Admiral Group PLC (GB:ADM)
LSE:ADM
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ADM Stock Chart & Stats
3375.00 p
-93.00 p(-3.56%)
At close: 4:00 PM EST
3375.00 p
-93.00 p(-3.56%)
Day’s Range― - ―
52-Week Range2,624.00 p - 3,686.00 p
Previous CloseN/A
Volume69.86K
Average Volume (3M)732.91K
Market Cap
£10.07B
Enterprise Value11.96B
Total Cash (Recent Filing)£301.10M
Total Debt (Recent Filing)£1.89B
Price to Earnings (P/E)6.9
Beta0.43
Next Earnings
Aug 06, 2026EPS Estimate
1.17Next Dividend Ex-DateN/A
Dividend Yield7.42%
Share Statistics
EPS (TTM)2.48
Shares Outstanding306,304,700
10 Day Avg. Volume836,600
30 Day Avg. Volume732,911
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)6.63
Price to Sales (P/S)1.72
P/FCF Ratio14.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£3,546.17Price Target Upside5.07% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)2.35
Revenue Forecast (FY)£5.19B
Bulls Say, Bears Say
Bulls Say
Balance-sheet De-riskingA step‑change reduction in debt to ~£74m materially improves financial flexibility and lowers refinancing and covenant risk. This durable de‑risking supports sustained dividend policy, buybacks and M&A optionality while providing regulatory solvency headroom to absorb underwriting volatility.
Improved Cash GenerationA clear inflection in 2025 cash generation creates durable internal funding for capital returns, technology investment and reinsurance. Strong free cash flow reduces dependence on external financing, improves resilience to underwriting cycles and enhances strategic optionality over the medium term.
Tech-driven Efficiency And DiversificationScaling >150 gen‑AI initiatives across thousands of colleagues that have already produced measurable loss‑ratio gains builds a structural cost and underwriting advantage. Combined with Admiral Money's profit growth and Europe returning to profit, this strengthens diversified revenue streams and sustainable margin levers.
Bears Say
Motor Underwriting Margin PressureMaterial deterioration in motor loss ratios and a higher combined ratio reflect sustained underwriting pressure. Given motor is the core product, persistent higher claims or delayed price adjustments would structurally compress underwriting margins and limit medium‑term earnings resilience even if other segments improve.
Legacy Leverage And Cash VariabilityAlthough 2025 shows major de‑risking, the company carried meaningful leverage and cash‑flow variability in prior years. This historical profile indicates a lower tolerance for future shocks; a renewed underwriting downturn or investment loss could quickly constrain flexibility and force capital‑management tradeoffs.
Exposure To UK Motor CyclicalityGuidance for flat 2026 profit highlights structural exposure to the UK motor cycle. Because growth and profitability depend on timely price resets, sector‑wide delays or competitor price actions could degrade combined ratios (third‑party forecasts note upside risk to market combined ratios), constraining durable earnings growth.
Admiral News
ADM FAQ
What was Admiral Group PLC’s price range in the past 12 months?
Admiral Group PLC lowest share price was 2624.00 p and its highest was 3686.00 p in the past 12 months.
What is Admiral Group PLC’s market cap?
Admiral Group PLC’s market cap is £10.07B.
When is Admiral Group PLC’s upcoming earnings report date?
Admiral Group PLC’s upcoming earnings report date is Aug 06, 2026 which is in 78 days.
How were Admiral Group PLC’s earnings last quarter?
Admiral Group PLC released its earnings results on Mar 05, 2026. The company reported 1.114 p earnings per share for the quarter, beating the consensus estimate of 1.058 p by 0.056 p.
Is Admiral Group PLC overvalued?
According to Wall Street analysts Admiral Group PLC’s price is currently Undervalued.
Does Admiral Group PLC pay dividends?
Admiral Group PLC pays a Notavailable dividend of 115 p which represents an annual dividend yield of 7.42%. See more information on Admiral Group PLC dividends here
What is Admiral Group PLC’s EPS estimate?
Admiral Group PLC’s EPS estimate is 1.17.
How many shares outstanding does Admiral Group PLC have?
Admiral Group PLC has 306,304,700 shares outstanding.
What happened to Admiral Group PLC’s price movement after its last earnings report?
Admiral Group PLC reported an EPS of 1.114 p in its last earnings report, beating expectations of 1.058 p. Following the earnings report the stock price went up 7.622%.
Which hedge fund is a major shareholder of Admiral Group PLC?
Currently, no hedge funds are holding shares in GB:ADM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£3,546.17 (5.07% Upside)
£3,546.17 (5.07% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.71%
12-Months-Change
Fundamentals
Return on Equity
51.59%
Trailing 12-Months
Asset Growth
13.58%
Trailing 12-Months
Company Description
Admiral Group PLC
Admiral Group plc provides car insurance products in the United Kingdom, Spain, Italy, France, India, and the United States. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. It underwrites car, van, household, and travel insurance, as well as offers unsecured personal and car loans, and legal services. It offers its insurance products under the Admiral, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, Gladiator, L'Olivier, Qualitas Auto, and WiYou Seguros brand names, as well as through Compare.com and ConTe.it. The company was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
ADM Stock 12 Month Forecast
Average Price Target
3,546.17 p
▲(5.07% Upside)
Technical Analysis
Beazley
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Options Prices
Currently, No data available
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