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ALFA Stock Chart & Stats
209.00 p
0.50 p(0.24%)
At close: 4:00 PM EST
209.00 p
0.50 p(0.24%)
Day’s Range― - ―
52-Week Range140.40 p - 252.00 p
Previous CloseN/A
Volume6.32K
Average Volume (3M)314.57K
Market Cap
£460.76M
Enterprise Value446.04M
Total Cash (Recent Filing)£26.40M
Total Debt (Recent Filing)£9.30M
Price to Earnings (P/E)15.2
Beta0.41
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)0.10
Shares Outstanding298,570,340
10 Day Avg. Volume395,293
30 Day Avg. Volume314,571
Financial Highlights & Ratios
PEG Ratio1.39
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£260.00Price Target Upside24.40% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.1
Revenue Forecast (FY)£134.53M
Bulls Say, Bears Say
Bulls Say
Cash GenerationAlfa consistently converts earnings into cash, evidenced by sustained positive operating and free cash flow and a material step-up in 2025. Strong cash conversion provides durable funding for R&D, dividends and opportunistic deployment, reducing reliance on external financing over the medium term.
High And Stable MarginsSustained high gross and net margins reflect software economics and pricing power. Durable margin structure supports consistent profitability through cycles, enabling reinvestment in product and services while preserving operating leverage even if revenue growth moderates in the coming months.
Conservative Balance Sheet & Capital EfficiencyLow and declining leverage combined with very high return on equity signal strong capital efficiency and financial flexibility. This positioning lowers refinancing and solvency risk, allowing Alfa to fund growth initiatives or weather cyclical softness without eroding long-term strategic options.
Bears Say
Slowing Revenue GrowthDecelerating top-line expansion reduces the benefit of operating leverage and increases pressure on margin improvement to drive EPS growth. Slower new client wins or longer sales cycles can make it harder to sustain historic mid-double-digit growth rates, raising execution risk over the next several quarters.
Free Cash Flow VolatilityMaterial year-to-year swings in free cash flow point to timing sensitivity in collections and project delivery. Such volatility complicates capital allocation decisions for dividends, buybacks or M&A and necessitates larger liquidity buffers to absorb lumpy cash outcomes over the medium term.
Revenue Dependent On Implementation RolloutsHeavy reliance on large implementations and professional services makes revenue recognition and margin delivery lumpy and execution-sensitive. Project delays or resource strains can compress near-term profits and push revenue into later periods, increasing operational and client delivery risk.
Alfa Financial Software plc News
ALFA FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest share price was 140.40 p and its highest was 252.00 p in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is £460.76M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Aug 27, 2026 which is in 57 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Mar 12, 2026. The company reported 0.048 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.048 p.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc pays a Notavailable dividend of 1.5 p which represents an annual dividend yield of 3.58%. See more information on Alfa Financial Software plc dividends here
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 298,570,340 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of 0.048 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.042%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in GB:ALFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Neutral
1
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5
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£260.00 (24.40% Upside)
£260.00 (24.40% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.84%
12-Months-Change
Fundamentals
Return on Equity
58.56%
Trailing 12-Months
Asset Growth
7.08%
Trailing 12-Months
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its various subsidiaries, is a global provider of specialized software platforms and professional advisory services tailored for the asset finance industry. Operating across the United Kingdom, United States, broader Europe, and other international territories, the company structures its business into distinct Services, Software, and Subscription segments. Its flagship offering, Alfa Systems, is a comprehensive software platform that supports the complete lifecycle of retail and corporate asset finance, encompassing processes from initial point-of-sale and origination through contract administration and asset remarketing. Complementing this, the Alfa Digital platform alongside its suite of applications provides an omnichannel digital experience, facilitating features such as self-service portals, seamless customer onboarding, mobile functionality, and point-of-sale operations accessible across a range of devices. The company further extends its services to include cloud hosting. Primarily, Alfa Financial Software Holdings PLC serves the equipment and automotive finance sectors. Established in London, UK, in 1990, it operates as a subsidiary of CHP Software and Consulting Limited.
ALFA Stock 12 Month Forecast
Average Price Target
260.00 p
▲(24.40% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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