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Banca Mediolanum (BNCDY)
OTHER OTC:BNCDY
US Market
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Banca Mediolanum (BNCDY) Price & Analysis

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BNCDY Stock Chart & Stats

$46.27
$0.00(0.00%)
At close: 4:00 PM EDT
$46.27
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
High Profitability And ReturnsSustained high profitability and a near-30% ROE indicate efficient capital deployment and strong earnings power. This supports durable dividend capacity, reinvestment in distribution/tech, and resilience to cyclical revenue swings, underpinning long-term shareholder returns.
Recurring Fee Growth And Strong Asset InflowsRobust recurring fees and consistent net inflows into managed products expand stable revenue streams and reduce earnings cyclicality. Large, growing AUM supports fee scalability, improves margin stability, and underpins predictable cash generation over the medium term.
Strong Capital Base And Expanding Advisory NetworkA very strong CET1 ratio provides capital flexibility for growth, dividends and buybacks. Simultaneous advisor network and customer expansion boost distribution reach and product placement capacity, creating durable competitive advantage in retail wealth distribution.
Bears Say
Rising Leverage Reduces Balance-sheet FlexibilityA material rise in leverage meaningfully increases funding sensitivity and reduces shock absorption capacity. Higher debt-to-equity elevates refinancing and interest-rate risk, constraining strategic optionality and making capital returns or investments more vulnerable in adverse markets.
Volatile Cash Generation And Reliance On One-offsIntermittent negative cash years and material one-offs reduce the predictability of free cash flow and weaken the quality of reported earnings. This volatility complicates capital allocation, dividend sustainability assessments, and increases dependence on nonrecurring gains.
Net Interest Income Sensitivity And Spain Profitability HeadwindsMaterial sensitivity of NII to the rate environment and pronounced Spain margin pressure indicate margins and earnings hinge on external rates and regional execution. If rates or market conditions deviate, NII and local profitability could compress, limiting durable earnings growth.

Banca Mediolanum News

BNCDY FAQ

What was Banca Mediolanum’s price range in the past 12 months?
Banca Mediolanum lowest stock price was $32.26 and its highest was $47.77 in the past 12 months.
    What is Banca Mediolanum’s market cap?
    Banca Mediolanum’s market cap is $17.04B.
      When is Banca Mediolanum’s upcoming earnings report date?
      Banca Mediolanum’s upcoming earnings report date is Jul 30, 2026 which is in 59 days.
        How were Banca Mediolanum’s earnings last quarter?
        Banca Mediolanum released its earnings results on May 07, 2026. The company reported $0.867 earnings per share for the quarter, beating the consensus estimate of N/A by $0.867.
          Is Banca Mediolanum overvalued?
          According to Wall Street analysts Banca Mediolanum’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Banca Mediolanum pay dividends?
            Banca Mediolanum pays a Semiannually dividend of $0.956 which represents an annual dividend yield of 5.15%. See more information on Banca Mediolanum dividends here
              What is Banca Mediolanum’s EPS estimate?
              Banca Mediolanum’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Banca Mediolanum have?
              Banca Mediolanum has 372,706,940 shares outstanding.
                What happened to Banca Mediolanum’s price movement after its last earnings report?
                Banca Mediolanum reported an EPS of $0.867 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.619%.
                  Which hedge fund is a major shareholder of Banca Mediolanum?
                  Currently, no hedge funds are holding shares in BNCDY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Banca Mediolanum Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    63.33%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    28.35%
                    Trailing 12-Months
                    Asset Growth
                    18.40%
                    Trailing 12-Months

                    Company Description

                    Banca Mediolanum

                    Banca Mediolanum S.p.A. provides various banking products and services in Italy. The company offers current accounts and mortgages and loans. It also provides debit, credit, and prepaid cards; savings and investment products, such as equities and bonds, as well as trading services; and insurance and pension products and services. The company was founded in 1982 and is headquartered in Basiglio, Italy.

                    Banca Mediolanum (BNCDY) Earnings & Revenues

                    BNCDY Company Deck

                    BNCDY Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call reported a strong set of 2025 results: record net income, robust fee growth, exceptional net inflows (especially into managed assets), high ROE and a very strong capital position. The bank balanced growth with disciplined cost management (cost-to-income 37.6%) while continuing to invest in distribution, NEXT and digital/AI initiatives. Key challenges include reduced performance fees versus the prior year, provisions and reserve builds, Spain profitability headwinds, and sensitivity of NII and certain fee lines (certificates) to market conditions. The management provided clear 2026 guidance (managed assets ~EUR 9bn, NII ~+10%, cost-to-income ~38%, cost of risk ~20 bps) but flagged that outcomes depend on market and rate environments.View all BNCDY earnings summaries
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                    Ownership Overview

                    <0.01%100.00%
                    Insiders
                    Mutual Funds
                    <0.01% Other Institutional Investors
                    100.00% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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