Central Bancompany (CBC)

NASDAQ:CBC

CBC

Central Bancompany

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Central Bancompany (CBC) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

Feb 02, 2027

Before Open (Confirmed)

Period Ending

2026 (Q4)

Consensus EPS Forecast

―

Last Year’s EPS

0.47

Same Quarter Last Year

Analyst Consensus

Strong Buy

Based on 5 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:Apr 28, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call conveyed a predominantly positive performance: strong year-over-year earnings growth, solid margins and efficiency, balanced loan and deposit growth, robust capital with active shareholder returns, and generally stable asset quality. Near-term headwinds include margin pressure from excess liquidity and seasonal public funds, a concentrated uptick in commercial delinquencies expected to be resolved, and modest incremental public company expenses. Management is actively deploying excess capital and reinvesting cash into higher-yielding securities; M&A remains a strategic focus but no deals are imminent.

Company Guidance

Management guided that margin and earnings should benefit as roughly $1.8 billion of loans remain to reprice this year (they repriced $400 million in 1Q) at roughly a 5.8% yield, loan opportunities are about 300 bps over like‑maturity Treasuries, and reinvestment of excess cash has been earning roughly 4.30% (team targeting ~4‑year duration); loan yields were down ~3 bps q/q while deposit costs fell ~5 bps excluding higher seasonal public funds (public funds should decline in Q2–Q3), and they expect a low‑20s beta on deposit repricing—supporting NIM (FTE NIM was 4.36% in 1Q) and NII growth; capital remains ample with ~ $1.9 billion excess (~$7.80/share) after a $32 million buyback and a meaningful dividend increase, asset quality stayed strong (net charge‑offs 10 bps, allowance covered ~130 bps of total loans), and they flagged ~$5 million of incremental annual public‑company expense while noting active M&A discussions but no deals imminent.

Strong Quarterly Profitability

Net income of $111.1 million ($0.46 per diluted share); net income increased $16.3 million or 17% year-over-year; return on average assets of 2.2%.

Healthy Margin and Efficiency Metrics

Net interest margin (FTE) at 4.36% and efficiency ratio (FTE) at 45.7%, reflecting solid core profitability and operating leverage.

Balance Sheet Growth

Ending loans (excluding other consumer) showed nearly 6% annualized quarter-over-quarter growth; average deposits increased 5% year-over-year.

Strong Capital Position and Shareholder Actions

Holding company had approximately $1.9 billion of excess capital (~$7.80 per share); company increased its quarterly dividend and repurchased $32 million of shares during the quarter.

Asset Quality Appears Stable

Net charge-offs remained low at 10 basis points this quarter; allowance covered 130 basis points of total loans, and management characterized credit as 'pristine' overall.

Active Loan Repricing and Attractive New Loan Yields

Repriced about $400 million of loans during the quarter and expect about $1.8 billion more to reprice later in the year at roughly a 5.8% yield; management sees loan opportunities at about 300 basis points over similar-maturity Treasuries.

Product and Fee Momentum

Payments revenue exhibited expected seasonality but showed year-over-year growth and commercial payments programs are producing growth; management remains sanguine on payments ramp throughout the year.

Industry Recognition and Workforce

Named one of America's Best Banks by Forbes and the best-performing U.S. public bank >$10B by S&P Global Market Intelligence; highlighted nearly 3,000 full-time employees for service efforts.

Effective Deployment of Excess Liquidity

Management stepped up security purchases in March/April, reinvesting cash into securities yielding about 4.30% in April to reduce excess liquidity and improve asset yields.

Central Bancompany (CBC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CBC Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Feb 02, 2027	2026 (Q4)	- / -	0.47	―	―	―
Apr 28, 2026	2026 (Q1)	0.43 / 0.46	0.43	6.98% (+0.03)
Jan 27, 2026	2025 (Q4)	0.45 / 0.47	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CBC Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Apr 28, 2026	$26.41	$25.89	-1.97%
Jan 27, 2026	$24.46	$24.38	-0.33%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Central Bancompany (CBC) report earnings?

Central Bancompany (CBC) is schdueled to report earning on Feb 02, 2027, Before Open (Confirmed).

What is Central Bancompany (CBC) earnings time?

Central Bancompany (CBC) earnings time is at Feb 02, 2027, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CBC EPS forecast?

Currently, no data Available