Dillard's (DDS) AI Stock Analysis

• Market Cap: $10.36B
• Dividend Yield: 3.76%
• Average Volume (3M): 135.37K
• Price to Earnings (P/E): 18.0
• Beta (1Y): 1.23
• Revenue Growth: -1.07%
• EPS Growth: -5.22%
• Country: US
• Employees: 28,800
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Department Stores
• EPS (TTM): 8.31
• Shares Outstanding: 11,626,733
• 10 Day Avg. Volume: 146,226
• 30 Day Avg. Volume: 135,374
• PEG Ratio: -0.72
• Price to Book (P/B): 4.20
• Price to Sales (P/S): 1.15
• P/FCF Ratio: 12.38
• Enterprise Value/Market Cap: 0.85
• Enterprise Value/Revenue: 1.32
• Enterprise Value/Gross Profit: 3.40
• Enterprise Value/Ebitda: 9.45
• 1Y Price Target: $492.00
• Price Target Upside: -25.86% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 2
• EPS Forecast (FY): 31.41
• Revenue Forecast (FY): $6.55B

• Rating: 76 Outperform
• Price Target: $716.00 ▲(7.89% Upside)

Dillard's overall stock score reflects strong financial performance and attractive valuation, with moderate technical momentum. The lack of recent earnings call data limits insights into management's outlook, but the company's solid financial foundation and fair valuation provide a stable investment case.

Positive Factors

Cash Flow Management

Strong cash flow management ensures Dillard's can reinvest in growth, manage debt, and weather economic fluctuations, supporting long-term stability.

Product Launch

The launch of a new capsule collection can attract new customers and boost sales, enhancing Dillard's market position and brand appeal.

Profitability

Strong profitability indicates efficient operations and pricing power, allowing Dillard's to maintain competitive advantages and invest in future growth.

Negative Factors

Revenue Growth Decline

Declining revenue growth may signal challenges in market expansion or competition, potentially impacting long-term business sustainability.

Earnings Growth Decline

A decline in earnings growth can limit Dillard's ability to reinvest in business initiatives and may affect investor confidence over the long term.

Lack of Recent Earnings Call Data

The absence of recent earnings call data limits transparency and investor insight into management's strategic outlook, potentially affecting investor confidence.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home furnishings, and other consumer goods. As of January 29, 2022, the company operated 280 Dillard's stores, including 30 clearance centers, and an Internet store at dillards.com. It also engages in the general contracting construction activities. The company was founded in 1938 and is based in Little Rock, Arkansas.

How the Company Makes Money

Dillard's generates revenue primarily through retail sales of merchandise in its department stores. The company has multiple key revenue streams, including sales from its extensive apparel and accessory offerings, home goods, and beauty products. In addition to in-store sales, Dillard's has an online shopping platform that contributes to its revenue, reflecting the growing trend of e-commerce. The company also benefits from private-label brands, which typically offer higher margins compared to national brands. Seasonal promotions, loyalty programs, and collaborations with various brands further enhance sales. Dillard's may also engage in strategic partnerships to expand its product offerings and improve customer engagement, thereby reinforcing its revenue-generating capabilities.

Dillard's Financial Statement Overview

Summary

Dillard's financial health is strong, with solid profitability, effective leverage management, and robust cash flow generation. However, declining revenue growth is a concern despite operational efficiency and cash flow strength.

Income Statement

Dillard's shows strong profitability with a consistent gross profit margin and a healthy net profit margin. However, the revenue growth rate has been negative in the annual reports, indicating a decline in sales. The EBIT and EBITDA margins are solid, reflecting efficient operations.

Balance Sheet

The company maintains a low debt-to-equity ratio, indicating conservative leverage. Return on equity is robust, showcasing effective use of equity to generate profits. However, the equity ratio suggests a moderate reliance on equity financing.

Cash Flow

Dillard's demonstrates strong cash flow management with significant free cash flow growth in the TTM period. The operating cash flow to net income ratio is healthy, indicating good cash generation relative to earnings. The free cash flow to net income ratio further supports the company's strong cash position.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	6.63B	6.59B	6.87B	7.00B	6.62B	4.43B
Gross Profit	2.58B	2.67B	2.84B	3.01B	2.88B	1.36B
EBITDA	926.74M	949.10M	1.14B	1.34B	1.33B	112.52M
Net Income	580.86M	593.48M	738.85M	891.64M	862.47M	-71.70M
Balance Sheet
Total Assets	4.30B	3.53B	3.45B	3.33B	3.25B	3.09B
Cash, Cash Equivalents and Short-Term Investments	1.33B	1.04B	956.32M	799.24M	716.76M	360.34M
Total Debt	548.60M	555.32M	564.44M	555.22M	608.73M	613.75M
Total Liabilities	2.25B	1.73B	1.75B	1.73B	1.79B	1.65B
Stockholders Equity	2.05B	1.80B	1.70B	1.60B	1.45B	1.44B
Cash Flow
Free Cash Flow	777.99M	609.58M	750.65M	828.29M	1.18B	192.49M
Operating Cash Flow	867.19M	714.13M	883.59M	948.39M	1.28B	252.95M
Investing Cash Flow	-161.17M	-269.73M	-115.59M	-235.85M	-69.79M	-48.38M
Financing Cash Flow	-537.26M	-534.83M	-620.04M	-768.97M	-853.81M	-121.30M

Dillard's Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 663.63
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 663.63 is above the 20-day moving average (MA) of 655.15, above the 50-day MA of 610.64, and above the 200-day MA of 472.17, indicating a bullish trend. The MACD of 16.83 indicates Positive momentum. The RSI at 56.94 is Neutral, neither overbought nor oversold. The STOCH value of 22.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANF	78 Outperform	$5.55B	11.61	40.72%	―	7.57%	1.75%
URBN	78 Outperform	$7.29B	15.38	19.34%	―	11.09%	51.51%
GAP	76 Outperform	$10.42B	12.55	25.10%	2.30%	0.29%	3.65%
DDS	76 Outperform	$10.36B	18.01	28.98%	3.76%	-1.07%	-5.22%
M	74 Outperform	$6.34B	14.01	11.28%	3.06%	-2.83%	184.32%
KSS	68 Neutral	$2.60B	13.61	5.02%	2.16%	-6.13%	-22.57%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Dillard's Corporate Events

Dillard’s Reports Strong Third Quarter Sales Growth

Dillard’s, Inc. is a retail company that operates department stores across the United States, offering a wide range of products including apparel, cosmetics, and home furnishings, with a notable presence in the fashion retail industry.

Dillard’s Reincorporation to Texas Approved by Shareholders

On August 19, 2025, Dillard’s stockholders approved the company’s reincorporation from Delaware to Texas. This decision, made during a special meeting, involved a significant majority vote, indicating strong shareholder support for the move.

The most recent analyst rating on (DDS) stock is a Buy with a $588.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Dillard’s Reports Modest Sales Growth in Q2 2025

Dillard’s, Inc. operates as a retail department store chain, primarily in the fashion apparel, cosmetics, and home furnishing sectors, with a unique presence across 30 states in the United States, including an online store.