Community Healthcare (CHCT) AI Stock Analysis

• Market Cap: $482.88M
• Dividend Yield: 12.08%
• Average Volume (3M): 197.08K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.72
• Revenue Growth: 3.40%
• EPS Growth: -240.85%
• Country: US
• Employees: 36
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Healthcare Facilities
• EPS (TTM): 0.03
• Shares Outstanding: 28,471,424
• 10 Day Avg. Volume: 163,352
• 30 Day Avg. Volume: 197,083
• PEG Ratio: 0.75
• Price to Book (P/B): 1.07
• Price to Sales (P/S): 4.40
• P/FCF Ratio: 14.89
• Enterprise Value/Market Cap: 1.96
• Enterprise Value/Revenue: 7.92
• Enterprise Value/Gross Profit: 9.82
• Enterprise Value/Ebitda: 15.01
• 1Y Price Target: $18.00
• Price Target Upside: 6.13% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 4
• EPS Forecast (FY): 0.45
• Revenue Forecast (FY): $129.14M

• Rating: 64 Neutral
• Price Target: $18.00 ▲(6.13% Upside)

The score is primarily driven by solid revenue and cash flow trends but constrained by ongoing net losses and rising leverage. Technicals are constructive yet stretched, while valuation is supported by a very high dividend yield but undermined by negative earnings. The earnings call adds modest confidence via growth/FFO and disciplined funding plans, tempered by occupancy, tenant, and interest expense risks.

Positive Factors

Free Cash Flow Strength

Sustained free cash flow growth improves the company's ability to fund acquisitions, pay dividends and service debt without relying on equity raises. Over 2–6 months this underpins capital allocation flexibility and resilience despite reported net losses.

Accretive Acquisitions & Pipeline

Targeted acquisitions with ~9.4% anticipated returns and a stated $146M pipeline can drive durable FFO and revenue growth, diversify asset mix toward higher-return specialties, and compound value if funded via disciplined capital recycling and existing revolver capacity.

Dividend Policy Increase

A raised dividend signals management confidence and supports an income-oriented investor base. Coupled with rising FFO and free cash flow, a sustainable dividend policy can attract long-term holders and discipline capital allocation across acquisitions and dispositions.

Negative Factors

Rising Leverage

Higher leverage elevates refinancing and interest-rate risk, reducing balance sheet flexibility to absorb shocks or fund opportunistic deals. With interest costs already noted as increasing, elevated debt constrains deleveraging options and heightens default/coverage risk over the medium term.

Negative Profitability

Persistent negative net margins limit retained earnings and internal funding capacity, pressuring ROE and forcing reliance on external funding or asset sales for growth. Over months this can impede reinvestment, increase dilution risk, and constrain margin recovery.

Tenant & Occupancy Risk

Significant underpayment by a major tenant and a slight occupancy decline reduce stable rental cash flows and increase tenant concentration risk. Recovery may take quarters; such cash-flow volatility undermines predictability of dividends and debt service capacity.

Community Healthcare Business Overview & Revenue Model

Company Description

Community Healthcare Trust Incorporated is a real estate investment trust that focuses on owning income-producing real estate properties associated primarily with the delivery of outpatient healthcare services in our target sub-markets throughout the United States. The Company had investments of approximately $667.3 million in 131 real estate properties as of September 30, 2020, located in 33 states, totaling approximately 2.8 million square feet.

How the Company Makes Money

Community Healthcare generates revenue through multiple streams, primarily by billing for medical services provided to patients. This includes fees for consultations, treatments, and diagnostic services covered by private insurance, Medicare, and Medicaid. Additionally, CHCT earns revenue from wellness programs and preventive care initiatives, which are often funded through grants and partnerships with local governments and health organizations. The company may also engage in value-based care contracts, where it receives bonuses or incentives for meeting specific health outcomes. Strategic partnerships with pharmaceutical companies and technology firms may further enhance its revenue through collaborative programs and research initiatives.

Community Healthcare Financial Statement Overview

Summary

Community Healthcare shows strong revenue growth and efficient cash flow management, but faces profitability challenges with negative net income and increasing leverage. The company needs to address operational inefficiencies to improve margins and stabilize financial health.

Income Statement

Community Healthcare's revenue has shown consistent growth, with a notable increase in the TTM period. However, the company is currently experiencing negative net profit margins, indicating challenges in profitability. The gross profit margin remains strong, suggesting efficient cost management. EBIT and EBITDA margins have decreased in the TTM period, reflecting potential operational inefficiencies.

Balance Sheet

The company's debt-to-equity ratio has increased over time, indicating rising leverage, which could pose financial risks. Return on equity has turned negative in the TTM period, highlighting profitability challenges. The equity ratio remains stable, suggesting a balanced asset structure.

Cash Flow

Community Healthcare has demonstrated strong free cash flow growth in the TTM period, indicating improved cash generation capabilities. The operating cash flow to net income ratio is not available, but the free cash flow to net income ratio is high, reflecting efficient cash management despite net losses.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	119.28M	115.79M	112.84M	97.68M	90.58M	75.68M
Gross Profit	96.18M	92.95M	92.13M	81.04M	75.42M	62.07M
EBITDA	62.94M	64.23M	66.25M	67.13M	64.43M	53.29M
Net Income	-7.49M	-3.18M	7.71M	22.02M	22.49M	19.08M
Balance Sheet
Total Assets	987.26M	992.56M	945.41M	876.42M	754.23M	668.40M
Cash, Cash Equivalents and Short-Term Investments	3.38M	4.38M	3.49M	11.23M	2.35M	2.48M
Total Debt	534.14M	489.98M	412.28M	357.06M	269.39M	213.17M
Total Liabilities	560.44M	516.60M	432.16M	379.61M	292.12M	238.49M
Stockholders Equity	426.82M	475.96M	513.26M	496.81M	462.11M	429.92M
Cash Flow
Free Cash Flow	37.45M	34.24M	42.40M	49.90M	49.13M	41.38M
Operating Cash Flow	56.59M	58.88M	61.38M	60.28M	56.35M	48.37M
Investing Cash Flow	-53.19M	-92.66M	-113.67M	-113.77M	-104.43M	-125.06M
Financing Cash Flow	-2.86M	33.53M	44.86M	62.69M	48.05M	77.56M

Community Healthcare Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 16.96
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CHCT, the sentiment is Positive. The current price of 16.96 is above the 20-day moving average (MA) of 16.38, above the 50-day MA of 15.59, and above the 200-day MA of 15.08, indicating a bullish trend. The MACD of 0.43 indicates Negative momentum. The RSI at 72.60 is Negative, neither overbought nor oversold. The STOCH value of 83.79 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CHCT.

Community Healthcare Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
STRW	75 Outperform	$174.37M	21.40	52.29%	4.62%	29.76%	22.76%
UHT	69 Neutral	$552.17M	30.73	10.55%	7.51%	0.68%	-1.34%
SILA	67 Neutral	$1.34B	34.30	2.77%	6.98%	3.74%	77.82%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
CHCT	64 Neutral	$482.88M	-43.60	-2.32%	12.08%	3.40%	-240.85%
DHC	55 Neutral	$1.30B	-3.75	-18.84%	0.80%	4.10%	8.96%
GMRE	55 Neutral	$517.59M	-145.56	0.49%	10.01%	2.73%	-131.16%

Community Healthcare Corporate Events

Community Healthcare Expands Equity-Based Alignment of Interest Program

On January 5, 2026, Community Healthcare Trust Incorporated’s Board of Directors approved a Second Amendment to its Fourth Amended and Restated Alignment of Interest Program, increasing the pool by 500,000 restricted common shares. These additional shares are reserved for issuance to employees, officers and directors in lieu of cash compensation, further aligning management and staff incentives with shareholders through greater equity-based pay.

The most recent analyst rating on (CHCT) stock is a Hold with a $17.00 price target. To see the full list of analyst forecasts on Community Healthcare stock, see the CHCT Stock Forecast page.

Community Healthcare Reports Q3 2025 Financial Results

Community Healthcare Trust reported a net income of approximately $1.6 million for the third quarter ending September 30, 2025. During this period, the company acquired an inpatient rehabilitation facility in Florida for $26.5 million and disposed of a building in Pennsylvania, recognizing a loss of $0.2 million. The company is also engaged in several future acquisitions and sales, including a potential $11.5 million gain from an asset sale expected in the fourth quarter of 2025. Additionally, the company declared a quarterly dividend of $0.4750 per share, payable in November 2025.

The most recent analyst rating on (CHCT) stock is a Hold with a $16.00 price target. To see the full list of analyst forecasts on Community Healthcare stock, see the CHCT Stock Forecast page.