Instone Real Estate Group (INS) AI Stock Analysis

• Market Cap: €442.63M
• Dividend Yield: 5.31%
• Average Volume (3M): 5.88K
• Price to Earnings (P/E): 11.2
• Beta (1Y): 0.44
• Revenue Growth: -18.43%
• EPS Growth: 90.04%
• Country: DE
• Employees: 336
• Sector: Real Estate
• Sector Strength: 56
• Industry: Real Estate - Development
• EPS (TTM): 0.17
• Shares Outstanding: 46,988,335
• 10 Day Avg. Volume: 5,970
• 30 Day Avg. Volume: 5,879
• PEG Ratio: 0.71
• Price to Book (P/B): 0.65
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 3.49
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €14.00
• Price Target Upside: 50.38% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 68 Neutral
• Price Target: €10.00 ▲(7.41%Upside)

The overall stock score is influenced primarily by strong valuation metrics and a solid financial foundation. The company's low P/E ratio and high dividend yield are attractive to value investors, providing a buffer against declining revenue and profit margins. Technical analysis suggests a neutral to slightly cautious outlook, with some potential for upward momentum. The absence of recent earnings call data or significant corporate events means the score relies heavily on financial and valuation metrics.

Instone Real Estate Group Business Overview & Revenue Model

Company Description

Instone Real Estate Group (INS) is a leading residential real estate developer in Germany, specializing in the development of multi-family residential properties for urban areas. The company focuses on creating high-quality, sustainable living spaces that cater to the needs of modern urban dwellers. Instone Real Estate Group operates primarily in major German metropolitan regions, leveraging its expertise in project development, construction, and sales to deliver comprehensive real estate solutions.

How the Company Makes Money

Instone Real Estate Group generates revenue through the development and sale of residential real estate projects. The company's primary revenue streams include the sale of residential units to private buyers, institutional investors, and cooperative housing associations. In addition to direct sales, Instone may also earn income from rental properties, though this is not its primary focus. Key factors contributing to its earnings include strategic land acquisition, efficient project management, and strong relationships with local authorities and financial institutions. The company's success is further supported by its expertise in navigating regulatory environments and adapting to market demands.

Instone Real Estate Group Financial Statement Overview

Summary

Instone Real Estate Group exhibits a mixed financial performance, with strong cash flow but challenges in revenue growth and profitability. The high leverage level poses potential risks, although the equity ratio remains stable.

Income Statement

Instone Real Estate Group has shown fluctuating revenues with a decline from 2021 to 2024, recovering slightly in 2020. The gross profit margin has reduced over the years, reflecting pressure on profitability. Net profit margins have been volatile, indicating potential challenges in cost management. While EBIT and EBITDA margins have remained relatively stable, the reduction in revenue and profit margins suggests room for improvement in operational efficiency.

Balance Sheet

The company's debt-to-equity ratio has been relatively high, indicating significant leverage, which can pose risks in volatile markets. However, the equity ratio is stable, demonstrating a balanced asset structure. Return on equity has shown inconsistency, reflecting challenges in generating returns for shareholders. Overall, the balance sheet displays moderate financial health with potential risks due to leverage.

Cash Flow

Instone Real Estate Group's cash flow statements show a strong free cash flow position, though growth has been inconsistent. The operating cash flow to net income ratio is favorable, suggesting efficient cash generation from operations. However, the free cash flow to net income ratio indicates potential fluctuations in cash generation, necessitating careful monitoring.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	423.22M	434.57M	514.25M	567.51M	741.24M	464.39M
Gross Profit	119.10M	104.83M	137.32M	139.89M	199.11M	147.18M
EBITDA	74.65M	77.73M	69.34M	70.19M	121.84M	85.83M
Net Income	35.88M	31.19M	20.11M	40.59M	83.05M	33.67M
Balance Sheet
Total Assets	1.96B	1.94B	1.84B	1.78B	1.52B	1.28B
Cash, Cash Equivalents and Short-Term Investments	412.52M	262.25M	383.61M	242.99M	123.13M	78.68M
Total Debt	10.95M	522.81M	547.35M	531.59M	400.22M	492.44M
Total Liabilities	1.36B	1.35B	1.26B	1.21B	929.81M	762.06M
Stockholders Equity	597.72M	587.38M	570.36M	573.71M	590.88M	519.43M
Cash Flow
Free Cash Flow	112.10M	102.42M	107.61M	69.77M	42.15M	117.95M
Operating Cash Flow	112.74M	102.48M	107.68M	70.17M	43.91M	119.88M
Investing Cash Flow	7.29M	14.09M	11.54M	9.44M	123.52M	-184.12M
Financing Cash Flow	-68.14M	-73.93M	9.78M	45.01M	-123.51M	34.20M

Instone Real Estate Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.31
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:INS, the sentiment is Positive. The current price of 9.31 is below the 20-day moving average (MA) of 9.40, above the 50-day MA of 8.92, and above the 200-day MA of 8.23, indicating a neutral trend. The MACD of 0.11 indicates Positive momentum. The RSI at 54.24 is Neutral, neither overbought nor oversold. The STOCH value of 78.92 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:INS.

Instone Real Estate Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HABA	70 Outperform	€471.79M	33.39	3.30%	8.28%	4.47%	―
VIH1	70 Outperform	€234.69M	6.48	4.20%	0.56%	2.95%	-72.11%
INS	68 Neutral	€442.63M	11.24	6.11%	5.31%	-18.43%	90.04%
PAT	66 Neutral	€683.32M	50.97	1.19%	4.40%	-7.62%	―
Sector *	59 Neutral	€3.16B	4.34	-3.86%	3.71%	-3.18%	17.24%
BRNK	53 Neutral	€165.29M	―	-32.43%	―	-5.09%	-280.37%