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Chain Bridge Bancorp, Inc. Class A
(NYSE:CBNA)
Select Model
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Rating:74Outperform
Price Target:
$46.00
▲(8.93% Upside)
Action:Reiterated
Date:07/21/26
The score is driven primarily by strong profitability and solid cash generation, tempered by balance-sheet/ROE inconsistency and large equity swings that add capital-stability uncertainty. Technicals are supportive with an established uptrend and neutral momentum, while valuation appears reasonable at ~12.34x earnings. Corporate events are modestly positive but not fundamental catalysts.
Positive Factors
High profitability
Sustained high net and EBIT margins indicate the company converts revenue to profit efficiently versus peers. Over 2–6 months this supports internal capital generation, resilience to modest net interest margin pressure, and ability to fund growth or absorb credit variability without immediate capital raises.
Negative Factors
Large equity swings
Material fluctuations in reported equity reduce clarity on capital adequacy and make trend analysis difficult. Such swings can mask dilution, reclassifications or one-offs that affect regulatory ratios and raise uncertainty about sustainable capital buffers and dividend or growth planning.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability
Sustained high net and EBIT margins indicate the company converts revenue to profit efficiently versus peers. Over 2–6 months this supports internal capital generation, resilience to modest net interest margin pressure, and ability to fund growth or absorb credit variability without immediate capital raises.
Read all positive factors
Chain Bridge Bancorp, Inc. Class A (CBNA) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$297.83M
Dividend YieldN/A
Average Volume (3M)5.61K
Price to Earnings (P/E)11.2
Beta (1Y)0.74
Revenue Growth14.45%
EPS Growth23.69%
CountryUS
Employees92
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)3.31
Shares Outstanding3,366,667
10 Day Avg. Volume9,578
30 Day Avg. Volume5,608
Financial Highlights & Ratios
PEG Ratio-0.43
Price to Book (P/B)1.34
Price to Sales (P/S)3.83
P/FCF Ratio19.80
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$39.00Price Target Upside-7.65% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.71
Revenue Forecast (FY)$73.70M
Chain Bridge Bancorp, Inc. Class A Business Overview & Revenue Model
Company Description
Chain Bridge Bancorp, Inc., a bank holding company chartered in Delaware and established in 2006, is headquartered in McLean, Virginia. This entity serves as the parent company for Chain Bridge Bank, National Association, which provides a comprehe...
How the Company Makes Money
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Chain Bridge Bancorp, Inc. Class A Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2019 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 61.89M | 59.39M | 57.01M | 34.27M | 30.49M | 18.39M |
| Gross Profit | 58.59M | 55.46M | 53.11M | 30.38M | 28.39M | 18.39M |
| EBITDA | 27.75M | 25.75M | 26.76M | 11.40M | 10.66M | 0.00 |
| Net Income | 21.70M | 20.24M | 20.95M | 8.83M | 8.28M | 4.89M |
Balance Sheet | ||||||
| Total Assets | 1.92B | 1.75B | 1.40B | 1.21B | 1.03B | 829.79M |
| Cash, Cash Equivalents and Short-Term Investments | 1.09B | 918.99M | 769.07M | 574.88M | 378.26M | 0.00 |
| Total Debt | 0.00 | 0.00 | 0.00 | 5.00M | 5.00M | 0.00 |
| Total Liabilities | 1.74B | 1.58B | 1.26B | 1.12B | 961.90M | 772.92M |
| Stockholders Equity | 174.88M | 169.22M | 144.25M | 83.44M | 68.78M | 56.87M |
Cash Flow | ||||||
| Free Cash Flow | 12.95M | 11.48M | 21.57M | 12.54M | 17.25M | 0.00 |
| Operating Cash Flow | 16.13M | 15.59M | 21.80M | 12.81M | 17.34M | 0.00 |
| Investing Cash Flow | -200.15M | -163.05M | -97.28M | 46.22M | 134.86M | 0.00 |
| Financing Cash Flow | 166.63M | 323.35M | 169.45M | 159.07M | -177.42M | 0.00 |
Chain Bridge Bancorp, Inc. Class A Risk Analysis
Chain Bridge Bancorp, Inc. Class A disclosed 60 risk factors in its most recent earnings report. Chain Bridge Bancorp, Inc. Class A reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Chain Bridge Bancorp, Inc. Class A Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | $269.06M | 10.21 | 15.01% | 2.14% | 5.11% | 24.08% | |
74 Outperform | $297.83M | 11.22 | 15.42% | ― | 14.45% | 23.69% | |
72 Outperform | $280.97M | 10.82 | 9.48% | 3.30% | -2.70% | 296.51% | |
72 Outperform | $232.35M | 8.00 | 12.59% | 3.19% | 7.20% | 31.23% | |
69 Neutral | $282.21M | 11.45 | 8.92% | 4.32% | -2.20% | 15.76% | |
67 Neutral | $321.03M | 12.56 | 17.39% | 1.90% | 15.68% | 20.07% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
CBNA
Chain Bridge Bancorp, Inc. Class A
45.54
18.69
69.61%
FCCO
First Community
34.16
9.91
40.85%
HWBK
Hawthorn Bancshares
38.99
11.21
40.35%
LCNB
LCNB
19.81
5.98
43.27%
BPRN
Bank of Princeton
41.24
12.17
41.86%
OPBK
OP Bancorp
15.60
3.29
26.69%
Chain Bridge Bancorp, Inc. Class A Corporate Events
Business Operations and StrategyExecutive/Board Changes
Chain Bridge Bancorp Updates Executive Cash Incentive Plans
Positive
Jul 20, 2026
On July 14, 2026, Chain Bridge Bancorp, Inc.’s board adopted a new Short‑Term Incentive Cash Compensation Plan for Chain Bridge Bank, N.A. employees, including named executive officers, creating annual cash awards tied to performance o...
Executive/Board ChangesShareholder Meetings
Chain Bridge Bancorp Stockholders Back Directors, Auditor at Meeting
Positive
Jun 18, 2026
Chain Bridge Bancorp, Inc. held its 2026 Annual Meeting of Stockholders on June 17, 2026, during which stockholders elected thirteen director nominees to serve until the 2027 Annual Meeting or until their successors are duly elected and qualified....
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.