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Chain Bridge Bancorp, Inc. Class A
(NYSE:CBNA)
Select Model
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Rating:74Outperform
Price Target:
$49.00
▲(36.38% Upside)
Action:Reiterated
Date:06/23/26
The score is driven primarily by strong financial performance (high margins and meaningful revenue expansion) tempered by balance-sheet/ROE inconsistency and large equity swings. Technicals are positive but somewhat overextended (RSI ~71), while valuation is supportive on P/E (~11.21) with limited dividend context. Corporate events add modest stability but limited fundamental impact.
Positive Factors
High profitability
Sustained high margins and multi-year revenue expansion indicate durable core profitability versus peers. Strong margin structure supports internal cash generation, funds loan growth or capital needs, and provides a buffer against cyclical rate or credit pressure over the next several quarters.
Negative Factors
Large equity swings
Very large, non-linear changes in reported equity undermine comparability and make capital trajectory unclear. Such swings suggest episodic capital issuance/adjustments or accounting events that complicate forecasting capital adequacy, dividend capacity, and normalized ROE over time.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability
Sustained high margins and multi-year revenue expansion indicate durable core profitability versus peers. Strong margin structure supports internal cash generation, funds loan growth or capital needs, and provides a buffer against cyclical rate or credit pressure over the next several quarters.
Read all positive factors
Chain Bridge Bancorp, Inc. Class A (CBNA) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$272.17M
Dividend YieldN/A
Average Volume (3M)5.61K
Price to Earnings (P/E)12.7
Beta (1Y)0.74
Revenue Growth1.82%
EPS Growth-5.15%
CountryUS
Employees84
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)3.31
Shares Outstanding3,366,667
10 Day Avg. Volume9,578
30 Day Avg. Volume5,608
Financial Highlights & Ratios
PEG Ratio-0.43
Price to Book (P/B)1.34
Price to Sales (P/S)3.83
P/FCF Ratio19.80
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue3.83
Enterprise Value/Gross Profit4.05
Enterprise Value/Ebitda8.54
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.38
Revenue Forecast (FY)$70.32M
Chain Bridge Bancorp, Inc. Class A Business Overview & Revenue Model
Company Description
Chain Bridge Bancorp, Inc., a bank holding company chartered in Delaware and established in 2006, is headquartered in McLean, Virginia. This entity serves as the parent company for Chain Bridge Bank, National Association, which provides a comprehe...
How the Company Makes Money
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Chain Bridge Bancorp, Inc. Class A Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2019 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 61.89M | 59.39M | 57.01M | 34.27M | 30.49M | 18.39M |
| Gross Profit | 58.59M | 55.46M | 53.11M | 30.38M | 28.39M | 18.39M |
| EBITDA | 27.75M | 25.75M | 26.76M | 11.40M | 10.66M | 0.00 |
| Net Income | 21.70M | 20.24M | 20.95M | 8.83M | 8.28M | 4.89M |
Balance Sheet | ||||||
| Total Assets | 1.92B | 1.75B | 1.40B | 1.21B | 1.03B | 829.79M |
| Cash, Cash Equivalents and Short-Term Investments | 1.09B | 918.99M | 769.07M | 574.88M | 378.26M | 0.00 |
| Total Debt | 0.00 | 0.00 | 0.00 | 5.00M | 5.00M | 0.00 |
| Total Liabilities | 1.74B | 1.58B | 1.26B | 1.12B | 961.90M | 772.92M |
| Stockholders Equity | 174.88M | 169.22M | 144.25M | 83.44M | 68.78M | 56.87M |
Cash Flow | ||||||
| Free Cash Flow | 12.95M | 11.48M | 21.57M | 12.54M | 17.25M | 0.00 |
| Operating Cash Flow | 16.13M | 15.59M | 21.80M | 12.81M | 17.34M | 0.00 |
| Investing Cash Flow | -200.15M | -163.05M | -97.28M | 46.22M | 134.86M | 0.00 |
| Financing Cash Flow | 166.63M | 323.35M | 169.45M | 159.07M | -177.42M | 0.00 |
Chain Bridge Bancorp, Inc. Class A Technical Analysis
Positive
35.93
Price Trends
37.96
Positive
36.70
Positive
34.82
Positive
Market Momentum
1.45
Negative
60.17
Neutral
54.68
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CBNA, the sentiment is Positive. The current price of 35.93 is below the 20-day moving average (MA) of 39.76, below the 50-day MA of 37.96, and above the 200-day MA of 34.82, indicating a bullish trend. The MACD of 1.45 indicates Negative momentum. The RSI at 60.17 is Neutral, neither overbought nor oversold. The STOCH value of 54.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CBNA.
Chain Bridge Bancorp, Inc. Class A Risk Analysis
Chain Bridge Bancorp, Inc. Class A disclosed 60 risk factors in its most recent earnings report. Chain Bridge Bancorp, Inc. Class A reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Chain Bridge Bancorp, Inc. Class A Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | $259.93M | 10.54 | 14.66% | 2.39% | 2.72% | 27.37% | |
74 Outperform | $272.17M | 12.67 | 5.28% | ― | 1.82% | -5.15% | |
74 Outperform | $252.90M | 13.29 | 7.26% | 3.50% | 0.47% | 71.88% | |
70 Outperform | $216.56M | 8.02 | 12.20% | 3.32% | 7.88% | 29.20% | |
66 Neutral | $249.87M | 10.86 | 8.48% | 5.32% | -2.49% | 41.73% | |
61 Neutral | $301.86M | 12.52 | 11.74% | 2.07% | 12.56% | 28.20% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
CBNA
Chain Bridge Bancorp, Inc. Class A
41.93
14.94
55.35%
FCCO
First Community
32.42
7.67
30.98%
HWBK
Hawthorn Bancshares
38.27
9.84
34.59%
LCNB
LCNB
17.60
2.98
20.36%
BPRN
Bank of Princeton
38.13
7.01
22.54%
OPBK
OP Bancorp
14.67
1.51
11.45%
Chain Bridge Bancorp, Inc. Class A Corporate Events
Executive/Board ChangesShareholder Meetings
Chain Bridge Bancorp Stockholders Back Directors, Auditor at Meeting
Positive
Jun 18, 2026
Chain Bridge Bancorp, Inc. held its 2026 Annual Meeting of Stockholders on June 17, 2026, during which stockholders elected thirteen director nominees to serve until the 2027 Annual Meeting or until their successors are duly elected and qualified....
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.