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SAF-HOLLAND SE
(XETRA:SFQ)
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Rating:70Outperform
Price Target:
€24.00
▲(14.83% Upside)
Action:Upgraded
Date:08/10/26
The score is driven primarily by solid financial fundamentals (healthy margins and strong TTM free cash flow) tempered by elevated leverage and past revenue volatility. Technicals add support with a clear uptrend and positive momentum indicators, while valuation is reasonable with a mid-teens P/E and ~3% dividend yield.
Positive Factors
Free Cash Flow Generation
Sustained TTM free cash flow (~€153m) indicates the business converts earnings into cash reliably. Over 2–6 months this supports reinvestment, working-capital needs, targeted capex, and provides buffer against cyclical downturns, improving long-term operational resilience.
Negative Factors
Elevated Leverage
Debt at roughly 1.5–1.6x equity leaves the company more sensitive to interest-rate moves and reduces strategic flexibility. Over the medium term this constrains ability to invest or absorb prolonged downturns and raises refinancing and covenant risks in a cyclical industry.
Read all positive and negative factors
Positive Factors
Negative Factors
Free Cash Flow Generation
Sustained TTM free cash flow (~€153m) indicates the business converts earnings into cash reliably. Over 2–6 months this supports reinvestment, working-capital needs, targeted capex, and provides buffer against cyclical downturns, improving long-term operational resilience.
Read all positive factors
SAF-HOLLAND SE (SFQ) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€980.52M
Dividend Yield2.97%
Average Volume (3M)53.33K
Price to Earnings (P/E)14.3
Beta (1Y)1.19
Revenue Growth-0.42%
EPS Growth35.52%
CountryDE
Employees5,579
SectorGeneral
Sector StrengthN/A
IndustryAuto - Parts
Share Statistics
EPS (TTM)1.53
Shares Outstanding45,394,302
10 Day Avg. Volume51,723
30 Day Avg. Volume53,325
Financial Highlights & Ratios
PEG Ratio-0.40
Price to Book (P/B)1.41
Price to Sales (P/S)0.40
P/FCF Ratio7.10
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€22.67Price Target Upside8.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.66
Revenue Forecast (FY)€1.81B
SAF-HOLLAND SE Business Overview & Revenue Model
Company Description
SAF-Holland SE, a company founded in 1881 and headquartered in Bessenbach, Germany, specializes in producing and supplying components and sub-systems vital for vehicle chassis. Its extensive product range caters to commercial vehicles, including t...
How the Company Makes Money
SAF-HOLLAND primarily makes money by selling commercial vehicle components and systems to (1) OEM customers that build new trucks, trailers, and buses and (2) the aftermarket for replacement parts, maintenance, and service-related demand over the ...
SAF-HOLLAND SE Financial Statement Overview
Summary
Income Statement
73
Positive
Balance Sheet
56
Neutral
Cash Flow
68
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.75B | 1.73B | 1.88B | 2.11B | 1.57B | 1.25B |
| Gross Profit | 385.64M | 358.95M | 417.73M | 412.76M | 259.55M | 209.09M |
| EBITDA | 227.68M | 228.29M | 248.32M | 234.75M | 149.27M | 115.61M |
| Net Income | 68.97M | 50.95M | 77.35M | 79.93M | 61.08M | 36.74M |
Balance Sheet | ||||||
| Total Assets | 1.74B | 1.66B | 1.71B | 1.66B | 1.50B | 1.01B |
| Cash, Cash Equivalents and Short-Term Investments | 310.25M | 311.47M | 311.18M | 251.65M | 248.60M | 167.32M |
| Total Debt | 800.24M | 792.31M | 774.21M | 710.54M | 769.47M | 370.07M |
| Total Liabilities | 1.24B | 1.17B | 1.18B | 1.19B | 1.06B | 643.20M |
| Stockholders Equity | 506.99M | 491.95M | 523.46M | 473.05M | 440.54M | 370.22M |
Cash Flow | ||||||
| Free Cash Flow | 153.50M | 97.77M | 143.21M | 141.04M | 117.14M | 15.00M |
| Operating Cash Flow | 197.79M | 139.07M | 200.65M | 202.73M | 153.39M | 39.65M |
| Investing Cash Flow | -47.78M | -64.74M | -97.42M | -13.78M | -431.68M | -21.86M |
| Financing Cash Flow | -76.62M | -66.86M | -49.04M | -180.87M | 353.30M | -31.59M |
SAF-HOLLAND SE Technical Analysis
Positive
20.90
Price Trends
20.52
Positive
19.31
Positive
17.54
Positive
Market Momentum
0.30
Positive
59.87
Neutral
62.50
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:SFQ, the sentiment is Positive. The current price of 20.9 is below the 20-day moving average (MA) of 21.19, above the 50-day MA of 20.52, and above the 200-day MA of 17.54, indicating a bullish trend. The MACD of 0.30 indicates Positive momentum. The RSI at 59.87 is Neutral, neither overbought nor oversold. The STOCH value of 62.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:SFQ.
SAF-HOLLAND SE Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | €16.02B | 27.37 | 18.54% | 1.79% | 1.11% | 38.64% | |
70 Outperform | €980.52M | 14.31 | 13.85% | 3.11% | -0.42% | 35.52% | |
70 Outperform | €172.85M | 5.50 | 15.83% | ― | 3.87% | ― | |
57 Neutral | €13.84B | -52.23 | -6.46% | 3.81% | -40.61% | -117.79% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
53 Neutral | €7.99B | 69.81 | 3.69% | 0.31% | -1.39% | -39.91% | |
41 Neutral | €6.99B | -18.95 | -12.76% | 3.76% | 7.15% | 67.32% |
* General Sector Average
DE:SFQ
SAF-HOLLAND SE
21.90
6.35
40.80%
DE:GMM
Grammer
11.40
4.50
65.22%
DE:HLE
Hella KGaA Hueck & Co
71.20
-16.53
-18.84%
DE:SHA0
Schaeffler
7.25
2.29
46.11%
DE:KBX
Knorr-Bremse AG
98.30
9.59
10.81%
DE:CON
Continental Aktiengesellschaft
67.90
12.56
22.68%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.