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ASA International Group PLC
(LSE:ASAI)
ASA International Group PLC (ASAI) vs. iShares MSCI United Kingdom ETF (EWC)
ASA International Group PLC Business Overview & Revenue Model
ASA International Group PLC Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | -12.29B | 230.29M | 183.99M | 186.77M | 197.01M | 112.61M |
| Gross Profit | -12.33B | 186.84M | 146.24M | 146.45M | 154.57M | 112.61M |
| EBITDA | 718.92M | 0.00 | 37.66M | 52.05M | 32.09M | 0.00 |
| Net Income | -1.14B | 29.25M | 9.21M | 17.89M | 8.79M | -720.00K |
Balance Sheet | ||||||
| Total Assets | 672.23M | 568.50M | 490.03M | 489.75M | 562.55M | 579.26M |
| Cash, Cash Equivalents and Short-Term Investments | 62.61M | 79.82M | 2.15B | 68.97M | 111.48M | 124.72M |
| Total Debt | 258.87M | 324.77M | 276.68M | 264.39M | 322.13M | 345.81M |
| Total Liabilities | 536.07M | 472.01M | 413.42M | 400.09M | 459.11M | 472.19M |
| Stockholders Equity | 138.46M | 98.47M | 77.93M | 89.81M | 103.58M | 104.79M |
Cash Flow | ||||||
| Free Cash Flow | -9.92M | -29.68M | -24.17M | 36.95M | 10.35M | -9.14M |
| Operating Cash Flow | 1.80M | -23.54M | -16.67M | 43.12M | 12.52M | -8.16M |
| Investing Cash Flow | -3.50M | -6.07M | -7.50M | -5.83M | -2.19M | -950.00K |
| Financing Cash Flow | 11.24M | 34.91M | 27.56M | -29.72M | -12.41M | 15.84M |
ASA International Group PLC Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | £287.97M | 14.62 | 8.41% | 5.33% | -11.17% | 6.04% | |
73 Outperform | £109.12M | 8.15 | 12.34% | ― | 17.35% | 91.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | £515.29M | 7.18 | 14.70% | 4.39% | -7.52% | 50.23% | |
66 Neutral | £471.44M | 27.13 | 3.93% | ― | 7.90% | ― | |
60 Neutral | £231.00M | 6.40 | 39.40% | 4.74% | ― | ― | |
49 Neutral | £301.83M | -3.90 | -16.30% | ― | -3.77% | -147.20% |
ASA International Group PLC Corporate Events
ASA International Group plc has disclosed that Chief Executive Officer and Executive Director Rob Keijsers and Chief Legal Officer and PDMR Martijn Bollen have purchased additional ordinary shares in the company on the London Stock Exchange. The insider share purchases, executed on 29 January at a price of £2.10 per share, signal increased personal investment by senior management and may be interpreted by investors as a sign of confidence in the microfinance group’s prospects and ongoing commitment to its business and stakeholders.
The most recent analyst rating on (GB:ASAI) stock is a Buy with a £222.00 price target. To see the full list of analyst forecasts on ASA International Group PLC stock, see the GB:ASAI Stock Forecast page.
ASA International Group plc expects its unaudited full-year 2025 net profit to double to about USD 57m from USD 28.5m in 2024, driven by disciplined execution of its growth strategy, a 37% year-on-year expansion of its gross outstanding loan portfolio to USD 628.4m, and an 11% rise in client numbers to 2.8 million. Loan growth was broad-based but particularly strong in Ghana, Pakistan, Uganda, Tanzania, Kenya and Nigeria, while portfolio quality improved with PAR>30 falling to 1.8%, underscoring the resilience of its lending model; the group also reached a key digital milestone with the Temenos T24 core banking migration and new apps going live in Ghana ahead of a rollout in Tanzania, and strengthened its leadership bench with new senior appointments in Sierra Leone and Zambia, signalling a continued push for scalable, technology-enabled and sustainable growth in its core microfinance markets.
The most recent analyst rating on (GB:ASAI) stock is a Buy with a £222.00 price target. To see the full list of analyst forecasts on ASA International Group PLC stock, see the GB:ASAI Stock Forecast page.
ASA International Group plc has reported the outcome of its 2025 Annual General Meeting, noting broad shareholder backing for all resolutions but highlighting that Resolution 18, a Rule 9 waiver, received just under 80% approval, triggering enhanced engagement under UK corporate governance rules. In response, the company has launched a consultation with its largest independent shareholders to explain the purpose and rationale of the waiver, plans follow‑up meetings in early 2026, and will incorporate feedback into preparations for its next AGM and its 2025 Annual Report, signalling an effort to address investor concerns and strengthen governance practices.
ASA International Group plc has appointed Mark Schwartz as a Non-Executive Director on its Board, leveraging his extensive expertise in finance, healthcare, consumer products, and board governance. With this strategic move, the company strengthens its leadership, signaling a commitment to enhancing governance and building on its role as a leading microfinance institution serving financially underserved populations.
ASA International Group plc has announced a positive outlook for the full year 2025, driven by strong client demand and loan portfolio growth. The company expects its net profit for 2025 to significantly exceed the current consensus of USD 48.3 million, indicating robust business and financial performance.
ASA International Group plc announced that Hanny Kemna, an Independent Non-Executive Director, has purchased 80,000 ordinary shares at a price of GBP 1.4975 per share, totaling GBP 119,800. This transaction reflects confidence in the company’s operations and could positively impact its market perception, reinforcing its commitment to financial inclusion and socioeconomic progress.
ASA International Group plc has appointed Geert Embrechts as the new Chief Financial Officer, effective from February 2026. With 30 years of experience at Rabobank, Embrechts brings extensive expertise in finance and international operations, particularly in emerging markets, which is expected to support ASA International’s strategy for long-term sustainable growth. The appointment is seen as a strategic move to enhance the company’s growth, resilience, and sustainable impact, with Embrechts expected to contribute significantly to the company’s leadership team.
ASA International Group plc has announced the appointment of Geert Embrechts as the new Chief Financial Officer, effective from February 1, 2026. With extensive experience from Rabobank, Embrechts is expected to play a crucial role in executing ASA International’s strategy for long-term sustainable growth. His expertise in international finance and emerging markets will be instrumental in driving the company’s growth and efficiency, while also maintaining high standards of corporate governance. Tanwir Rahman, the current CFO, will transition to the role of Finance Director, remaining in the Dhaka office.
ASA International Group plc announced the purchase of ordinary shares by its CEO, Rob Keijsers, and Chief Legal Officer, Martijn Bollen. This move signifies a strong vote of confidence in the company’s future prospects by its top executives, potentially impacting stakeholder perceptions positively and reinforcing the company’s commitment to its growth strategy.