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Admiral Group PLC (GB:ADM)
LSE:ADM
ADM Stock Chart & Stats
2880.00p
-93.00p(-3.56%)
At close: 4:00 PM EST
2880.00p
-93.00p(-3.56%)
Day’s Range― - ―
52-Week Range2,624.00p - 3,686.00p
Previous CloseN/A
Volume69.86K
Average Volume (3M)732.91K
Market Cap
£8.71B
Enterprise Value9.82B
Total Cash (Recent Filing)£0.00
Total Debt (Recent Filing)£1.31B
Price to Earnings (P/E)10.5
Beta0.51
Next Earnings
Mar 05, 2026EPS Estimate
1.06Next Dividend Ex-DateN/A
Dividend Yield7.42%
Share Statistics
EPS (TTM)1.32
Shares Outstanding306,304,700
10 Day Avg. Volume836,600
30 Day Avg. Volume732,911
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)5.91
Price to Sales (P/S)1.54
P/FCF Ratio36.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£3,142.44Price Target Upside9.11% Upside
Rating ConsensusHold
Number of Analyst Covering9
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And ProfitabilityAdmiral has scaled revenue materially (from £1.22bn in 2019 to £4.87bn in 2024) while maintaining very high gross margins and a 13.63% net margin. This combination of scale and margin indicates durable underwriting discipline and cost control that support sustained cash generation over months to years.
Balance Sheet StrengthImproved leverage metrics and an elevated ROE signal efficient capital use and a resilient capital structure. A D/E around 1.02 with a solid solvency position gives Admiral flexibility to underwrite, pay dividends and invest in tech without immediate financing stress, supporting stability over the medium term.
Customer Growth & Tech CapabilityAdding ~1m customers and delivering record pretax profit reflect strong distribution and product-market fit. Coupled with ongoing machine-learning optimization and GenAI pilots mentioned in the call, this boosts retention, pricing accuracy and claims efficiency—structural advantages for revenue and margin durability.
Bears Say
Zero EBIT MarginA 0% EBIT margin implies operating costs and underwriting/other operating items have offset core earnings before interest/tax, exposing susceptibility in operating profitability. Unless improved, weak EBIT constrains reinvestment capacity and makes earnings more sensitive to claims or expense inflation over upcoming quarters.
Subsidence Risk In HouseholdElevated subsidence provisions reflect growing exposure to weather-driven property losses. This is a structural underwriting risk for household lines that can depress margins and require higher reserving or pricing over multiple reporting periods if climate-driven events persist or increase in frequency.
UK Motor Premium SofteningSofter motor premiums driven by favorable claims trends reduce top-line growth potential unless pricing is adjusted. For a company heavily weighted to UK motor, prolonged premium compression could erode underwriting leverage and limit margin expansion despite operational improvements.
Admiral News
ADM FAQ
What was Admiral Group PLC’s price range in the past 12 months?
Admiral Group PLC lowest share price was 2624.00p and its highest was 3686.00p in the past 12 months.
What is Admiral Group PLC’s market cap?
Admiral Group PLC’s market cap is £8.71B.
When is Admiral Group PLC’s upcoming earnings report date?
Admiral Group PLC’s upcoming earnings report date is Mar 05, 2026 which is in 10 days.
How were Admiral Group PLC’s earnings last quarter?
Admiral Group PLC released its earnings results on Aug 14, 2025. The company reported 1.325p earnings per share for the quarter, beating the consensus estimate of 1.26p by 0.065p.
Is Admiral Group PLC overvalued?
According to Wall Street analysts Admiral Group PLC’s price is currently Undervalued.
Does Admiral Group PLC pay dividends?
Admiral Group PLC pays a Notavailable dividend of 115p which represents an annual dividend yield of 7.42%. See more information on Admiral Group PLC dividends here
What is Admiral Group PLC’s EPS estimate?
Admiral Group PLC’s EPS estimate is 1.06.
How many shares outstanding does Admiral Group PLC have?
Admiral Group PLC has 306,304,700 shares outstanding.
What happened to Admiral Group PLC’s price movement after its last earnings report?
Admiral Group PLC reported an EPS of 1.325p in its last earnings report, beating expectations of 1.26p. Following the earnings report the stock price went up 6.651%.
Which hedge fund is a major shareholder of Admiral Group PLC?
Currently, no hedge funds are holding shares in GB:ADM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.71%
12-Months-Change
Fundamentals
Return on Equity
65.36%
Trailing 12-Months
Asset Growth
11.48%
Trailing 12-Months
Company Description
Admiral Group PLC
Admiral Group plc provides car insurance products in the United Kingdom, Spain, Italy, France, India, and the United States. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. It underwrites car, van, household, and travel insurance, as well as offers unsecured personal and car loans, and legal services. It offers its insurance products under the Admiral, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, Gladiator, L'Olivier, Qualitas Auto, and WiYou Seguros brand names, as well as through Compare.com and ConTe.it. The company was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
ADM Stock 12 Month Forecast
Average Price Target
3,142.44p
▲(9.11% Upside)
Technical Analysis
Beazley
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Options Prices
Currently, No data available
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