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Chain Bridge Bancorp, Inc. Class A (CBNA)
NYSE:CBNA
US Market
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Chain Bridge Bancorp, Inc. Class A (CBNA) AI Stock Analysis

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CBNA

Chain Bridge Bancorp, Inc. Class A

(NYSE:CBNA)

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Outperform 78 (OpenAI - 5.2)
Rating:78Outperform
Price Target:
$43.00
▲(19.68% Upside)
Action:Upgraded
Date:05/14/26
Overall score is driven by strong profitability and solid cash generation, supported by an improving technical uptrend and a low P/E valuation. The primary risk tempering the score is balance-sheet inconsistency, including large equity swings and uneven ROE across periods.
Positive Factors
High Profitability
Sustained high TTM net and EBIT margins are a durable fundamental advantage for a regional bank. Elevated margins support internal capital formation, absorb interest-rate and credit swings, and provide recurring earnings power that can fund growth or reserves over months.
Negative Factors
Equity / Capital-Statement Volatility
Large reported equity swings undermine comparability and complicate capital planning and regulatory assessment. Such volatility can reduce investor confidence and make forecasting capital ratios and dividend or buyback capacity less reliable over the coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability
Sustained high TTM net and EBIT margins are a durable fundamental advantage for a regional bank. Elevated margins support internal capital formation, absorb interest-rate and credit swings, and provide recurring earnings power that can fund growth or reserves over months.
Read all positive factors

Chain Bridge Bancorp, Inc. Class A (CBNA) vs. SPDR S&P 500 ETF (SPY)

Chain Bridge Bancorp, Inc. Class A Business Overview & Revenue Model

Company Description
Chain Bridge Bancorp, Inc. operates as a Delaware-chartered bank holding company for Chain Bridge Bank, National Association that provides commercial and personal banking, and trust services in the United States. Its deposit products include non-i...
How the Company Makes Money
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Chain Bridge Bancorp, Inc. Class A Financial Statement Overview

Summary
Strong profitability and revenue expansion (TTM net margin ~35%, EBIT margin ~44%, revenue up to ~$61.9M TTM) and solid cash generation (TTM OCF ~$16.1M, FCF ~$13.7M). Offsetting this, the balance sheet shows large reported equity swings and inconsistent ROE, reducing confidence in capital stability and earnings durability.
Income Statement
86
Very Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2019
Income Statement
Total Revenue61.89M59.39M57.01M34.27M30.49M18.39M
Gross Profit58.59M55.46M53.11M30.38M28.39M18.39M
EBITDA27.49M25.75M26.76M11.40M10.66M0.00
Net Income21.70M20.24M20.95M8.83M8.28M4.89M
Balance Sheet
Total Assets1.92B1.54B1.40B1.21B1.03B829.79M
Cash, Cash Equivalents and Short-Term Investments765.89M1.17B769.07M574.88M378.26M0.00
Total Debt0.008.00K0.005.00M5.00M0.00
Total Liabilities1.74B387.71M1.26B1.12B961.90M772.92M
Stockholders Equity174.88M1.15B144.25M83.44M68.78M56.87M
Cash Flow
Free Cash Flow12.95M11.48M21.57M12.54M17.25M0.00
Operating Cash Flow16.13M15.59M21.80M12.81M17.34M0.00
Investing Cash Flow-200.15M-163.05M-97.28M46.22M134.86M0.00
Financing Cash Flow166.63M323.35M169.45M159.07M-177.42M0.00

Chain Bridge Bancorp, Inc. Class A Technical Analysis

Technical Analysis Sentiment
Positive
Last Price35.93
Price Trends
50DMA
36.10
Positive
100DMA
35.45
Positive
200DMA
33.40
Positive
Market Momentum
MACD
0.29
Positive
RSI
49.75
Neutral
STOCH
19.84
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CBNA, the sentiment is Positive. The current price of 35.93 is below the 20-day moving average (MA) of 36.93, below the 50-day MA of 36.10, and above the 200-day MA of 33.40, indicating a neutral trend. The MACD of 0.29 indicates Positive momentum. The RSI at 49.75 is Neutral, neither overbought nor oversold. The STOCH value of 19.84 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CBNA.

Chain Bridge Bancorp, Inc. Class A Risk Analysis

Chain Bridge Bancorp, Inc. Class A disclosed 60 risk factors in its most recent earnings report. Chain Bridge Bancorp, Inc. Class A reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Chain Bridge Bancorp, Inc. Class A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$241.87M8.105.28%1.82%-5.15%
78
Outperform
$243.79M8.5914.66%2.39%2.72%27.37%
74
Outperform
$240.09M9.207.26%3.50%0.47%71.88%
70
Outperform
$210.60M6.8412.20%3.32%7.88%29.20%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
$232.64M12.398.48%5.32%-2.49%41.73%
64
Neutral
$285.89M12.2511.74%2.07%12.56%28.20%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
CBNA
Chain Bridge Bancorp, Inc. Class A
36.65
10.02
37.63%
FCCO
First Community
30.42
7.70
33.90%
HWBK
Hawthorn Bancshares
35.35
6.54
22.70%
LCNB
LCNB
16.33
2.66
19.43%
BPRN
Bank of Princeton
35.25
6.18
21.26%
OPBK
OP Bancorp
14.14
2.21
18.53%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 14, 2026