Federal National Mortgage Association (FNMA)
OTHER OTC:FNMA
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FNMA Stock Chart & Stats
$7.81
$0.38(8.24%)
At close: 4:00 PM EST
$7.81
$0.38(8.24%)
Day’s Range― - ―
52-Week Range$3.60 - $15.99
Previous CloseN/A
Volume10.90M
Average Volume (3M)9.69M
Market Cap
$9.54B
Enterprise Value$4.18T
Total Cash (Recent Filing)$11.45B
Total Debt (Recent Filing)$4.18T
Price to Earnings (P/E)4.4
Beta1.21
Next Earnings
May 05, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.60
Shares Outstanding1,158,087,500
10 Day Avg. Volume6,562,813
30 Day Avg. Volume9,686,026
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap437.83
Enterprise Value/Revenue26.02
Enterprise Value/Gross Profit26.64
Enterprise Value/Ebitda28.23
Forecast
1Y Price Target
$11.25Price Target Upside44.05% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)2.66
Revenue Forecast (FY)$29.83B
Bulls Say, Bears Say
Bulls Say
Consistent Historical ProfitabilitySustained high net margins and solid ROE over multiple years indicate durable earnings power from guarantee and servicing-related activities. This supports capital generation and loss-absorbing capacity, helping Fannie Mae manage credit cycles and fund long-term risk-management investments.
Systemic Market Role As A GSEFannie Mae's government-sponsored status and central role in mortgage liquidity create structural competitive advantages: extensive counterparty networks, broad investor demand for MBS, and recurring g-fee revenue, supporting durable market share and predictable fee-based income over time.
Active Liability And Risk ManagementProactive tender offers to retire CAS tranches demonstrate active liability management and the ability to restructure credit-risk transfer obligations. This can materially improve funding flexibility, reduce legacy risk exposures, and strengthen capital and risk-transfer profiles over the medium term.
Bears Say
Very High Historical LeverageExtremely elevated leverage amplifies sensitivity to mortgage credit losses, funding shocks, and rate volatility. Such structural indebtedness constrains financial flexibility, increases systemic risk exposure, and heightens reliance on conservatorship or policy support during stress periods.
Volatile Cash GenerationLarge swings in operating cash flow and free cash flow reduce predictability of internal funding for reserves, liability reduction, or buybacks. Persistent volatility complicates capital planning and may force greater reliance on market funding or government backstops in adverse housing cycles.
Conservatorship Limits Strategic AutonomyContinuous FHFA conservatorship ensures governance stability but constrains independent capital policy, dividend/distribution choices, and strategic initiatives. Limited autonomy can delay reform, restrict return optimization, and create long-term uncertainty for stakeholder alignment and private-investor engagement.
Federal National Mortgage Association News
FNMA FAQ
What was Federal National Mortgage Association’s price range in the past 12 months?
Federal National Mortgage Association lowest stock price was $3.60 and its highest was $15.99 in the past 12 months.
What is Federal National Mortgage Association’s market cap?
Federal National Mortgage Association’s market cap is $9.54B.
When is Federal National Mortgage Association’s upcoming earnings report date?
Federal National Mortgage Association’s upcoming earnings report date is May 05, 2026 which is in 18 days.
How were Federal National Mortgage Association’s earnings last quarter?
Federal National Mortgage Association released its earnings results on Feb 11, 2026. The company reported $0.596 earnings per share for the quarter, missing the consensus estimate of $0.665 by -$0.069.
Is Federal National Mortgage Association overvalued?
According to Wall Street analysts Federal National Mortgage Association’s price is currently Undervalued.
Does Federal National Mortgage Association pay dividends?
Federal National Mortgage Association does not currently pay dividends.
What is Federal National Mortgage Association’s EPS estimate?
Federal National Mortgage Association’s EPS estimate is 0.63.
How many shares outstanding does Federal National Mortgage Association have?
Federal National Mortgage Association has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage Association’s price movement after its last earnings report?
Federal National Mortgage Association reported an EPS of $0.596 in its last earnings report, missing expectations of $0.665. Following the earnings report the stock price went up 0.484%.
Which hedge fund is a major shareholder of Federal National Mortgage Association?
Currently, no hedge funds are holding shares in FNMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$11.25 (44.05% Upside)
$11.25 (44.05% Upside)
Blogger Sentiment
Bullish
FNMA Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 9.5%
Last 30 Days ▲ 9.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
26.57%
12-Months-Change
Fundamentals
Return on Equity
13.86%
Trailing 12-Months
Asset Growth
-0.73%
Trailing 12-Months
Company Description
Federal National Mortgage Association
Federal National Mortgage Association provides a source of financing for mortgages in the United States. It securitizes mortgage loans originated by lenders into Fannie Mae mortgage-backed securities (Fannie Mae MBS). The company operates through two segments, Single-Family and Multifamily. The Single-Family segment securitizes and purchases single-family fixed-rate or adjustable-rate, first-lien mortgage loans, or mortgage-related securities backed by these loans; and loans that are insured by Federal Housing Administration, loans guaranteed by the Department of Veterans Affairs and Rural Development Housing and Community Facilities Program of the U.S. Department of Agriculture, manufactured housing mortgage loans, and other mortgage-related securities. This segment also provides single-family mortgage servicing, as well as credit risk and loss management services. The Multifamily segment securitizes multifamily mortgage loans into Fannie Mae MBS; purchases multifamily mortgage loans; and provides credit enhancement for bonds issued by state and local housing finance authorities to finance multifamily housing. This segment also issues structured MBS backed by Fannie Mae multifamily MBS; buys and sells multifamily agency mortgage-backed securities; invests in low-income housing tax credit (LIHTC) multifamily projects; and offers delegated underwriting and servicing, as well as multifamily mortgage, and credit risk and loss management services. The company serves mortgage banking companies, savings and loan associations, savings banks, commercial banks, credit unions, community banks, insurance companies, private mortgage originators, and state and local housing finance agencies. Federal National Mortgage Association was founded in 1938 and is headquartered in Washington, the District of Columbia.
FNMA Company Deck
FNMA Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong quarterly net income growth and liquidity support for the housing market, but also noted challenges such as a decline in year-on-year income and multifamily credit issues. Despite these challenges, the overall performance showed resilience and strategic growth in key areas.View all FNMA earnings summariesFNMA Stock 12 Month Forecast
Average Price Target
$11.25
▲(44.05% Upside)
Technical Analysis
Ownership Overview
― Insiders
10.57% Mutual Funds
<0.01% Other Institutional Investors
89.41% Public Companies and Individual Investors
Options Prices
Currently, No data available
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