Want to see GB:PGH full AI Analyst Report?

Personal Group Holdings (PGH) Price & Analysis

12 Followers

PGH Stock Chart & Stats

300.00 p

-1.40 p(-0.74%)

At close: Jan 09 4:00 PM EST

300.00 p

-1.40 p(-0.74%)

Day’s Range― - ―

52-Week Range280.00 p - 420.00 p

Previous CloseN/A

Volume3.00K

Average Volume (3M)84.16K

Market Cap

£129.13M

Enterprise Value104.49 p

Total Cash (Recent Filing)£25.01M

Total Debt (Recent Filing)£453.00K

Price to Earnings (P/E)17.6

Beta0.53

Next Earnings

Sep 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield5.63%

Share Statistics

EPS (TTM)0.24

Shares Outstanding31,583,221

10 Day Avg. Volume42,089

30 Day Avg. Volume84,160

Financial Highlights & Ratios

PEG Ratio1.43

Price to Book (P/B)2.66

Price to Sales (P/S)2.02

P/FCF Ratio9.19

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

£465.00

Price Target Upside55.00% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering1

EPS Forecast (FY)0.24

Revenue Forecast (FY)£53.82M

Bulls Say, Bears Say

Bulls Say

Debt-free Balance SheetZero reported debt and a substantial equity base materially boost financial flexibility. This durable strength reduces refinancing and default risk, supports capital allocation (dividends, reserves, M&A), and increases resilience through underwriting cycles and adverse market shocks.

Profitability ReboundA multi-year turnaround to positive net income and sustained ~15% margins indicates lasting improvement in underwriting/pricing and cost control. Strong recent ROE (~19–20%) suggests management has improved structural profitability, supporting retained earnings and dividend capacity.

Solid Cash GenerationHigh cash conversion with FCF closely tracking earnings provides durable internal funding for operations, capital needs and shareholder distributions. Reliable cash generation reduces dependency on external finance and strengthens the firm's ability to fund reserves and growth initiatives.

Bears Say

Revenue & Earnings VolatilityPronounced multi-year swings in revenue and profits hinder predictability of underwriting results and capital planning. Persistent volatility raises reserve-setting risk, complicates pricing strategy and may force conservative capital buffers that limit returns over time.

Uneven Cash Conversion TrendsAlthough cash conversion is strong recently, variability and a year-over-year FCF dip indicate potential sensitivity to claims timing or working-capital swings. This unevenness can constrain consistent dividends, reduce discretionary investment, and require larger liquidity cushions in stress periods.

Limited ScaleRelatively small workforce and company size in P&C insurance may limit geographic and product diversification, bargaining power with reinsurers, and economies of scale. Smaller scale raises exposure to single-event losses and can slow institutional growth versus larger competitors.

Personal Group Holdings News

Personal Group lifts H1 revenue and EBITDA on record insurance sales

Personal Group Holdings ( ($GB:PGH) ) just unveiled an update. Personal Group reported strong first-half trading for 2026,...

3d ago

Personal Group Executives Increase Stakes via Employee Share Plan

Personal Group Holdings ( ($GB:PGH) ) has provided an announcement. Personal Group Holdings Plc reported that senior executives...

22d ago

Personal Group Names CFO Matthew Cohen to Board After Regulatory Approval

An update from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings, a Milton Keynes–headquartered...

26d ago

Personal Group Ties New LTIP Grants to Ambitious TSR and EBITDA Targets

Personal Group Holdings ( ($GB:PGH) ) just unveiled an announcement. Personal Group Holdings has granted 212,357 share options...

2M ago

Personal Group Director Maria Darby-Walker Increases Stake via DRIP Purchase

Personal Group Holdings ( ($GB:PGH) ) has issued an announcement. Personal Group Holdings reported that non-executive director Maria...

2M ago

Personal Group shareholders approve all AGM resolutions

An announcement from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings reported that all...

3M ago

Personal Group builds on strong 2025 as it targets further growth and confirms CFO transition

Personal Group Holdings ( ($GB:PGH) ) has issued an announcement. Personal Group told shareholders at its AGM that...

3M ago

Personal Group Executives Exercise Options as Share Capital Rises

An update from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings has issued and...

3M ago

Personal Group Publishes 2025 Report and Sets Date for AGM

The latest update is out from Personal Group Holdings ( ($GB:PGH) ). Personal Group Holdings has posted its...

3M ago

Personal Group lifts dividend 41% after record year for insurance and benefits growth

The latest update is out from Personal Group Holdings ( ($GB:PGH) ). Personal Group Holdings reported a strong...

4M ago

PGH FAQ

What was Personal Group Holdings PLC’s price range in the past 12 months?

Personal Group Holdings PLC lowest share price was 280.00 p and its highest was 420.00 p in the past 12 months.

What is Personal Group Holdings PLC’s market cap?

Personal Group Holdings PLC’s market cap is £129.13M.

When is Personal Group Holdings PLC’s upcoming earnings report date?

Personal Group Holdings PLC’s upcoming earnings report date is Sep 29, 2026 which is in 67 days.

How were Personal Group Holdings PLC’s earnings last quarter?

Personal Group Holdings PLC released its earnings results on Mar 24, 2026. The company reported 0.138 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Personal Group Holdings PLC overvalued?

According to Wall Street analysts Personal Group Holdings PLC’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does Personal Group Holdings PLC pay dividends?

Personal Group Holdings PLC pays a Semiannually dividend of 15.1 p which represents an annual dividend yield of 5.63%. See more information on Personal Group Holdings PLC dividends here

What is Personal Group Holdings PLC’s EPS estimate?

Personal Group Holdings PLC’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Personal Group Holdings PLC have?

Personal Group Holdings PLC has 31,583,221 shares outstanding.

What happened to Personal Group Holdings PLC’s price movement after its last earnings report?

Personal Group Holdings PLC reported an EPS of 0.138 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 10.927%.

Which hedge fund is a major shareholder of Personal Group Holdings PLC?

Currently, no hedge funds are holding shares in GB:PGH

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Personal Group Holdings Stock Smart Score

Neutral

Fundamentals

Return on Equity

5.63%

Trailing 12-Months

Asset Growth

12.22%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Personal Group Holdings PLC

Founded in 1984 and headquartered in Milton Keynes, UK, Personal Group Holdings Plc provides a comprehensive range of services across the United Kingdom, encompassing short-term accident and health insurance, various software-as-a-service (SaaS) products, and technology solutions that utilize salary sacrifice schemes. The company operates through several key divisions: Affordable Insurance, Other Owned Benefits, Benefits and Platform, and Pay and Reward. Its insurance portfolio includes coverage for hospital stays, recovery periods, and death benefits. Beyond insurance, Personal Group offers expert consultancy and software for pay and reward management, alongside a suite of cloud-based SaaS applications. Notably, it manages HAPI, a proprietary digital platform that grants employees access to a wide array of financial, physical, mental, and social benefits. Additionally, its Let's Connect initiative enables employers to facilitate employee acquisition of consumer technology and other goods from manufacturers through advantageous salary sacrifice arrangements.

Personal Group Holdings (PGH) Earnings & Revenues

Historic Earnings Reports

PGH Stock 12 Month Forecast

Average Price Target

465.00 p

▲(55.00% Upside)

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex, -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"276":"276 p","371":"371 p","466":"466 p","323.5":"323.5 p","418.5":"418.5 p"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">465.00 p</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">465.00 p</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">465.00 p</span>\n  </div></div>","useHTML":true}}],"tickPositions":[276,323.5,371,418.5,466],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Oct<br/>2025","6":"Jan<br/>2026","9":"Apr<br/>2026","12":"Jul<br/>2026","25":"Jul<br/>2027"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,385,391.15384615384613,397.3076923076923,403.46153846153845,409.61538461538464,415.7692307692308,421.9230769230769,428.0769230769231,434.2307692307692,440.38461538461536,446.53846153846155,452.6923076923077,458.84615384615387,{"y":465,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,385,391.15384615384613,397.3076923076923,403.46153846153845,409.61538461538464,415.7692307692308,421.9230769230769,428.0769230769231,434.2307692307692,440.38461538461536,446.53846153846155,452.6923076923077,458.84615384615387,{"y":465,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,385,391.15384615384613,397.3076923076923,403.46153846153845,409.61538461538464,415.7692307692308,421.9230769230769,428.0769230769231,434.2307692307692,440.38461538461536,446.53846153846155,452.6923076923077,458.84615384615387,{"y":465,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":277.48,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":308.312,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":361.565,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":319.951,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":314.203,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":320.909,"date":1764547200000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":299.834,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":318.035,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":291.213,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":343.9,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":350,"date":1777593600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":413.5,"date":1780272000000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":385,"date":1782864000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Detailed Analyst Forecast >