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Dillard's (DDS)
:DDS

Dillard's (DDS) AI Stock Analysis

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Dillard's

(NYSE:DDS)

Rating:72Outperform
Price Target:
$514.00
▲(12.92%Upside)
Dillard's overall score is bolstered by strong financial performance, reflecting high profitability and effective management of debt. Technical analysis indicates bullish momentum, though overbought signals suggest caution. Valuation is favorable with an attractive P/E ratio, but a modest dividend yield.

Dillard's (DDS) vs. SPDR S&P 500 ETF (SPY)

Dillard's Business Overview & Revenue Model

Company DescriptionDillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home furnishings, and other consumer goods. As of January 29, 2022, the company operated 280 Dillard's stores, including 30 clearance centers, and an Internet store at dillards.com. It also engages in the general contracting construction activities. The company was founded in 1938 and is based in Little Rock, Arkansas.
How the Company Makes MoneyDillard's makes money primarily through the sale of merchandise in its department stores and online platforms. The company's key revenue streams include sales from women's and men's apparel, accessories, cosmetics, and home products. Dillard's also generates income from private label credit card programs, which offer customers exclusive benefits and financing options. Additionally, the company benefits from strategic partnerships with well-known brands, which enhance its product offerings and attract a loyal customer base. Dillard's focuses on maintaining a competitive edge through effective inventory management, merchandising strategies, and personalized customer service, all of which contribute to its overall earnings.

Dillard's Financial Statement Overview

Summary
Dillard's financials reflect a well-managed company with strong profitability, low leverage, and robust cash flow generation. High profit margins and a stable financial structure position it well despite volatile revenue growth.
Income Statement
85
Very Positive
Dillard's demonstrates strong profitability with a gross profit margin of 39.23% and a net profit margin of 8.85% for the TTM (Trailing-Twelve-Months), showcasing efficient management of cost of goods sold and expenses. Revenue growth has been volatile, with a decline in recent periods, but the company maintains solid EBIT and EBITDA margins of 11.12% and 14.15%, respectively, indicating robust operational performance.
Balance Sheet
78
Positive
The company has a healthy balance sheet with a debt-to-equity ratio of 0.15, suggesting low leverage and financial stability. Return on equity (ROE) is strong at 23.89%, highlighting effective use of equity. The equity ratio stands at 61.87%, pointing to significant shareholder equity relative to total assets, which provides a cushion against liabilities.
Cash Flow
82
Very Positive
Dillard's cash flow is solid, with a strong operating cash flow to net income ratio of 1.22, indicating good cash conversion efficiency. The free cash flow to net income ratio is also favorable at 1.07, reflecting effective capital expenditure management and cash generation capabilities. Free cash flow growth has been positive, supporting further investment opportunities and shareholder returns.
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue6.55B6.48B6.75B7.00B6.62B4.43B
Gross Profit2.53B2.56B2.84B3.01B2.88B1.36B
EBITDA923.17M947.44M1.14B1.34B1.33B112.52M
Net Income577.24M593.48M738.85M891.64M862.47M-71.70M
Balance Sheet
Total Assets3.91B3.53B3.45B3.34B3.25B3.09B
Cash, Cash Equivalents and Short-Term Investments1.16B1.04B956.32M799.20M716.80M360.30M
Total Debt353.90M555.32M564.44M555.20M608.80M613.70M
Total Liabilities1.49B1.73B1.75B1.73B1.79B1.65B
Stockholders Equity2.42B1.80B1.70B1.61B1.45B1.44B
Cash Flow
Free Cash Flow616.17M609.58M750.65M828.20M1.18B192.50M
Operating Cash Flow702.32M714.13M883.59M948.30M1.28B252.90M
Investing Cash Flow16.35M-269.73M-115.59M-69.79M-69.79M-48.38M
Financing Cash Flow-636.07M-534.83M-620.04M-768.97M-853.81M-121.30M

Dillard's Technical Analysis

Technical Analysis Sentiment
Positive
Last Price455.20
Price Trends
50DMA
395.51
Positive
100DMA
387.04
Positive
200DMA
396.55
Positive
Market Momentum
MACD
14.76
Negative
RSI
74.23
Negative
STOCH
94.85
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 455.2 is above the 20-day moving average (MA) of 415.93, above the 50-day MA of 395.51, and above the 200-day MA of 396.55, indicating a bullish trend. The MACD of 14.76 indicates Negative momentum. The RSI at 74.23 is Negative, neither overbought nor oversold. The STOCH value of 94.85 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Risk Analysis

Dillard's disclosed 25 risk factors in its most recent earnings report. Dillard's reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Dillard's Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
ANANF
77
Outperform
$4.23B8.7446.98%12.54%25.47%
ANANF
77
Outperform
$4.23B8.7446.98%12.54%25.47%
74
Outperform
$6.33B14.8019.55%8.38%52.18%
74
Outperform
$6.33B14.8019.55%8.38%52.18%
DDDDS
72
Outperform
$7.12B12.5830.93%0.22%-3.94%-17.78%
MM
62
Neutral
$3.38B6.3012.92%5.83%-3.77%4607.98%
MM
62
Neutral
$3.38B6.3012.92%5.83%-3.77%4607.98%
61
Neutral
AU$2.84B27.235.13%5.33%2.35%-31.70%
KSKSS
51
Neutral
$1.01B8.363.19%5.39%-7.03%-56.59%
KSKSS
51
Neutral
$1.01B8.363.19%5.39%-7.03%-56.59%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DDS
Dillard's
455.20
45.21
11.03%
ANF
Abercrombie Fitch
88.78
-90.46
-50.47%
ANF
Abercrombie Fitch
88.78
-90.46
-50.47%
KSS
Kohl's
9.08
-11.44
-55.75%
KSS
Kohl's
9.08
-11.44
-55.75%
M
Macy's
12.45
-5.47
-30.52%
M
Macy's
12.45
-5.47
-30.52%
URBN
Urban Outfitters
70.64
27.55
63.94%
URBN
Urban Outfitters
70.64
27.55
63.94%

Dillard's Corporate Events

Executive/Board ChangesShareholder Meetings
Dillard’s Stockholders Approve Key Governance Decisions
Neutral
May 20, 2025

On May 17, 2025, Dillard’s, Inc. held its Annual Meeting of Stockholders in Little Rock, Arkansas, where stockholders voted on several matters. Key outcomes included the election of directors for both Class A and Class B nominees, all of whom were successfully elected. Additionally, the stockholders ratified the selection of KPMG LLP as the company’s independent registered public accounting firm for 2025. These decisions are expected to maintain stability in the company’s governance and financial auditing processes.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Executive/Board Changes
Warren A. Stephens Resigns from Dillard’s Board
Neutral
May 5, 2025

On April 29, 2025, Warren A. Stephens announced his resignation from Dillard’s Board of Directors, effective immediately after his confirmation as the U.S. Ambassador to the United Kingdom. His departure was not due to any disagreements with the company regarding its operations, policies, or practices.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 02, 2025