Dillard's (DDS) AI Stock Analysis

• Market Cap: $8.05B
• Dividend Yield: 5.04%
• Average Volume (3M): 126.90K
• Price to Earnings (P/E): 14.2
• Beta (1Y): 1.23
• Revenue Growth: -2.44%
• EPS Growth: -10.73%
• Country: US
• Employees: 22,800
• Sector: Consumer Cyclical
• Sector Strength: 73
• Industry: Department Stores
• EPS (TTM): 4.66
• Shares Outstanding: 11,626,733
• 10 Day Avg. Volume: 139,044
• 30 Day Avg. Volume: 126,898
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 0.83
• Enterprise Value/Revenue: 1.02
• Enterprise Value/Gross Profit: 2.63
• Enterprise Value/Ebitda: 7.20
• 1Y Price Target: $433.50
• Price Target Upside: -17.20% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 4

• Rating: 77 Outperform
• Price Target: $566.00 ▲(8.10% Upside)

Dillard's stock is supported by strong financial performance, particularly in profitability and cash flow generation, which is the most significant factor. The technical analysis suggests strong momentum but warns of overbought conditions, while the valuation is reasonable with a high dividend yield.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. (DDS) is a leading retail department store chain based in the United States, operating primarily in the fashion and home goods sectors. The company offers a wide range of products including apparel, accessories, cosmetics, and home furnishings, catering to a diverse customer base. Dillard's operates its stores in a traditional department store format, as well as through an online platform, providing customers with a seamless shopping experience.

How the Company Makes Money

Dillard's generates revenue primarily through the sale of merchandise in its department stores and online. The company's key revenue streams include women's, men's, and children's apparel, footwear, accessories, and home goods. Additionally, Dillard's earns income from its private label credit card program, which offers financing options to customers while generating interest income. Seasonal sales events, promotions, and clearance sales also contribute to revenue by attracting customers and increasing foot traffic. The company maintains partnerships with various brands and designers, enhancing its product offerings and driving sales. Furthermore, Dillard's leverages its loyalty programs and marketing initiatives to retain customers and encourage repeat purchases.

Dillard's Financial Statement Overview

Summary

Dillard's demonstrates strong profitability with high gross and net profit margins, a healthy balance sheet with low leverage, and robust cash flow generation. Despite volatile revenue growth, the company maintains high-profit margins and a stable financial structure.

Income Statement

Dillard's demonstrates strong profitability with a gross profit margin of 39.23% and a net profit margin of 8.85% for the TTM (Trailing-Twelve-Months), showcasing efficient management of cost of goods sold and expenses. Revenue growth has been volatile, with a decline in recent periods, but the company maintains solid EBIT and EBITDA margins of 11.12% and 14.15%, respectively, indicating robust operational performance.

Balance Sheet

The company has a healthy balance sheet with a debt-to-equity ratio of 0.15, suggesting low leverage and financial stability. Return on equity (ROE) is strong at 23.89%, highlighting effective use of equity. The equity ratio stands at 61.87%, pointing to significant shareholder equity relative to total assets, which provides a cushion against liabilities.

Cash Flow

Dillard's cash flow is solid, with a strong operating cash flow to net income ratio of 1.22, indicating good cash conversion efficiency. The free cash flow to net income ratio is also favorable at 1.07, reflecting effective capital expenditure management and cash generation capabilities. Free cash flow growth has been positive, supporting further investment opportunities and shareholder returns.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	6.55B	6.48B	6.75B	7.00B	6.62B	4.43B
Gross Profit	2.53B	2.56B	2.84B	3.01B	2.88B	1.36B
EBITDA	923.17M	947.44M	1.14B	1.34B	1.33B	112.52M
Net Income	577.24M	593.48M	738.85M	891.64M	862.47M	-71.70M
Balance Sheet
Total Assets	3.91B	3.53B	3.45B	3.34B	3.25B	3.09B
Cash, Cash Equivalents and Short-Term Investments	1.16B	1.04B	956.32M	799.20M	716.80M	360.30M
Total Debt	553.94M	555.32M	564.44M	555.20M	608.80M	613.70M
Total Liabilities	2.05B	1.73B	1.75B	1.73B	1.79B	1.65B
Stockholders Equity	1.86B	1.80B	1.70B	1.61B	1.45B	1.44B
Cash Flow
Free Cash Flow	616.17M	609.58M	750.65M	828.20M	1.18B	192.50M
Operating Cash Flow	702.32M	714.13M	883.59M	948.30M	1.28B	252.90M
Investing Cash Flow	16.35M	-269.73M	-115.59M	-69.79M	-69.79M	-48.38M
Financing Cash Flow	-636.07M	-534.83M	-620.04M	-768.97M	-853.81M	-121.30M

Dillard's Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 523.58
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 523.58 is above the 20-day moving average (MA) of 485.21, above the 50-day MA of 449.24, and above the 200-day MA of 414.23, indicating a bullish trend. The MACD of 15.17 indicates Negative momentum. The RSI at 72.83 is Negative, neither overbought nor oversold. The STOCH value of 74.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
DDS	77 Outperform	$8.05B	14.22	29.76%	5.04%	-2.44%	-10.73%
M	77 Outperform	$3.48B	6.48	12.92%	5.37%	-3.77%	4607.98%
ANF	76 Outperform	$4.47B	9.24	46.98%	―	12.54%	25.47%
URBN	75 Outperform	$6.95B	16.24	19.55%	―	8.38%	52.18%
KSS	67 Neutral	$1.54B	12.76	3.19%	9.16%	-7.03%	-56.59%
Sector *	61 Neutral	C$4.70B	7.12	15.29%	3.62%	3.22%	5.80%

Dillard's Corporate Events

Dillard’s Eliminates Series A Preferred Stock Designation

On July 18, 2025, Dillard’s, Inc. filed a Certificate of Elimination with the Secretary of State of Delaware to eliminate the Certificate of Designations related to its Series A Junior Participating Preferred Stock. This stock was reserved for a shareholder rights plan that expired in 2012, and no shares were issued. The elimination allows these shares to revert to undesignated status, impacting the company’s stock structure.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Dillard’s Stockholders Approve Key Governance Decisions

On May 17, 2025, Dillard’s, Inc. held its Annual Meeting of Stockholders in Little Rock, Arkansas, where stockholders voted on several matters. Key outcomes included the election of directors for both Class A and Class B nominees, all of whom were successfully elected. Additionally, the stockholders ratified the selection of KPMG LLP as the company’s independent registered public accounting firm for 2025. These decisions are expected to maintain stability in the company’s governance and financial auditing processes.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.