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VZ Holding AG (CH:VZN)
:VZN
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VZ Holding AG (VZN) AI Stock Analysis

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CH:VZN

VZ Holding AG

(VZN)

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Outperform 70 (OpenAI - 5.2)
Rating:70Outperform
Price Target:
CHF178.00
▲(11.11% Upside)
Action:Upgraded
Date:08/06/26
The score is driven primarily by strong profitability and returns with improved leverage, supported by a positive technical trend. These positives are moderated by volatile free cash flow (including a sharp 2025 decline) and a relatively high P/E that limits valuation attractiveness despite a ~1.9% dividend yield.
Positive Factors
High profitability & strong ROE
Consistently high net margins and ROE near 19–21% indicate durable operating economics and scalable advisory margins. This profitability creates internal funding for growth, supports reinvestment in client services, and provides a buffer versus cyclical revenue swings over the medium term.
Negative Factors
Volatile free cash flow
A steep FCF decline and year-to-year volatility weaken predictability of available capital for dividends, buybacks, or growth investments. For an asset-manager reliant on steady cash, irregular FCF complicates capital allocation and raises the risk of underfunded strategic initiatives.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability & strong ROE
Consistently high net margins and ROE near 19–21% indicate durable operating economics and scalable advisory margins. This profitability creates internal funding for growth, supports reinvestment in client services, and provides a buffer versus cyclical revenue swings over the medium term.
Read all positive factors

VZ Holding AG (VZN) vs. iShares MSCI Switzerland ETF (EWL)

VZ Holding AG Business Overview & Revenue Model

Company Description
VZ Holding AG, a subsidiary of Madarex Ltd. and founded in 1992 with its headquarters in Zurich, Switzerland, operates as a comprehensive financial services provider across Switzerland and Germany. The company offers a wide spectrum of services to...
How the Company Makes Money
VZ Holding generates revenue primarily from (1) advisory and management fees tied to client assets and financial planning mandates, where clients pay ongoing fees for discretionary or advisory portfolio management and for comprehensive financial p...

VZ Holding AG Financial Statement Overview

Summary
Strong multi-year profitability with consistently high net margins and solid ROE (~19–21%), plus improved leverage versus 2020–2021. Offsetting factors are a slight 2025 revenue decline (-1.3%) and notably volatile cash generation, including a steep 2025 free-cash-flow drop (-52%).
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
66
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue627.60M567.54M517.36M420.69M392.00M
Gross Profit557.53M381.95M342.64M393.35M368.48M
EBITDA301.45M312.93M269.34M197.90M187.81M
Net Income236.44M218.22M186.94M151.10M142.59M
Balance Sheet
Total Assets8.27B7.49B6.54B5.95B5.77B
Cash, Cash Equivalents and Short-Term Investments2.09B1.91B1.56B1.46B1.89B
Total Debt720.30M754.95M553.35M538.40M1.04B
Total Liabilities7.09B6.43B5.61B5.18B5.07B
Stockholders Equity1.18B1.05B919.09M763.09M695.60M
Cash Flow
Free Cash Flow254.31M231.59M161.43M163.94M147.82M
Operating Cash Flow268.72M254.21M165.85M196.42M168.55M
Investing Cash Flow-775.16M3.25M-30.85M-1.11B-131.17M
Financing Cash Flow563.96M14.56M-1.21M-62.70M-42.87M

VZ Holding AG Technical Analysis

Technical Analysis Sentiment
Positive
Last Price160.20
Price Trends
50DMA
154.32
Positive
100DMA
152.51
Positive
200DMA
150.27
Positive
Market Momentum
MACD
1.36
Positive
RSI
58.56
Neutral
STOCH
89.93
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:VZN, the sentiment is Positive. The current price of 160.2 is below the 20-day moving average (MA) of 160.39, above the 50-day MA of 154.32, and above the 200-day MA of 150.27, indicating a bullish trend. The MACD of 1.36 indicates Positive momentum. The RSI at 58.56 is Neutral, neither overbought nor oversold. The STOCH value of 89.93 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:VZN.

VZ Holding AG Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
CHF18.97B15.086.79%18.00%12.05%
70
Outperform
CHF6.36B27.3821.15%1.84%5.68%8.06%
67
Neutral
CHF15.40B13.543.68%-0.29%31.63%
67
Neutral
CHF4.88B12.909.43%3.74%11.49%51.27%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
52
Neutral
CHF304.94M-9.8317.96%-32.12%-4018.55%
48
Neutral
CHF91.80M-1.54-150.51%-35.48%20.77%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
CH:VZN
VZ Holding AG
161.80
-5.44
-3.26%
CH:PGHN
Partners Group Holding AG
732.40
-349.33
-32.29%
CH:BAER
Julius Baer Group Ltd
75.16
19.60
35.28%
CH:GAM
GAM Holding AG
0.08
-0.02
-18.00%
CH:VONN
Vontobel Holding AG
87.60
29.73
51.38%
CH:LEON
Leonteq AG
16.90
-1.14
-6.32%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026