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Citizens Bancorp of Virginia Inc (CZBT)
OTHER OTC:CZBT
US Market

Citizens Bancorp of Virginia (CZBT) Stock Statistics & Valuation Metrics

5 Followers

Total Valuation

Citizens Bancorp of Virginia has a market cap or net worth of $86.70M. The enterprise value is $82.52M.
Market Cap$86.70M
Enterprise Value$82.52M

Share Statistics

Citizens Bancorp of Virginia has 2,312,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,312,000
Owned by Insiders
Owned by Institutions

Financial Efficiency

Citizens Bancorp of Virginia’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 10.76%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.76%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee255.56K
Profits Per Employee79.29K
Employee Count108
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Citizens Bancorp of Virginia is 7.4. Citizens Bancorp of Virginia’s PEG ratio is 5.83.
PE Ratio7.4
PS Ratio2.26
PB Ratio0.94
Price to Fair Value0.94
Price to FCF8.78
Price to Operating Cash Flow0.00
PEG Ratio5.83

Income Statement

In the last 12 months, Citizens Bancorp of Virginia had revenue of 27.60M and earned 8.56M in profits. Earnings per share was 4.05.
Revenue27.60M
Gross Profit22.92M
Operating Income10.65M
Pretax Income10.65M
Net Income8.56M
EBITDA11.19M
Earnings Per Share (EPS)4.05

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Citizens Bancorp of Virginia pays an annual dividend of $0.29, resulting in a dividend yield of 3.37%
Dividend Per Share$0.29
Dividend Yield3.37%
Payout Ratio25.36%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.06
52-Week Price Change40.71%
50-Day Moving Average35.93
200-Day Moving Average32.64
Relative Strength Index (RSI)59.57
Average Volume (3m)338.00

Important Dates

Citizens Bancorp of Virginia upcoming earnings date is Apr 23, 2026, TBA (Confirmed).
Last Earnings DateFeb 3, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date

Financial Position

Citizens Bancorp of Virginia as a current ratio of 0.02, with Debt / Equity ratio of 10.10%
Current Ratio0.02
Quick Ratio0.02
Debt to Market Cap0.16
Net Debt to EBITDA0.29
Interest Coverage Ratio2.51

Taxes

In the past 12 months, Citizens Bancorp of Virginia has paid 2.08M in taxes.
Income Tax2.08M
Effective Tax Rate0.20

Enterprise Valuation

Citizens Bancorp of Virginia EV to EBITDA ratio is 5.87, with an EV/FCF ratio of 9.24.
EV to Sales2.38
EV to EBITDA5.87
EV to Free Cash Flow9.24
EV to Operating Cash Flow8.67

Balance Sheet

Citizens Bancorp of Virginia has $0.00 in cash and marketable securities with $0.00 in debt, giving a net cash position of $0.00 billion.
Cash & Marketable Securities$0.00
Total Debt$0.00
Net Cash$0.00
Net Cash Per Share$0.00
Tangible Book Value Per Share$31.50

Margins

Gross margin is 87.14%, with operating margin of 38.58%, and net profit margin of 31.02%.
Gross Margin87.14%
Operating Margin38.58%
Pretax Margin38.58%
Net Profit Margin31.02%
EBITDA Margin40.53%
EBIT Margin38.58%

Analyst Forecast

The average price target for Citizens Bancorp of Virginia is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast8.39%
EPS Growth Forecast16.84%

Scores

Smart Score5
AI Score