Nuernberger Beteiligungs AG Class B (DE:NBG6)
XETRA:NBG6
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Nuernberger Beteiligungs AG Class B
(XETRA:NBG6)
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Rating:65Neutral
Price Target:
€129.00
▲(7.50% Upside)
Action:ReiteratedDate:12/30/25
Overall score reflects mixed financial performance driven by a 2024 swing to net losses and higher leverage, partially offset by improved cash generation. Technicals are supportive with a strong longer-term uptrend and positive momentum, while valuation is helped by a very high dividend yield but constrained by the negative P/E.
Positive Factors
Cash Generation Improvement
The improvement in cash generation indicates better operational efficiency and financial health, enhancing the company's ability to reinvest and manage debts.
Negative Factors
Profitability Deterioration
Deteriorating profitability undermines financial performance and could challenge the company's ability to sustain operations and fund future growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash Generation Improvement
The improvement in cash generation indicates better operational efficiency and financial health, enhancing the company's ability to reinvest and manage debts.
Read all positive factors
Nuernberger Beteiligungs AG Class B (NBG6) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€1.38B
Dividend Yield0.12%
Average Volume (3M)9.43K
Price to Earnings (P/E)3.1
Beta (1Y)0.15
Revenue Growth-1.28%
EPS Growth-153.13%
CountryDE
Employees4,200
SectorFinancial
Sector Strength70
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)4.02
Shares Outstanding11,520,000
10 Day Avg. Volume25,929
30 Day Avg. Volume9,434
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.66
Price to Sales (P/S)0.10
P/FCF Ratio4.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.56
Revenue Forecast (FY)€2.88B
Nuernberger Beteiligungs AG Class B Business Overview & Revenue Model
Company Description
NÜRNBERGER Beteiligungs-AG operates as an insurance company in Germany. The company offers car, motorcycle, oldtimerversicherung, long-term care, protection, life, and pension insurance products; personal, pet owners, home and property owners, wat...
How the Company Makes Money
Nuernberger Beteiligungs AG generates revenue primarily through the sale of insurance policies across various segments, including life, health, and property and casualty insurance. The company earns premiums from policyholders, which constitute a ...
Nuernberger Beteiligungs AG Class B Financial Statement Overview
Summary
Income Statement
48
Neutral
Balance Sheet
72
Positive
Cash Flow
58
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.99B | 5.36B | 5.02B | 4.03B | 5.44B | 4.35B |
| Gross Profit | 3.93B | 5.36B | 4.66B | 2.23B | 5.69B | 4.35B |
| EBITDA | 24.09M | 0.00 | 0.00 | 56.12M | 89.00M | 138.58M |
| Net Income | -8.37M | -78.52M | 41.73M | 69.14M | 63.00M | 77.37M |
Balance Sheet | ||||||
| Total Assets | 36.62B | 36.65B | 34.99B | 33.65B | 35.87B | 33.62B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 658.13M | 670.08M | 652.89M | 755.45M | 654.79M |
| Total Debt | 114.00M | 114.62M | 15.27M | 19.08M | 24.29M | 23.60M |
| Total Liabilities | 35.73B | 35.80B | 34.03B | 32.68B | 34.93B | 32.71B |
| Stockholders Equity | 875.90M | 831.31M | 950.13M | 948.73M | 916.28M | 891.26M |
Cash Flow | ||||||
| Free Cash Flow | -69.00K | 116.53M | -144.73M | -485.59M | 71.53M | -108.57M |
| Operating Cash Flow | 5.16M | 137.55M | -116.82M | -448.01M | 114.89M | -70.16M |
| Investing Cash Flow | 48.75M | -245.69M | 45.96M | 405.42M | 164.18M | 195.98M |
| Financing Cash Flow | 96.41M | 58.19M | -44.37M | -43.46M | -37.55M | -43.75M |
Nuernberger Beteiligungs AG Class B Technical Analysis
Negative
120.00
Price Trends
120.30
Negative
120.31
Negative
95.75
Positive
Market Momentum
-0.04
Positive
45.69
Neutral
25.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:NBG6, the sentiment is Negative. The current price of 120 is below the 20-day moving average (MA) of 120.45, below the 50-day MA of 120.30, and above the 200-day MA of 95.75, indicating a neutral trend. The MACD of -0.04 indicates Positive momentum. The RSI at 45.69 is Neutral, neither overbought nor oversold. The STOCH value of 25.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:NBG6.
Nuernberger Beteiligungs AG Class B Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | €28.32B | 11.85 | 19.71% | 2.37% | 3.70% | 24.02% | |
71 Outperform | €139.32B | 13.65 | 17.77% | 3.94% | 25.33% | 12.54% | |
68 Neutral | €1.03B | 26.61 | 18.44% | 4.61% | 52.25% | 4.51% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | €1.38B | 3.11 | -0.98% | 0.12% | -1.28% | -153.13% | |
49 Neutral | €583.98M | 9.90 | 5.31% | 2.63% | 16.74% | -22.66% | |
42 Neutral | €403.69M | -2.00 | -10.36% | 3.61% | -14.47% | -542.84% |
* Financial Sector Average
DE:NBG6
Nuernberger Beteiligungs AG Class B
120.00
76.22
174.10%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.