Citizens Bancorp of Virginia Inc (CZBT)

OTHER OTC:CZBT

CZBT

Citizens Bancorp of Virginia

RESEARCH TOOLSreports

Citizens Bancorp of Virginia (CZBT) Price & Analysis

5 Followers

CZBT Stock Chart & Stats

$33.79

-$0.24(-0.82%)

At close: Jan 07 4:00 PM EST

$33.79

-$0.24(-0.82%)

Day’s Range― - ―

52-Week Range$25.60 - $38.00

Previous CloseN/A

Volume100.00

Average Volume (3M)338.00

Market Cap

$86.70M

Enterprise Value$81.46M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)7.4

Beta0.06

Next Earnings

Apr 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.37%

Share Statistics

EPS (TTM)1.07

Shares Outstanding2,312,000

10 Day Avg. Volume434

30 Day Avg. Volume338

Financial Highlights & Ratios

PEG Ratio5.83

Price to Book (P/B)0.94

Price to Sales (P/S)2.26

P/FCF Ratio8.78

Enterprise Value/Market Cap0.94

Enterprise Value/Revenue3.97

Enterprise Value/Gross Profit4.52

Enterprise Value/Ebitda9.57

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strong ProfitabilityStrong profitability with high margins indicates effective cost management and pricing power, supporting long-term financial stability.

Prudent Financial LeverageLow debt levels suggest prudent financial management, reducing risk and enhancing the company's ability to invest in growth opportunities.

Efficient Cash GenerationEfficient cash generation relative to earnings indicates strong operational efficiency, providing flexibility for reinvestment and shareholder returns.

Bears Say

Declining Revenue GrowthDeclining revenue growth may signal challenges in market expansion or competitive pressures, potentially impacting future earnings potential.

Low Operating Cash Flow ConversionLow conversion of income into cash could indicate inefficiencies in operations or working capital management, affecting liquidity and investment capacity.

Higher Reliance On Debt FinancingA low equity ratio suggests potential over-reliance on debt, which can increase financial risk, especially in economic downturns.

CZBT FAQ

What was Citizens Bancorp of Virginia Inc’s price range in the past 12 months?

Citizens Bancorp of Virginia Inc lowest stock price was $25.60 and its highest was $38.00 in the past 12 months.

What is Citizens Bancorp of Virginia Inc’s market cap?

Citizens Bancorp of Virginia Inc’s market cap is $86.70M.

When is Citizens Bancorp of Virginia Inc’s upcoming earnings report date?

Citizens Bancorp of Virginia Inc’s upcoming earnings report date is Apr 23, 2026 which is in 21 days.

How were Citizens Bancorp of Virginia Inc’s earnings last quarter?

Citizens Bancorp of Virginia Inc released its earnings results on Feb 03, 2026. The company reported $1.07 earnings per share for the quarter, beating the consensus estimate of N/A by $1.07.

Is Citizens Bancorp of Virginia Inc overvalued?

According to Wall Street analysts Citizens Bancorp of Virginia Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Citizens Bancorp of Virginia Inc pay dividends?

Citizens Bancorp of Virginia Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 3.37%. See more information on Citizens Bancorp of Virginia Inc dividends here

What is Citizens Bancorp of Virginia Inc’s EPS estimate?

Citizens Bancorp of Virginia Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Citizens Bancorp of Virginia Inc have?

Citizens Bancorp of Virginia Inc has 2,312,000 shares outstanding.

What happened to Citizens Bancorp of Virginia Inc’s price movement after its last earnings report?

Citizens Bancorp of Virginia Inc reported an EPS of $1.07 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.146%.

Which hedge fund is a major shareholder of Citizens Bancorp of Virginia Inc?

Currently, no hedge funds are holding shares in CZBT

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Citizens Bancorp of Virginia Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

12.78%

Trailing 12-Months

Asset Growth

4.52%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Citizens Bancorp of Virginia Inc

Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. It accepts checking and savings, certificates of deposit, and individual retirement accounts, as well as provides credit cards. The company also provides commercial loans, such as commercial real estate mortgages and construction loans, small business working capital loans, small business lines of credit, SBA guaranteed loans, and investment property loans. In addition, it offers consumer loans, including automobile, signature, boat, and personal property loans; and real estate loans comprising home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer programs, home improvement loans, bridge loans, new home construction loans, and commercial construction loans, as well as second homes/vacation properties, investment, commercial, industrial, and apartment loans. Further, the company provides merchant services; and investment and brokerage services. It operates in Virginia counties of Nottoway, Amelia, Prince Edward, Brunswick, Buckingham, Charlotte, Chesterfield, Cumberland, Dinwiddie, Lunenburg, Mecklenburg, and Powhatan; and the cities of Colonial Heights, Richmond, and Petersburg. The company was founded in 1873 and is headquartered in Blackstone, Virginia.