Eagle Point Income (EIC)
NYSE:EIC
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Eagle Point Income Co
(NYSE:EIC)
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Rating:58Neutral
Price Target:
$11.50
▲(20.29% Upside)
Action:ReiteratedDate:01/13/26
The score is primarily constrained by weak cash generation and higher leverage risk in the financials, reinforced by bearish technical signals (below key moving averages and negative MACD). These are partially offset by an attractive valuation (low P/E and high yield) and a neutral earnings-call backdrop with improving NAV and shareholder-friendly buybacks but a reduced distribution and realized losses.
Positive Factors
Revenue Growth
The significant revenue growth of approximately 70.7% indicates strong market demand and effective portfolio management, enhancing long-term financial stability.
Negative Factors
Cash Flow Challenges
Negative free cash flow suggests potential liquidity issues, which could limit the company's ability to invest in growth opportunities or weather financial downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
The significant revenue growth of approximately 70.7% indicates strong market demand and effective portfolio management, enhancing long-term financial stability.
Read all positive factors
Eagle Point Income Co (EIC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
N/A
Dividend Yield17.28%
Average Volume (3M)169.61K
Price to Earnings (P/E)―
Beta (1Y)0.23
Revenue Growth65.99%
EPS Growth-77.92%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management - Income
Share Statistics
EPS (TTM)-0.62
Shares Outstanding23,464,222
10 Day Avg. Volume111,584
30 Day Avg. Volume169,608
Financial Highlights & Ratios
PEG Ratio2.27
Price to Book (P/B)0.86
Price to Sales (P/S)5.29
P/FCF Ratio7.62
Enterprise Value/Market Cap10.00T>
Enterprise Value/Revenue7.46
Enterprise Value/Gross Profit7.80
Enterprise Value/Ebitda191.67
Forecast
1Y Price Target
$11.25Price Target Upside17.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Eagle Point Income Co Business Overview & Revenue Model
Company Description
Eagle Point Income Company manages capital on behalf of institutional, high-net-worth, and retail investors through private funds, separately managed accounts, and publicly-listed closed-end vehicles. They provide CLO securities and related invest...
How the Company Makes Money
Eagle Point Income Co makes money through its investments in CLOs and other income-generating securities. The company's primary source of revenue is the interest income earned from these investments. CLOs are structured finance securities backed b...
Eagle Point Income Co Earnings Call Summary
Earnings Call Date:Feb 26, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:May 26, 2026
Earnings Call Sentiment Neutral
The call presented a mixed picture: company performance was negatively impacted in 2025 by lower SOFR, loan spread compression and valuation markdowns that produced GAAP losses, NAV decline and a negative total return for shareholders. At the same time, management executed active measures — share repurchases at wide discounts, preferred redemptions, a new lower-cost revolver, redeployment into higher-yielding non-CLO credit, and cost-saving CLO resets/refinancings — that improve liquidity, lower financing costs and position the portfolio for recovery should market technicals normalize. Given the significant near-term performance headwinds offset by clear, constructive capital allocation and portfolio actions, the overall takeaway is balanced between material challenges and credible mitigation steps.Positive Updates
Share Repurchases and NAV Accretion
Repurchased $19.0 million of common stock in Q4 at an average discount to NAV of 18.2%, resulting in NAV accretion of approximately $0.14 per share; Board increased repurchase authorization to $60 million to continue opportunistic buybacks.
Negative Updates
GAAP Net Loss and Valuation Pressure in Q4
Recorded a GAAP net loss of $15 million, or $0.60 per share, in Q4 (compared with GAAP net income of $0.43 per share in Q3); Q4 net loss comprised of $16 million of net unrealized investment losses and $8 million of net realized losses, reflecting valuation pressure across CLO equity positions.
Read all updates
Q4-2025 Updates
Positive
Negative
Share Repurchases and NAV Accretion
Repurchased $19.0 million of common stock in Q4 at an average discount to NAV of 18.2%, resulting in NAV accretion of approximately $0.14 per share; Board increased repurchase authorization to $60 million to continue opportunistic buybacks.
Read all positive updates
Company Guidance
Management guided a steady monthly common distribution of $0.11 per share (Q1 and declared for Q2 2026) as aligned with near‑term earning power in a lower‑rate environment, noting Q4 recurring cash flows of $19 million ($0.79/share), up ~18% from Q3’s $17 million ($0.67/share) and exceeding regular common distributions and expenses by about $0.15/share. They reiterated a target leverage range of 25%–35% (preferred securities were 31% of assets less current liabilities at year‑end), plan to opportunistically repurchase shares under the expanded $60 million authorization (Q4 repurchases $19 million at an 18.2% average discount to NAV, accreting NAV by ≈$0.14/share), and are reducing expensive funding (redeemed 7.75% Series B, intend to redeem 8% Series C) using cash, a new 3‑year revolver and CLO paydowns. Management expects CLO junior debt earnings to move with benchmark rates, highlighted a CLO portfolio weighted expected yield of 12.5% (up from 11.6%), pointed to industry tailwinds (2025 new‑issue CLOs $209B, total issuance including resets/refis $546B, Q4 resets $54B/refis $20B) and healthy loan fundamentals (S&P/UBS leveraged loan index +1.2% Q4, +5.9% in 2025; trailing 12‑month loan default rate 1.2% vs long‑term 2.6%), and said ongoing resets/refis (the firm did 10 resets and 6 refinancings, realizing ~46 bps average debt cost savings) should help lower liability costs and support CLO equity cash flows over time.Eagle Point Income Co Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
58
Neutral
Cash Flow
34
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 50.54M | 45.68M | 26.75M | 19.04M | 12.30M |
| Gross Profit | 42.17M | 43.00M | 22.87M | 15.96M | 9.02M |
| EBITDA | 10.88M | 41.55M | 48.11M | -13.33M | 8.85M |
| Net Income | -1.16M | 41.55M | 29.29M | -15.95M | 8.01M |
Balance Sheet | |||||
| Total Assets | 458.54M | 455.54M | 243.73M | 148.57M | 173.18M |
| Cash, Cash Equivalents and Short-Term Investments | 5.50M | 8.10M | 944.06K | 37.06K | 211.76K |
| Total Debt | 144.67M | 1.96M | 14.49M | 9.02M | 19.46M |
| Total Liabilities | 146.58M | 138.55M | 85.52M | 46.63M | 57.83M |
| Stockholders Equity | 311.95M | 316.99M | 158.21M | 101.94M | 115.35M |
Cash Flow | |||||
| Free Cash Flow | 35.09M | -157.06M | -63.43M | 9.61M | 5.33M |
| Operating Cash Flow | 35.09M | -157.06M | -63.43M | 9.61M | 5.33M |
| Investing Cash Flow | -40.80M | 0.00 | 0.00 | -4.53M | -51.14M |
| Financing Cash Flow | 3.11M | 164.22M | 64.34M | -5.26M | 45.99M |
Eagle Point Income Co Technical Analysis
Neutral
9.56
Price Trends
9.84
Negative
10.38
Negative
11.27
Negative
Market Momentum
-0.10
Negative
49.21
Neutral
66.06
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EIC, the sentiment is Neutral. The current price of 9.56 is above the 20-day moving average (MA) of 9.48, below the 50-day MA of 9.84, and below the 200-day MA of 11.27, indicating a neutral trend. The MACD of -0.10 indicates Negative momentum. The RSI at 49.21 is Neutral, neither overbought nor oversold. The STOCH value of 66.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for EIC.
Eagle Point Income Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | $2.46B | 18.91 | 7.03% | 1.69% | -5.72% | -3.86% | |
68 Neutral | $1.63B | 4.92 | 28.19% | ― | 10.85% | 77.59% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | $675.22M | 8.37 | -4.98% | 3.89% | -28.00% | -174.60% | |
63 Neutral | $536.93M | 13.39 | 9.18% | 2.78% | 41.95% | -4.72% | |
58 Neutral | ― | -4.59 | -0.33% | 17.28% | 65.99% | -77.92% | |
51 Neutral | ― | 16.89 | 4.64% | 13.35% | -12.06% | -31.14% |
* Financial Sector Average
EIC
Eagle Point Income Co
9.63
-2.64
-21.53%
ACNB
ACNB
51.86
14.57
39.09%
MFIC
MidCap Financial Investment Corporation
11.62
1.83
18.64%
ECPG
Encore Capital
76.36
47.04
160.44%
FISI
Financial Institutions
34.39
13.88
67.63%
FBNC
First Bancorp
59.30
23.94
67.69%
Eagle Point Income Co Corporate Events
Financial Disclosures
Eagle Point Income Issues Preliminary Fourth-Quarter 2025 Results
Negative
Jan 12, 2026
For the quarter ended December 31, 2025, Eagle Point Income Co. reported management’s unaudited estimate of net asset value per common share in a range of $13.25 to $13.35, reflecting the underlying value of its income-focused investment por...
Financial Disclosures
Eagle Point Income Co Announces November NAV Estimate
Neutral
Dec 10, 2025
Eagle Point Income Co announced an unaudited estimate of its net asset value per share of common stock as of November 30, 2025, which ranged between $13.34 and $13.44.The most recent analyst rating on (EIC) stock is a Buy with a $14.00 price targe...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.