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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Revenue & Net Income GrowthMulti-year revenue expansion and a meaningful rise in net income to 57.1M demonstrate the business model’s ability to scale loan volume and sustain net interest income. This trend supports lasting earnings capacity and market penetration across its microfinance markets if asset quality holds.
High Gross ProfitabilityPersistently high gross profitability indicates durable core economics: lending yields and fee margins cover direct loan costs comfortably. Strong gross margins provide structural resilience to absorb higher provisions or funding costs, supporting long-term operating leverage as the portfolio grows.
Improved Equity / Strong ROEA wider equity base and very strong reported ROE signal capital rebuilding alongside profitable operations. Higher equity reduces immediate solvency risk versus previous years and gives management structural capacity to absorb losses or fund controlled growth without immediate capital raises.
Bears Say
Elevated LeverageHigh leverage materially increases sensitivity to credit shocks, interest costs and funding squeezes in microfinance markets. Sustained indebtedness limits strategic flexibility, raises refinancing risk, and can amplify earnings volatility if provisioning or funding spreads widen over the medium term.
Negative Operating & Free Cash FlowA multi-year swing to negative operating and free cash flow forces reliance on external funding to sustain lending and branch operations. This structural cash shortfall raises liquidity and refinancing risk, and could necessitate higher borrowing or slower growth if funding conditions tighten.
Volatile Growth & Operating MarginsInconsistent operating margins and episodic revenue swings reduce predictability of future earnings and complicate capital planning. For a portfolio lender, this volatility signals exposure to country, credit-cycle or operational execution risks that may persist across economic cycles.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 297.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £270.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 49 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.224 p earnings per share for the quarter, the consensus estimate of 0.224 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 7.081 p which represents an annual dividend yield of 4.05%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.224 p in its last earnings report, expectations of 0.224 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

                    9
                    Outperform
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                    10

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC delivers microfinance solutions across Africa and Asia. The company primarily focuses on assisting low-income female micro-entrepreneurs by offering them various unsecured loans, including small business loans, to facilitate the establishment or expansion of their ventures. With a substantial operational presence, it manages a network of 2,044 branches. The organization was founded in 2007 and its corporate headquarters are situated in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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