs or credit losses. In consumer and bridging lending cycles this amplifies downside risk and may force deleveraging or constrain origination capacity.
Volatile Earnings And Lower Net Income Vs Prior HighsThe trend of volatile and lower net income undermines predictability for capital allocation, dividend payout and provisioning. Inconsistent profitability raises the likelihood of future capital raises or tighter credit criteria, limiting strategic flexibility over the medium term.
S&U plc News
SUS FAQ
What was S&U plc’s price range in the past 12 months?
S&U plc lowest share price was 1620.00 p and its highest was 2458.50 p in the past 12 months.
What is S&U plc’s market cap?
S&U plc’s market cap is £236.33M.
When is S&U plc’s upcoming earnings report date?
S&U plc’s upcoming earnings report date is Sep 29, 2026 which is in 47 days.
How were S&U plc’s earnings last quarter?
S&U plc released its earnings results on Apr 21, 2026. The company reported 0.995 p earnings per share for the quarter, missing the consensus estimate of 1.018 p by -0.023 p.
Is S&U plc overvalued?
According to Wall Street analysts S&U plc’s price is currently Overvalued.
Does S&U plc pay dividends?
S&U plc pays a Quarterly dividend of 45 p which represents an annual dividend yield of 5.94%. See more information on S&U plc dividends here
What is S&U plc’s EPS estimate?
S&U plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does S&U plc have?
S&U plc has 12,150,760 shares outstanding.
What happened to S&U plc’s price movement after its last earnings report?
S&U plc reported an EPS of 0.995 p in its last earnings report, missing expectations of 1.018 p. Following the earnings report the stock price went down -3.483%.
Which hedge fund is a major shareholder of S&U plc?
Currently, no hedge funds are holding shares in GB:SUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
S&U plc Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.59%
12-Months-Change
Fundamentals
Return on Equity
5.94%
Trailing 12-Months
Asset Growth
12.62%
Trailing 12-Months
Company Description
S&U plc
S&U Plc is a holding company, which engages in the provision of motor finance services. It operates through the following segments: Motor Finance, Property Bridging Finance, and Central Costs. The company was founded by Clifford Coombs in 1938 and is headquartered in Birmingham, the United Kingdom.
Technical Analysis
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