Dillard's (DDS) AI Stock Analysis

• Market Cap: $8.01B
• Dividend Yield: 5.07%
• Average Volume (3M): 130.48K
• Price to Earnings (P/E): 14.2
• Beta (1Y): 1.19
• Revenue Growth: -3.94%
• EPS Growth: -17.78%
• Country: US
• Employees: 22,800
• Sector: Consumer Cyclical
• Sector Strength: 64
• Industry: Department Stores
• EPS (TTM): 10.39
• Shares Outstanding: 11,626,733
• 10 Day Avg. Volume: 109,714
• 30 Day Avg. Volume: 130,481
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $359.33
• Price Target Upside: -29.98% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 3

• Rating: 77 Outperform
• Price Target: $566.00 ▲(10.30%Upside)

Dillard's stock is supported by strong financial performance, particularly in profitability and cash flow generation, which is the most significant factor. The technical analysis suggests strong momentum but warns of overbought conditions, while the valuation is reasonable with a high dividend yield.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home furnishings, and other consumer goods. As of January 29, 2022, the company operated 280 Dillard's stores, including 30 clearance centers, and an Internet store at dillards.com. It also engages in the general contracting construction activities. The company was founded in 1938 and is based in Little Rock, Arkansas.

How the Company Makes Money

Dillard's makes money primarily through the sale of merchandise in its department stores and online platforms. The company's key revenue streams include sales from women's and men's apparel, accessories, cosmetics, and home products. Dillard's also generates income from private label credit card programs, which offer customers exclusive benefits and financing options. Additionally, the company benefits from strategic partnerships with well-known brands, which enhance its product offerings and attract a loyal customer base. Dillard's focuses on maintaining a competitive edge through effective inventory management, merchandising strategies, and personalized customer service, all of which contribute to its overall earnings.

Dillard's Financial Statement Overview

Summary

Dillard's financials are strong with high profitability, low leverage, and robust cash flow generation. Despite challenges in revenue growth, the company maintains high-profit margins and a stable financial structure.

Income Statement

Dillard's demonstrates strong profitability with a gross profit margin of 39.23% and a net profit margin of 8.85% for the TTM (Trailing-Twelve-Months), showcasing efficient management of cost of goods sold and expenses. Revenue growth has been volatile, with a decline in recent periods, but the company maintains solid EBIT and EBITDA margins of 11.12% and 14.15%, respectively, indicating robust operational performance.

Balance Sheet

The company has a healthy balance sheet with a debt-to-equity ratio of 0.15, suggesting low leverage and financial stability. Return on equity (ROE) is strong at 23.89%, highlighting effective use of equity. The equity ratio stands at 61.87%, pointing to significant shareholder equity relative to total assets, which provides a cushion against liabilities.

Cash Flow

Dillard's cash flow is solid, with a strong operating cash flow to net income ratio of 1.22, indicating good cash conversion efficiency. The free cash flow to net income ratio is also favorable at 1.07, reflecting effective capital expenditure management and cash generation capabilities. Free cash flow growth has been positive, supporting further investment opportunities and shareholder returns.

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
Free Cash Flow
Operating Cash Flow
Investing Cash Flow
Financing Cash Flow

Dillard's Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 513.16
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 513.16 is above the 20-day moving average (MA) of 457.91, above the 50-day MA of 426.91, and above the 200-day MA of 404.78, indicating a bullish trend. The MACD of 22.86 indicates Negative momentum. The RSI at 78.80 is Negative, neither overbought nor oversold. The STOCH value of 91.45 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANF	79 Outperform	$4.70B	9.71	46.98%	―	12.54%	25.47%
URBN	79 Outperform	$6.97B	16.28	19.55%	―	8.38%	52.18%
DDS	77 Outperform	$8.01B	14.18	30.93%	5.07%	-3.94%	-17.78%
M	76 Outperform	$3.73B	6.94	12.92%	5.19%	-3.77%	4607.98%
KSS	64 Neutral	$1.44B	11.89	3.19%	9.74%	-7.03%	-56.59%
Sector *	63 Neutral	$17.26B	10.39	-8.50%	3.06%	1.63%	-25.95%
JWN	60 Neutral	$4.12B	14.17	29.58%	3.08%	2.20%	120.00%

Dillard's Corporate Events

Dillard’s Eliminates Series A Preferred Stock Designation

On July 18, 2025, Dillard’s, Inc. filed a Certificate of Elimination with the Secretary of State of Delaware to eliminate the Certificate of Designations related to its Series A Junior Participating Preferred Stock. This stock was reserved for a shareholder rights plan that expired in 2012, and no shares were issued. The elimination allows these shares to revert to undesignated status, impacting the company’s stock structure.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Dillard’s Stockholders Approve Key Governance Decisions

On May 17, 2025, Dillard’s, Inc. held its Annual Meeting of Stockholders in Little Rock, Arkansas, where stockholders voted on several matters. Key outcomes included the election of directors for both Class A and Class B nominees, all of whom were successfully elected. Additionally, the stockholders ratified the selection of KPMG LLP as the company’s independent registered public accounting firm for 2025. These decisions are expected to maintain stability in the company’s governance and financial auditing processes.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Warren A. Stephens Resigns from Dillard’s Board

On April 29, 2025, Warren A. Stephens announced his resignation from Dillard’s Board of Directors, effective immediately after his confirmation as the U.S. Ambassador to the United Kingdom. His departure was not due to any disagreements with the company regarding its operations, policies, or practices.