tiprankstipranks
ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
Want to see GB:ASAI full AI Analyst Report?

ASA International Group PLC (ASAI) Price & Analysis

10 Followers

ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Revenue & Profit TrendSteady top-line expansion from 2022–2024 together with a meaningful rise in net income shows the lending franchise is scaling. High gross profitability (~79–81%) reflects strong core interest margins and underwriting economics, which support durable earnings power and reinvestment potential.
Returns & Capital BaseThe jump in equity alongside ROE near 30–35% indicates the business can generate attractive returns and rebuild capital. Improved equity enhances loss-absorption capacity, supports regulated capital buffers, and gives the company more runway to fund portfolio growth without immediate dilution.
Distribution & Business ModelA branch-led microfinance model and standardized credit processes create a durable competitive advantage in underserved markets, enabling deep local relationships, repeat lending and customer stickiness. This structural distribution footprint supports steady demand for small loans and reliable net interest income.
Bears Say
Negative Cash GenerationA multi-year swing to negative operating and free cash flow materially weakens financial resilience. Persistent cash deficits increase reliance on external funding, constrain organic investment capacity, and heighten refinancing and liquidity risk—critical for a lender dependent on wholesale funding.
High LeverageElevated leverage magnifies vulnerability to interest rate and credit shocks and reduces strategic flexibility. High debt levels raise refinancing needs and increase the impact of any credit losses or funding cost increases, making capital and liquidity management central to sustaining operations.
Volatile Growth & MarginsSignificant volatility in growth and operating margins undermines earnings predictability and planning. For microfinance, such swings often stem from country-level shocks and credit cycles; combined with weak cash flow and leverage, volatility can force capital raises or constrain lending during adverse periods.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 263.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £241.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 70 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.227 p earnings per share for the quarter, the consensus estimate of 0.227 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 7.174 p which represents an annual dividend yield of 4.74%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.227 p in its last earnings report, expectations of 0.227 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

                    9
                    Outperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC delivers microfinance solutions across Africa and Asia. The company primarily focuses on assisting low-income female micro-entrepreneurs by offering them various unsecured loans, including small business loans, to facilitate the establishment or expansion of their ventures. With a substantial operational presence, it manages a network of 2,044 branches. The organization was founded in 2007 and its corporate headquarters are situated in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    International Personal Finance
                    Vanquis Banking Group
                    S&U plc
                    Funding Circle Holdings
                    Distribution Finance Capital Holdings Plc

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks