First National Bank Alaska (FBAK) AI Stock Analysis

• Market Cap: $1.00B
• Dividend Yield: 6.67%
• Average Volume (3M): 347.00
• Price to Earnings (P/E): 12.2
• Beta (1Y): 0.23
• Revenue Growth: 39.53%
• EPS Growth: 21.60%
• Country: US
• Employees: 608
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 6.33
• Shares Outstanding: 3,320,000
• 10 Day Avg. Volume: 426
• 30 Day Avg. Volume: 347
• PEG Ratio: 0.78
• Price to Book (P/B): 1.67
• Price to Sales (P/S): 3.57
• P/FCF Ratio: 12.57
• Enterprise Value/Market Cap: 1.43
• Enterprise Value/Revenue: 5.81
• Enterprise Value/Gross Profit: 7.07
• Enterprise Value/Ebitda: 14.59
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 73 Outperform
• Price Target: $330.00 ▲(9.28% Upside)
• Action: Reiterated Date: 03/18/26
• Date: Action: Reiterated 03/18/26

The score is driven primarily by solid financial performance (strong profitability and earnings quality, despite some volatility and a prior leverage spike) and supportive valuation (moderate P/E and high dividend yield). Technicals are a modest drag due to weaker near-term momentum and the stock trading below key short-term moving averages.

Positive Factors

Revenue Growth

Consistent revenue growth indicates expanding market reach and successful product offerings, which are crucial for long-term business sustainability.

Negative Factors

Leverage Concerns

Moderate leverage can limit financial flexibility and increase risk, potentially impacting the bank's ability to respond to economic changes.

First National Bank Alaska Business Overview & Revenue Model

Company Description

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits and safe de...

Read more

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits and safe de...

How the Company Makes Money

FBAK primarily earns revenue through traditional banking activities. Its main source is net interest income: the bank collects interest and fees on loans and other interest-earning assets and pays interest on deposits and other funding sources; th...

Read more

FBAK primarily earns revenue through traditional banking activities. Its main source is net interest income: the bank collects interest and fees on loans and other interest-earning assets and pays interest on deposits and other funding sources; th...

First National Bank Alaska Financial Statement Overview

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	246.45M	265.67M	272.55M	237.10M	181.97M	171.85M
Gross Profit	202.45M	213.05M	194.23M	178.00M	168.57M	167.84M
EBITDA	98.13M	104.11M	89.89M	87.84M	83.31M	82.90M
Net Income	74.04M	77.54M	67.05M	60.01M	58.23M	58.41M
Balance Sheet
Total Assets	4.92B	5.11B	5.01B	5.73B	5.34B	5.58B
Cash, Cash Equivalents and Short-Term Investments	2.21B	278.70M	0.00	3.31B	2.91B	3.37B
Total Debt	746.81M	756.76M	760.98M	1.42B	670.97M	781.70M
Total Liabilities	4.37B	4.54B	4.49B	5.27B	4.93B	5.03B
Stockholders Equity	550.13M	569.25M	516.56M	464.79M	407.55M	554.53M
Cash Flow
Free Cash Flow	0.00	75.49M	37.61M	84.84M	72.30M	79.27M
Operating Cash Flow	0.00	79.03M	40.19M	87.26M	80.53M	82.42M
Investing Cash Flow	0.00	-253.66M	333.94M	486.83M	-364.46M	-947.79M
Financing Cash Flow	0.00	-19.11M	-825.11M	255.78M	-154.48M	864.95M

First National Bank Alaska Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 301.99
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FBAK, the sentiment is Positive. The current price of 301.99 is below the 20-day moving average (MA) of 307.67, below the 50-day MA of 303.99, and above the 200-day MA of 273.34, indicating a neutral trend. The MACD of -1.50 indicates Positive momentum. The RSI at 48.07 is Neutral, neither overbought nor oversold. The STOCH value of 42.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FBAK.

First National Bank Alaska Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ESQ	75 Outperform	$932.00M	16.46	18.78%	0.66%	17.98%	14.35%
FBAK	73 Outperform	$1.00B	12.24	14.30%	6.67%	39.53%	21.60%
FMBH	73 Outperform	$972.93M	10.15	9.74%	2.43%	3.54%	12.23%
UVSP	70 Outperform	$948.94M	10.37	9.82%	2.59%	4.49%	20.44%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
NBN	65 Neutral	$860.15M	10.41	17.34%	0.04%	33.22%	38.44%
SBSI	53 Neutral	$914.96M	13.23	8.53%	4.59%	-4.08%	-16.80%