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S&U plc (GB:SUS)
LSE:SUS
SUS Stock Chart & Stats
1970.00 p
-25.00 p(-1.73%)
At close: 4:00 PM EST
1970.00 p
-25.00 p(-1.73%)
Day’s Range― - ―
52-Week Range1,275.00 p - 2,458.50 p
Previous CloseN/A
Volume3.83K
Average Volume (3M)15.59K
Market Cap
£252.74M
Enterprise Value433.18M
Total Cash (Recent Filing)£3.51M
Total Debt (Recent Filing)£183.95M
Price to Earnings (P/E)5.1
Beta0.80
Next Earnings
Apr 21, 2026EPS Estimate
1.02Next Dividend Ex-DateN/A
Dividend Yield5.33%
Share Statistics
EPS (TTM)0.95
Shares Outstanding12,150,760
10 Day Avg. Volume29,155
30 Day Avg. Volume15,591
Financial Highlights & Ratios
PEG Ratio-0.38
Price to Book (P/B)0.85
Price to Sales (P/S)2.07
P/FCF Ratio3.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£2,350.00Price Target Upside19.29% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.28
Revenue Forecast (FY)£125.90M
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthElimination of total debt in 2025 materially strengthens financial flexibility, reduces funding and refinancing risk, and frees cash flow for lending, buybacks or dividends. A zero-debt position improves resilience to rate shocks and supports strategic reinvestment in core lending franchises.
Cash Flow RecoveryThe sharp revenue rebound and major cash flow recovery in 2025 signal the business can convert earnings to cash when conditions normalize. Strong cash conversion supports sustainable loan book growth, funding of provisions and dividends, improving long-term financial self-sufficiency if maintained.
Specialist Business ModelA focused motor finance and property bridging model relies on asset-backed lending and recurring interest/fee income, offering predictable cash yields and lower loss severity via collateral. Niche expertise and product diversification enhance competitive defensibility and revenue stability over time.
Bears Say
Volatile Cash GenerationMulti-year swings in operating and free cash flow reduce earnings predictability and complicate capital allocation. Volatile cash generation can constrain sustainable lending capacity, increase reliance on external funding in stress periods, and raise uncertainty over the repeatability of 2025 improvements.
Weaker Profitability TrendA decline in net income and drifting returns on equity despite balance sheet improvement suggests margin pressure, elevated credit costs, or competitive pricing. Persistently weaker profitability reduces retained earnings, limits self-funding for growth, and lowers the buffer against future credit losses.
Regulatory ComplexityOngoing regulatory complexity in consumer and bridging finance raises compliance costs and execution risk. Potential rule changes or heightened supervision could constrain product design, underwriting flexibility and pricing, requiring operational investment or capital adjustments that pressure long-term margins.
S&U plc News
SUS FAQ
What was S&U plc’s price range in the past 12 months?
S&U plc lowest share price was 1275.00 p and its highest was 2458.50 p in the past 12 months.
What is S&U plc’s market cap?
S&U plc’s market cap is £252.74M.
When is S&U plc’s upcoming earnings report date?
S&U plc’s upcoming earnings report date is Apr 21, 2026 which is in 38 days.
How were S&U plc’s earnings last quarter?
S&U plc released its earnings results on Oct 09, 2025. The company reported 0.955 p earnings per share for the quarter, beating the consensus estimate of 0.917 p by 0.038 p.
Is S&U plc overvalued?
According to Wall Street analysts S&U plc’s price is currently Undervalued.
Does S&U plc pay dividends?
S&U plc pays a Quarterly dividend of 35 p which represents an annual dividend yield of 5.33%. See more information on S&U plc dividends here
What is S&U plc’s EPS estimate?
S&U plc’s EPS estimate is 1.02.
How many shares outstanding does S&U plc have?
S&U plc has 12,150,760 shares outstanding.
What happened to S&U plc’s price movement after its last earnings report?
S&U plc reported an EPS of 0.955 p in its last earnings report, beating expectations of 0.917 p. Following the earnings report the stock price went up 1.754%.
Which hedge fund is a major shareholder of S&U plc?
Currently, no hedge funds are holding shares in GB:SUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
S&U plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.59%
12-Months-Change
Fundamentals
Return on Equity
8.33%
Trailing 12-Months
Asset Growth
-9.37%
Trailing 12-Months
Company Description
S&U plc
S&U plc provides motor, property bridging, and specialist finance in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.
SUS Stock 12 Month Forecast
Average Price Target
2,350.00 p
▲(19.29% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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