Instone Real Estate Group (INS) AI Stock Analysis

• Market Cap: €430.88M
• Dividend Yield: 5.45%
• Average Volume (3M): 4.34K
• Price to Earnings (P/E): 14.5
• Beta (1Y): 0.44
• Revenue Growth: -20.71%
• EPS Growth: 32.58%
• Country: DE
• Employees: 336
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Development
• EPS (TTM): 0.22
• Shares Outstanding: 46,988,335
• 10 Day Avg. Volume: 2,186
• 30 Day Avg. Volume: 4,337
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €14.00
• Price Target Upside: 52.01% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 64 Neutral
• Price Target: €9.50 ▲(3.15% Upside)

Instone Real Estate Group's overall stock score reflects a mixed outlook. The most significant factor is the company's financial performance, which shows stable profitability but faces challenges with declining revenue and cash flow issues. Technical analysis indicates a bearish trend, which could impact short-term performance. However, the valuation is attractive, with a reasonable P/E ratio and a high dividend yield, providing potential upside for long-term investors. The absence of earnings call and corporate events data limits further insights.

Instone Real Estate Group Business Overview & Revenue Model

Company Description

Instone Real Estate Group SE, together with its subsidiaries, develops residential real estate properties in Germany. The company develops residential buildings and apartment complexes, as well as publicly subsidized residential properties; designs modern city districts; and renovates and refurbishes listed buildings. It serves owner-occupiers, private investors, and institutional investors. As of December 31, 2021, the company had a portfolio of 54 development projects. Instone Real Estate Group SE was founded in 1991 and is headquartered in Essen, Germany.

How the Company Makes Money

Instone Real Estate Group generates revenue through the development and sale of residential real estate projects. The company's primary revenue streams include the sale of residential units to private buyers, institutional investors, and cooperative housing associations. In addition to direct sales, Instone may also earn income from rental properties, though this is not its primary focus. Key factors contributing to its earnings include strategic land acquisition, efficient project management, and strong relationships with local authorities and financial institutions. The company's success is further supported by its expertise in navigating regulatory environments and adapting to market demands.

Instone Real Estate Group Financial Statement Overview

Summary

Instone Real Estate Group demonstrates a stable financial foundation with solid cash flow generation and improved leverage. However, declining revenue and profit margins present challenges. The company's ability to manage debt effectively and maintain liquidity provides resilience, but attention to revenue growth is essential for future stability.

Income Statement

The company exhibits a declining revenue trend over recent years, with a significant decrease from 2021 to 2025. Gross profit margin and net profit margin have been relatively stable, but EBIT and EBITDA margins have contracted, indicating increased operational challenges. Overall, while profitability is present, the decreasing revenue trajectory is a concern.

Balance Sheet

The company's financial position shows a strong equity base with a decreasing debt-to-equity ratio over time, significantly improving from 2024 to TTM. The equity ratio is healthy, reflecting a stable asset base compared to liabilities. However, the real estate industry could pose risks if market conditions change, though current leverage management seems prudent.

Cash Flow

The cash flow performance is robust, with consistent free cash flow generation and growth. Operating cash flow is stable relative to net income, reflecting effective cash management. The free cash flow to net income ratio further supports a strong liquidity position, with positive cash flows despite revenue pressures.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	390.97M	434.57M	514.25M	567.51M	741.24M	464.39M
Gross Profit	101.27M	104.83M	137.32M	139.89M	199.11M	147.18M
EBITDA	70.17M	77.73M	69.34M	70.19M	121.84M	85.83M
Net Income	27.31M	31.19M	20.11M	40.59M	83.05M	33.67M
Balance Sheet
Total Assets	2.00B	1.94B	1.84B	1.78B	1.52B	1.28B
Cash, Cash Equivalents and Short-Term Investments	425.38M	262.25M	383.61M	242.99M	123.13M	78.68M
Total Debt	554.77M	522.81M	547.35M	531.59M	400.22M	492.44M
Total Liabilities	1.42B	1.35B	1.26B	1.21B	929.81M	762.06M
Stockholders Equity	579.26M	587.38M	570.36M	573.71M	590.88M	519.43M
Cash Flow
Free Cash Flow	82.60M	102.42M	107.61M	69.77M	42.15M	117.95M
Operating Cash Flow	82.67M	102.48M	107.68M	70.17M	43.91M	119.88M
Investing Cash Flow	10.46M	14.09M	11.54M	9.44M	123.52M	-184.12M
Financing Cash Flow	-82.39M	-73.93M	9.78M	45.01M	-123.51M	34.20M

Instone Real Estate Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 9.21
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:INS, the sentiment is Negative. The current price of 9.21 is below the 20-day moving average (MA) of 9.27, below the 50-day MA of 9.43, and above the 200-day MA of 8.49, indicating a neutral trend. The MACD of -0.07 indicates Positive momentum. The RSI at 46.69 is Neutral, neither overbought nor oversold. The STOCH value of 25.40 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:INS.

Instone Real Estate Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VIH1	70 Outperform	299.47M	7.54	0.00%	0.44%	20.83%	-54.40%
INS	64 Neutral	€430.88M	14.55	4.74%	5.45%	-20.71%	32.58%
HABA	60 Neutral	458.78M	30.16	4.02%	8.63%	2.95%	66.67%
PAT	59 Neutral	620.66M	28.66	2.06%	4.84%	-9.25%	0.00%
BRNK	51 Neutral	180.08M	-0.89	0.00%	―	-9.05%	-32.77%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%