VIB Vermoegen AG (VIH1) AI Stock Analysis

• Market Cap: €370.21M
• Dividend Yield: 0.39%
• Average Volume (3M): 9.21K
• Price to Earnings (P/E): 9.3
• Beta (1Y): 0.38
• Revenue Growth: 20.83%
• EPS Growth: -54.40%
• Country: DE
• Employees: 29
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.80
• Shares Outstanding: 33,054,590
• 10 Day Avg. Volume: 9,675
• 30 Day Avg. Volume: 9,205
• PEG Ratio: -0.13
• Price to Book (P/B): 0.38
• Price to Sales (P/S): 2.97
• P/FCF Ratio: 3.65
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 81 Outperform
• Price Target: €12.50 ▲(21.95% Upside)

VIB Vermoegen AG scores highly due to its strong financial stability, evidenced by no debt and robust cash flow management. The technical analysis supports a bullish outlook, although the high RSI suggests caution for potential short-term corrections. The stock's attractive valuation with a low P/E ratio and solid dividend yield further enhances its investment appeal.

Positive Factors

Debt-Free Balance Sheet

A debt-free balance sheet provides financial flexibility, reduces risk, and allows the company to reinvest in growth opportunities without the burden of interest payments.

Strong Cash Flow Management

Efficient cash flow management ensures the company can fund operations, invest in growth, and return capital to shareholders, supporting long-term sustainability.

High Gross Profit Margin

A high gross profit margin indicates effective cost control and pricing power, which can lead to better profitability and competitive positioning over time.

Negative Factors

Declining Net Profit Margin

A declining net profit margin suggests challenges in maintaining operational efficiency, which could impact future profitability if not addressed.

Moderate Return on Equity

Moderate ROE suggests the company may not be utilizing its equity base effectively to generate profits, potentially limiting shareholder returns.

Earnings Volatility

High earnings volatility can create uncertainty around future performance and may affect investor confidence, impacting the company's ability to attract long-term investment.

VIB Vermoegen AG Business Overview & Revenue Model

Company Description

VIB Vermoegen AG (VIH1) is a German real estate investment and management company focused on the acquisition, development, and management of commercial properties primarily in high-demand urban areas. The company operates across various sectors, including office, retail, and logistics, aiming to provide sustainable and profitable real estate solutions. VIB Vermoegen AG is committed to enhancing the value of its properties through active asset management and strategic investments.

How the Company Makes Money

The company generates revenue primarily through rental income from its commercial properties, which are leased to a variety of tenants across different sectors. Additionally, VIB Vermoegen AG profits from property sales and developments, capitalizing on market appreciation and demand for real estate. Key revenue streams include long-term lease agreements that provide a stable income base, as well as potential profits from value-added services, such as property management and consultancy. The company may also engage in strategic partnerships with other real estate firms or investors to enhance its portfolio and maximize returns.

VIB Vermoegen AG Financial Statement Overview

Summary

VIB Vermoegen AG demonstrates solid financial performance with strong revenue growth and efficient cash flow management. The absence of debt significantly strengthens its financial position. However, declining Net Profit Margin and moderate ROE highlight areas for operational and profitability improvements.

Income Statement

VIB Vermoegen AG shows healthy revenue growth with a 8.65% increase from previous year, indicating strong market position. Gross Profit Margin is high at 80.2%, reflecting efficient cost management. However, the Net Profit Margin has decreased to 32.4% from 126.2% the previous year due to lower EBIT, suggesting potential challenges in operational efficiency.

Balance Sheet

The company has a strong equity base with a Debt-to-Equity Ratio of 0, due to no total debt, enhancing financial stability. Return on Equity stands at 4.11%, which indicates room for improvement in profit generation from equity. The Equity Ratio is robust at 46.3%, signifying a solid asset base funded by equity.

Cash Flow

Operating Cash Flow to Net Income Ratio of 2.52 suggests strong cash generation relative to net income. Free Cash Flow growth of 21.91% reflects efficient cash management. Despite a high Free Cash Flow to Net Income Ratio of 2.52, which is positive, the company should monitor capital expenditure for sustainable growth.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	149.95M	111.61M	102.72M	109.85M	102.78M	94.21M
Gross Profit	11.07M	89.57M	61.52M	91.56M	58.16M	76.83M
EBITDA	177.27M	191.47M	83.13M	105.60M	81.33M	94.50M
Net Income	46.33M	36.14M	129.60M	53.58M	29.91M	65.88M
Balance Sheet
Total Assets	2.14B	1.90B	1.90B	1.59B	1.61B	1.45B
Cash, Cash Equivalents and Short-Term Investments	18.54M	124.68M	237.74M	67.83M	68.16M	39.36M
Total Debt	1.03B	875.03M	887.40M	735.69M	747.74M	747.95M
Total Liabilities	1.16B	965.51M	1.02B	841.65M	847.22M	828.98M
Stockholders Equity	905.09M	878.56M	844.17M	713.57M	732.20M	599.35M
Cash Flow
Free Cash Flow	99.33M	90.96M	74.61M	67.20M	74.65M	63.87M
Operating Cash Flow	99.33M	91.19M	74.74M	67.81M	74.78M	65.32M
Investing Cash Flow	314.71M	243.66M	-87.18M	7.22M	-15.43M	-67.66M
Financing Cash Flow	-454.48M	-445.21M	182.13M	-80.28M	-30.55M	4.97M

VIB Vermoegen AG Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 10.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:VIH1, the sentiment is Positive. The current price of 10.25 is below the 20-day moving average (MA) of 10.72, above the 50-day MA of 9.72, and above the 200-day MA of 8.37, indicating a neutral trend. The MACD of 0.16 indicates Positive momentum. The RSI at 54.02 is Neutral, neither overbought nor oversold. The STOCH value of 54.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:VIH1.

VIB Vermoegen AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VIH1	81 Outperform	€370.21M	9.32	4.48%	0.39%	20.83%	-54.40%
FC9	71 Outperform	€112.52M	5.09	16.26%	3.72%	-10.75%	199.01%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
DMRE	41 Neutral	€49.38M	-0.47	-56.66%	―	-48.02%	-1.65%