VIB Vermoegen AG (VIH1) AI Stock Analysis

• Market Cap: €249.23M
• Dividend Yield: 0.39%
• Average Volume (3M): 9.21K
• Price to Earnings (P/E): 4.4
• Beta (1Y): 0.51
• Revenue Growth: 20.83%
• EPS Growth: -54.40%
• Country: DE
• Employees: 29
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.80
• Shares Outstanding: 33,054,590
• 10 Day Avg. Volume: 9,675
• 30 Day Avg. Volume: 9,205
• PEG Ratio: -0.13
• Price to Book (P/B): 0.38
• Price to Sales (P/S): 2.97
• P/FCF Ratio: 3.65
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 2.14
• Revenue Forecast (FY): €128.80M

• Rating: 81 Outperform
• Price Target: €11.00 ▲(7.84% Upside)
• Action: Reiterated Date: 11/04/25
• Date: Action: Reiterated 11/04/25

VIB Vermoegen AG scores highly due to its strong financial stability, evidenced by no debt and robust cash flow management. The technical analysis supports a bullish outlook, although the high RSI suggests caution for potential short-term corrections. The stock's attractive valuation with a low P/E ratio and solid dividend yield further enhances its investment appeal.

Positive Factors

Debt-free balance sheet

Zero reported total debt and a 46.3% equity ratio give VIB strong financial flexibility and resilience. Over months this reduces refinancing risk, enables funding of developments or dividends from equity/cash, and supports opportunistic acquisitions without leverage constraints.

Negative Factors

Declining net profit margin

A pronounced drop in net margin signals material earnings pressure from operating performance or non-recurring items. Persisting margin compression would reduce retained earnings and weaken the company's ability to finance growth or sustain distributions without drawing on capital.

VIB Vermoegen AG Business Overview & Revenue Model

Company Description

VIB Vermögen AG develops, buys, holds, rents, and manages commercial real estate properties in southern Germany. As of December 31, 2021, its real estate portfolio comprised 112 logistics and light industry properties, and specialist retail parks,...

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VIB Vermögen AG develops, buys, holds, rents, and manages commercial real estate properties in southern Germany. As of December 31, 2021, its real estate portfolio comprised 112 logistics and light industry properties, and specialist retail parks,...

How the Company Makes Money

The company generates revenue primarily through rental income from its commercial properties, which are leased to a variety of tenants across different sectors. Additionally, VIB Vermoegen AG profits from property sales and developments, capitaliz...

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The company generates revenue primarily through rental income from its commercial properties, which are leased to a variety of tenants across different sectors. Additionally, VIB Vermoegen AG profits from property sales and developments, capitaliz...

VIB Vermoegen AG Financial Statement Overview

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Mar 2022	Dec 2020
Income Statement
Total Revenue	149.95M	111.61M	102.72M	109.85M	102.78M	94.21M
Gross Profit	11.07M	89.57M	61.52M	91.56M	58.16M	76.83M
EBITDA	177.27M	191.47M	83.13M	105.60M	81.33M	94.50M
Net Income	46.33M	36.14M	129.60M	53.58M	29.91M	65.88M
Balance Sheet
Total Assets	2.14B	1.90B	1.90B	1.59B	1.61B	1.45B
Cash, Cash Equivalents and Short-Term Investments	18.54M	124.68M	237.74M	67.83M	68.16M	39.36M
Total Debt	1.03B	875.03M	887.40M	735.69M	747.74M	747.95M
Total Liabilities	1.16B	965.51M	1.02B	841.65M	847.22M	828.98M
Stockholders Equity	905.09M	878.56M	844.17M	713.57M	732.20M	599.35M
Cash Flow
Free Cash Flow	99.33M	90.96M	74.61M	67.20M	74.65M	63.87M
Operating Cash Flow	99.33M	91.19M	74.74M	67.81M	74.78M	65.32M
Investing Cash Flow	314.71M	243.66M	-87.18M	7.22M	-15.43M	-67.66M
Financing Cash Flow	-454.48M	-445.21M	182.13M	-80.28M	-30.55M	4.97M

VIB Vermoegen AG Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 10.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:VIH1, the sentiment is Negative. The current price of 10.2 is above the 20-day moving average (MA) of 8.12, above the 50-day MA of 8.98, and above the 200-day MA of 8.93, indicating a bearish trend. The MACD of -0.47 indicates Positive momentum. The RSI at 25.72 is Positive, neither overbought nor oversold. The STOCH value of 24.08 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:VIH1.

VIB Vermoegen AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VIH1	81 Outperform	€249.23M	4.42	5.20%	0.39%	20.83%	-54.40%
FC9	73 Outperform	€110.55M	6.50	15.27%	4.02%	-10.75%	199.01%
GYC	70 Outperform	€1.46B	3.69	11.82%	―	0.44%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
LEG	63 Neutral	€4.09B	3.20	18.02%	4.45%	6.91%	―
VNA	52 Neutral	€17.85B	5.49	11.30%	5.08%	22.80%	―