Eagle Point Income (EIC)
NYSE:EIC
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Eagle Point Income Co
(NYSE:EIC)
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Rating:56Neutral
Price Target:
$11.00
▲(12.02% Upside)
Action:Reiterated
Date:05/19/26
The score is held back primarily by volatile financial performance (swing to net loss, uneven cash flows, and higher leverage). Offsetting that are constructive earnings-call indicators (improving NII/cash coverage, active CLO cost reductions, and buyback-driven NAV accretion) plus moderately positive technicals, while valuation is mixed due to a very high yield but negative earnings.
Positive Factors
Floating-rate CLO exposure & high-yield deployments
EIC's targeted deployments at very high effective yields into CLO-related opportunities provide durable income potential as CLO coupons and many liabilities float with short-term rates. Consistent high-yield deployment capability supports net investment income and distribution coverage over months, enhancing cash generation resilience if credit selection remains disciplined.
Negative Factors
NAV volatility from CLO mark-to-market
EIC's NAV is exposed to recurring mark-to-market swings in CLO debt and equity valuations driven by spread movements and loan prices. Such valuation volatility is structural for this business model, can persist over quarters, and directly affects reported returns, distribution sustainability perceptions, and the firm's ability to attract long-term retail and institutional capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Floating-rate CLO exposure & high-yield deployments
EIC's targeted deployments at very high effective yields into CLO-related opportunities provide durable income potential as CLO coupons and many liabilities float with short-term rates. Consistent high-yield deployment capability supports net investment income and distribution coverage over months, enhancing cash generation resilience if credit selection remains disciplined.
Read all positive factors
Eagle Point Income Co (EIC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
N/A
Dividend Yield17.28%
Average Volume (3M)130.58K
Price to Earnings (P/E)―
Beta (1Y)0.25
Revenue Growth1.75%
EPS Growth-103.82%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management - Income
Share Statistics
EPS (TTM)-0.11
Shares Outstanding23,043,756
10 Day Avg. Volume98,035
30 Day Avg. Volume130,581
Financial Highlights & Ratios
PEG Ratio2.27
Price to Book (P/B)0.86
Price to Sales (P/S)5.29
P/FCF Ratio-46.87
Enterprise Value/Market Cap10.00T>
Enterprise Value/Revenue7.22
Enterprise Value/Gross Profit7.89
Enterprise Value/Ebitda188.98
Forecast
1Y Price Target
$11.25Price Target Upside14.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Eagle Point Income Co Business Overview & Revenue Model
Company Description
Eagle Point Income Company manages capital on behalf of institutional, high-net-worth, and retail investors through private funds, separately managed accounts, and publicly-listed closed-end vehicles. They provide CLO securities and related invest...
How the Company Makes Money
EIC makes money primarily from investment income and changes in the value of its investment portfolio. Its core revenue model is to raise permanent capital through its listed closed-end fund structure (issuing common shares, and at times preferred...
Eagle Point Income Co Earnings Call Summary
Earnings Call Date:May 19, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Aug 18, 2026
Earnings Call Sentiment Neutral
The call presented a balanced picture: meaningful operational and capital management positives (NII growth, recurring cash flows covering distributions, active CLO liability management that saved ~48 bps, $56M deployed at 16% yield, share repurchases producing NAV accretion, and an April NAV rebound of ~4.5%) contrasted with significant near-term mark-to-market headwinds (Q1 NAV down ~9.9%, GAAP net loss of $0.95/share and negative 7.2% ROE) driven primarily by CLO valuation volatility and concentrated software-sector credit risk. Management emphasized durable portfolio fundamentals, diversification, and strategic actions to lower cost of capital, but near-term NAV volatility and sector-specific credit risks remain noteworthy.Positive Updates
Net Investment Income and Cash Coverage
NII increased to $0.36/share (up from $0.35/share prior year quarter); NII less realized losses was $0.34/share versus $0.03/share last quarter. Recurring cash flows totaled $40 million (or $0.62/share) and covered common stock distributions and total company expenses (distributions paid were $0.11/month, three monthly payments totaling $0.33 for the quarter).
Negative Updates
Q1 NAV Decline
Reported NAV decreased to $11.99/share as of March 31 from $13.31/share at year end — a decline of roughly 9.9% — primarily reflecting negative mark-to-market adjustments on the CLO debt portfolio.
Read all updates
Q1-2026 Updates
Positive
Negative
Net Investment Income and Cash Coverage
NII increased to $0.36/share (up from $0.35/share prior year quarter); NII less realized losses was $0.34/share versus $0.03/share last quarter. Recurring cash flows totaled $40 million (or $0.62/share) and covered common stock distributions and total company expenses (distributions paid were $0.11/month, three monthly payments totaling $0.33 for the quarter).
Read all positive updates
Company Guidance
Management's guidance was directional: they expect to see improved earnings power as lower loan prices, reduced loan repricing and the potential for higher short‑term rates support higher income (junior CLO debt benefits), and they expect CLO volumes to remain robust; key Q1 metrics cited included NAV of $11.99/share (from $13.31 at year end) with an April unaudited NAV estimate of $12.48–$12.58 (+4.5% midpoint), GAAP net loss of $22 million (‑$0.95/share) and GAAP ROE of ‑7.2%, net investment income of $0.36/share (up from $0.35 in 2025) and NII less realized losses of $0.34/share (vs $0.03 last quarter), recurring cash flows of $40 million ($0.62/share) in Q1 and $11 million in April, trailing 12‑month loan default rate 1.4% (long‑term avg 2.5%), S&P/UBS Leveraged Loan Index ‑0.5% in Q1 and +1.2% in April, CLO market volumes of $47bn new issuance/$32bn resets/$24bn refinancings in the quarter, $56m deployed at a 16.0% weighted average effective yield, four CLO resets and two refinancings saving ~48 bps of CLO debt cost and extending reinvestment periods to five years, launch of 6.00% Series AA/AB convertible perpetual preferred and redemption of 8.00% Series C post‑quarter, preferred equity at 34% of assets‑less‑current‑liabilities (target 25–35%), cash and revolver capacity of $15m (Feb month‑end), and continued selective share repurchases (≈390k shares in Q1 at a 19.3% average NAV discount, $0.04/share accretion; $50m repurchased since June 2025 at a 13.0% discount, $0.26/share accretion).Eagle Point Income Co Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
60
Neutral
Cash Flow
43
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 50.54M | 45.68M | 26.75M | 19.04M | 12.30M |
| Gross Profit | 42.17M | 43.00M | 22.87M | 15.96M | 9.02M |
| EBITDA | 10.88M | 41.55M | 48.11M | -13.33M | 8.85M |
| Net Income | -1.16M | 41.55M | 29.29M | -15.95M | 8.01M |
Balance Sheet | |||||
| Total Assets | 458.54M | 455.54M | 243.73M | 148.57M | 173.18M |
| Cash, Cash Equivalents and Short-Term Investments | 5.50M | 8.10M | 944.06K | 37.06K | 211.76K |
| Total Debt | 144.67M | 1.96M | 14.49M | 9.02M | 19.46M |
| Total Liabilities | 146.58M | 138.55M | 85.52M | 46.63M | 57.83M |
| Stockholders Equity | 311.95M | 316.99M | 158.21M | 101.94M | 115.35M |
Cash Flow | |||||
| Free Cash Flow | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Operating Cash Flow | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Investing Cash Flow | -40.80M | 0.00 | 0.00 | -4.53M | -51.14M |
| Financing Cash Flow | 3.11M | 164.22M | 64.34M | -5.26M | 45.99M |
Eagle Point Income Co Technical Analysis
Positive
9.82
Price Trends
9.88
Positive
9.98
Positive
10.74
Negative
Market Momentum
0.22
Positive
65.09
Neutral
58.17
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EIC, the sentiment is Positive. The current price of 9.82 is below the 20-day moving average (MA) of 10.48, below the 50-day MA of 9.88, and below the 200-day MA of 10.74, indicating a neutral trend. The MACD of 0.22 indicates Positive momentum. The RSI at 65.09 is Neutral, neither overbought nor oversold. The STOCH value of 58.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for EIC.
Eagle Point Income Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $562.28M | 9.04 | 12.38% | 2.78% | 38.10% | 68.10% | |
76 Outperform | $713.04M | 7.42 | 12.72% | 3.89% | 41.30% | ― | |
74 Outperform | $2.46B | 12.48 | 7.47% | 1.69% | 3.15% | 38.23% | |
69 Neutral | $1.75B | 4.42 | 30.70% | ― | 33.57% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
56 Neutral | ― | -4.59 | -0.33% | 17.28% | 1.75% | -103.82% | |
55 Neutral | $882.21M | -9.37 | 0.46% | 13.35% | 3.68% | -95.52% |
* Financial Sector Average
EIC
Eagle Point Income Co
10.67
-0.69
-6.04%
ACNB
ACNB
54.40
14.03
34.75%
MFIC
MidCap Financial Investment Corporation
10.83
-0.69
-6.00%
ECPG
Encore Capital
81.85
43.80
115.11%
FISI
Financial Institutions
35.93
11.33
46.04%
FBNC
First Bancorp
58.75
17.98
44.09%
Eagle Point Income Co Corporate Events
Financial Disclosures
Eagle Point Income Updates April 2026 NAV Estimate
Neutral
May 8, 2026
Eagle Point Income Co. reported that management’s unaudited estimate of the net asset value per share of its common stock as of April 30, 2026 ranged between $12.48 and $12.58. This NAV range offers investors an updated indication of the com...
Financial Disclosures
Eagle Point Income Reports Stable NAV and Modest Income
Neutral
Apr 14, 2026
Eagle Point Income Co. is a closed-end investment company focused on generating income for shareholders through a portfolio of credit-related securities, with its performance commonly evaluated via net asset value and per-share income metrics.For ...
Financial Disclosures
Eagle Point Income Updates February 2026 NAV Estimate
Neutral
Mar 12, 2026
Eagle Point Income Co. reported an unaudited estimate of its net asset value per share as of February 28, 2026. The company indicated that NAV per common share was in a range between $12.15 and $12.25, providing investors with an updated snapshot ...
Business Operations and StrategyPrivate Placements and Financing
Eagle Point Income Redeems Series C Preferred Shares
Positive
Feb 26, 2026
On February 26, 2026, Eagle Point Income Company Inc. announced it has elected to redeem in full all 4,173,076 outstanding shares of its 8.00% Series C Term Preferred Stock due 2029, with the redemption expected to be completed on April 6, 2026. H...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.