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SAF-HOLLAND SE
(XETRA:SFQ)
Select Model
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Rating:70Outperform
Price Target:
€24.00
▲(14.83% Upside)
Action:Upgraded
Date:08/10/26
The score is driven primarily by solid financial fundamentals (healthy margins and strong TTM free cash flow) tempered by elevated leverage and past revenue volatility. Technicals add support with a clear uptrend and positive momentum indicators, while valuation is reasonable with a mid-teens P/E and ~3% dividend yield.
Positive Factors
Healthy Operating Margins
Healthy gross and EBITDA margins indicate meaningful value capture in SAF-HOLLAND's component portfolio. Improved net profitability supports resilience against input-cost pressure and provides a stronger base for reinvestment through the commercial vehicle cycle.
Negative Factors
Elevated Leverage
Debt is high relative to equity for a cyclical industrial business, limiting financial flexibility when commercial vehicle demand weakens. Although returns on equity are healthy, leverage increases refinancing, interest and downturn risks over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Healthy Operating Margins
Healthy gross and EBITDA margins indicate meaningful value capture in SAF-HOLLAND's component portfolio. Improved net profitability supports resilience against input-cost pressure and provides a stronger base for reinvestment through the commercial vehicle cycle.
Read all positive factors
SAF-HOLLAND SE (SFQ) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€994.14M
Dividend Yield2.9%
Average Volume (3M)53.33K
Price to Earnings (P/E)14.7
Beta (1Y)1.20
Revenue Growth-0.42%
EPS Growth35.52%
CountryDE
Employees5,579
SectorGeneral
Sector StrengthN/A
IndustryAuto - Parts
Share Statistics
EPS (TTM)1.53
Shares Outstanding45,394,302
10 Day Avg. Volume51,723
30 Day Avg. Volume53,325
Financial Highlights & Ratios
PEG Ratio-0.40
Price to Book (P/B)1.41
Price to Sales (P/S)0.40
P/FCF Ratio7.10
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€22.67Price Target Upside8.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.66
Revenue Forecast (FY)€1.81B
SAF-HOLLAND SE Business Overview & Revenue Model
Company Description
SAF-Holland SE, a company founded in 1881 and headquartered in Bessenbach, Germany, specializes in producing and supplying components and sub-systems vital for vehicle chassis. Its extensive product range caters to commercial vehicles, including t...
How the Company Makes Money
SAF-HOLLAND primarily makes money by selling commercial vehicle components and systems to (1) OEM customers that build new trucks, trailers, and buses and (2) the aftermarket for replacement parts, maintenance, and service-related demand over the ...
SAF-HOLLAND SE Financial Statement Overview
Summary
Income Statement
73
Positive
Balance Sheet
56
Neutral
Cash Flow
68
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.75B | 1.73B | 1.88B | 2.11B | 1.57B | 1.25B |
| Gross Profit | 385.64M | 358.95M | 417.73M | 412.76M | 259.55M | 209.09M |
| EBITDA | 227.68M | 228.29M | 248.32M | 234.75M | 149.27M | 115.61M |
| Net Income | 68.97M | 50.95M | 77.35M | 79.93M | 61.08M | 36.74M |
Balance Sheet | ||||||
| Total Assets | 1.74B | 1.66B | 1.71B | 1.66B | 1.50B | 1.01B |
| Cash, Cash Equivalents and Short-Term Investments | 310.25M | 311.47M | 311.18M | 251.65M | 248.60M | 167.32M |
| Total Debt | 800.24M | 792.31M | 774.21M | 710.54M | 769.47M | 370.07M |
| Total Liabilities | 1.24B | 1.17B | 1.18B | 1.19B | 1.06B | 643.20M |
| Stockholders Equity | 506.99M | 491.95M | 523.46M | 473.05M | 440.54M | 370.22M |
Cash Flow | ||||||
| Free Cash Flow | 153.50M | 97.77M | 143.21M | 141.04M | 117.14M | 15.00M |
| Operating Cash Flow | 197.79M | 139.07M | 200.65M | 202.73M | 153.39M | 39.65M |
| Investing Cash Flow | -47.78M | -64.74M | -97.42M | -13.78M | -431.68M | -21.86M |
| Financing Cash Flow | -76.62M | -66.86M | -49.04M | -180.87M | 353.30M | -31.59M |
SAF-HOLLAND SE Technical Analysis
Positive
20.90
Price Trends
20.57
Positive
19.36
Positive
17.58
Positive
Market Momentum
0.32
Negative
63.53
Neutral
73.93
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:SFQ, the sentiment is Positive. The current price of 20.9 is below the 20-day moving average (MA) of 21.27, above the 50-day MA of 20.57, and above the 200-day MA of 17.58, indicating a bullish trend. The MACD of 0.32 indicates Negative momentum. The RSI at 63.53 is Neutral, neither overbought nor oversold. The STOCH value of 73.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:SFQ.
SAF-HOLLAND SE Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | €15.85B | 27.22 | 18.54% | 1.79% | 1.11% | 38.64% | |
70 Outperform | €994.14M | 14.67 | 13.85% | 3.11% | -0.42% | 35.52% | |
70 Outperform | €169.87M | 5.36 | 15.83% | ― | 3.87% | ― | |
57 Neutral | €13.58B | -50.67 | -6.46% | 3.81% | -40.61% | -117.79% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
53 Neutral | €7.91B | 68.54 | 3.69% | 0.31% | -1.39% | -39.91% | |
41 Neutral | €6.85B | -18.80 | -12.76% | 3.76% | 7.15% | 67.32% |
* General Sector Average
DE:SFQ
SAF-HOLLAND SE
22.45
7.23
47.45%
DE:GMM
Grammer
11.30
4.40
63.77%
DE:HLE
Hella KGaA Hueck & Co
70.60
-17.13
-19.53%
DE:SHA0
Schaeffler
7.34
2.46
50.41%
DE:KBX
Knorr-Bremse AG
98.80
10.38
11.74%
DE:CON
Continental Aktiengesellschaft
67.14
12.20
22.21%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.