SAF-HOLLAND SE (SFQ) AI Stock Analysis

• Market Cap: €699.98M
• Dividend Yield: 5.51%
• Average Volume (3M): 57.03K
• Price to Earnings (P/E): 10.9
• Beta (1Y): 1.02
• Revenue Growth: -14.58%
• EPS Growth: -26.10%
• Country: DE
• Employees: 5,626
• Sector: Industrials
• Sector Strength: 88
• Industry: Auto - Parts
• EPS (TTM): 0.29
• Shares Outstanding: 45,394,302
• 10 Day Avg. Volume: 63,262
• 30 Day Avg. Volume: 57,034
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €22.40
• Price Target Upside: 45.27% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 5

• Rating: 67 Neutral
• Price Target: €18.00 ▲(16.73%Upside)

The overall stock score reflects strong financial performance and attractive valuation metrics. However, technical indicators suggest a neutral market position. The absence of recent earnings call insights and corporate events does not impact the score significantly.

SAF-HOLLAND SE Business Overview & Revenue Model

Company Description

SAF-Holland SE manufactures and supplies chassis-related assemblies and components for trailers, trucks, semi-trailers, and buses. The company offers axle and suspension systems, fifth wheels, coupling systems, kingpins, and landing gears, as well as ball races, braking and EBS systems, lighting systems, and disc brakes. It markets its products under the SAF, Holland, Neway, KLL, V.Orlandi, TrailerMaster, and York brands. The company serves original equipment manufacturers. It primarily operates in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. The company was founded in 1881 and is headquartered in Bessenbach, Germany.

How the Company Makes Money

SAF-HOLLAND SE generates revenue through the design, manufacture, and sale of its comprehensive range of products for the commercial vehicle industry. Key revenue streams include the sale of axle and suspension systems, which are in high demand across various vehicle categories. The company benefits from partnerships with major original equipment manufacturers (OEMs) and a robust aftermarket division that supplies replacement parts and services. Additionally, SAF-HOLLAND SE's global presence and strong distribution network enhance its ability to reach diverse markets, contributing significantly to its earnings.

SAF-HOLLAND SE Financial Statement Overview

Summary

Solid financial health with strong cash generation and operational efficiency, despite recent revenue decline. The company maintains an adequate balance sheet, though high leverage remains a potential risk.

Income Statement

The income statement shows a solid performance with a healthy gross profit margin of 22.73% TTM, indicative of efficient cost management. The net profit margin TTM of 3.52% is modest, but consistent with industry norms. Revenue has decreased by 14.26% from the previous year, which is a concern for growth trajectory. The EBIT margin of 8.44% and EBITDA margin of 14.46% TTM reflect strong operational efficiency.

Balance Sheet

The balance sheet reveals a balanced approach to leverage, with a debt-to-equity ratio of 1.40, indicating moderate leverage. The equity ratio of 30.93% highlights a stable capital structure. Return on equity stands at 11.98% TTM, reflecting reasonable profitability. However, the high debt level could pose risks if revenue declines continue.

Cash Flow

Cash flow analysis shows robust operating cash flow to net income ratio of 3.49 TTM, highlighting strong cash generation capability. Free cash flow growth is 15.46% year over year, signaling efficient capital management. The free cash flow to net income ratio of 2.58 TTM underscores ample liquidity for investment and debt servicing.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.88B	2.11B	1.57B	1.25B	959.52M
Gross Profit	417.73M	412.76M	259.55M	209.09M	168.85M
EBITDA	248.32M	234.75M	150.61M	115.61M	74.62M
Net Income	77.35M	79.93M	61.08M	36.74M	13.79M
Balance Sheet
Total Assets	1.71B	1.66B	1.50B	1.01B	920.49M
Cash, Cash Equivalents and Short-Term Investments	311.18M	251.65M	248.60M	167.32M	173.15M
Total Debt	774.21M	710.54M	769.47M	370.07M	375.01M
Total Liabilities	1.18B	1.19B	1.06B	643.20M	620.02M
Stockholders Equity	523.46M	473.05M	440.54M	370.22M	297.82M
Cash Flow
Free Cash Flow	143.21M	141.04M	117.14M	15.00M	113.46M
Operating Cash Flow	200.65M	202.73M	153.39M	39.65M	137.92M
Investing Cash Flow	-97.42M	-13.78M	-431.68M	-21.86M	-21.95M
Financing Cash Flow	-49.04M	-180.87M	353.30M	-31.59M	-64.90M

SAF-HOLLAND SE Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 15.42
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:SFQ, the sentiment is Negative. The current price of 15.42 is below the 20-day moving average (MA) of 17.16, below the 50-day MA of 16.66, and above the 200-day MA of 15.23, indicating a neutral trend. The MACD of -0.08 indicates Positive momentum. The RSI at 35.87 is Neutral, neither overbought nor oversold. The STOCH value of 35.16 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:SFQ.

SAF-HOLLAND SE Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	€10.38B	31.33	7.07%	2.62%	4.25%	-23.14%
SFQ	67 Neutral	€699.98M	10.91	12.40%	5.51%	-14.58%	-26.10%
0MG5	―	€272.76M	―	-19.89%	3.41%	―	―
0R3U	―	€9.57B	50.12	6.30%	1.08%	―	―
0RBK	―	€4.66B	21.23	-19.48%	4.84%	―	―
KBX	68 Neutral	€13.69B	32.45	14.67%	2.06%	-1.78%	-30.46%
CTTAF	―	$16.99B	12.33	10.07%	0.04%	―	―