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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Revenue And Net Income TrendSteady top-line expansion through 2022–24 and large net income gains into 2025 indicate scalable lending operations and improving underwriting or pricing. Durable revenue and earnings expansion supports long-term profit capacity and reinvestment potential if cash conversion stabilizes.
High Gross Profitability & ROEVery strong gross margins and elevated returns on equity show the core microloan economics generate significant spreads and efficient capital use. If credit quality and provisioning remain controlled, these structural economics support sustainable earnings and shareholder returns over time.
Branch Model & Market FocusA branch-based distribution model with standardized credit processes enables repeatable origination, localized underwriting and collection, and scalable roll-out. Serving underserved markets offers a large addressable market and structural tailwinds from financial inclusion initiatives.
Bears Say
Elevated LeverageHigh leverage materially increases sensitivity to funding cost rises and loan loss shocks. For a microfinance lender, elevated debt amplifies capital strain from provisioning or portfolio stress, constraining strategic flexibility and increasing refinancing and liquidity risk over a multi‑month horizon.
Persistent Negative Cash FlowA multi-year swing to negative operating and free cash flow forces reliance on external funding and raises liquidity vulnerability. Even with reported profits, weak cash conversion limits the firm's ability to self-fund loan growth, absorb losses, or reduce leverage without dilutive or costly financing.
Volatile Growth & MarginsMaterial volatility in growth and operating margins reduces predictability of earnings and makes capital planning harder. For lenders in emerging markets, such swings may reflect country shocks, provisioning volatility or operational execution risk, raising structural uncertainty about sustainable profitability.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 250.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £193.50M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 111 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.224 p earnings per share for the quarter, the consensus estimate of 0.224 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 3.59 p which represents an annual dividend yield of 4.74%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.224 p in its last earnings report, expectations of 0.224 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

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                    Neutral
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                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC provides microfinancing services in Africa and Asia. It offers loans to low-income female micro-entrepreneurs. The company also provides various collateral-free loans, including small and small business loans to start or grow businesses. It operates through a network of 2,044 branches. The company was incorporated in 2007 and is headquartered in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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