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Federal National Mortgage Association (FNMA)
OTHER OTC:FNMA
FNMA Stock Chart & Stats
$6.92
$0.38(8.24%)
At close: 4:00 PM EST
$6.92
$0.38(8.24%)
Day’s Range― - ―
52-Week Range$4.83 - $15.99
Previous CloseN/A
Volume10.90M
Average Volume (3M)4.94M
Market Cap
$8.01B
Enterprise Value$4.18T
Total Cash (Recent Filing)$11.45B
Total Debt (Recent Filing)$4.18T
Price to Earnings (P/E)10.0
Beta0.77
Next Earnings
May 05, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.60
Shares Outstanding1,158,087,500
10 Day Avg. Volume5,732,199
30 Day Avg. Volume4,939,670
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap521.14
Enterprise Value/Revenue44.13
Enterprise Value/Gross Profit45.02
Enterprise Value/Ebitda28.22
Forecast
1Y Price Target
$12.50Price Target Upside80.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)2.66
Revenue Forecast (FY)$29.85B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityHistorically high net margins and solid returns on equity indicate durable earnings power from Fannie Mae’s core guarantee and portfolio activities. Such profitability supports internal capital generation and the ability to absorb credit volatility, bolstering resilience over the next several months.
Scale Of Guarantee BookA multi-trillion-dollar guarantee book underpins recurring guarantee-fee income and market relevance. The scale creates deep issuer/investor relationships and predictable fee flows, supporting revenue stability and cushioning performance through normal mortgage-market cycles over 2–6 months.
Active Liability ManagementProactive CAS tender offers reflect deliberate liability and credit-risk-transfer management. Streamlining CAS obligations can modestly reduce risk-transfer exposures and improve funding structure, strengthening the company’s capital and funding flexibility on a medium-term structural basis.
Bears Say
Structurally High LeveragePersistently extreme leverage magnifies sensitivity to credit losses, interest-rate swings and funding shocks. Even with rising equity, the high debt intensity constrains strategic flexibility and raises the risk that adverse credit or funding conditions materially impair capital ratios within months.
Volatile Cash GenerationMarked swings in operating and free cash flow mean earnings do not reliably convert to cash. This volatility complicates capital planning, makes meeting regulatory or liquidity needs harder without external measures, and raises the likelihood of funding stress in adverse scenarios.
Regulatory Capital DeficitA substantial regulatory capital shortfall mandates remediation via capital-raising, transfers, or regulatory relief. This constraint limits strategic options, may prompt further balance-sheet actions, and poses a persistent operational and governance risk over the medium term.
Federal National Mortgage Association News
FNMA FAQ
What was Federal National Mortgage Association’s price range in the past 12 months?
Federal National Mortgage Association lowest stock price was $4.83 and its highest was $15.99 in the past 12 months.
What is Federal National Mortgage Association’s market cap?
Federal National Mortgage Association’s market cap is $8.01B.
When is Federal National Mortgage Association’s upcoming earnings report date?
Federal National Mortgage Association’s upcoming earnings report date is May 05, 2026 which is in 59 days.
How were Federal National Mortgage Association’s earnings last quarter?
Federal National Mortgage Association released its earnings results on Feb 11, 2026. The company reported $0.596 earnings per share for the quarter, missing the consensus estimate of $0.665 by -$0.069.
Is Federal National Mortgage Association overvalued?
According to Wall Street analysts Federal National Mortgage Association’s price is currently Undervalued.
Does Federal National Mortgage Association pay dividends?
Federal National Mortgage Association does not currently pay dividends.
What is Federal National Mortgage Association’s EPS estimate?
Federal National Mortgage Association’s EPS estimate is 0.63.
How many shares outstanding does Federal National Mortgage Association have?
Federal National Mortgage Association has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage Association’s price movement after its last earnings report?
Federal National Mortgage Association reported an EPS of $0.596 in its last earnings report, missing expectations of $0.665. Following the earnings report the stock price went up 0.484%.
Which hedge fund is a major shareholder of Federal National Mortgage Association?
Currently, no hedge funds are holding shares in FNMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$12.50 (80.64% Upside)
$12.50 (80.64% Upside)
Blogger Sentiment
Bullish
FNMA Sentiment 100%
Sector Average 70%
Sector Average 70%
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
4.53%
12-Months-Change
Fundamentals
Return on Equity
14.11%
Trailing 12-Months
Asset Growth
-0.73%
Trailing 12-Months
Company Description
Federal National Mortgage Association
Federal National Mortgage Association provides a source of financing for mortgages in the United States. It securitizes mortgage loans originated by lenders into Fannie Mae mortgage-backed securities (Fannie Mae MBS). The company operates through two segments, Single-Family and Multifamily. The Single-Family segment securitizes and purchases single-family fixed-rate or adjustable-rate, first-lien mortgage loans, or mortgage-related securities backed by these loans; and loans that are insured by Federal Housing Administration, loans guaranteed by the Department of Veterans Affairs and Rural Development Housing and Community Facilities Program of the U.S. Department of Agriculture, manufactured housing mortgage loans, and other mortgage-related securities. This segment also provides single-family mortgage servicing, as well as credit risk and loss management services. The Multifamily segment securitizes multifamily mortgage loans into Fannie Mae MBS; purchases multifamily mortgage loans; and provides credit enhancement for bonds issued by state and local housing finance authorities to finance multifamily housing. This segment also issues structured MBS backed by Fannie Mae multifamily MBS; buys and sells multifamily agency mortgage-backed securities; invests in low-income housing tax credit (LIHTC) multifamily projects; and offers delegated underwriting and servicing, as well as multifamily mortgage, and credit risk and loss management services. The company serves mortgage banking companies, savings and loan associations, savings banks, commercial banks, credit unions, community banks, insurance companies, private mortgage originators, and state and local housing finance agencies. Federal National Mortgage Association was founded in 1938 and is headquartered in Washington, the District of Columbia.
FNMA Company Deck
FNMA Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong quarterly net income growth and liquidity support for the housing market, but also noted challenges such as a decline in year-on-year income and multifamily credit issues. Despite these challenges, the overall performance showed resilience and strategic growth in key areas.View all FNMA earnings summariesFNMA Stock 12 Month Forecast
Average Price Target
$12.50
▲(80.64% Upside)
Technical Analysis
Ownership Overview
― Insiders
10.40% Mutual Funds
0.02% Other Institutional Investors
89.54% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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