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Total Valuation
Citizens Financial Services has a market cap or net worth of $389.26M. The enterprise value is $702.47.
Market Cap$389.26M
Enterprise Value$702.47
Share Statistics
Citizens Financial Services has 4,809,855 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,809,855
Owned by Insiders5.65%
Owned by Institutions5.60%
Financial Efficiency
Citizens Financial Services’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 5.34%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.34%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee445.36K
Profits Per Employee94.02K
Employee Count389
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial Services is 9.4. Citizens Financial Services’s PEG ratio is 0.24.
PE Ratio9.4
PS Ratio1.58
PB Ratio0.81
Price to Fair Value0.81
Price to FCF7.76
Price to Operating Cash Flow10.32
PEG Ratio0.24
Income Statement
In the last 12 months, Citizens Financial Services had revenue of 173.24M and earned 36.57M in profits. Earnings per share was 7.62.
Revenue173.24M
Gross Profit109.70M
Operating Income45.09M
Pretax Income45.09M
Net Income36.57M
EBITDA45.09M
Earnings Per Share (EPS)7.62
Cash Flow
In the last 12 months, operating cash flow was 37.53M and capital expenditures 597.00K, giving a free cash flow of 38.13M billion.
Operating Cash Flow37.53M
Free Cash Flow38.13M
Free Cash Flow per Share7.93
Dividends & Yields
Citizens Financial Services pays an annual dividend of $0.51, resulting in a dividend yield of 2.49%
Dividend Per Share$0.51
Dividend Yield2.49%
Payout Ratio24.51%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.91
52-Week Price Change34.52%
50-Day Moving Average75.29
200-Day Moving Average64.65
Relative Strength Index (RSI)55.21
Average Volume (3m)9.06K
Important Dates
Citizens Financial Services upcoming earnings date is Oct 30, 2026, During Market Hours (Confirmed).
Last Earnings DateJul 30, 2026
Next Earnings DateOct 30, 2026
Ex-Dividend Date―
Financial Position
Citizens Financial Services as a current ratio of 0.04, with Debt / Equity ratio of 111.67%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap1.13
Net Debt to EBITDA6.02
Interest Coverage Ratio0.74
Taxes
In the past 12 months, Citizens Financial Services has paid 8.52M in taxes.
Income Tax8.52M
Effective Tax Rate0.19
Enterprise Valuation
Citizens Financial Services EV to EBITDA ratio is 12.09, with an EV/FCF ratio of 15.46.
EV to Sales3.15
EV to EBITDA12.09
EV to Free Cash Flow15.46
EV to Operating Cash Flow14.91
Balance Sheet
Citizens Financial Services has $530.74M in cash and marketable securities with $394.02M in debt, giving a net cash position of $136.72M billion.
Cash & Marketable Securities$530.74M
Total Debt$394.02M
Net Cash$136.72M
Net Cash Per Share$28.42
Tangible Book Value Per Share$52.13
Margins
Gross margin is 65.87%, with operating margin of 26.03%, and net profit margin of 21.11%.
Gross Margin65.87%
Operating Margin26.03%
Pretax Margin26.03%
Net Profit Margin21.11%
EBITDA Margin26.03%
EBIT Margin26.03%
Analyst Forecast
The average price target for Citizens Financial Services is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast3.23%
EPS Growth Forecast29.90%