Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
154.32M | 86.34M | 81.87M | 78.42M | 73.61M |
Gross Profit | ||||
154.32M | 86.34M | 81.87M | 78.42M | 73.61M |
EBIT | ||||
151.72M | 42.66M | 47.59M | 35.32M | 30.37M |
EBITDA | ||||
0.00 | 23.04M | 36.53M | 36.43M | 31.50M |
Net Income Common Stockholders | ||||
27.82M | 17.81M | 29.06M | 29.12M | 25.10M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
468.11M | 470.42M | 471.77M | 596.26M | 377.65M |
Total Assets | ||||
3.03B | 2.98B | 2.33B | 2.14B | 1.89B |
Total Debt | ||||
280.38M | 322.04M | 257.28M | 73.98M | 88.84M |
Net Debt | ||||
234.36M | 265.15M | 225.01M | -109.88M | 6.37M |
Total Liabilities | ||||
2.73B | 2.70B | 2.13B | 1.93B | 1.70B |
Stockholders Equity | ||||
299.73M | 279.67M | 200.15M | 212.49M | 194.26M |
Cash Flow | Free Cash Flow | |||
33.18M | 23.92M | 31.61M | 37.59M | 10.88M |
Operating Cash Flow | ||||
33.18M | 26.54M | 33.24M | 38.69M | 11.82M |
Investing Cash Flow | ||||
-69.07M | 59.47M | -362.45M | -158.23M | -110.73M |
Financing Cash Flow | ||||
25.27M | -59.40M | 182.59M | 223.66M | 149.10M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
78 Outperform | $275.35M | 9.77 | 11.19% | 6.08% | 13.25% | 1.46% | |
75 Outperform | $291.05M | 10.23 | 9.62% | 3.32% | 9.53% | 63.45% | |
75 Outperform | $286.74M | 10.27 | 8.00% | 3.79% | 14.10% | 11.76% | |
69 Neutral | $301.27M | 16.36 | 5.60% | ― | 8.57% | 37.95% | |
66 Neutral | $325.23M | 22.65 | 2.88% | ― | 20.07% | 147.42% | |
64 Neutral | $12.67B | 9.74 | 7.58% | 17015.08% | 12.21% | -6.96% | |
44 Neutral | $316.39M | ― | -4.98% | ― | -16.75% | 86.60% |
On May 21, 2025, Citizens Financial Services announced the determination of annual bonuses for its executive officers under the Annual Incentive Plan for fiscal year 2024. The bonuses, which were not included in the initial 2025 Proxy Statement, resulted in increased total compensation for the executives, with CEO Randall E. Black receiving $545,991. The company also disclosed the CEO pay ratio, revealing a ratio of 27.7 between the CEO’s total compensation and the median employee’s compensation, as part of its compliance with the Dodd-Frank Act.
Citizens Financial Services, Inc. has announced its intention to use an investor presentation in upcoming meetings with investors. The company has consistently been ranked among the top community banks and has received numerous accolades for its performance and customer satisfaction. The announcement highlights the company’s strategic initiatives and financial stability, which are crucial for stakeholders and investors in assessing future growth and market positioning.
Citizens Financial Services, Inc. presented at the 2025 Annual Meeting of Shareholders on April 15, 2025. In 2024, the company focused on operational initiatives such as forming a Digital Steering Committee, replacing its ATM fleet, and opening a new loan production office. Financially, the company finished in the 74th percentile for efficiency ratio and showed varying performance in return on equity and assets compared to its peers. The company also engaged in community contributions and faced challenges like a turbulent economy and regulatory changes, impacting customers with increased food costs and availability issues.