Want to see CBC full AI Analyst Report?
CBC Stock Chart & Stats
$25.60
--
Market closed
$25.60
--
Day’s Range― - ―
52-Week Range$9.80 - $33.76
Previous CloseN/A
VolumeN/A
Average Volume (3M)285.39K
Market Cap
$7.86B
Enterprise Value$5.45K
Total Cash (Recent Filing)$8.12B
Total Debt (Recent Filing)$1.07B
Price to Earnings (P/E)18.6
Beta0.04
Next Earnings
Feb 02, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.91%
Share Statistics
EPS (TTM)1.76
Shares Outstanding239,768,160
10 Day Avg. Volume847,427
30 Day Avg. Volume285,390
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)70.87
Price to Sales (P/S)219.50
P/FCF Ratio1.16K
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$34.75Price Target Upside35.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)1.92
Revenue Forecast (FY)$1.14B
Bulls Say, Bears Say
Bulls Say
Capital Strength & Buyback CapacityCBC’s reported ~$1.9B of excess holding-company capital and a refreshed $100M repurchase authorization create durable financial flexibility. That buffer supports continued shareholder returns, cushions credit or rate shocks, and enables opportunistic reinvestment or M&A without immediate strain on operations.
Net Interest Income And Margin ExpansionMargin expansion and higher NII reflect durable drivers: asset repricing, active securities repositioning (sold $210M to reinvest at a ~250bp pickup) and back‑book loan repricing. These structural actions should sustain core NIM improvement as earning assets reprice higher over coming months.
Stable Deposit Franchise & Core Deposits GrowthYear-over-year growth in total and noninterest-bearing deposits signals customer primacy and low‑cost funding durability. A strong core deposit base supports margin resilience, funds organic loan growth, and reduces reliance on more expensive wholesale funding during interest-rate cycles.
Bears Say
Step-down In Operating And Free Cash FlowA notable decline in operating and free cash flow in 2025 versus 2024 weakens conversion of earnings into cash. Persistently lower cash generation would constrain internal capital for growth and buybacks, raising sensitivity to credit stress or adverse funding moves over the next several quarters.
Uneven Revenue Growth TrendCBC’s revenue profile shows a sharp 2025 step-up after several flat years, indicating volatility in topline drivers. Reliance on a single-year uplift complicates forward revenue visibility and makes sustaining margin and capital-return plans more contingent on continued loan and fee momentum.
Mix-driven Loan Yield Pressure & Deposit CompetitionManagement cited mix shifts to lower-yield mortgages and intense price competition for yield-seeking deposits. Even with repricing tailwinds, structural mix and competitive deposit pricing can compress loan yields and NIM over time, challenging sustained margin expansion in the franchise.
Central Bancompany News
CBC FAQ
What was Central Bancompany’s price range in the past 12 months?
Central Bancompany lowest stock price was $9.80 and its highest was $33.76 in the past 12 months.
What is Central Bancompany’s market cap?
Central Bancompany’s market cap is $7.86B.
When is Central Bancompany’s upcoming earnings report date?
Central Bancompany’s upcoming earnings report date is Feb 02, 2027 which is in 179 days.
How were Central Bancompany’s earnings last quarter?
Central Bancompany released its earnings results on Aug 04, 2026. The company reported $0.47 earnings per share for the quarter, missing the consensus estimate of $0.474 by -$0.004.
Is Central Bancompany overvalued?
According to Wall Street analysts Central Bancompany’s price is currently Undervalued.
Does Central Bancompany pay dividends?
Central Bancompany pays a Notavailable dividend of $0.12 which represents an annual dividend yield of 0.91%. See more information on Central Bancompany dividends here
What is Central Bancompany’s EPS estimate?
Central Bancompany’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Central Bancompany have?
Central Bancompany has 239,768,160 shares outstanding.
What happened to Central Bancompany’s price movement after its last earnings report?
Central Bancompany reported an EPS of $0.47 in its last earnings report, missing expectations of $0.474. Following the earnings report the stock price went up 0.633%.
Which hedge fund is a major shareholder of Central Bancompany?
Currently, no hedge funds are holding shares in CBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Central Bancompany Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$34.75 (35.74% Upside)
$34.75 (35.74% Upside)
Blogger Sentiment
Neutral
CBC Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 118.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
84.09%
12-Months-Change
Fundamentals
Return on Equity
0.91%
Trailing 12-Months
Asset Growth
4.45%
Trailing 12-Months
Company Description
Central Bancompany
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.
CBC Company Deck
CBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a majority of positive items: double-digit adjusted net income growth (+16% YoY), NII and NIM expansion, solid loan growth (6.5% annualized), deposit franchise strength (deposits +3% YoY; noninterest-bearing +5% YoY), healthy capital (≈$1.9B excess) and an opportunistic $100M buyback. Challenges were present but relatively contained: mix-driven pressure on loan yields, a $7.8M securities loss tied to a duration trade (offset by higher reinvestment yield), a modest uptick in NPAs from a single small commercial downgrade, and seasonal/competitive deposit dynamics. Overall, highlights materially outweigh the lowlights and management characterized the results as a solid quarter with disciplined capital deployment and continued organic growth opportunities.View all CBC earnings summariesCBC Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$34.75
▲(35.74% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
16.87% Insiders
2.72% Mutual Funds
0.29% Other Institutional Investors
78.85% Public Companies and
Individual Investors











