T Immobilien (TEG) AI Stock Analysis

• Market Cap: €2.72B
• Dividend Yield: 2.78%
• Average Volume (3M): 400.89K
• Price to Earnings (P/E): 9.2
• Beta (1Y): 0.54
• Revenue Growth: -22.06%
• EPS Growth: N/A
• Country: DE
• Employees: 1,440
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.65
• Shares Outstanding: 189,034,940
• 10 Day Avg. Volume: 296,797
• 30 Day Avg. Volume: 400,886
• PEG Ratio: -0.16
• Price to Book (P/B): 0.83
• Price to Sales (P/S): 2.33
• P/FCF Ratio: 19.31
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €18.81
• Price Target Upside: 30.53% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 9

• Rating: 64 Neutral
• Price Target: €15.50 ▲(7.56% Upside)

The overall stock score of 64 reflects a balanced view of T Immobilien's financial performance and valuation. While the company shows resilience with a recovery in net income, concerns about cash flow and debt levels persist. The stock's undervaluation and dividend yield offer potential upside, but technical indicators suggest caution.

T Immobilien Business Overview & Revenue Model

Company Description

TAG Immobilien AG, a real estate company, acquires, develops, and manages residential real estate properties in Germany. The company also rents commercial real estate properties, as well as operates serviced apartments. As of December 31, 2021, it managed approximately 87,600 residential units. The company was formerly known as TAG Tegernsee Immobilien-und Beteiligungs-Aktiengesellschaft and changed its name to TAG Immobilien AG in September 2008. TAG Immobilien AG was founded in 1882 and is headquartered in Hamburg, Germany.

How the Company Makes Money

T Immobilien generates revenue primarily through the acquisition, leasing, and sale of real estate properties. Key revenue streams include rental income from residential and commercial properties, which provides a steady cash flow, as well as profits from property sales after development or renovation. The company may also engage in joint ventures and partnerships with other real estate firms, investors, or local governments to co-develop projects, thereby sharing costs and risks while increasing potential returns. Additionally, TEG may benefit from property management fees and consultancy services related to real estate development.

T Immobilien Financial Statement Overview

Summary

T Immobilien has shown resilience with a recovery in net income in 2024. However, fluctuating revenues, high debt levels, and declining free cash flow present concerns. Continued focus on improving cash flow and managing debt is crucial for sustainable growth.

Income Statement

The company has shown fluctuating revenues with a notable decline in 2024 compared to 2023. The gross profit margin has been relatively stable, but there was a significant drop in EBIT and EBITDA margins in 2023 due to negative earnings, impacting profitability. The net profit margin improved in 2024, turning positive after a loss in 2023, indicating a partial recovery.

Balance Sheet

The company maintains a moderate debt-to-equity ratio, reflecting a balanced capital structure. Stockholders' equity has grown, indicating strong asset management. The equity ratio is stable, suggesting a solid asset base, although high total debt could pose a risk if not managed properly.

Cash Flow

Free cash flow has decreased significantly from 2023 to 2024, indicating potential liquidity concerns. The operating cash flow to net income ratio is strong for 2024, suggesting efficient cash generation from operations. However, declining free cash flow could impact future investments and financial flexibility.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.03B	1.08B	1.33B	954.90M	612.07M	681.18M
Gross Profit	395.81M	405.67M	395.64M	347.73M	314.40M	341.25M
EBITDA	406.46M	199.04M	-419.81M	213.00M	780.37M	594.10M
Net Income	275.91M	121.12M	-396.92M	113.09M	570.46M	393.52M
Balance Sheet
Total Assets	8.26B	7.75B	7.30B	8.21B	7.09B	6.48B
Cash, Cash Equivalents and Short-Term Investments	869.49M	603.46M	128.60M	240.49M	96.45M	320.02M
Total Debt	4.01B	3.76B	3.32B	3.82B	3.09B	3.06B
Total Liabilities	5.06B	4.65B	4.34B	4.91B	3.96B	3.80B
Stockholders Equity	3.13B	3.02B	2.89B	3.20B	3.04B	2.60B
Cash Flow
Free Cash Flow	102.90M	130.49M	284.78M	124.92M	152.35M	241.15M
Operating Cash Flow	115.37M	142.03M	291.94M	133.56M	164.03M	253.99M
Investing Cash Flow	-137.95M	-83.99M	117.89M	-561.23M	-272.22M	-215.69M
Financing Cash Flow	737.27M	414.08M	-529.40M	573.51M	-119.30M	196.77M

T Immobilien Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 14.41
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:TEG, the sentiment is Negative. The current price of 14.41 is below the 20-day moving average (MA) of 14.55, below the 50-day MA of 14.81, and above the 200-day MA of 13.91, indicating a neutral trend. The MACD of -0.11 indicates Negative momentum. The RSI at 43.82 is Neutral, neither overbought nor oversold. The STOCH value of 54.95 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:TEG.

T Immobilien Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LEG	72 Outperform	€5.03B	8.27	8.02%	4.07%	5.99%	―
DEQ	69 Neutral	€1.39B	10.34	7.08%	28.59%	-7.17%	―
GYC	68 Neutral	€1.84B	4.51	11.68%	―	0.19%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
TEG	64 Neutral	€2.72B	9.24	9.17%	2.78%	-22.06%	―
AT1	64 Neutral	€3.54B	4.87	9.56%	―	-1.82%	―
PAT	59 Neutral	€613.79M	28.34	2.00%	4.90%	-9.25%	―