Alfa Financial Software plc (GB:ALFA)
LSE:ALFA
ALFA Stock Chart & Stats
209.00 p
0.50 p(0.24%)
At close: 4:00 PM EST
209.00 p
0.50 p(0.24%)
Day’s Range― - ―
52-Week Range140.40 p - 252.00 p
Previous CloseN/A
Volume6.32K
Average Volume (3M)314.57K
Market Cap
£434.69M
Enterprise Value417.59M
Total Cash (Recent Filing)£26.40M
Total Debt (Recent Filing)£9.30M
Price to Earnings (P/E)11.1
Beta0.50
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)0.05
Shares Outstanding296,648,320
10 Day Avg. Volume395,293
30 Day Avg. Volume314,571
Financial Highlights & Ratios
PEG Ratio1.37
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£264.00Price Target Upside26.32% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.1
Revenue Forecast (FY)£134.76M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistently positive operating and free cash flow, with a material step-up in 2025, supports durable capital allocation: funds for R&D, dividends, buybacks or acquisitions. Strong cash conversion reduces refinancing risk and gives management flexibility through business cycles over the next 2–6 months and beyond.
Conservative Balance Sheet And High ROELow and falling leverage plus mid-50% ROE indicate capital-efficient, low-financial-risk operations. This balance-sheet strength preserves strategic optionality, reduces vulnerability to rate shocks, and supports sustainable investment or shareholder returns without jeopardising liquidity over the medium term.
Robust And Consistent Profitability MarginsHigh gross and net margins signal structural product differentiation and pricing power in asset-finance software. Consistent profitability supports reinvestment and shareholder distributions, and provides a margin buffer against competitive or cost pressures, underpinning durability of earnings.
Bears Say
Decelerating Revenue GrowthGrowth has slowed from mid-to-low double digits earlier to roughly 5.5% in 2025, reducing the company's top-line momentum and potential operating leverage. Persistently slower organic growth limits long-term scalability and requires more execution to expand share or upsell existing clients.
Year-to-year Free Cash Flow VolatilityWhile overall cash generation is strong, pronounced FCF swings complicate predictable capital allocation and investor visibility. Volatility can constrain timing of dividends, buybacks or M&A, and raises execution risk if a weak FCF year coincides with higher investment needs or cyclical weakness.
Evidence Of Margin Drift Versus Earlier YearsReported margin drift relative to earlier peaks suggests cost pressure or pricing dynamics that could erode structural profitability if persistent. Even modest margin compression reduces cash generation and ROE, making the business more sensitive to growth slowdowns or competitive pricing over the medium term.
Alfa Financial Software plc News
ALFA FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest share price was 140.40 p and its highest was 252.00 p in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is £434.69M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Aug 27, 2026 which is in 144 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Mar 12, 2026. The company reported 0.048 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.048 p.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc pays a Notavailable dividend of 5 p which represents an annual dividend yield of 3.58%. See more information on Alfa Financial Software plc dividends here
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 296,648,320 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of 0.048 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.041%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in GB:ALFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
£264.00 (26.32% Upside)
£264.00 (26.32% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.84%
12-Months-Change
Fundamentals
Return on Equity
58.56%
Trailing 12-Months
Asset Growth
7.08%
Trailing 12-Months
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its subsidiaries, provides software solutions and consultancy services to the asset finance industry in the United Kingdom, the United States, rest of Europe, and internationally. The company operates through Services, Software, and Subscription segments. It provides Alfa Systems, a software platform to administer retail and corporate businesses from point of sale through originations to contract management and remarketing; and Alfa Digital platform and apps suite, an omnichannel digital solution that delivers concepts, such as self-serve, customer onboarding, and mobility, as well as point of sale functionality across various devices. The company also offers cloud hosting services. It primarily serves equipment and automotive finance markets. The company was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.
ALFA Stock 12 Month Forecast
Average Price Target
264.00 p
▲(26.32% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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