Grand City Properties SA (GYC) AI Stock Analysis

• Market Cap: €1.61B
• Dividend Yield: N/A
• Average Volume (3M): 109.31K
• Price to Earnings (P/E): 3.1
• Beta (1Y): 0.31
• Revenue Growth: 0.44%
• EPS Growth: N/A
• Country: DE
• Employees: 614
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.92
• Shares Outstanding: 176,187,900
• 10 Day Avg. Volume: 109,224
• 30 Day Avg. Volume: 109,305
• PEG Ratio: -0.06
• Price to Book (P/B): 0.41
• Price to Sales (P/S): 4.80
• P/FCF Ratio: 7.20
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €13.37
• Price Target Upside: 38.95% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 6
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: €10.00 ▲(3.95% Upside)

The overall stock score is driven by strong valuation metrics, suggesting the stock is undervalued. However, bearish technical indicators and potential risks in cash flow and operational efficiency weigh on the score. The financial performance is solid but requires monitoring of cash flow and operational stability.

Positive Factors

Revenue Growth

The strong revenue growth rate indicates robust market demand and effective business strategies, positioning the company well for future expansion.

Profitability

A high net profit margin reflects strong cost control and pricing power, enhancing the company's ability to generate sustainable profits over time.

Balance Sheet Health

A moderate debt-to-equity ratio suggests prudent financial management, providing stability and flexibility for future investments and growth.

Negative Factors

Free Cash Flow Decline

A decline in free cash flow growth could impact liquidity and limit the company's ability to reinvest in growth opportunities or weather economic downturns.

Operational Margin Volatility

Fluctuating operational margins may indicate challenges in maintaining consistent cost efficiency, potentially affecting long-term profitability.

Cash Generation Ability

Moderate cash generation relative to profits may constrain the company's ability to fund operations and growth initiatives without relying on external financing.

Grand City Properties SA Business Overview & Revenue Model

Company Description

Grand City Properties SA (GYC) is a leading real estate investment company headquartered in Luxembourg, focusing primarily on the acquisition, development, and management of residential properties in Germany. The company operates in the real estate sector, specializing in the ownership and renovation of multi-family residential buildings. GYC aims to enhance property value through strategic improvements and effective management, providing quality living spaces for tenants while generating sustainable returns for its investors.

How the Company Makes Money

Grand City Properties SA generates revenue primarily through rental income from its extensive portfolio of residential properties across Germany. The company earns money by leasing apartments to tenants, ensuring a steady cash flow. Additionally, GYC benefits from property appreciation over time, which increases the overall value of its real estate holdings. The company may also engage in property sales, capitalizing on favorable market conditions to realize gains on renovated or developed properties. Significant partnerships with construction and property management firms enable GYC to efficiently manage renovation projects and optimize operational costs, further enhancing its profitability.

Grand City Properties SA Financial Statement Overview

Summary

Grand City Properties SA demonstrates strong profitability and cash flow management, with robust margins and positive cash flow growth. However, the decline in revenue growth poses a risk to future performance. The balance sheet remains stable with a healthy equity position, though the company should focus on reversing the negative revenue trend to sustain long-term growth.

Income Statement

The company shows strong profitability with a high net profit margin of 52.96% for TTM, despite a decline in revenue growth rate of -33.5%. The EBIT and EBITDA margins are robust, indicating efficient operations. However, the negative revenue growth is a concern and suggests potential challenges in maintaining revenue streams.

Balance Sheet

The balance sheet reflects a stable financial position with a manageable debt-to-equity ratio of 0.84 for TTM. The return on equity is modest at 6.01%, indicating moderate profitability relative to shareholder equity. The equity ratio is healthy, suggesting a solid asset base relative to liabilities.

Cash Flow

Cash flow analysis reveals a positive free cash flow growth rate of 2.2% for TTM, indicating improved cash generation capabilities. The operating cash flow to net income ratio is 0.38, suggesting efficient conversion of income to cash. The free cash flow to net income ratio is nearly 1, reflecting strong cash flow management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	512.12M	422.69M	607.74M	396.04M	374.55M	372.46M
Gross Profit	255.25M	168.99M	328.69M	129.75M	156.49M	145.98M
EBITDA	706.37M	365.46M	-658.32M	305.53M	299.38M	301.79M
Net Income	574.41M	238.99M	-513.81M	153.96M	548.56M	395.07M
Balance Sheet
Total Assets	11.24B	11.22B	10.92B	11.13B	11.56B	10.87B
Cash, Cash Equivalents and Short-Term Investments	1.35B	1.51B	1.23B	427.36M	1.11B	1.69B
Total Debt	5.46B	4.29B	4.25B	3.99B	4.51B	4.27B
Total Liabilities	6.71B	5.80B	5.69B	5.22B	5.76B	5.31B
Stockholders Equity	3.96B	4.91B	3.48B	5.25B	5.19B	5.02B
Cash Flow
Free Cash Flow	251.22M	281.83M	246.86M	211.58M	208.69M	234.77M
Operating Cash Flow	253.28M	284.46M	249.41M	216.12M	217.06M	242.15M
Investing Cash Flow	-31.22M	52.02M	147.80M	-167.69M	-198.46M	-391.67M
Financing Cash Flow	-285.09M	-93.37M	405.30M	-567.42M	-537.19M	650.62M

Grand City Properties SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 9.62
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:GYC, the sentiment is Negative. The current price of 9.62 is below the 20-day moving average (MA) of 10.11, below the 50-day MA of 10.67, and below the 200-day MA of 10.77, indicating a bearish trend. The MACD of -0.33 indicates Positive momentum. The RSI at 21.71 is Positive, neither overbought nor oversold. The STOCH value of 18.97 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:GYC.

Grand City Properties SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LEG	70 Outperform	€4.59B	3.85	15.11%	4.45%	6.91%	―
DEQ	69 Neutral	€1.42B	10.51	7.42%	28.14%	-6.87%	―
PAT	69 Neutral	€703.92M	21.95	―	4.33%	0.23%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
GYC	61 Neutral	€1.61B	3.07	14.70%	―	0.44%	―
TEG	60 Neutral	€2.44B	5.88	12.29%	3.08%	-32.32%	―
AT1	59 Neutral	€2.89B	3.50	10.60%	―	-1.35%	―

Grand City Properties SA Corporate Events

Grand City Properties S.A. Reports Strong H1 2025 Performance

Grand City Properties S.A. reported strong operational performance for the first half of 2025, with net rental income rising to €213 million and adjusted EBITDA increasing to €169 million. The company maintained a robust liquidity position with €1.5 billion in cash and liquid assets, and a conservative financial profile with a low loan-to-value ratio of 32%. These results highlight the company’s ability to offset the impact of disposals and position itself for future growth through strategic acquisitions and efficient operations.