EverCommerce (EVCM) AI Stock Analysis

• Market Cap: $1.59B
• Dividend Yield: N/A
• Average Volume (3M): 207.16K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.25
• Revenue Growth: -11.61%
• EPS Growth: 99.07%
• Country: US
• Employees: 2,000
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 0.06
• Shares Outstanding: 179,367,390
• 10 Day Avg. Volume: 284,012
• 30 Day Avg. Volume: 207,163
• PEG Ratio: 5.95
• Price to Book (P/B): 2.71
• Price to Sales (P/S): 2.91
• P/FCF Ratio: 21.60
• Enterprise Value/Market Cap: 1.56
• Enterprise Value/Revenue: 4.04
• Enterprise Value/Gross Profit: 5.34
• Enterprise Value/Ebitda: 25.14
• 1Y Price Target: $12.00
• Price Target Upside: 41.51% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 5
• EPS Forecast (FY): 0.09
• Revenue Forecast (FY): $590.06M

• Rating: 63 Neutral
• Price Target: $10.00 ▲(17.92% Upside)

EverCommerce's overall stock score reflects strong financial stability and positive earnings call sentiment, offset by bearish technical indicators and valuation concerns due to negative profitability. The company's strategic initiatives and cash flow strength are promising, but challenges in revenue growth and market momentum weigh on the score.

Positive Factors

Strategic Acquisition

The acquisition of ZyraTalk enhances EverCommerce's AI capabilities, positioning it to offer advanced solutions and maintain a competitive edge in the service commerce platform market.

Cash Flow Generation

Strong cash flow growth indicates EverCommerce's ability to sustain operations and invest in growth opportunities, providing a buffer against profitability challenges.

Customer Engagement

Increased customer engagement with multiple solutions suggests strong product integration and customer satisfaction, which can drive long-term revenue growth.

Negative Factors

Declining Revenue Growth

A declining revenue growth rate could signal challenges in market expansion and product adoption, potentially impacting long-term financial performance.

Profitability Issues

Persistent profitability issues, as indicated by a negative net profit margin, may limit EverCommerce's ability to reinvest in growth and improve shareholder value.

Impact of Tariffs

Tariff impacts on rebate revenue highlight vulnerabilities to external economic factors, potentially affecting financial stability and growth prospects.

EverCommerce Business Overview & Revenue Model

Company Description

EverCommerce (EVCM) is a leading service commerce platform that provides software solutions for service-based businesses across various sectors, including health and wellness, home services, and veterinary services. The company offers a suite of tools designed to enhance business operations, including scheduling, payment processing, marketing, and customer relationship management. With a focus on empowering service professionals, EverCommerce aims to streamline operations and improve customer engagement through its integrated technology solutions.

How the Company Makes Money

EverCommerce generates revenue primarily through subscription fees for its software solutions, which include various SaaS products tailored to specific industries. The company also earns income from transaction fees associated with payment processing services. Key revenue streams include recurring monthly subscriptions, professional services for implementation and support, and additional revenue from value-added services like marketing solutions and business analytics. Significant partnerships with industry leaders and a focus on expanding its product offerings contribute to its overall earnings, allowing EverCommerce to capture a larger share of the service commerce market.

EverCommerce Financial Statement Overview

Summary

EverCommerce demonstrates strong gross margins and cash flow generation, but faces challenges in achieving profitability and revenue growth. The balance sheet is solid with low leverage, providing financial stability. Continued focus on improving net income and revenue growth will be crucial for enhancing financial performance.

Income Statement

EverCommerce's income statement shows a strong gross profit margin of 72.97% for the TTM, indicating efficient cost management. However, the company is struggling with profitability, as evidenced by a negative net profit margin of -0.11% and declining revenue growth rate of -4.49%. The EBIT and EBITDA margins are modest at 2.55% and 14.70%, respectively, suggesting some operational efficiency but not enough to offset net losses.

Balance Sheet

The balance sheet reflects a solid financial position with a very low debt-to-equity ratio of 0.01, indicating minimal leverage and financial risk. However, the return on equity is negative at -0.09%, highlighting challenges in generating returns for shareholders. The equity ratio is stable, suggesting a strong capital structure.

Cash Flow

Cash flow analysis reveals a robust free cash flow growth rate of 43.2% for the TTM, indicating strong cash generation capabilities. The operating cash flow to net income ratio is healthy at 1.19, and the free cash flow to net income ratio is high at 0.95, reflecting efficient cash conversion despite net losses.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	612.75M	698.76M	675.37M	620.75M	490.14M	337.52M
Gross Profit	463.73M	470.39M	444.36M	403.37M	327.91M	222.50M
EBITDA	98.51M	89.08M	106.63M	80.21M	45.53M	54.80M
Net Income	-677.00K	-41.09M	-45.62M	-59.82M	-81.97M	-59.95M
Balance Sheet
Total Assets	1.40B	1.42B	1.52B	1.59B	1.66B	1.33B
Cash, Cash Equivalents and Short-Term Investments	106.90M	135.78M	92.61M	92.63M	93.99M	96.03M
Total Debt	543.97M	527.94M	532.20M	536.45M	546.13M	698.33M
Total Liabilities	674.59M	670.44M	692.03M	685.03M	677.73M	808.43M
Stockholders Equity	728.54M	750.83M	826.04M	906.69M	985.65M	519.16M
Cash Flow
Free Cash Flow	132.03M	94.26M	81.53M	46.72M	22.69M	44.46M
Operating Cash Flow	138.60M	113.16M	104.61M	64.80M	37.48M	57.54M
Investing Cash Flow	-61.08M	-12.30M	-38.02M	-18.08M	-379.67M	-418.31M
Financing Cash Flow	-70.61M	-59.61M	-66.63M	-47.31M	341.18M	401.85M

EverCommerce Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 8.48
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EVCM, the sentiment is Negative. The current price of 8.48 is below the 20-day moving average (MA) of 10.95, below the 50-day MA of 11.23, and below the 200-day MA of 10.57, indicating a bearish trend. The MACD of -0.57 indicates Positive momentum. The RSI at 24.04 is Positive, neither overbought nor oversold. The STOCH value of 22.51 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for EVCM.

EverCommerce Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EVTC	70 Outperform	$1.80B	13.19	25.05%	0.70%	9.67%	75.67%
TDC	67 Neutral	$2.60B	22.96	68.60%	―	-8.18%	46.26%
EVCM	63 Neutral	$1.59B	―	0.04%	―	-11.61%	99.07%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
AVDX	60 Neutral	―	―	-1.17%	―	8.04%	39.57%
FIVN	58 Neutral	$1.62B	57.11	4.67%	―	12.48%	―
APPN	58 Neutral	$3.13B	―	―	―	15.97%	91.88%

EverCommerce Corporate Events

EverCommerce Reports Strong Q3 2025 Results

EverCommerce Inc. is a service commerce platform that provides integrated SaaS solutions tailored for service-based businesses across various industries, including home, health, and wellness. The company offers business management software, payment solutions, and customer experience applications to over 740,000 global businesses.

Evercommerce Surpasses Expectations in Latest Earnings Call

Evercommerce, Inc. recently held its earnings call, revealing a generally positive sentiment driven by strong financial performance. The company reported revenue and EBITDA figures that exceeded expectations, alongside notable growth in payments revenue and increased customer utilization of multiple solutions. However, this optimism was somewhat tempered by concerns over flat gross margins and cautious revenue guidance.