The earnings call demonstrated a robust financial performance with record profits, significant growth in customer base, and strong performance in multiple segments including U.K. Motor and European operations. Despite some challenges in Italy and potential risks in Household insurance, the company's strategic advancements and technological improvements position it well for future growth.

Company Guidance

During the first half of 2025, Admiral Group reported a record pretax profit of GBP 521 million, marking a 69% year-on-year increase, primarily driven by the U.K. Motor insurance segment, which experienced strong underwriting results. The group's customer base expanded by 1 million to a total of 13% growth year-on-year across the U.K. insurance sector. Admiral's combined ratio improved by 3 points, with the U.K. Household and Admiral Money both doubling their profits. Admiral maintained pricing discipline despite a softening market, reflecting a strong Net Promoter Score above 50%. The company's expense ratios improved across U.K. Motor, U.K. Household, and Europe, and Admiral Money saw a 25% increase in on-balance sheet loans to GBP 1.3 billion. The group announced a significant increase in the interim dividend by over 60% to 115p per share. Additionally, the group continued to enhance its data and technology capabilities, optimizing machine learning models for pricing and claims, while exploring the potential of Generative AI to improve customer experience and operational efficiencies.

Record Profit and Customer Growth

Admiral Group delivered a record profit of GBP 521 million, a 70% increase year-on-year, while adding 1 million customers, marking a 10% increase versus last year.

Strong Performance in U.K. Insurance

U.K. Motor insurance was the key driver, with a significant increase in underwriting results and a 3-point improvement in the combined ratio. U.K. Household and Admiral Money both doubled their profits.

Impressive Growth in Europe

Significant progress in European operations with profitable growth in France, a turnaround in Italy, and promising performance in Spain.

Enhanced Technological Capabilities

Continuous optimization of machine learning models, focus on claims beyond pricing, and promising initial results from GenAI pilots.

High Employee and Customer Satisfaction

Strong Net Promoter Score above 50% and high employee retention with Admiral ranking in the top 25 best places to work worldwide.

Strong Capital Position and Dividend Increase

Reported a robust solvency position and declared a much larger interim dividend of over 60% to 115p a share.

Admiral (GB:ADM) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

GB:ADM Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Mar 05, 2026	2025 (Q4)	1.11 / -	1.391	―	―	―
Aug 14, 2025	2025 (Q2)	1.26 / 1.32	0.775	70.97% (+0.55)	―	―
Mar 06, 2025	2024 (Q4)	1.13 / 1.39	0.539	158.07% (+0.85)	―	―
Aug 15, 2024	2024 (Q2)	0.71 / 0.78	0.576	34.55% (+0.20)	―	―
Mar 07, 2024	2023 (Q4)	0.60 / 0.54	0.571	-5.60% (-0.03)	―	―
Aug 16, 2023	2023 (Q2)	0.64 / 0.58	0.669	-13.90% (-0.09)	―	―
Mar 08, 2023	2022 (Q4)	0.59 / 0.57	0.635	-10.08% (-0.06)	―	―
Aug 10, 2022	2022 (Q2)	0.68 / 0.67	1.327	-49.59% (-0.66)	―	―
Mar 03, 2022	2021 (Q4)	0.67 / 0.64	0.966	-34.27% (-0.33)	―	―
Aug 11, 2021	2021 (Q2)	1.04 / 1.33	0.828	60.27% (+0.50)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

GB:ADM Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 14, 2025	3258.09p	3474.78p	+6.65%
Mar 06, 2025	2704.54p	2839.72p	+5.00%
Aug 15, 2024	2556.24p	2722.72p	+6.51%
Mar 07, 2024	2377.98p	2331.57p	-1.95%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Admiral Group PLC (GB:ADM) report earnings?

Admiral Group PLC (GB:ADM) is schdueled to report earning on Mar 05, 2026, Before Open (Confirmed).

What is Admiral Group PLC (GB:ADM) earnings time?

Admiral Group PLC (GB:ADM) earnings time is at Mar 05, 2026, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Admiral Group PLC stock?

The P/E ratio of Admiral is N/A.

What is GB:ADM EPS forecast?

GB:ADM EPS forecast for the fiscal quarter 2025 (Q4) is 1.11.

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