Central Bancompany (CBC)
NASDAQ:CBC
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CBC Stock Chart & Stats
$25.60
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Market closed
$25.60
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Day’s Range― - ―
52-Week Range$9.80 - $29.14
Previous CloseN/A
VolumeN/A
Average Volume (3M)285.39K
Market Cap
$6.97B
Enterprise Value$6.50B
Total Cash (Recent Filing)$8.12B
Total Debt (Recent Filing)$1.07B
Price to Earnings (P/E)17.1
Beta0.03
Next Earnings
Aug 04, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield3.66%
Share Statistics
EPS (TTM)1.76
Shares Outstanding239,768,160
10 Day Avg. Volume847,427
30 Day Avg. Volume285,390
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)70.87
Price to Sales (P/S)219.50
P/FCF Ratio1.16K
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue5.17
Enterprise Value/Gross Profit6.19
Enterprise Value/Ebitda12.09
Forecast
1Y Price Target
$29.50Price Target Upside15.23% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.91
Revenue Forecast (FY)$1.12B
Bulls Say, Bears Say
Bulls Say
Strong Capital PositionA large excess capital buffer (~$1.9B) provides durable financial flexibility: it supports dividends and buybacks, funds loan growth or strategic M&A without immediate dilutive financing, and strengthens regulatory/resilience posture, reducing solvency and growth risk over months.
High And Improving ProfitabilitySustained NIM (~4.36%), a strong efficiency ratio and consistent ROE (~10%) indicate durable core profitability and operating leverage. High margins allow internal capital generation to fund growth and cushions against cyclical shocks, underpinning medium-term earnings quality.
Loan Repricing And Reinvestment TailwindA substantial pipeline of loans (~$1.8B) pending repricing at materially higher yields plus reinvestment into securities (~4.3%) is a structural NII growth lever. Over upcoming quarters this should sustainably lift interest income as rates pass through and reduce excess-liquidity drag.
Bears Say
Cash-Flow Step-Down/VolatilityOperating and free cash flow declined materially in 2025 versus 2024 despite earnings growth, indicating cash conversion variability. Persistent or recurring step-downs could limit funding for buybacks/dividends, constrain capital deployment, and raise reliance on volatile earnings to support capital plans.
Localized Credit Concentration RiskA concentrated increase in commercial delinquencies signals portfolio clustering in specific markets or borrowers. If concentrations worsen, provisions and loss severity could rise unevenly, pressuring capital and earnings and making credit losses more volatile than broadly diversified peers over the medium term.
Slow Deposit Repricing / Competitive FundingA high share of non-maturity deposits and a competitive deposit market imply low deposit beta and gradual cost reduction. This structural funding characteristic makes margin improvement slower and more manual, constraining how quickly NIM gains from asset repricing translate to net income.
Central Bancompany News
CBC FAQ
What was Central Bancompany’s price range in the past 12 months?
Central Bancompany lowest stock price was $9.80 and its highest was $29.14 in the past 12 months.
What is Central Bancompany’s market cap?
Central Bancompany’s market cap is $6.97B.
When is Central Bancompany’s upcoming earnings report date?
Central Bancompany’s upcoming earnings report date is Aug 04, 2026 which is in 54 days.
How were Central Bancompany’s earnings last quarter?
Central Bancompany released its earnings results on Apr 28, 2026. The company reported $0.46 earnings per share for the quarter, beating the consensus estimate of $0.434 by $0.026.
Is Central Bancompany overvalued?
According to Wall Street analysts Central Bancompany’s price is currently Undervalued.
Does Central Bancompany pay dividends?
Central Bancompany pays a Notavailable dividend of $0.12 which represents an annual dividend yield of 3.66%. See more information on Central Bancompany dividends here
What is Central Bancompany’s EPS estimate?
Central Bancompany’s EPS estimate is 0.47.
How many shares outstanding does Central Bancompany have?
Central Bancompany has 239,768,160 shares outstanding.
What happened to Central Bancompany’s price movement after its last earnings report?
Central Bancompany reported an EPS of $0.46 in its last earnings report, beating expectations of $0.434. Following the earnings report the stock price went down -1.966%.
Which hedge fund is a major shareholder of Central Bancompany?
Currently, no hedge funds are holding shares in CBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Central Bancompany Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$29.50 (15.23% Upside)
$29.50 (15.23% Upside)
Blogger Sentiment
Bullish
CBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 118.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
84.09%
12-Months-Change
Fundamentals
Return on Equity
11.60%
Trailing 12-Months
Asset Growth
4.45%
Trailing 12-Months
Company Description
Central Bancompany
Central Bancompany, Inc. functions as a multi-bank holding company, delivering a broad spectrum of community banking solutions and financial services. Its operations span across nine states: Missouri, Kansas, Illinois, Iowa, Oklahoma, Colorado, North Carolina, Tennessee, and Florida. The company caters to a diverse clientele, including individual consumers, private businesses, large corporations, and governmental organizations. Customers have access to various deposit accounts, such as checking, savings, and health savings accounts. The company also offers an extensive range of financing options, including residential mortgages, home equity lines, personal loans, student loans, vehicle financing (for automobiles and powersports), equipment and real estate loans, as well as lines of credit and Small Business Association (SBA) loans for entrepreneurs. Additionally, it provides commercial lending and credit card services. Beyond conventional banking, Central Bancompany offers comprehensive wealth management and investment services, encompassing brokerage, retirement planning, trust management, and investment advisory. Other financial products include insurance and annuities, along with cash management services. For businesses, the company provides specialized support like payment processing, merchant services, investment offerings, equipment leasing, municipal financing, and business expansion funding, alongside custody and trust services. Modern accessibility is ensured through relationship-based, online, and mobile banking platforms. Established in 1902, the company's main office is located in Jefferson City, Missouri.
CBC Company Deck
CBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive performance: strong year-over-year earnings growth, solid margins and efficiency, balanced loan and deposit growth, robust capital with active shareholder returns, and generally stable asset quality. Near-term headwinds include margin pressure from excess liquidity and seasonal public funds, a concentrated uptick in commercial delinquencies expected to be resolved, and modest incremental public company expenses. Management is actively deploying excess capital and reinvesting cash into higher-yielding securities; M&A remains a strategic focus but no deals are imminent.View all CBC earnings summariesCBC Stock 12 Month Forecast
Average Price Target
$29.50
▲(15.23% Upside)
Technical Analysis
Ownership Overview
16.87% Insiders
3.05% Mutual Funds
3.55% Other Institutional Investors
75.92% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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