VIB Vermoegen AG (DE:VIH1)
XETRA:VIH1
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VIB Vermoegen AG
(XETRA:VIH1)
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Rating:67Neutral
Price Target:
€8.50
▼(-16.67% Downside)
Action:Downgraded
Date:05/09/26
The score is driven primarily by moderate financial performance: revenue growth and positive cash generation are positives, but volatile operating results and meaningful leverage raise risk. Valuation is a major support due to the very low P/E and extremely high dividend yield, while technicals remain only neutral as the stock is still below longer-term moving averages.
Positive Factors
Portfolio mix: logistics & industrial
Concentration in logistics and industrial properties anchors VIB to structurally resilient demand for distribution and storage space. This asset mix typically yields steadier leasing economics and lower obsolescence than retail, supporting durable rental income and long-term occupancy stability.
Negative Factors
Meaningful leverage
Debt roughly equal to equity (debt-to-equity ~1.0–1.25) leaves VIB exposed to interest‑rate and valuation swings. Elevated leverage limits strategic flexibility, raises refinancing and liquidity risk, and amplifies earnings sensitivity to financing costs over multi‑month horizons.
Read all positive and negative factors
Positive Factors
Negative Factors
Portfolio mix: logistics & industrial
Concentration in logistics and industrial properties anchors VIB to structurally resilient demand for distribution and storage space. This asset mix typically yields steadier leasing economics and lower obsolescence than retail, supporting durable rental income and long-term occupancy stability.
Read all positive factors
VIB Vermoegen AG (VIH1) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€257.83M
Dividend Yield0.39%
Average Volume (3M)9.21K
Price to Earnings (P/E)4.2
Beta (1Y)0.50
Revenue Growth48.31%
EPS Growth125.34%
CountryDE
Employees29
SectorReal Estate
Sector Strength53
IndustryReal Estate - Services
Share Statistics
EPS (TTM)1.40
Shares Outstanding33,054,590
10 Day Avg. Volume9,675
30 Day Avg. Volume9,205
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)0.35
Price to Sales (P/S)2.05
P/FCF Ratio5.18
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.14
Revenue Forecast (FY)€128.80M
VIB Vermoegen AG Business Overview & Revenue Model
Company Description
VIB Vermögen AG develops, buys, holds, rents, and manages commercial real estate properties in southern Germany. As of December 31, 2021, its real estate portfolio comprised 112 logistics and light industry properties, and specialist retail parks,...
How the Company Makes Money
VIB Vermoegen AG primarily makes money from (1) rental income generated by leasing space in its commercial real estate portfolio to tenants under lease contracts and (2) property-related service income associated with operating and managing those ...
VIB Vermoegen AG Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
63
Positive
Cash Flow
58
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 149.95M | 165.53M | 111.61M | 102.72M | 109.85M | 102.78M |
| Gross Profit | 11.07M | 31.40M | 89.57M | 61.52M | 91.56M | 58.16M |
| EBITDA | 177.27M | 159.75M | 191.47M | 83.13M | 105.60M | 81.33M |
| Net Income | 46.33M | 81.44M | 36.14M | 129.60M | 53.58M | 29.91M |
Balance Sheet | ||||||
| Total Assets | 2.14B | 2.20B | 1.90B | 1.90B | 1.59B | 1.61B |
| Cash, Cash Equivalents and Short-Term Investments | 18.54M | 15.96M | 124.68M | 237.74M | 67.83M | 68.16M |
| Total Debt | 1.03B | 980.91M | 875.03M | 887.40M | 735.69M | 747.74M |
| Total Liabilities | 1.16B | 1.16B | 965.51M | 1.02B | 841.65M | 847.22M |
| Stockholders Equity | 905.09M | 959.00M | 878.56M | 844.17M | 713.57M | 732.20M |
Cash Flow | ||||||
| Free Cash Flow | 99.33M | 65.43M | 90.96M | 74.61M | 67.20M | 74.65M |
| Operating Cash Flow | 99.33M | 65.43M | 91.19M | 74.74M | 67.81M | 74.78M |
| Investing Cash Flow | 314.71M | -41.45M | 243.66M | -87.18M | 7.22M | -15.43M |
| Financing Cash Flow | -454.48M | -135.39M | -445.21M | 182.13M | -80.28M | -30.55M |
VIB Vermoegen AG Technical Analysis
Negative
10.20
Price Trends
7.85
Negative
8.77
Negative
9.03
Negative
Market Momentum
>-0.01
Positive
43.08
Neutral
7.29
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:VIH1, the sentiment is Negative. The current price of 10.2 is above the 20-day moving average (MA) of 7.87, above the 50-day MA of 7.85, and above the 200-day MA of 9.03, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 43.08 is Neutral, neither overbought nor oversold. The STOCH value of 7.29 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:VIH1.
VIB Vermoegen AG Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | €1.63B | 10.07 | 11.65% | ― | 0.72% | 89.13% | |
67 Neutral | €257.83M | 4.16 | 4.43% | 0.39% | 48.31% | 125.34% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
65 Neutral | €113.51M | 9.55 | 8.47% | 4.02% | -34.11% | -42.27% | |
61 Neutral | €4.33B | 13.55 | 18.02% | 4.45% | 2.65% | 408.35% | |
55 Neutral | €18.64B | 21.72 | 13.06% | 5.08% | -20.27% | ― | |
44 Neutral | €25.02M | -0.37 | -62.13% | ― | 1.18% | -155.70% |
* Real Estate Sector Average
DE:VIH1
VIB Vermoegen AG
8.16
0.38
4.88%
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22.40
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DE:GYC
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9.74
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DE:ADJ
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11.30
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-8.13%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.