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Donegal (DGICA)
NASDAQ:DGICA
US Market

Donegal Group (DGICA) Stock Statistics & Valuation Metrics

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Total Valuation

Donegal Group has a market cap or net worth of $617.09M. The enterprise value is $620.22M.
Market Cap$617.09M
Enterprise Value$620.22M

Share Statistics

Donegal Group has 31,426,190 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding31,426,190
Owned by Insiders61.65%
Owned by Institutions7.74%

Financial Efficiency

Donegal Group’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 128.41%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)128.41%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee2.39M
Profits Per Employee193.51K
Employee Count410
Asset Turnover0.41
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Donegal Group is 7.7. Donegal Group’s PEG ratio is 0.18.
PE Ratio7.7
PS Ratio0.63
PB Ratio0.96
Price to Fair Value0.96
Price to FCF<0.01
Price to Operating Cash Flow7.49
PEG Ratio0.18

Income Statement

In the last 12 months, Donegal Group had revenue of 978.01M and earned 79.34M in profits. Earnings per share was 2.22.
Revenue978.01M
Gross Profit413.68M
Operating Income97.59M
Pretax Income97.59M
Net Income79.34M
EBITDA102.02M
Earnings Per Share (EPS)2.22

Cash Flow

In the last 12 months, operating cash flow was 70.20M and capital expenditures -100.32K, giving a free cash flow of 70.20M billion.
Operating Cash Flow70.20M
Free Cash Flow70.20M
Free Cash Flow per Share2.23

Dividends & Yields

Donegal Group pays an annual dividend of $0.182, resulting in a dividend yield of 3.51%
Dividend Per Share$0.182
Dividend Yield3.51%
Payout Ratio30.51%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.23
52-Week Price Change-4.72%
50-Day Moving Average18.29
200-Day Moving Average18.57
Relative Strength Index (RSI)43.34
Average Volume (3m)127.76K

Important Dates

Donegal Group upcoming earnings date is Apr 23, 2026, After Close (Confirmed).
Last Earnings DateFeb 19, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date

Financial Position

Donegal Group as a current ratio of 0.00, with Debt / Equity ratio of 5.47%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.11
Net Debt to EBITDA0.08
Interest Coverage Ratio72.24

Taxes

In the past 12 months, Donegal Group has paid 18.25M in taxes.
Income Tax18.25M
Effective Tax Rate0.19

Enterprise Valuation

Donegal Group EV to EBITDA ratio is 6.10, with an EV/FCF ratio of <0.01.
EV to Sales0.64
EV to EBITDA6.10
EV to Free Cash Flow<0.01
EV to Operating Cash Flow<0.01

Balance Sheet

Donegal Group has $521.17M in cash and marketable securities with $35.00M in debt, giving a net cash position of $486.17M billion.
Cash & Marketable Securities$521.17M
Total Debt$35.00M
Net Cash$486.17M
Net Cash Per Share$15.47
Tangible Book Value Per Share-$193.30

Margins

Gross margin is 30.47%, with operating margin of 9.98%, and net profit margin of 8.11%.
Gross Margin30.47%
Operating Margin9.98%
Pretax Margin9.98%
Net Profit Margin8.11%
EBITDA Margin10.43%
EBIT Margin10.12%

Analyst Forecast

The average price target for Donegal Group is $19.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$19.50
Price Target Upside15.73% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast0.93%
EPS Growth Forecast224.95%

Scores

Smart Score3
AI Score