Fitness Champs Holdings Limited (FCHL) AI Stock Analysis

• Market Cap: $4.75M
• Dividend Yield: N/A
• Average Volume (3M): 3.06M
• Price to Earnings (P/E): ―
• Beta (1Y): 5.43
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: N/A
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Education & Training Services
• EPS (TTM): N/A
• Shares Outstanding: 17,000,000
• 10 Day Avg. Volume: 506,839
• 30 Day Avg. Volume: 3,064,553
• PEG Ratio: -6.78
• Price to Book (P/B): 6.58K
• Price to Sales (P/S): 23.40
• P/FCF Ratio: -9.87K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 42 Neutral
• Price Target: $0.25 ▲(1.60% Upside)

The score is held down primarily by deteriorating financial performance—sharp margin compression, weak cash conversion with slightly negative free cash flow, and extremely high leverage due to a very thin equity base. Technicals add additional risk with a clear downtrend and negative MACD (despite near-oversold momentum readings), while valuation provides limited support given a negative P/E and no dividend yield data.

Positive Factors

Strong recent revenue expansion

A very large top-line expansion in 2024 indicates the business can scale demand in its core swim programs. Sustained revenue growth provides runway to invest in capacity, marketing, or margin improvement initiatives, supporting medium-term recovery if cost discipline follows.

Leading local market position

Being identified as a leading local provider suggests structural advantages: established brand, site access and program recognition. These attributes support repeat enrollment, partnerships and potential pricing leverage, helping sustain revenues and competitive defensibility over months to years.

Diverse client mix (government & private)

Revenue coming from both government and private clients reduces customer concentration and demand cyclicality risks. A mixed client base supports steadier enrollment patterns and contractual or institutional revenue streams, improving predictability of cash flows over the medium term.

Negative Factors

Extremely high leverage and thin equity

A debt-to-equity ratio near 108x and a negligible equity cushion materially heighten insolvency and refinancing risk. This reduces financial flexibility, increases likelihood of distress financing or dilution, and constrains strategic options if operating performance weakens further.

Material margin deterioration

A sharp collapse in net and EBITDA margins signals structural issues in cost control or pricing that impair the company's ability to convert revenue into sustainable profits. Persistently lower margins undermine internal cash generation and limit reinvestment capacity over the medium term.

Nasdaq bid-price deficiency (listing risk)

A formal Nasdaq deficiency notice creates structural listing and financing risk: potential delisting, need for reverse split or remedial actions, and reduced market access. This can impair liquidity, investor confidence and the company's ability to raise capital over the next several months.

Fitness Champs Holdings Limited Business Overview & Revenue Model

Company Description

Fitness Champs Holdings Limited, through its subsidiaries, provides sports education for private sector and public schools in Singapore. It operates through two segments: Swim Fees and Sales of Merchandise. The company offers general swimming lessons to children, youths, and adults, as well as ladies-only swimming lessons under the Fitness Champs brand name; and aquatic sports classes, such as water polo and lifesaving. It also provides merchandise and apparel, such as swimming goggles, swim caps, and swimsuits, as well as flotation devices. The company was founded in 2012 and is based in Singapore. Fitness Champs Holdings Limited operates as a subsidiary of Big Treasure Investments Limited.

How the Company Makes Money

Fitness Champs Holdings Limited Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	4.22M	4.65M	2.76M
Gross Profit	1.52M	1.99M	1.19M
EBITDA	280.00K	1.29M	833.00K
Net Income	172.00K	1.12M	663.00K
Balance Sheet
Total Assets	2.36M	1.62M	1.09M
Cash, Cash Equivalents and Short-Term Investments	314.00K	815.00K	504.00K
Total Debt	1.63M	645.00K	258.00K
Total Liabilities	2.35M	1.48M	832.00K
Stockholders Equity	15.00K	143.00K	261.00K
Cash Flow
Free Cash Flow	-10.00K	685.00K	1.22M
Operating Cash Flow	82.00K	1.30M	1.24M
Investing Cash Flow	-86.00K	-608.00K	396.00K
Financing Cash Flow	-497.00K	-377.00K	-1.38M

Fitness Champs Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
STRA	77 Outperform	$1.97B	17.43	6.76%	2.99%	3.74%	-8.40%
EDU	70 Outperform	$9.69B	25.25	9.28%	1.03%	7.22%	-2.84%
UDMY	68 Neutral	$840.67M	-191.04	-1.78%	―	2.53%	95.79%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
COUR	61 Neutral	$1.23B	-23.02	-7.43%	―	8.10%	43.35%
DAO	55 Neutral	$1.51B	77.25	―	―	-1.51%	155.73%
FCHL	42 Neutral	$4.75M	-20.38	―	―	―	―

Fitness Champs Holdings Limited Corporate Events

Fitness Champs Holdings Sets January 23, 2026 Extraordinary General Meeting

Fitness Champs Holdings Limited, a leading Singapore provider of swimming and aquatic sports education, announced on December 31, 2025 that it will convene an Extraordinary General Meeting of shareholders on January 23, 2026 in Singapore, with the record date for voting entitlement set at the close of business on December 30, 2025. The meeting will ask shareholders to consider and vote on a set of resolutions detailed in documents posted on the company’s investor relations website and filed with the U.S. Securities and Exchange Commission, underscoring ongoing governance and corporate decision-making processes that may shape the firm’s future strategic and capital plans.

Fitness Champs Swings to First-Half 2025 Loss as Swim Fee Revenue Slips

On December 29, 2025, Fitness Champs Holdings Limited reported unaudited interim financial results for the six months ended June 30, 2025, showing that revenue edged down 2.9% year-on-year to about S$2.16 million, mainly due to slightly lower enrollment that reduced swim fee income from both government and private sector clients. Despite the modest top-line slippage, cost of revenues rose 6.1% to roughly S$1.54 million and operating expenses increased sharply, resulting in a swing from a net profit of S$183,000 in the first half of 2024 to a net loss of S$248,000 in the same period of 2025, signaling margin pressure and a weaker earnings profile that stakeholders will be watching as the company navigates demand and cost dynamics in its core swim programs.

Fitness Champs Holdings Receives Nasdaq Bid Price Deficiency Notice

On November 6, 2025, Fitness Champs Holdings Limited received a notification from Nasdaq indicating that the company no longer meets the minimum bid price requirement of $1 per share, based on its closing bid price from September 24 to November 5, 2025. The company has until May 5, 2026, to regain compliance, with a possible extension if certain conditions are met. The company is exploring options to address this issue, but there is no assurance of compliance. The notification does not immediately affect the trading of the company’s shares.