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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability / Net Income GrowthThe company delivered sustained net income growth over 2023–2025, indicating material improvement in core lending economics and operational execution. This rising profitability enhances internal capital generation potential and supports returns to equity holders, improving long‑term resilience if maintained.
High Gross ProfitabilityVery high gross margins reflect attractive lending spreads and pricing power in microfinance operations. Strong underlying economics create a buffer against credit losses and funding cost pressures, enabling sustainable net income if credit performance and funding access remain stable.
Branch-based Distribution And Standardized ProcessesA branch network combined with standardized credit processes supports scalable origination, consistent underwriting and local customer relationships. This durable operating model underpins repeatable loan flows, better credit oversight and cost-efficiencies as the company expands in underserved markets.
Bears Say
Elevated LeverageHigh leverage materially increases sensitivity to funding shocks, interest cost rises and credit deterioration. Elevated debt amplifies earnings volatility and limits financial flexibility for organic growth or shock absorption, raising refinancing and covenant risk over the medium term.
Sustained Negative Operating And Free Cash FlowA multi-year swing to negative operating and free cash flow forces reliance on external financing and raises liquidity risk. Persistent cash deficits constrain reinvestment, debt reduction and dividend sustainability, making the business structurally more dependent on capital markets or parent support.
Exposure To Country, Regulatory And FX RisksOperating across diverse jurisdictions exposes the firm to regulatory caps, collection limits, inflationary pressure and currency volatility. These structural country risks can compress margins, raise credit losses and unpredictably affect reported results, challenging consistent performance across cycles.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 93.50 p and its highest was 250.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £219.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 30, 2026 which is in 155 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.222 p earnings per share for the quarter, the consensus estimate of 0.222 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 3.59 p which represents an annual dividend yield of 4.74%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.222 p in its last earnings report, expectations of 0.222 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC provides microfinancing services in Africa and Asia. It offers loans to low-income female micro-entrepreneurs. The company also provides various collateral-free loans, including small and small business loans to start or grow businesses. It operates through a network of 2,044 branches. The company was incorporated in 2007 and is headquartered in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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