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Donegal (DGICA)
:DGICA
US Market
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Donegal Group (DGICA) Ratios

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Donegal Group Ratios

DGICA's free cash flow for Q2 2025 was $0.23. For the 2025 fiscal year, DGICA's free cash flow was decreased by $ and operating cash flow was $0.08. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 2.06 30.56 31.98 14.25
Quick Ratio
0.00 2.06 35.61 40.23 18.54
Cash Ratio
0.00 0.03 0.58 1.48 1.17
Solvency Ratio
-9.34 <0.01 <0.01 0.80 0.04
Operating Cash Flow Ratio
0.00 0.04 1.54 1.97 1.15
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -1.76B$ -339.84M$ -429.97M$ 1.21B$ -385.11M
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.02 0.02 0.02 0.04
Debt-to-Equity Ratio
0.00 0.07 0.07 0.07 0.17
Debt-to-Capital Ratio
0.00 0.07 0.07 0.06 0.15
Long-Term Debt-to-Capital Ratio
0.00 0.07 0.07 0.06 <0.01
Financial Leverage Ratio
3.86 4.72 4.64 4.25 4.17
Debt Service Coverage Ratio
-62.25K 15.12 5.64 35.70 50.78
Interest Coverage Ratio
110.18 8.17 -13.65 33.38 52.54
Debt to Market Cap
0.00 0.08 0.08 0.08 0.01
Interest Debt Per Share
<0.01 1.08 1.13 1.18 3.39
Net Debt to EBITDA
<0.01 1.12 5.41 -0.61 -0.18
Profitability Margins
Gross Profit Margin
13.71%100.00%100.00%100.00%100.00%
EBIT Margin
8.32%0.61%-664656.61%3.83%8.29%
EBITDA Margin
-1694.74%1.08%401766.08%4.54%9.15%
Operating Profit Margin
3.00%0.55%-1866699.66%3.66%8.08%
Pretax Profit Margin
10.76%0.55%-801321.59%3.72%8.13%
Net Profit Margin
-1696.97%0.48%-431497.80%3.09%6.79%
Continuous Operations Profit Margin
6.69%0.48%-431587.00%3.09%6.79%
Net Income Per EBT
-15769.35%87.40%53.85%83.24%83.47%
EBT Per EBIT
358.33%100.00%42.93%101.44%100.69%
Return on Assets (ROA)
-692.21%0.20%-0.09%1.12%2.44%
Return on Equity (ROE)
-2836.86%0.92%-0.41%4.76%10.20%
Return on Capital Employed (ROCE)
1.23%0.32%-0.39%1.35%3.03%
Return on Invested Capital (ROIC)
62.34%0.15%-0.35%1.00%2.18%
Return on Tangible Assets
-692.21%0.20%-0.09%1.12%2.45%
Earnings Yield
-2981.73%0.96%-0.44%5.81%13.95%
Efficiency Ratios
Receivables Turnover
0.00 1.47 0.00 1.27 1.34
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 352.14 <0.01 276.12 177.16
Asset Turnover
0.41 0.41 <0.01 0.36 0.36
Working Capital Turnover Ratio
51.22 0.91 <0.01 0.69 0.68
Cash Conversion Cycle
0.00 248.97 0.00 287.18 271.47
Days of Sales Outstanding
0.00 248.97 0.00 287.18 271.47
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 248.97 0.00 287.18 271.47
Cash Flow Ratios
Operating Cash Flow Per Share
2.58 0.87 2.14 2.52 3.76
Free Cash Flow Per Share
2.58 0.86 3.04 42.80 3.75
CapEx Per Share
<0.01 <0.01 0.90 40.28 <0.01
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.42 16.96 1.00
Dividend Paid and CapEx Coverage Ratio
3.27 1.30 1.38 0.06 5.93
Capital Expenditure Coverage Ratio
788.24 640.34 2.37 0.06 1.13K
Operating Cash Flow Coverage Ratio
0.00 0.82 1.92 2.19 1.12
Operating Cash Flow to Sales Ratio
0.08 0.03 147.82K 0.09 0.13
Free Cash Flow Yield
12.25%6.18%21.38%299.53%26.68%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-0.03 104.47 -227.81 17.21 7.17
Price-to-Sales (P/S) Ratio
0.65 0.50 983.00K 0.53 0.49
Price-to-Book (P/B) Ratio
0.89 0.96 0.92 0.82 0.73
Price-to-Free Cash Flow (P/FCF) Ratio
8.13 16.18 4.68 0.33 3.75
Price-to-Operating Cash Flow Ratio
7.10 16.15 6.65 5.66 3.74
Price-to-Earnings Growth (PEG) Ratio
0.01 -0.31 2.12 -0.30 0.43
Price-to-Fair Value
0.89 0.96 0.92 0.82 0.73
Enterprise Value Multiple
-0.04 47.31 250.08 11.11 5.14
Enterprise Value
605.07M 473.52M 456.16M 411.81M 365.58M
EV to EBITDA
-0.04 47.31 250.08 11.11 5.14
EV to Sales
0.61 0.51 1.00M 0.50 0.47
EV to Free Cash Flow
7.68 16.57 4.78 0.32 3.62
EV to Operating Cash Flow
7.68 16.54 6.80 5.37 3.61
Tangible Book Value Per Share
20.51 14.32 15.18 72.67 18.99
Shareholders’ Equity Per Share
20.51 14.52 15.39 17.46 19.24
Tax and Other Ratios
Effective Tax Rate
0.19 0.13 0.46 0.17 0.17
Revenue Per Share
32.30 28.06 <0.01 26.85 28.90
Net Income Per Share
-548.04 0.13 -0.06 0.83 1.96
Tax Burden
-157.69 0.87 0.54 0.83 0.83
Interest Burden
1.29 0.89 1.21 0.97 0.98
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
>-0.01 <0.01 1.80K <0.01 <0.01
Income Quality
0.95 6.47 -34.25 3.04 1.91
Currency in USD
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