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Banca Mediolanum (BNCDY)
OTHER OTC:BNCDY
US Market
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Banca Mediolanum (BNCDY) Price & Analysis

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BNCDY Stock Chart & Stats

$46.27
$0.00(0.00%)
At close: 4:00 PM EDT
$46.27
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Return On EquityHigh and consistent reported returns (ROE ~26% in 2025) indicate efficient capital deployment and strong profitability. Sustained elevated ROE supports capacity for capital returns, reinvestment, and signals durable franchise economics attractive to clients and advisors.
Diversified Revenue ModelOperating across retail banking, wealth/asset management, and insurance creates multiple recurring income streams. This diversification reduces reliance on any single market cycle or rate environment and supports fee resiliency, stabilizing earnings over multi‑quarter horizons.
2025 Cash Conversion StrengthExceptionally strong operating and free cash flow in 2025, with FCF roughly aligned to reported earnings, indicates periods of high cash quality. When sustained, this underpins dividend capacity, debt reduction or reinvestment and improves financial flexibility across cycles.
Bears Say
Rising LeverageMeaningful rise in leverage reduces balance-sheet flexibility and increases sensitivity to funding markets and interest-rate moves. Higher debt ratios constrain strategic optionality, amplify downside in stress, and can raise funding costs over a multi‑quarter horizon.
Cash Flow VolatilityHistoric swings, including materially negative operating and free cash flow in 2023, mean earnings do not always convert reliably to cash. Volatility complicates capital allocation, dividend predictability and debt servicing plans across medium-term cycles.
Revenue VolatilityRevenue growth has swung materially year-to-year with notable contractions and a recent large decline. Persistent top-line volatility undermines predictability of recurring fee income and raises execution and retention risk for the advisory and distribution network.

Banca Mediolanum News

BNCDY FAQ

What was Banca Mediolanum’s price range in the past 12 months?
Banca Mediolanum lowest stock price was $34.61 and its highest was $51.81 in the past 12 months.
    What is Banca Mediolanum’s market cap?
    Banca Mediolanum’s market cap is $18.82B.
      When is Banca Mediolanum’s upcoming earnings report date?
      Banca Mediolanum’s upcoming earnings report date is Jul 30, 2026 which is in 8 days.
        How were Banca Mediolanum’s earnings last quarter?
        Banca Mediolanum released its earnings results on May 07, 2026. The company reported $0.867 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Banca Mediolanum overvalued?
          According to Wall Street analysts Banca Mediolanum’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Banca Mediolanum pay dividends?
            Banca Mediolanum pays a Semiannually dividend of $1.523 which represents an annual dividend yield of 5.81%. See more information on Banca Mediolanum dividends here
              What is Banca Mediolanum’s EPS estimate?
              Banca Mediolanum’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Banca Mediolanum have?
              Banca Mediolanum has 372,706,940 shares outstanding.
                What happened to Banca Mediolanum’s price movement after its last earnings report?
                Banca Mediolanum reported an EPS of $0.867 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.619%.
                  Which hedge fund is a major shareholder of Banca Mediolanum?
                  Currently, no hedge funds are holding shares in BNCDY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Banca Mediolanum Stock Smart Score

                    6
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    63.33%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    5.81%
                    Trailing 12-Months
                    Asset Growth
                    16.74%
                    Trailing 12-Months

                    Company Description

                    Banca Mediolanum

                    Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings. Its services range from fundamental banking solutions like checking accounts to various lending products, including home mortgages and other credit facilities. Clients also have access to diverse card options—debit, credit, and prepaid—as well as wealth management solutions such as savings and investment vehicles, including stocks and bonds, complemented by associated trading functionalities. Furthermore, the company's portfolio extends to include insurance coverage and retirement planning products. This institution was established in 1982, with its primary headquarters located in Basiglio, Italy.

                    Banca Mediolanum (BNCDY) Earnings & Revenues

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