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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

270.00 p
-10.00 p(-3.70%)
At close: 4:00 PM EDT
270.00 p
-10.00 p(-3.70%)

Bulls Say, Bears Say

Bulls Say
Branch-based Microfinance ModelA distributed branch-based microcredit model targets underserved, recurring borrowers and builds local relationships and collections capability. That operating footprint supports high customer retention, predictable small-ticket origination volumes and durable revenue granularity across economic cycles.
Revenue And Profit ExpansionSustained top-line expansion alongside a multi-year rise in net income shows the business can scale lending volumes and improve underwriting or pricing. Continued revenue growth with rising profitability indicates structural operational leverage in core lending activities.
High Returns On Equity And Improving EquityStrong ROE signals efficient deployment of capital in the lending portfolio and attractive economics versus peers. The increase in reported equity in 2025 provides a thicker capital buffer, improving resilience to losses and supporting sustainable growth financing capacity.
Bears Say
Elevated LeverageA high debt-to-equity ratio materially raises funding and credit risk: the company is more exposed to rising funding costs, refinancing stress and portfolio shocks. Persistent leverage limits strategic flexibility and amplifies earnings volatility from credit losses or currency moves.
Negative Cash GenerationA multi-year swing to negative operating and free cash flow increases reliance on external borrowing or capital raises to fund portfolio growth and operations. This elevates liquidity risk, could pressure interest coverage, and weakens the durability of dividends and reinvestment capacity.
Volatile Growth And MarginsIrregular revenue growth and inconsistent operating margins suggest underwriting, pricing or cost control variability across markets. Such volatility reduces predictability of earnings and makes planning for capital needs and provisioning harder, raising structural earnings risk.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 297.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £226.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 27 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.222 p earnings per share for the quarter, the consensus estimate of 0.222 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Semiannually dividend of 7.061 p which represents an annual dividend yield of 4.73%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.222 p in its last earnings report, expectations of 0.222 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC delivers microfinance solutions across Africa and Asia. The company primarily focuses on assisting low-income female micro-entrepreneurs by offering them various unsecured loans, including small business loans, to facilitate the establishment or expansion of their ventures. With a substantial operational presence, it manages a network of 2,044 branches. The organization was founded in 2007 and its corporate headquarters are situated in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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