Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 269.39M | 251.44M | 226.95M | 169.34M | 134.19M | 120.67M |
Gross Profit | 117.68M | 104.22M | 109.94M | 127.64M | 109.67M | 81.05M |
EBITDA | 53.35M | 45.74M | 55.66M | 74.96M | 64.13M | 37.06M |
Net Income | 38.03M | 32.83M | 39.96M | 53.39M | 45.69M | 27.19M |
Balance Sheet | ||||||
Total Assets | 5.30B | 5.07B | 4.61B | 4.35B | 3.48B | 2.93B |
Cash, Cash Equivalents and Short-Term Investments | 961.38M | 619.83M | 732.67M | 636.84M | 584.71M | 554.16M |
Total Debt | 526.94M | 452.92M | 412.54M | 476.65M | 134.74M | 142.24M |
Total Liabilities | 4.82B | 4.61B | 4.19B | 3.95B | 3.10B | 2.66B |
Stockholders Equity | 476.28M | 457.94M | 425.51M | 394.06M | 379.27M | 265.40M |
Cash Flow | ||||||
Free Cash Flow | 34.46M | 42.30M | 27.05M | 83.37M | 53.46M | -1.67M |
Operating Cash Flow | 40.05M | 46.38M | 30.02M | 85.00M | 54.24M | 23.02M |
Investing Cash Flow | -268.50M | -95.24M | -209.18M | -938.24M | -571.42M | -530.33M |
Financing Cash Flow | 311.85M | 150.06M | 220.69M | 796.81M | 499.99M | 636.05M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
73 Outperform | $477.92M | 14.42 | 8.63% | ― | 13.96% | 25.74% | |
70 Outperform | $456.07M | 16.15 | 7.36% | 3.03% | 32.18% | -26.13% | |
70 Outperform | $463.02M | 10.47 | 16.69% | 5.36% | 27.34% | 39.43% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $442.93M | 14.66 | 7.72% | 4.14% | 8.36% | -2.24% | |
54 Neutral | $452.97M | ― | -5.27% | 6.70% | -7.00% | -233.54% | |
41 Neutral | $441.59M | ― | -9.79% | ― | -1.29% | -1023.82% |
The recent earnings call of Bridgewater Bancshares painted a picture of steady performance with promising growth prospects. The company reported strong deposit and loan growth, alongside increased net interest income, which were tempered by higher non-interest expenses and some credit challenges. Overall, the sentiment was positive, with a focus on future improvements.
On October 21, 2025, Bridgewater Bancshares announced its third-quarter financial results, highlighting a net income of $11.6 million, an increase from the previous quarter and the same period last year. The company reported robust growth in core deposits and loans, attributed to strategic market share gains and the successful integration of First Minnetonka City Bank. The quarterly cash dividend on its Series A Preferred Stock was declared, payable on December 1, 2025, to shareholders of record on November 14, 2025. The announcement underscores Bridgewater’s strong asset quality, tangible book value growth, and favorable outlook for continued profitability.
The most recent analyst rating on (BWB) stock is a Buy with a $20.00 price target. To see the full list of analyst forecasts on Bridgewater Bancshares stock, see the BWB Stock Forecast page.
Bridgewater Bancshares, Inc. has released an investor presentation detailing its strategic focus and operational strengths. The company emphasizes its branch-light model, efficient operations, and expertise in commercial real estate, particularly in multifamily and affordable housing lending. The presentation highlights the company’s track record of profitability and growth, as well as its commitment to risk management and maintaining high asset quality. These factors position Bridgewater Bancshares as a strong player in the financial services industry, with potential implications for stakeholders in terms of stability and growth prospects.
The most recent analyst rating on (BWB) stock is a Buy with a $17.50 price target. To see the full list of analyst forecasts on Bridgewater Bancshares stock, see the BWB Stock Forecast page.
On August 19, 2025, Bridgewater Bancshares, Inc. announced the upcoming retirements of Mary Jayne Crocker, Executive Vice President and Chief Strategy Officer, and Jeffrey Shellberg, Executive Vice President and Chief Credit Officer. In preparation for these transitions, the company promoted Laura Espeseth, Katie Morrell, and Jessica Stejskal to key leadership roles effective September 15, 2025. Additionally, the Board appointed Mary Jayne Crocker as a director, effective February 16, 2026, after her retirement. These leadership changes are part of a strategic succession plan aimed at ensuring continued growth and leadership continuity within the organization.
The most recent analyst rating on (BWB) stock is a Buy with a $17.00 price target. To see the full list of analyst forecasts on Bridgewater Bancshares stock, see the BWB Stock Forecast page.
Bridgewater Bancshares recently held its earnings call, revealing a strong performance characterized by impressive revenue, loan, and deposit growth. The company achieved record fee income and was recognized as a top workplace, showcasing a positive working environment. Despite challenges such as subordinated debt impacting net interest margin and increased market competition, the positive aspects significantly outweigh the negatives.
Bridgewater Bancshares, Inc., headquartered in St. Louis Park, Minnesota, is a financial holding company that operates Bridgewater Bank, offering a range of banking services to businesses and individuals across the Twin Cities.
On July 22, 2025, Bridgewater Bancshares extended its 2022 Stock Repurchase Program to August 26, 2026, with $13.1 million remaining for stock repurchases. The company also announced a quarterly cash dividend on its Series A Preferred Stock, payable on September 2, 2025. In the second quarter of 2025, Bridgewater reported a net income of $11.5 million, reflecting strong profitability and growth, driven by increased net interest margin, record fee income, and robust loan growth. The company capitalized on local M&A disruptions to attract talent and clients, supporting its tangible book value and shareholder value.
The most recent analyst rating on (BWB) stock is a Buy with a $17.00 price target. To see the full list of analyst forecasts on Bridgewater Bancshares stock, see the BWB Stock Forecast page.