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Eagle Point Income Co
(NYSE:EIC)
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Rating:50Neutral
Price Target:
$10.00
▲(1.83% Upside)
Action:Reiterated
Date:06/21/26
The score is held back primarily by volatile profitability and cash-flow consistency, alongside weak technical momentum. These are partially offset by strong income characteristics (very high dividend yield) and a moderately positive earnings-call backdrop driven by improving cash coverage, active liability management, and NAV-accretive repurchases, though near-term NAV/valuation volatility and sector concentration remain key risks.
Positive Factors
Active CLO liability management
Lowering CLO funding costs by ~48 bps and extending reinvestment periods materially improves long-term net spreads on CLO equity and junior debt. This structural liability work reduces refinancing risk, raises expected future cash flows, and sustainably boosts earnings power even if market volatility persists.
Negative Factors
NAV and mark-to-market volatility
Large quarter-to-quarter NAV swings reflect sensitivity of CLO debt and equity to spread and loan-price moves. Persistent mark-to-market volatility undermines predictability of distributable earnings, can force defensive balance-sheet actions, and makes capital planning and investor confidence fragile over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Active CLO liability management
Lowering CLO funding costs by ~48 bps and extending reinvestment periods materially improves long-term net spreads on CLO equity and junior debt. This structural liability work reduces refinancing risk, raises expected future cash flows, and sustainably boosts earnings power even if market volatility persists.
Read all positive factors
Eagle Point Income Co (EIC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$234.59M
Dividend Yield17.28%
Average Volume (3M)83.67K
Price to Earnings (P/E)―
Beta (1Y)0.27
Revenue Growth-13.74%
EPS Growth-162.57%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.64
Shares Outstanding23,043,756
10 Day Avg. Volume72,950
30 Day Avg. Volume83,667
Financial Highlights & Ratios
PEG Ratio2.27
Price to Book (P/B)0.86
Price to Sales (P/S)5.29
P/FCF Ratio-46.87
Enterprise Value/Market Cap1.59
Enterprise Value/Revenue7.15
Enterprise Value/Gross Profit8.10
Enterprise Value/Ebitda-92.36
Forecast
1Y Price Target
$12.50Price Target Upside27.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Eagle Point Income Co Business Overview & Revenue Model
Company Description
Eagle Point Income Co., Inc. is a closed-end investment company. Its investment objective is to generate current income with a secondary objective to generate capital appreciation. The company was founded on September 28, 2018 and is headquartered...
How the Company Makes Money
EIC makes money primarily from investment income and changes in the value of its investment portfolio. Its core revenue model is to raise permanent capital through its listed closed-end fund structure (issuing common shares, and at times preferred...
Eagle Point Income Co Earnings Call Summary
Earnings Call Date:May 19, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Aug 18, 2026
Earnings Call Sentiment Neutral
The call presented a balanced picture: meaningful operational and capital management positives (NII growth, recurring cash flows covering distributions, active CLO liability management that saved ~48 bps, $56M deployed at 16% yield, share repurchases producing NAV accretion, and an April NAV rebound of ~4.5%) contrasted with significant near-term mark-to-market headwinds (Q1 NAV down ~9.9%, GAAP net loss of $0.95/share and negative 7.2% ROE) driven primarily by CLO valuation volatility and concentrated software-sector credit risk. Management emphasized durable portfolio fundamentals, diversification, and strategic actions to lower cost of capital, but near-term NAV volatility and sector-specific credit risks remain noteworthy.Positive Updates
Net Investment Income and Cash Coverage
NII increased to $0.36/share (up from $0.35/share prior year quarter); NII less realized losses was $0.34/share versus $0.03/share last quarter. Recurring cash flows totaled $40 million (or $0.62/share) and covered common stock distributions and total company expenses (distributions paid were $0.11/month, three monthly payments totaling $0.33 for the quarter).
Negative Updates
Q1 NAV Decline
Reported NAV decreased to $11.99/share as of March 31 from $13.31/share at year end — a decline of roughly 9.9% — primarily reflecting negative mark-to-market adjustments on the CLO debt portfolio.
Read all updates
Q1-2026 Updates
Positive
Negative
Net Investment Income and Cash Coverage
NII increased to $0.36/share (up from $0.35/share prior year quarter); NII less realized losses was $0.34/share versus $0.03/share last quarter. Recurring cash flows totaled $40 million (or $0.62/share) and covered common stock distributions and total company expenses (distributions paid were $0.11/month, three monthly payments totaling $0.33 for the quarter).
Read all positive updates
Company Guidance
Management's guidance was directional: they expect to see improved earnings power as lower loan prices, reduced loan repricing and the potential for higher short‑term rates support higher income (junior CLO debt benefits), and they expect CLO volumes to remain robust; key Q1 metrics cited included NAV of $11.99/share (from $13.31 at year end) with an April unaudited NAV estimate of $12.48–$12.58 (+4.5% midpoint), GAAP net loss of $22 million (‑$0.95/share) and GAAP ROE of ‑7.2%, net investment income of $0.36/share (up from $0.35 in 2025) and NII less realized losses of $0.34/share (vs $0.03 last quarter), recurring cash flows of $40 million ($0.62/share) in Q1 and $11 million in April, trailing 12‑month loan default rate 1.4% (long‑term avg 2.5%), S&P/UBS Leveraged Loan Index ‑0.5% in Q1 and +1.2% in April, CLO market volumes of $47bn new issuance/$32bn resets/$24bn refinancings in the quarter, $56m deployed at a 16.0% weighted average effective yield, four CLO resets and two refinancings saving ~48 bps of CLO debt cost and extending reinvestment periods to five years, launch of 6.00% Series AA/AB convertible perpetual preferred and redemption of 8.00% Series C post‑quarter, preferred equity at 34% of assets‑less‑current‑liabilities (target 25–35%), cash and revolver capacity of $15m (Feb month‑end), and continued selective share repurchases (≈390k shares in Q1 at a 19.3% average NAV discount, $0.04/share accretion; $50m repurchased since June 2025 at a 13.0% discount, $0.26/share accretion).Eagle Point Income Co Financial Statement Overview
Summary
Income Statement
44
Neutral
Balance Sheet
62
Positive
Cash Flow
38
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 52.17M | 50.54M | 45.68M | 26.75M | 19.04M | 12.30M |
| Gross Profit | 46.02M | 42.17M | 43.00M | 22.87M | 15.96M | 9.02M |
| EBITDA | -4.04M | 10.88M | 49.15M | 48.11M | -13.33M | 8.85M |
| Net Income | -12.53M | -1.16M | 41.55M | 29.29M | -15.95M | 8.01M |
Balance Sheet | ||||||
| Total Assets | 423.68M | 458.54M | 455.54M | 243.73M | 148.57M | 173.18M |
| Cash, Cash Equivalents and Short-Term Investments | 59.75M | 5.50M | 8.10M | 944.06K | 37.06K | 211.76K |
| Total Debt | 145.35M | 144.67M | 1.96M | 14.49M | 9.02M | 19.46M |
| Total Liabilities | 147.27M | 146.58M | 138.55M | 85.52M | 46.63M | 57.83M |
| Stockholders Equity | 276.41M | 311.95M | 316.99M | 158.21M | 101.94M | 115.35M |
Cash Flow | ||||||
| Free Cash Flow | 63.12M | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Operating Cash Flow | 63.12M | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Investing Cash Flow | 82.43M | -40.80M | -183.10M | -77.95M | -4.53M | -51.14M |
| Financing Cash Flow | -73.35M | 3.11M | 164.22M | 64.34M | -5.26M | 45.99M |
Eagle Point Income Co Technical Analysis
Neutral
9.82
Price Trends
10.29
Negative
9.85
Positive
10.37
Negative
Market Momentum
>-0.01
Negative
49.06
Neutral
72.79
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EIC, the sentiment is Neutral. The current price of 9.82 is below the 20-day moving average (MA) of 10.14, below the 50-day MA of 10.29, and below the 200-day MA of 10.37, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 49.06 is Neutral, neither overbought nor oversold. The STOCH value of 72.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for EIC.
Eagle Point Income Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $595.46M | 12.04 | 12.38% | 2.78% | 38.10% | 68.10% | |
76 Outperform | $740.99M | 9.98 | 12.72% | 3.89% | 41.30% | ― | |
74 Outperform | $2.58B | 21.60 | 7.47% | 1.69% | 3.15% | 38.23% | |
73 Outperform | $1.88B | 7.00 | 30.70% | ― | 33.57% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
51 Neutral | $808.90M | 241.00 | 0.46% | 13.35% | 3.68% | -95.52% | |
50 Neutral | $234.59M | -15.91 | -0.33% | 17.28% | -13.74% | -162.57% |
* Financial Sector Average
EIC
Eagle Point Income Co
10.18
-2.16
-17.50%
ACNB
ACNB
59.01
16.57
39.05%
MFIC
MidCap Financial Investment Corporation
9.64
-1.88
-16.36%
ECPG
Encore Capital
91.86
50.73
123.34%
FISI
Financial Institutions
38.72
12.52
47.80%
FBNC
First Bancorp
63.28
16.95
36.59%
Eagle Point Income Co Corporate Events
Financial Disclosures
Eagle Point Income Updates May 2026 NAV Estimate
Neutral
Jun 9, 2026
Eagle Point Income Co. reported an unaudited estimate of its net asset value per share as of May 31, 2026, indicating a range between $12.52 and $12.62. The disclosure provides investors with an updated snapshot of the company’s underlying p...
Financial Disclosures
Eagle Point Income Updates April 2026 NAV Estimate
Neutral
May 8, 2026
Eagle Point Income Co. reported that management’s unaudited estimate of the net asset value per share of its common stock as of April 30, 2026 ranged between $12.48 and $12.58. This NAV range offers investors an updated indication of the com...
Financial Disclosures
Eagle Point Income Reports Stable NAV and Modest Income
Neutral
Apr 14, 2026
Eagle Point Income Co. is a closed-end investment company focused on generating income for shareholders through a portfolio of credit-related securities, with its performance commonly evaluated via net asset value and per-share income metrics.For ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.