Expensify, Inc. (EXFY)
NASDAQ:EXFY
EXFY Stock Chart & Stats
$1.61
-$0.07(-2.02%)
At close: 4:00 PM EST
$1.61
-$0.07(-2.02%)
Day’s Range― - ―
52-Week Range$0.69 - $3.33
Previous CloseN/A
Volume98.58K
Average Volume (3M)1.06M
Market Cap
$75.49M
Enterprise Value$18.15M
Total Cash (Recent Filing)$63.08M
Total Debt (Recent Filing)$5.74M
Price to Earnings (P/E)―
Beta1.92
Next Earnings
May 07, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.03
Shares Outstanding80,888,460
10 Day Avg. Volume1,183,809
30 Day Avg. Volume1,059,589
Financial Highlights & Ratios
PEG Ratio-0.07
Price to Book (P/B)1.05
Price to Sales (P/S)0.98
P/FCF Ratio6.94
Enterprise Value/Market Cap0.24
Enterprise Value/Revenue0.13
Enterprise Value/Gross Profit0.25
Enterprise Value/Ebitda-1.66
Forecast
1Y Price Target
$1.50Price Target Upside-6.83% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)0.16
Revenue Forecast (FY)$143.18M
Bulls Say, Bears Say
Bulls Say
AI Monetization PotentialFocused AI investments could enable higher-margin automation and new product features that increase revenue per user and reduce dependence on seat counts.
Balance Sheet StrengthA sizable cash balance on the balance sheet provides a financial cushion that can support operations and investor confidence while growth initiatives take hold.
Product DiversificationInvestments in marketing, artificial intelligence, and a travel product aim to diversify revenue beyond per-seat pricing, creating new subscription and transaction streams that could stabilize top-line growth.
Bears Say
Payment Revenue SlowdownCard interchange fee revenue has slowed markedly, eliminating a key growth driver and lowering revenue per user from payment activity.
Profitability And Cash Flow PressureLower revenue and profitability, together with reduced free cash flow guidance and planned increases in sales and AI spending, are likely to pressure near-term profitability and cash generation.
User AttritionPaid user counts are falling, especially in the technology customer segment, which directly reduces seat-based subscription revenue.
Expensify News
EXFY FAQ
What was Expensify, Inc.’s price range in the past 12 months?
Expensify, Inc. lowest stock price was $0.69 and its highest was $3.33 in the past 12 months.
What is Expensify, Inc.’s market cap?
Expensify, Inc.’s market cap is $75.49M.
When is Expensify, Inc.’s upcoming earnings report date?
Expensify, Inc.’s upcoming earnings report date is May 07, 2026 which is in 40 days.
How were Expensify, Inc.’s earnings last quarter?
Expensify, Inc. released its earnings results on Feb 26, 2026. The company reported -$0.026 earnings per share for the quarter, missing the consensus estimate of $0.04 by -$0.066.
Is Expensify, Inc. overvalued?
According to Wall Street analysts Expensify, Inc.’s price is currently Overvalued.
Does Expensify, Inc. pay dividends?
Expensify, Inc. does not currently pay dividends.
What is Expensify, Inc.’s EPS estimate?
Expensify, Inc.’s EPS estimate is 0.02.
How many shares outstanding does Expensify, Inc. have?
Expensify, Inc. has 80,888,460 shares outstanding.
What happened to Expensify, Inc.’s price movement after its last earnings report?
Expensify, Inc. reported an EPS of -$0.026 in its last earnings report, missing expectations of $0.04. Following the earnings report the stock price went down -23.387%.
Which hedge fund is a major shareholder of Expensify, Inc.?
Currently, no hedge funds are holding shares in EXFY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Expensify Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$1.50 (-6.83% Downside)
$1.50 (-6.83% Downside)
Blogger Sentiment
Bullish
EXFY Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 10.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 5.4%
Last 30 Days ▲ 7.4%
Last 30 Days ▲ 7.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-74.31%
12-Months-Change
Fundamentals
Return on Equity
-16.00%
Trailing 12-Months
Asset Growth
6.44%
Trailing 12-Months
Company Description
Expensify, Inc.
Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.
EXFY Company Deck
EXFY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of strong execution and product traction (notably nearly $20M of free cash flow in FY25, 24% interchange growth, 434% travel bookings growth, platform migration progress, strategic partnerships and AI/product innovations) alongside meaningful near-term headwinds (GAAP net losses driven by stock comp and one-time marketing spend, a substantial reduction in FY26 free cash flow guidance to $6M–$9M, and remaining migration/seasonality risks). Management framed the lower guidance as deliberate investment in growth (sales/marketing and AI) and emphasized non-GAAP profitability and platform advantages. Overall, the positives around cash generation, product momentum, and differentiated AI/product strategy are balanced by the significance of the guidance cut and GAAP losses.View all EXFY earnings summariesEXFY Stock 12 Month Forecast
Average Price Target
$1.50
▼(-6.83% Downside)
Technical Analysis
Ownership Overview
21.69% Insiders
11.10% Mutual Funds
5.70% Other Institutional Investors
53.06% Public Companies and
Individual Investors