Expensify, Inc. (EXFY)
NASDAQ:EXFY
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EXFY Stock Chart & Stats
$1.61
-$0.07(-2.02%)
At close: 4:00 PM EST
$1.61
-$0.07(-2.02%)
Day’s Range― - ―
52-Week Range$0.69 - $3.06
Previous CloseN/A
Volume98.58K
Average Volume (3M)885.67K
Market Cap
$82.90M
Enterprise Value$21.71M
Total Cash (Recent Filing)$63.08M
Total Debt (Recent Filing)$5.74M
Price to Earnings (P/E)―
Beta1.77
Next Earnings
May 07, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.03
Shares Outstanding80,888,460
10 Day Avg. Volume508,677
30 Day Avg. Volume885,675
Financial Highlights & Ratios
PEG Ratio-0.07
Price to Book (P/B)1.05
Price to Sales (P/S)0.98
P/FCF Ratio6.94
Enterprise Value/Market Cap0.26
Enterprise Value/Revenue0.15
Enterprise Value/Gross Profit0.30
Enterprise Value/Ebitda-1.98
Forecast
1Y Price Target
$1.50Price Target Upside-6.83% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)0.16
Revenue Forecast (FY)$143.18M
Bulls Say, Bears Say
Bulls Say
Balance Sheet LiquidityA sizable cash balance provides a financial cushion to fund strategic initiatives and offer downside protection amid slower growth expectations.
Marketing-driven GrowthIncreased marketing investment targets customer acquisition and broader adoption, which could support revenue expansion if acquisition economics improve.
Product DiversificationInvestments in a travel offering and artificial intelligence aim to create new revenue streams that reduce dependence on per-seat billing.
Bears Say
Declining Paid UsersFalling paid user counts, notably in the technology segment, are reducing seat-based revenue and creating pressure on the core subscription model.
Interchange Revenue SlowdownA marked slowdown in card interchange fee revenue removes a key growth driver and weakens revenue per user trends.
Profitability And Cash Flow PressureReduced profit and free cash flow outlooks combined with planned increases in sales and artificial intelligence spending will pressure near-term margins and cash generation.
Expensify News
EXFY FAQ
What was Expensify, Inc.’s price range in the past 12 months?
Expensify, Inc. lowest stock price was $0.69 and its highest was $3.06 in the past 12 months.
What is Expensify, Inc.’s market cap?
Expensify, Inc.’s market cap is $82.90M.
When is Expensify, Inc.’s upcoming earnings report date?
Expensify, Inc.’s upcoming earnings report date is May 07, 2026 which is in 19 days.
How were Expensify, Inc.’s earnings last quarter?
Expensify, Inc. released its earnings results on Feb 26, 2026. The company reported -$0.026 earnings per share for the quarter, missing the consensus estimate of $0.04 by -$0.066.
Is Expensify, Inc. overvalued?
According to Wall Street analysts Expensify, Inc.’s price is currently Overvalued.
Does Expensify, Inc. pay dividends?
Expensify, Inc. does not currently pay dividends.
What is Expensify, Inc.’s EPS estimate?
Expensify, Inc.’s EPS estimate is 0.02.
How many shares outstanding does Expensify, Inc. have?
Expensify, Inc. has 80,888,460 shares outstanding.
What happened to Expensify, Inc.’s price movement after its last earnings report?
Expensify, Inc. reported an EPS of -$0.026 in its last earnings report, missing expectations of $0.04. Following the earnings report the stock price went down -23.387%.
Which hedge fund is a major shareholder of Expensify, Inc.?
Currently, no hedge funds are holding shares in EXFY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Expensify Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$1.50 (-6.83% Downside)
$1.50 (-6.83% Downside)
Blogger Sentiment
Bullish
EXFY Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 10.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.1%
Last 30 Days ▼ 8.4%
Last 30 Days ▼ 8.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-66.59%
12-Months-Change
Fundamentals
Return on Equity
-16.00%
Trailing 12-Months
Asset Growth
6.44%
Trailing 12-Months
Company Description
Expensify, Inc.
Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.
EXFY Company Deck
EXFY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of strong execution and product traction (notably nearly $20M of free cash flow in FY25, 24% interchange growth, 434% travel bookings growth, platform migration progress, strategic partnerships and AI/product innovations) alongside meaningful near-term headwinds (GAAP net losses driven by stock comp and one-time marketing spend, a substantial reduction in FY26 free cash flow guidance to $6M–$9M, and remaining migration/seasonality risks). Management framed the lower guidance as deliberate investment in growth (sales/marketing and AI) and emphasized non-GAAP profitability and platform advantages. Overall, the positives around cash generation, product momentum, and differentiated AI/product strategy are balanced by the significance of the guidance cut and GAAP losses.View all EXFY earnings summariesEXFY Stock 12 Month Forecast
Average Price Target
$1.50
▼(-6.83% Downside)
Technical Analysis
Ownership Overview
21.69% Insiders
11.10% Mutual Funds
5.70% Other Institutional Investors
53.06% Public Companies and
Individual Investors