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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth TrendSustained top-line growth from 2022 to 2024 indicates the company is successfully scaling its microloan originations across markets. Consistent revenue expansion supports investment in branches and systems, underpinning durable earnings potential even amid cyclical pressures.
Strong Gross Profitability & Improving Net IncomeHigh gross margins and meaningful net income improvement reflect attractive lending economics and effective pricing. Persistently robust gross profitability gives margin buffer against credit losses and cost inflation, supporting long-term return generation if credit quality holds.
Branch-Based Model & Standardized Credit ProcessA branch-focused distribution network with standardized credit underwriting creates repeatable origination and collection processes across diverse markets. This operational model builds durable competitive advantages in customer access, underwriting consistency, and scalable unit economics.
Bears Say
Elevated LeverageHigh leverage increases exposure to funding shocks and magnifies earnings volatility from credit losses or margin compression. With debt materially above equity, capital buffers are thinner, raising structural refinancing and covenant risks across market or country-level stress events.
Sustained Negative Cash GenerationMulti-year negative operating and free cash flow forces reliance on external funding to meet growth and servicing needs. Over time this structural cash drain can raise funding costs, constrain reinvestment, and increase default risk if capital markets or lenders tighten.
Volatile Growth And Operating MarginsInconsistent operating margins and episodic growth create forecasting and credit-risk uncertainty for lenders and investors. Structural variability in origination economics or provisioning across markets undermines predictability of future earnings and weakens long-term strategic planning.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 250.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £198.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 91 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.224 p earnings per share for the quarter, the consensus estimate of 0.224 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 7.12 p which represents an annual dividend yield of 4.74%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.224 p in its last earnings report, expectations of 0.224 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC delivers microfinance solutions across Africa and Asia. The company primarily focuses on assisting low-income female micro-entrepreneurs by offering them various unsecured loans, including small business loans, to facilitate the establishment or expansion of their ventures. With a substantial operational presence, it manages a network of 2,044 branches. The organization was founded in 2007 and its corporate headquarters are situated in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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