Alfa Financial Software plc (GB:ALFA)
LSE:ALFA
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ALFA Stock Chart & Stats
209.00 p
0.50 p(0.24%)
At close: 4:00 PM EST
209.00 p
0.50 p(0.24%)
Day’s Range― - ―
52-Week Range140.40 p - 252.00 p
Previous CloseN/A
Volume6.32K
Average Volume (3M)314.57K
Market Cap
£463.73M
Enterprise Value437.71M
Total Cash (Recent Filing)£26.40M
Total Debt (Recent Filing)£9.30M
Price to Earnings (P/E)11.1
Beta0.41
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)0.10
Shares Outstanding297,803,700
10 Day Avg. Volume395,293
30 Day Avg. Volume314,571
Financial Highlights & Ratios
PEG Ratio1.37
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£261.33Price Target Upside25.04% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.1
Revenue Forecast (FY)£134.75M
Bulls Say, Bears Say
Bulls Say
Strong Operating And Free Cash Flow GenerationA sharp step-up in 2025 cash generation indicates durable ability to convert earnings into cash. Sustained high operating and free cash flow supports reinvestment, dividends, and balance-sheet flexibility, reducing reliance on external funding over a multi-quarter horizon.
Conservative Leverage And High Capital EfficiencyModest and improving leverage plus very high returns on equity point to strong capital efficiency and financial resilience. Lower indebtedness gives room for strategic investment or acquisitions without materially increasing financial risk over the medium term.
Recurring Software Model With Strong MarginsA subscription/licensing model combined with professional services creates recurring revenue and customer stickiness. Persistently high gross and net margins support sustainable profitability and cash conversion, enabling long-term investment in product and customer success.
Bears Say
Revenue Growth Has Decelerated RecentlyA meaningful slowdown in top-line growth reduces optionality for scale benefits and constrains upside for operating leverage. If the company cannot reaccelerate bookings or expand wallet share, margin expansion and long-term revenue visibility may be limited.
Free Cash Flow Volatility Year-to-yearIntermittent swings in free cash flow complicate capital allocation and forecasting. While overall cash generation is strong, variability in FCF can pressure dividend sustainability, M&A capacity, and working-capital planning during weaker quarters or years.
Concentration In Asset And Automotive Finance VerticalsA narrow industry focus exposes growth to sector cycles and regulatory shifts in auto and asset finance. Limited end-market diversification may cap total addressable market expansion and heighten sensitivity to demand swings in these industries over the medium term.
Alfa Financial Software plc News
ALFA FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest share price was 140.40 p and its highest was 252.00 p in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is £463.73M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Aug 27, 2026 which is in 100 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Mar 12, 2026. The company reported 0.048 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.048 p.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc pays a Notavailable dividend of 5 p which represents an annual dividend yield of 3.58%. See more information on Alfa Financial Software plc dividends here
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 297,803,700 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of 0.048 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.041%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in GB:ALFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
£261.33 (25.04% Upside)
£261.33 (25.04% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.84%
12-Months-Change
Fundamentals
Return on Equity
58.56%
Trailing 12-Months
Asset Growth
7.08%
Trailing 12-Months
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its subsidiaries, provides software solutions and consultancy services to the asset finance industry in the United Kingdom, the United States, rest of Europe, and internationally. The company operates through Services, Software, and Subscription segments. It provides Alfa Systems, a software platform to administer retail and corporate businesses from point of sale through originations to contract management and remarketing; and Alfa Digital platform and apps suite, an omnichannel digital solution that delivers concepts, such as self-serve, customer onboarding, and mobility, as well as point of sale functionality across various devices. The company also offers cloud hosting services. It primarily serves equipment and automotive finance markets. The company was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.
ALFA Stock 12 Month Forecast
Average Price Target
261.33 p
▲(25.04% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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