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Talanx AG (DE:TLX)
XETRA:TLX
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Talanx AG
(XETRA:TLX)
69Neutral
Talanx AG (TLX) vs. S&P 500 (SPY)
Market Cap
€27.14B
Dividend Yield2.23%
Average Volume (3M)120.82K
Price to Earnings (P/E)13.7
Beta (1Y)0.90
Revenue Growth12.49%
EPS Growth24.44%
CountryDE
Employees29,357
SectorFinancial
Sector Strength89
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)7.66
Shares Outstanding258,229,000
10 Day Avg. Volume119,760
30 Day Avg. Volume120,816
Financial Highlights & Ratios
PEG Ratio0.56
Price to Book (P/B)N/A
Price to Sales (P/S)0.00
Price to Cash Flow (P/CF)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€98.83Price Target Upside-5.24% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering4
Talanx AG Business Overview & Revenue Model
Company DescriptionTalanx AG is a leading European insurance group headquartered in Hanover, Germany. It operates through various segments including Retail Germany, Retail International, Industrial Lines, and Reinsurance, providing a comprehensive range of insurance products and services. The company serves both individual and corporate clients, offering solutions such as life insurance, property and casualty insurance, and reinsurance, with a strong focus on risk management and financial stability.
How the Company Makes MoneyTalanx AG generates revenue primarily through the collection of insurance premiums and investment income. The company's revenue streams are diversified across its business segments. In the Retail Germany and Retail International segments, Talanx earns money by offering life and non-life insurance products to individual and small business clients. Premiums collected from these products are a major source of income. The Industrial Lines segment focuses on providing tailored insurance solutions to large corporations, including coverage for complex risks, which also contributes significantly to the company's earnings through premium income. Additionally, Talanx's Reinsurance segment provides reinsurance solutions, allowing the company to earn reinsurance premiums from other insurance companies seeking to mitigate their risk exposure. Investment income is another crucial revenue stream, as Talanx invests the premiums collected in various financial instruments to generate returns. The company's earnings are further supported by strategic partnerships and a strong presence in multiple international markets, which help diversify its risk and enhance its revenue potential.
Talanx AG Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | ||||
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|
| Income Statement | Total Revenue | |||
| 44.98B | 48.99B | 43.13B | 39.14B | 37.78B | Gross Profit |
| 49.06B | 48.99B | 43.13B | 39.14B | 37.78B | EBIT |
| 3.07B | 2.15B | 1.56B | 695.00M | 1.43B | EBITDA |
| 3.32B | 3.04B | 2.55B | 1.67B | 2.52B | Net Income Common Stockholders |
| 1.58B | 2.46B | 1.73B | 1.20B | 1.68B |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
| 5.10B | 95.53B | 106.21B | 97.74B | 87.07B | Total Assets |
| 169.35B | 193.13B | 197.52B | 181.04B | 177.59B | Total Debt |
| 9.11B | 9.53B | 7.65B | 6.19B | 6.23B | Net Debt |
| 4.00B | 5.94B | 3.65B | 2.71B | 2.71B | Total Liabilities |
| 152.55B | 180.54B | 179.58B | 163.91B | 160.98B | Stockholders Equity |
| 10.45B | 7.46B | 10.78B | 10.39B | 10.15B |
| Cash Flow | Free Cash Flow | |||
| 7.63B | 5.77B | 8.38B | 5.87B | 6.38B | Operating Cash Flow |
| 8.10B | 5.97B | 10.05B | 6.32B | 6.97B | Investing Cash Flow |
| -5.03B | -7.00B | -10.06B | -5.22B | -6.65B | Financing Cash Flow |
| -1.49B | 565.00M | 428.00M | -1.03B | -203.00M |
Talanx AG Technical Analysis
Positive
104.30
Price Trends
93.09
Positive
86.93
Positive
80.02
Positive
Market Momentum
3.29
Negative
70.34
Negative
62.65
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:TLX, the sentiment is Positive. The current price of 104.3 is above the 20-day moving average (MA) of 96.21, above the 50-day MA of 93.09, and above the 200-day MA of 80.02, indicating a bullish trend. The MACD of 3.29 indicates Negative momentum. The RSI at 70.34 is Negative, neither overbought nor oversold. The STOCH value of 62.65 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:TLX.
Talanx AG Peers Comparison
Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | €53.04B | 27.64 | 19.07% | 1.31% | 14.88% | 13.32% | |
71 Outperform | €7.76B | 6.43 | 12.35% | 4.75% | 6.98% | -12.63% | |
69 Neutral | €27.14B | 13.73 | 17.88% | 2.23% | 12.49% | 24.44% | |
68 Neutral | €77.94B | 13.91 | 18.25% | 2.54% | 6.63% | 26.20% | |
68 Neutral | €34.68B | 15.05 | 21.25% | 2.58% | 9.08% | 27.60% | |
64 Neutral | $12.57B | 9.74 | 7.88% | 16985.68% | 12.42% | -5.45% |
* Financial Sector Average
Performance Comparison
DE:TLX
Talanx AG
104.30
36.88
54.70%
DE:HNR1
Hannover Rueck
281.40
53.45
23.45%
DE:DB1
Deutsche Boerse
289.10
110.06
61.47%
DE:LHA
Deutsche Lufthansa
6.28
-0.21
-3.30%
DE:MUV2
Munich Reinsurance
595.20
162.58
37.58%
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.