CPP Group plc (CPP) AI Stock Analysis

• Market Cap: £4.82M
• Dividend Yield: N/A
• Average Volume (3M): 16.04K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.57
• Revenue Growth: -63.82%
• EPS Growth: -4.47%
• Country: UK
• Employees: 5,080
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): -0.38
• Shares Outstanding: 9,181,628
• 10 Day Avg. Volume: 5,777
• 30 Day Avg. Volume: 16,037
• PEG Ratio: 0.05
• Price to Book (P/B): -384.44
• Price to Sales (P/S): 0.06
• P/FCF Ratio: -0.85
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): -0.15
• Revenue Forecast (FY): £167.02M

• Rating: 39 Underperform
• Price Target: 73.00 p ▼(-2.01% Downside)
• Action: Downgraded Date: 01/22/26
• Date: Action: Downgraded 01/22/26

The score is held down primarily by weak financial performance (declining revenue, ongoing losses, negative equity, and negative operating/free cash flow). Technicals add further pressure due to a strong downtrend and bearish MACD, while valuation is also limited by negative earnings and no dividend yield data.

Positive Factors

Recurring subscription revenue

A subscription and renewal fee model creates recurring revenue and predictable cash inflows over time. This durable income base supports long-term planning, customer lifetime value optimisation, and cross-sell initiatives that can increase ARPU if retention and distribution remain intact.

Negative Factors

Declining revenue trend

Sustained top-line declines reduce the base over which fixed costs are spread and weaken subscription cohort economics. Continued revenue contraction undermines scale benefits, pressures retention initiatives, and makes profitable growth harder without structural changes to distribution or product mix.

CPP Group plc Business Overview & Revenue Model

Company Description

CPPGroup Plc engages in the provision of assistance products in the United Kingdom, India, Spain, Turkey, and internationally. It offers a range of embedded and ancillary real-time assistance products and resolution services, such as card protecti...

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CPPGroup Plc engages in the provision of assistance products in the United Kingdom, India, Spain, Turkey, and internationally. It offers a range of embedded and ancillary real-time assistance products and resolution services, such as card protecti...

How the Company Makes Money

CPP generates revenue through various streams, predominantly from the sale of insurance and assistance products. The company's primary revenue model is based on subscription fees paid by customers for their insurance policies, which provide covera...

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CPP generates revenue through various streams, predominantly from the sale of insurance and assistance products. The company's primary revenue model is based on subscription fees paid by customers for their insurance policies, which provide covera...

CPP Group plc Financial Statement Overview

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	68.24M	156.43M	193.04M	169.78M	143.63M	141.14M
Gross Profit	7.37M	20.81M	30.95M	30.77M	32.92M	36.95M
EBITDA	-3.29M	699.00K	-2.89M	5.61M	7.59M	4.97M
Net Income	-4.38M	-3.59M	-8.65M	101.00K	518.00K	-1.60M
Balance Sheet
Total Assets	22.49M	28.90M	54.20M	59.66M	53.96M	57.13M
Cash, Cash Equivalents and Short-Term Investments	2.11M	9.49M	17.96M	20.98M	22.32M	21.86M
Total Debt	141.00K	962.00K	3.90M	4.70M	5.82M	6.54M
Total Liabilities	22.06M	28.92M	46.69M	45.18M	38.59M	41.40M
Stockholders Equity	426.00K	-26.00K	5.26M	12.67M	13.82M	14.63M
Cash Flow
Free Cash Flow	-4.47M	-11.78M	404.00K	1.10M	2.67M	1.40M
Operating Cash Flow	-4.34M	-9.74M	4.29M	3.82M	4.56M	3.16M
Investing Cash Flow	2.27M	1.93M	-3.89M	-3.18M	583.00K	-1.24M
Financing Cash Flow	-693.00K	-1.29M	-1.52M	-2.12M	-4.19M	-1.62M

CPP Group plc Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 74.50
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CPP, the sentiment is Negative. The current price of 74.5 is above the 20-day moving average (MA) of 67.25, above the 50-day MA of 72.69, and below the 200-day MA of 101.14, indicating a bearish trend. The MACD of -6.16 indicates Positive momentum. The RSI at 16.28 is Positive, neither overbought nor oversold. The STOCH value of 16.07 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CPP.

CPP Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SRP	79 Outperform	£2.97B	19.41	16.69%	1.27%	0.84%	-62.73%
KEYS	76 Outperform	£149.86M	9.55	52.26%	5.98%	16.29%	22.80%
RTO	65 Neutral	£11.61B	31.67	5.93%	1.68%	-1.58%	-34.64%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
RST	54 Neutral	£317.66M	275.23	0.58%	2.31%	6.90%	145.00%
CPP	39 Underperform	£4.82M	-1.52	-2189.00%	―	-63.82%	-4.47%

CPP Group plc Corporate Events