Federal National Mortgage Association (FNMA)
OTHER OTC:FNMA
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FNMA Stock Chart & Stats
$8.26
$0.38(8.24%)
At close: 4:00 PM EST
$8.26
$0.38(8.24%)
Day’s Range― - ―
52-Week Range$3.60 - $15.99
Previous CloseN/A
Volume10.90M
Average Volume (3M)9.54M
Market Cap
$9.10B
Enterprise Value$4.17T
Total Cash (Recent Filing)$11.48B
Total Debt (Recent Filing)$4.17T
Price to Earnings (P/E)2.9
Beta1.00
Next Earnings
Aug 04, 2026EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.60
Shares Outstanding1,158,087,500
10 Day Avg. Volume6,481,575
30 Day Avg. Volume9,537,267
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap458.16
Enterprise Value/Revenue25.98
Enterprise Value/Gross Profit26.61
Enterprise Value/Ebitda27.97
Forecast
1Y Price Target
$10.50Price Target Upside27.12% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)2.58
Revenue Forecast (FY)$29.81B
Bulls Say, Bears Say
Bulls Say
Franchise & MissionFannie Mae’s statutory role as a GSE creates a durable franchise: large scale, broad lender relationships and a deep investor base for MBS. That structural position ensures recurring demand for guarantees and supports long-term fee-based income and market access to funding.
Revenue RecoveryA ~29% TTM revenue rebound reflects stronger guaranty volumes and/or pricing and signals improving core business traction. Sustained top-line growth supports internal capital accumulation and resilience of core earnings versus episodic mortgage-cycle swings.
Cash Generation ReboundPositive operating and free cash flow in recent periods shows the firm can generate liquidity from its core activities, enabling liability management and CAS tenders. While volatile historically, the current cash-flow recovery strengthens funding flexibility and capacity to manage risks.
Bears Say
Very High LeverageExtremely high leverage is intrinsic to mortgage-finance scale but meaningfully increases sensitivity to funding costs, interest-rate shifts and credit cycles. This amplifies earnings volatility, limits shock absorption and constrains strategic options during stress.
Margin CompressionRelatively modest and compressing net margins reduce the earnings buffer against credit losses, hedging swings, and funding-cost increases. Persistently thinner spreads make profitability more dependent on favorable market conditions and tight cost or risk management.
Conservatorship/Governance ConstraintsOngoing conservatorship means FHFA exerts stockholder rights and governance control, limiting strategic autonomy, capital distribution choices and reform options. That regulatory constraint can hinder long-term restructuring, dividend policy clarity and market-driven capital plans.
Federal National Mortgage Association News
FNMA FAQ
What was Federal National Mortgage Association’s price range in the past 12 months?
Federal National Mortgage Association lowest stock price was $3.60 and its highest was $15.99 in the past 12 months.
What is Federal National Mortgage Association’s market cap?
Federal National Mortgage Association’s market cap is $9.10B.
When is Federal National Mortgage Association’s upcoming earnings report date?
Federal National Mortgage Association’s upcoming earnings report date is Aug 04, 2026 which is in 86 days.
How were Federal National Mortgage Association’s earnings last quarter?
Federal National Mortgage Association released its earnings results on Apr 29, 2026. The company reported $0.631 earnings per share for the quarter, missing the consensus estimate of $0.633 by -$0.002.
Is Federal National Mortgage Association overvalued?
According to Wall Street analysts Federal National Mortgage Association’s price is currently Undervalued.
Does Federal National Mortgage Association pay dividends?
Federal National Mortgage Association does not currently pay dividends.
What is Federal National Mortgage Association’s EPS estimate?
Federal National Mortgage Association’s EPS estimate is 0.64.
How many shares outstanding does Federal National Mortgage Association have?
Federal National Mortgage Association has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage Association’s price movement after its last earnings report?
Federal National Mortgage Association reported an EPS of $0.631 in its last earnings report, missing expectations of $0.633. Following the earnings report the stock price went up 0.392%.
Which hedge fund is a major shareholder of Federal National Mortgage Association?
Currently, no hedge funds are holding shares in FNMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$10.50 (27.12% Upside)
$10.50 (27.12% Upside)
Blogger Sentiment
Bullish
FNMA Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Positive
Last 7 Days ▼ 0.2%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
31.86%
12-Months-Change
Fundamentals
Return on Equity
13.45%
Trailing 12-Months
Asset Growth
-0.90%
Trailing 12-Months
Company Description
Federal National Mortgage Association
Federal National Mortgage Association provides a source of financing for mortgages in the United States. It securitizes mortgage loans originated by lenders into Fannie Mae mortgage-backed securities (Fannie Mae MBS). The company operates through two segments, Single-Family and Multifamily. The Single-Family segment securitizes and purchases single-family fixed-rate or adjustable-rate, first-lien mortgage loans, or mortgage-related securities backed by these loans; and loans that are insured by Federal Housing Administration, loans guaranteed by the Department of Veterans Affairs and Rural Development Housing and Community Facilities Program of the U.S. Department of Agriculture, manufactured housing mortgage loans, and other mortgage-related securities. This segment also provides single-family mortgage servicing, as well as credit risk and loss management services. The Multifamily segment securitizes multifamily mortgage loans into Fannie Mae MBS; purchases multifamily mortgage loans; and provides credit enhancement for bonds issued by state and local housing finance authorities to finance multifamily housing. This segment also issues structured MBS backed by Fannie Mae multifamily MBS; buys and sells multifamily agency mortgage-backed securities; invests in low-income housing tax credit (LIHTC) multifamily projects; and offers delegated underwriting and servicing, as well as multifamily mortgage, and credit risk and loss management services. The company serves mortgage banking companies, savings and loan associations, savings banks, commercial banks, credit unions, community banks, insurance companies, private mortgage originators, and state and local housing finance agencies. Federal National Mortgage Association was founded in 1938 and is headquartered in Washington, the District of Columbia.
FNMA Company Deck
FNMA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong quarterly net income growth and liquidity support for the housing market, but also noted challenges such as a decline in year-on-year income and multifamily credit issues. Despite these challenges, the overall performance showed resilience and strategic growth in key areas.View all FNMA earnings summariesFNMA Stock 12 Month Forecast
Average Price Target
$10.50
▲(27.12% Upside)
Technical Analysis
Ownership Overview
― Insiders
9.53% Mutual Funds
0.02% Other Institutional Investors
90.44% Public Companies and Individual Investors
Options Prices
Currently, No data available
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