Eagle Point Credit Company Inc (ECC)
NYSE:ECC
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Eagle Point Credit Company
(NYSE:ECC)
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Rating:51Neutral
Price Target:
$3.50
▼(-13.79% Downside)
Action:ReiteratedDate:03/03/26
The score is held down primarily by deteriorating profitability (TTM loss, revenue contraction) and weak technicals (below key moving averages with negative MACD). Earnings-call items reinforce near-term risk via NAV decline, realized/unrealized losses, and elevated leverage, partially offset by positive recurring cash flow and portfolio actions; valuation is mixed due to negative earnings and a very high yield alongside a meaningful distribution cut.
Positive Factors
Recurring cash flow generation
Consistent recurring cash flow (~$71.1M TTM) provides a durable cash engine independent of GAAP volatility. That cash supports reinvestment into CLO equity or non‑CLO credit, funds deleveraging or capital actions, and reduces reliance on new external financing over the next several quarters.
Negative Factors
Material NAV decline
A falling NAV (latest unaudited estimate near $4.31–$4.41) erodes the equity buffer that supports CLO equity positions and shareholder distributions. Persistent NAV pressure tightens capital flexibility, can force more conservative capital actions, and weakens the firm's ability to absorb future credit or spread shocks.
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Positive Factors
Negative Factors
Recurring cash flow generation
Consistent recurring cash flow (~$71.1M TTM) provides a durable cash engine independent of GAAP volatility. That cash supports reinvestment into CLO equity or non‑CLO credit, funds deleveraging or capital actions, and reduces reliance on new external financing over the next several quarters.
Read all positive factors
Eagle Point Credit Company (ECC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
N/A
Dividend Yield29.47%
Average Volume (3M)2.02M
Price to Earnings (P/E)―
Beta (1Y)0.44
Revenue Growth7.25%
EPS Growth-78.57%
CountryUS
Employees3
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)0.23
Shares Outstanding130,832,930
10 Day Avg. Volume1,076,609
30 Day Avg. Volume2,019,546
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.75
Price to Sales (P/S)6.35
P/FCF Ratio6.84
Enterprise Value/Market Cap10.00T>
Enterprise Value/Revenue5.18
Enterprise Value/Gross Profit5.85
Enterprise Value/Ebitda-23.64
Forecast
1Y Price Target
$4.75Price Target Upside17.00% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.94
Revenue Forecast (FY)$196.45M
Eagle Point Credit Company Business Overview & Revenue Model
Company Description
Eagle Point Credit Company Inc. is a closed ended fund launched and managed by Eagle Point Credit Management LLC. It invests in fixed income markets of the United States. The fund invests equity and junior debt tranches of collateralized loan obli...
How the Company Makes Money
ECC makes money primarily through investment income and gains generated by its portfolio of CLO investments. The key economic engine is cash flows from CLO structures: CLO vehicles receive interest and principal payments from the underlying pool o...
Eagle Point Credit Company Earnings Call Summary
Earnings Call Date:Feb 17, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:May 26, 2026
Earnings Call Sentiment Neutral
The call reflects a balanced view: the company experienced material near-term financial pain (NAV decline, GAAP losses, realized/unrealized losses and elevated leverage) driven by market-wide spread compression and CLO market pressures, but management highlighted solid recurring cash flow, active portfolio management (resets/refis), diversification into higher-yielding non-CLO credit assets with attractive realized IRRs, and purposeful capital structure actions (redeeming high-cost preferred, issuing lower-cost perpetuals, buyback authorization) to mitigate headwinds and position the firm for improved returns over time. Given the combination of significant financial challenges alongside credible mitigation strategies and stable operating cash generation, the sentiment is balanced.Positive Updates
Strong recurring cash flow
Recurring cash flows increased to $80 million (≈$0.61/share) in 2025, up from $77 million ($0.59/share) in the prior quarter (≈+3.9% quarter-over-quarter in dollars; ≈+3.4% per-share). Management collected $57 million of recurring cash flows through January 31 and expects additional collections during the quarter.
Negative Updates
Material NAV decline
Net asset value declined to $5.70 per share as of December 31 from $7.00 per share on September 30, a drop of $1.30 or approximately -18.6%. Management's unaudited January NAV estimate was lower, between $5.44 and $5.54 per share.
Read all updates
Q4-2025 Updates
Positive
Negative
Strong recurring cash flow
Recurring cash flows increased to $80 million (≈$0.61/share) in 2025, up from $77 million ($0.59/share) in the prior quarter (≈+3.9% quarter-over-quarter in dollars; ≈+3.4% per-share). Management collected $57 million of recurring cash flows through January 31 and expects additional collections during the quarter.
Read all positive updates
Company Guidance
The company guided that it is lowering the common monthly distribution to $0.06 (=$0.18/quarter) for 2026 to retain capital for new investments (after paying $1.68 per share in total cash distributions in 2025 and $0.42 in Q4), and expects to deploy capital into both CLO equity and other credit opportunities; key metrics reported include 2025 GAAP return on common equity of -14.6%, NAV $5.70 as of 12/31 (from $7.00 on 9/30) with a Jan unaudited NAV estimate of $5.44–$5.54, NII less realized losses of -$0.26/share for 2025 (NII $0.23, realized losses $0.49), recurring cash flows of $80M ($0.61/share, up from $77M/$0.59), a Q4 GAAP net loss to common of $110M ($0.84/share), Q4 gross deployments of $184M at a 15.4% weighted effective yield (including $147M into non‑CLO credit), non‑CLOs ≈26% of the portfolio, 34 resets and 27 refinancings in 2025 (10 resets/3 refis in Q4) generating ~42 bps average CLO debt cost savings, WARP ~3.3 years, CCC exposure 4.1% (vs market 4.3%), loans trading <80 at 3.6% (vs market 4.4%), weighted junior OC cushion 4.5% (vs market 3.9%), portfolio exposure to defaulted loans 24 bps, trailing 12‑month default rate 1.2%, CLO issuance metrics (Q4 $55B; 2025 new issuance $209B; combined issuance including resets/refis $546B), collected $57M of recurring cash flows through Jan 31, and a Q4 leverage ratio of 48% (target range 27.5%–37.5%; 46% as of Jan 31 after the Series F redemption); management said all financing is fixed‑rate with no maturities prior to April 2028 and it will aim to bring leverage back to target over time.Eagle Point Credit Company Financial Statement Overview
Summary
Income Statement
41
Neutral
Balance Sheet
63
Positive
Cash Flow
70
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 116.08M | 115.95M | 136.32M | -78.60M | 155.31M |
| Gross Profit | 68.57M | 97.61M | 122.69M | -92.73M | 140.84M |
| EBITDA | -87.39M | 85.49M | 118.75M | -101.81M | 131.86M |
| Net Income | -134.44M | 80.31M | 118.75M | -101.81M | 131.86M |
Balance Sheet | |||||
| Total Assets | 1.39B | 1.51B | 954.49M | 760.15M | 768.04M |
| Cash, Cash Equivalents and Short-Term Investments | 47.41M | 42.22M | 46.45M | 56.83M | 13.92M |
| Total Debt | 388.75M | 271.96M | 157.71M | 150.77M | 140.69M |
| Total Liabilities | 411.00M | 568.58M | 218.72M | 260.89M | 241.85M |
| Stockholders Equity | 983.89M | 936.87M | 735.78M | 499.27M | 526.19M |
Cash Flow | |||||
| Free Cash Flow | 107.89M | 103.55M | 85.21M | -74.97M | 42.64M |
| Operating Cash Flow | 107.89M | 103.55M | 85.21M | -74.97M | 42.64M |
| Investing Cash Flow | -129.31M | -532.55M | -166.78M | 0.00 | -157.48M |
| Financing Cash Flow | 26.60M | 424.38M | 71.33M | 117.87M | 124.06M |
Eagle Point Credit Company Technical Analysis
Negative
4.06
Price Trends
4.08
Negative
4.71
Negative
5.25
Negative
Market Momentum
>-0.01
Negative
57.22
Neutral
86.53
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ECC, the sentiment is Negative. The current price of 4.06 is above the 20-day moving average (MA) of 3.74, below the 50-day MA of 4.08, and below the 200-day MA of 5.25, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 57.22 is Neutral, neither overbought nor oversold. The STOCH value of 86.53 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for ECC.
Eagle Point Credit Company Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
59 Neutral | $105.73M | -13.03 | -2.90% | 14.03% | -34.92% | -132.22% | |
58 Neutral | $291.22M | 10.64 | 5.42% | 16.61% | -3.09% | 200.66% | |
57 Neutral | $348.00M | 4.72 | 17.30% | 6.55% | 6.38% | 25.69% | |
53 Neutral | $323.83M | -5.23 | -12.44% | 21.13% | -91.81% | 78.46% | |
51 Neutral | ― | -5.49 | -11.43% | 29.47% | 7.25% | -78.57% | |
49 Neutral | $71.25M | -2.74 | -24.20% | 22.43% | 47.01% | -179.46% |
* Financial Sector Average
ECC
Eagle Point Credit Company
3.82
-1.58
-29.21%
NEWT
Newtek Business
12.29
3.06
33.18%
PNNT
Pennantpark Investment
4.46
-0.85
-15.94%
TCPC
BlackRock TCP Capital
3.84
-1.69
-30.57%
MRCC
Monroe Capital
4.88
-1.22
-19.99%
GECC
Great Elm Capital
5.09
-2.88
-36.17%
Eagle Point Credit Company Corporate Events
Financial Disclosures
Eagle Point Credit Issues February 2026 NAV Per-Share Estimate
Neutral
Mar 12, 2026
Eagle Point Credit Company reported that, as of February 28, 2026, management’s unaudited estimate of the net asset value per share of its common stock ranged between $4.31 and $4.41. The disclosed NAV range offers investors an updated view ...
Financial Disclosures
Eagle Point Credit Issues Preliminary Fourth-Quarter 2025 Results
Negative
Jan 12, 2026
Eagle Point Credit Company reported that, as of December 31, 2025, management’s unaudited estimate of net asset value per common share ranged between $5.65 and $5.75. For the quarter ended December 31, 2025, management estimated unaudited ne...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.