Dillard's (DDS) AI Stock Analysis

• Market Cap: $8.94B
• Dividend Yield: 3.99%
• Average Volume (3M): 134.20K
• Price to Earnings (P/E): 16.6
• Beta (1Y): 1.22
• Revenue Growth: -1.07%
• EPS Growth: -5.22%
• Country: US
• Employees: 28,800
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Department Stores
• EPS (TTM): 10.77
• Shares Outstanding: 11,630,838
• 10 Day Avg. Volume: 115,948
• 30 Day Avg. Volume: 134,204
• PEG Ratio: -16.09
• Price to Book (P/B): 5.33
• Price to Sales (P/S): 1.44
• P/FCF Ratio: 15.20
• Enterprise Value/Market Cap: 0.96
• Enterprise Value/Revenue: 1.31
• Enterprise Value/Gross Profit: 3.43
• Enterprise Value/Ebitda: 9.80
• 1Y Price Target: $549.50
• Price Target Upside: -3.99% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 2
• EPS Forecast (FY): 33.08
• Revenue Forecast (FY): $6.58B

• Rating: 65 Neutral
• Price Target: $641.00 ▲(11.99% Upside)
• Action: Reiterated Date: 02/25/26
• Date: Action: Reiterated 02/25/26

DDS scores as a moderate-quality setup driven primarily by solid financial health (strong balance sheet and ongoing profitability) and supportive shareholder return potential (high dividend yield with a reasonable P/E). The score is held back by weakening operating momentum (declining revenue and softer free-cash-flow trend) and a bearish near-term technical picture with the price below key moving averages.

Positive Factors

Balance Sheet Strength

Dillard's low leverage and sizable equity provide durable financial flexibility. With debt-to-equity near 0.15 and substantial equity relative to assets, the company can withstand retail cyclicality, fund restructuring or opportunistic investments, and maintain capital returns without pressuring liquidity.

Negative Factors

Top-line Weakness

Recurring revenue declines indicate pressure on traffic or merchandise mix that can persist beyond a quarter. Sustained top-line softness reduces operating leverage, limits margin expansion, and constrains capacity to invest in omnichannel growth or remodeling initiatives over the next several months.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home ...

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Dillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home ...

How the Company Makes Money

Dillard's generates revenue primarily through retail sales of merchandise in its department stores. The company has multiple key revenue streams, including sales from its extensive apparel and accessory offerings, home goods, and beauty products. ...

Read more

Dillard's generates revenue primarily through retail sales of merchandise in its department stores. The company has multiple key revenue streams, including sales from its extensive apparel and accessory offerings, home goods, and beauty products. ...

Dillard's Financial Statement Overview

Breakdown	Jan 2026	Jan 2025	Jan 2024	Jan 2023	Jan 2022
Income Statement
Total Revenue	6.56B	6.59B	6.87B	7.00B	6.62B
Gross Profit	2.47B	2.67B	2.84B	3.01B	2.88B
EBITDA	874.20M	949.10M	1.14B	1.34B	1.33B
Net Income	570.60M	593.48M	738.85M	891.64M	862.47M
Balance Sheet
Total Assets	3.50B	3.53B	3.45B	3.33B	3.25B
Cash, Cash Equivalents and Short-Term Investments	1.07B	1.04B	956.32M	799.24M	716.76M
Total Debt	557.60M	555.32M	564.44M	555.22M	608.73M
Total Liabilities	1.73B	1.73B	1.75B	1.73B	1.79B
Stockholders Equity	1.78B	1.80B	1.70B	1.60B	1.45B
Cash Flow
Free Cash Flow	623.60M	609.58M	750.65M	828.29M	1.18B
Operating Cash Flow	717.00M	714.13M	883.59M	948.39M	1.28B
Investing Cash Flow	22.50M	-269.73M	-115.59M	-235.85M	-69.79M
Financing Cash Flow	-595.90M	-534.83M	-620.04M	-768.97M	-853.81M

Dillard's Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 572.36
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Neutral. The current price of 572.36 is below the 20-day moving average (MA) of 578.07, below the 50-day MA of 610.31, and above the 200-day MA of 566.65, indicating a neutral trend. The MACD of -13.57 indicates Negative momentum. The RSI at 44.01 is Neutral, neither overbought nor oversold. The STOCH value of 46.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANF	69 Neutral	$4.14B	9.11	38.98%	―	7.57%	1.75%
URBN	68 Neutral	$5.53B	13.74	17.66%	―	11.09%	51.51%
DDS	65 Neutral	$8.94B	16.61	30.03%	3.99%	-1.07%	-5.22%
GAP	64 Neutral	$9.17B	12.79	22.98%	2.45%	0.29%	3.65%
M	62 Neutral	$4.70B	8.44	14.20%	3.23%	-2.83%	184.32%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
KSS	50 Neutral	$1.44B	7.19	6.91%	2.33%	-6.13%	-22.57%