Chain Bridge Bancorp, Inc. Class A (CBNA)
NYSE:CBNA
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Chain Bridge Bancorp, Inc. Class A
(NYSE:CBNA)
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Rating:66Neutral
Price Target:
$38.00
▲(9.10% Upside)
Action:DowngradedDate:03/21/26
The score is held back primarily by the 2025 cash-flow deterioration and weaker ROE despite strong revenue growth and low leverage. Technicals are mildly supportive and valuation appears reasonable, but they do not fully offset the cash generation risk.
Positive Factors
Multi-year revenue growth
Consistent revenue growth from ~$30.5M to ~$59.4M across 2022–2025 indicates an expanding core banking franchise and sustained customer demand. Durable top-line expansion supports scale economies, cross-sell opportunities and revenue diversification over the medium term.
Negative Factors
Negative operating & free cash flow (2025)
The swing to negative operating and free cash flow in 2025 is a material durability concern: it may reflect working-capital swings, timing or weaker cash earnings. Persistent negative cash generation constrains lending growth, dividend capacity and requires external funding or asset actions.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year revenue growth
Consistent revenue growth from ~$30.5M to ~$59.4M across 2022–2025 indicates an expanding core banking franchise and sustained customer demand. Durable top-line expansion supports scale economies, cross-sell opportunities and revenue diversification over the medium term.
Read all positive factors
Chain Bridge Bancorp, Inc. Class A (CBNA) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$229.44M
Dividend YieldN/A
Average Volume (3M)5.61K
Price to Earnings (P/E)10.6
Beta (1Y)0.76
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees84
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.81
Shares Outstanding3,322,762
10 Day Avg. Volume9,578
30 Day Avg. Volume5,608
Financial Highlights & Ratios
PEG Ratio-0.43
Price to Book (P/B)0.20
Price to Sales (P/S)3.83
P/FCF Ratio19.80
Enterprise Value/Market Cap-0.98
Enterprise Value/Revenue-3.78
Enterprise Value/Gross Profit-4.05
Enterprise Value/Ebitda-8.73
Forecast
1Y Price Target
$39.00Price Target Upside11.97% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.14
Revenue Forecast (FY)$67.76M
Chain Bridge Bancorp, Inc. Class A Business Overview & Revenue Model
Company Description
Chain Bridge Bancorp, Inc. operates as a Delaware-chartered bank holding company for Chain Bridge Bank, National Association that provides commercial and personal banking, and trust services in the United States. Its deposit products include non-i...
How the Company Makes Money
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Chain Bridge Bancorp, Inc. Class A Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
83
Very Positive
Cash Flow
46
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2019 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 59.39M | 57.01M | 34.27M | 30.49M | 18.39M |
| Gross Profit | 55.46M | 53.11M | 30.38M | 28.39M | 18.39M |
| EBITDA | 25.75M | 26.76M | 11.40M | 10.66M | 0.00 |
| Net Income | 20.24M | 20.95M | 8.83M | 8.28M | 4.89M |
Balance Sheet | |||||
| Total Assets | 1.54B | 1.40B | 1.21B | 1.03B | 829.79M |
| Cash, Cash Equivalents and Short-Term Investments | 1.17B | 769.07M | 574.88M | 378.26M | 0.00 |
| Total Debt | 8.00K | 0.00 | 5.00M | 5.00M | 0.00 |
| Total Liabilities | 387.71M | 1.26B | 1.12B | 961.90M | 772.92M |
| Stockholders Equity | 1.15B | 144.25M | 83.44M | 68.78M | 56.87M |
Cash Flow | |||||
| Free Cash Flow | 11.48M | 21.57M | 12.54M | 17.25M | 0.00 |
| Operating Cash Flow | 15.59M | 21.80M | 12.81M | 17.34M | 0.00 |
| Investing Cash Flow | -163.05M | -97.28M | 46.22M | 134.86M | 0.00 |
| Financing Cash Flow | 323.35M | 169.45M | 159.07M | -177.42M | 0.00 |
Chain Bridge Bancorp, Inc. Class A Technical Analysis
Positive
34.83
Price Trends
35.40
Positive
34.44
Positive
31.73
Positive
Market Momentum
-0.04
Positive
51.64
Neutral
42.39
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CBNA, the sentiment is Positive. The current price of 34.83 is below the 20-day moving average (MA) of 35.39, below the 50-day MA of 35.40, and above the 200-day MA of 31.73, indicating a bullish trend. The MACD of -0.04 indicates Positive momentum. The RSI at 51.64 is Neutral, neither overbought nor oversold. The STOCH value of 42.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CBNA.
Chain Bridge Bancorp, Inc. Class A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | $208.17M | 8.19 | 11.75% | 3.32% | 9.10% | 12.36% | |
68 Neutral | $238.46M | 10.24 | 14.66% | 2.39% | 0.16% | 258.06% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $243.10M | 12.73 | 6.98% | 3.50% | 12.92% | 56.52% | |
66 Neutral | $229.44M | 10.63 | 4.99% | ― | ― | ― | |
66 Neutral | $239.48M | 10.22 | 8.68% | 5.32% | 5.07% | 228.39% | |
53 Neutral | $287.71M | 11.84 | 12.11% | 2.07% | 11.59% | 42.03% |
* Financial Sector Average
CBNA
Chain Bridge Bancorp, Inc. Class A
34.83
13.55
63.67%
FCCO
First Community
30.66
10.38
51.19%
HWBK
Hawthorn Bancshares
34.55
8.00
30.14%
LCNB
LCNB
16.82
3.89
30.13%
BPRN
Bank of Princeton
35.81
9.17
34.43%
OPBK
OP Bancorp
13.98
3.59
34.49%
Chain Bridge Bancorp, Inc. Class A Corporate Events
Executive/Board Changes
Chain Bridge Bancorp Announces Board Succession and New Director
Neutral
Dec 31, 2025
On December 31, 2025, Chain Bridge Bancorp, Inc. Class A and its banking subsidiary’s boards appointed William C. Leavitt, 41, as a director effective January 1, 2026, succeeding his father, retiring director Paul W. Leavitt, whose retiremen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.