Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
729.72M | 784.06M | 790.51M | 652.36M | 594.93M | Gross Profit |
1.33B | 784.06M | 790.51M | 652.36M | 594.93M | EBIT |
23.70M | 537.06M | 590.12M | 381.84M | 253.97M | EBITDA |
0.00 | 0.00 | 27.11M | 42.49M | 30.58M | Net Income Common Stockholders |
285.98M | 354.12M | 360.64M | 298.30M | 228.86M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
1.70B | 828.80M | 2.63B | 3.58B | 2.46B | Total Assets |
23.05B | 23.08B | 21.99B | 20.89B | 19.04B | Total Debt |
119.14M | 709.72M | 659.25M | 192.97M | 326.33M | Net Debt |
-38.03M | 535.73M | 463.81M | 58.83M | 187.72M | Total Liabilities |
20.21B | 20.34B | 19.51B | 192.97M | 326.33M | Stockholders Equity |
2.85B | 2.74B | 2.47B | 2.45B | 2.42B |
Cash Flow | Free Cash Flow | |||
209.37M | 381.34M | 464.00M | 330.59M | 314.18M | Operating Cash Flow |
209.37M | 384.74M | 467.39M | 334.32M | 319.95M | Investing Cash Flow |
184.03M | -1.48B | -1.85B | -859.92M | -242.20M | Financing Cash Flow |
-183.46M | 758.74M | 94.74M | 1.55B | 749.55M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
73 Outperform | $3.00B | 15.80 | 10.92% | 3.32% | 14.34% | 13.06% | |
72 Outperform | $3.12B | 11.98 | 10.25% | 1.15% | 5.14% | ― | |
69 Neutral | $3.01B | 10.84 | 10.07% | 3.23% | 2.76% | -12.43% | |
68 Neutral | $2.77B | 9.67 | 10.60% | 4.14% | 21.45% | 5.62% | |
68 Neutral | $2.91B | 19.85 | 3.38% | 4.88% | 17.57% | -35.93% | |
66 Neutral | $2.90B | 12.49 | 9.11% | 4.53% | -0.47% | 5.97% | |
64 Neutral | $12.65B | 9.74 | 8.04% | 17044.64% | 12.65% | -5.11% |
On April 21, 2025, Cathay General Bancorp announced its unaudited financial results for the first quarter of 2025, reporting a net income of $69.5 million, or $0.98 per diluted share. The company experienced a decrease in net income compared to the previous quarter, with a notable increase in net interest margin to 3.25%. Despite a decrease in total loans, total deposits increased by $131.3 million. The company also completed a $125 million share repurchase program, repurchasing 876,906 shares at an average cost of $46.83 per share.
Spark’s Take on CATY Stock
According to Spark, TipRanks’ AI Analyst, CATY is a Outperform.
Cathay General Bancorp’s overall stock score reflects its strong financial stability and attractive valuation. However, challenges in profitability and cash flow generation, coupled with bearish market momentum, moderate the score. Positive earnings call insights provide some optimism for future growth, but key risks like declining deposits and increased nonaccrual loans remain.
To see Spark’s full report on CATY stock, click here.