Dillard's (DDS) AI Stock Analysis

• Market Cap: $7.12B
• Dividend Yield: 0.22%
• Average Volume (3M): 126.68K
• Price to Earnings (P/E): 12.6
• Beta (1Y): 1.14
• Revenue Growth: -3.94%
• EPS Growth: -17.78%
• Country: US
• Employees: 22,800
• Sector: Consumer Cyclical
• Sector Strength: 61
• Industry: Department Stores
• EPS (TTM): 10.39
• Shares Outstanding: 11,651,202
• 10 Day Avg. Volume: 162,224
• 30 Day Avg. Volume: 126,683
• PEG Ratio: 0.35
• Price to Book (P/B): 4.14
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 8.04
• Enterprise Value/Market Cap: 0.92
• Enterprise Value/Revenue: 0.25
• Enterprise Value/Gross Profit: 2.59
• Enterprise Value/Ebitda: 1.69
• 1Y Price Target: $329.33
• Price Target Upside: -27.65% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 3

• Rating: 72 Outperform
• Price Target: $514.00 ▲(12.92%Upside)

Dillard's overall score is bolstered by strong financial performance, reflecting high profitability and effective management of debt. Technical analysis indicates bullish momentum, though overbought signals suggest caution. Valuation is favorable with an attractive P/E ratio, but a modest dividend yield.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home furnishings, and other consumer goods. As of January 29, 2022, the company operated 280 Dillard's stores, including 30 clearance centers, and an Internet store at dillards.com. It also engages in the general contracting construction activities. The company was founded in 1938 and is based in Little Rock, Arkansas.

How the Company Makes Money

Dillard's makes money primarily through the sale of merchandise in its department stores and online platforms. The company's key revenue streams include sales from women's and men's apparel, accessories, cosmetics, and home products. Dillard's also generates income from private label credit card programs, which offer customers exclusive benefits and financing options. Additionally, the company benefits from strategic partnerships with well-known brands, which enhance its product offerings and attract a loyal customer base. Dillard's focuses on maintaining a competitive edge through effective inventory management, merchandising strategies, and personalized customer service, all of which contribute to its overall earnings.

Dillard's Financial Statement Overview

Summary

Dillard's financials reflect a well-managed company with strong profitability, low leverage, and robust cash flow generation. High profit margins and a stable financial structure position it well despite volatile revenue growth.

Income Statement

Dillard's demonstrates strong profitability with a gross profit margin of 39.23% and a net profit margin of 8.85% for the TTM (Trailing-Twelve-Months), showcasing efficient management of cost of goods sold and expenses. Revenue growth has been volatile, with a decline in recent periods, but the company maintains solid EBIT and EBITDA margins of 11.12% and 14.15%, respectively, indicating robust operational performance.

Balance Sheet

The company has a healthy balance sheet with a debt-to-equity ratio of 0.15, suggesting low leverage and financial stability. Return on equity (ROE) is strong at 23.89%, highlighting effective use of equity. The equity ratio stands at 61.87%, pointing to significant shareholder equity relative to total assets, which provides a cushion against liabilities.

Cash Flow

Dillard's cash flow is solid, with a strong operating cash flow to net income ratio of 1.22, indicating good cash conversion efficiency. The free cash flow to net income ratio is also favorable at 1.07, reflecting effective capital expenditure management and cash generation capabilities. Free cash flow growth has been positive, supporting further investment opportunities and shareholder returns.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	6.55B	6.48B	6.75B	7.00B	6.62B	4.43B
Gross Profit	2.53B	2.56B	2.84B	3.01B	2.88B	1.36B
EBITDA	923.17M	947.44M	1.14B	1.34B	1.33B	112.52M
Net Income	577.24M	593.48M	738.85M	891.64M	862.47M	-71.70M
Balance Sheet
Total Assets	3.91B	3.53B	3.45B	3.34B	3.25B	3.09B
Cash, Cash Equivalents and Short-Term Investments	1.16B	1.04B	956.32M	799.20M	716.80M	360.30M
Total Debt	353.90M	555.32M	564.44M	555.20M	608.80M	613.70M
Total Liabilities	1.49B	1.73B	1.75B	1.73B	1.79B	1.65B
Stockholders Equity	2.42B	1.80B	1.70B	1.61B	1.45B	1.44B
Cash Flow
Free Cash Flow	616.17M	609.58M	750.65M	828.20M	1.18B	192.50M
Operating Cash Flow	702.32M	714.13M	883.59M	948.30M	1.28B	252.90M
Investing Cash Flow	16.35M	-269.73M	-115.59M	-69.79M	-69.79M	-48.38M
Financing Cash Flow	-636.07M	-534.83M	-620.04M	-768.97M	-853.81M	-121.30M

Dillard's Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 455.20
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 455.2 is above the 20-day moving average (MA) of 415.93, above the 50-day MA of 395.51, and above the 200-day MA of 396.55, indicating a bullish trend. The MACD of 14.76 indicates Negative momentum. The RSI at 74.23 is Negative, neither overbought nor oversold. The STOCH value of 94.85 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANF	77 Outperform	$4.23B	8.74	46.98%	―	12.54%	25.47%
ANF	77 Outperform	$4.23B	8.74	46.98%	―	12.54%	25.47%
URBN	74 Outperform	$6.33B	14.80	19.55%	―	8.38%	52.18%
URBN	74 Outperform	$6.33B	14.80	19.55%	―	8.38%	52.18%
DDS	72 Outperform	$7.12B	12.58	30.93%	0.22%	-3.94%	-17.78%
M	62 Neutral	$3.38B	6.30	12.92%	5.83%	-3.77%	4607.98%
M	62 Neutral	$3.38B	6.30	12.92%	5.83%	-3.77%	4607.98%
Sector *	61 Neutral	AU$2.84B	27.23	5.13%	5.33%	2.35%	-31.70%
KSS	51 Neutral	$1.01B	8.36	3.19%	5.39%	-7.03%	-56.59%
KSS	51 Neutral	$1.01B	8.36	3.19%	5.39%	-7.03%	-56.59%

Dillard's Corporate Events

Dillard’s Stockholders Approve Key Governance Decisions

On May 17, 2025, Dillard’s, Inc. held its Annual Meeting of Stockholders in Little Rock, Arkansas, where stockholders voted on several matters. Key outcomes included the election of directors for both Class A and Class B nominees, all of whom were successfully elected. Additionally, the stockholders ratified the selection of KPMG LLP as the company’s independent registered public accounting firm for 2025. These decisions are expected to maintain stability in the company’s governance and financial auditing processes.

The most recent analyst rating on (DDS) stock is a Sell with a $194.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Warren A. Stephens Resigns from Dillard’s Board

On April 29, 2025, Warren A. Stephens announced his resignation from Dillard’s Board of Directors, effective immediately after his confirmation as the U.S. Ambassador to the United Kingdom. His departure was not due to any disagreements with the company regarding its operations, policies, or practices.