Banca Mediolanum (BNCDY)
OTHER OTC:BNCDY
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BNCDY Stock Chart & Stats
$46.27
$0.00(0.00%)
At close: 4:00 PM EDT
$46.27
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$33.40 - $51.23
Previous CloseN/A
Volume5.00
Average Volume (3M)130.00
Market Cap
$18.38B
Enterprise Value$18.19B
Total Cash (Recent Filing)$806.77M
Total Debt (Recent Filing)$393.24M
Price to Earnings (P/E)12.8
Beta0.79
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.15%
Share Statistics
EPS (TTM)0.78
Shares Outstanding372,706,940
10 Day Avg. Volume283
30 Day Avg. Volume130
Financial Highlights & Ratios
PEG Ratio8.17
Price to Book (P/B)12.80
Price to Sales (P/S)11.72
P/FCF Ratio11.75
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue6.09
Enterprise Value/Gross Profit7.42
Enterprise Value/Ebitda12.07
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Return On EquityConsistently high ROE (~26% in 2025) shows the bank converts equity into profitable returns. That persistent profitability supports capital distributions and reinvestment, signals efficient underwriting and margins, and underpins durable shareholder returns and strategic flexibility.
Diversified Revenue MixBanca Mediolanum’s business spans net interest income, wealth management fees and insurance revenue, creating multiple recurring income streams. This diversification reduces reliance on a single cycle, helps stabilize revenues across interest-rate and market environments, and supports durable fee cash flow.
Strong 2025 Cash GenerationExceptionally strong operating and free cash flow in 2025, roughly in line with reported earnings, indicates good earnings quality when sustained. Strong cash conversion enhances the bank’s ability to fund dividends, capital returns and organic growth without immediate reliance on external financing.
Bears Say
Higher Leverage In 2025Leverage increased materially in 2025, with debt-to-equity near 0.67 versus ~0.10–0.13 previously. Higher indebtedness reduces balance-sheet flexibility, increases sensitivity to funding and rate shocks, and constrains capacity for opportunistic investments or dividend support in stressed scenarios.
Volatile Cash ConversionCash flow has been inconsistent: despite a very strong 2025, earlier periods included materially negative operating and free cash flow. Such volatility weakens predictability of internal funding for growth or payouts and raises execution risk for multi-quarter planning and capital allocation.
Revenue And Earnings VolatilityRevenue growth has swung materially across years (including contractions), and Fundamentals record large negative growth metrics in some periods. This cyclicality complicates forecasting, undermines margin visibility, and increases the risk that shortfalls in AUM, flows or credit performance affect core fee and interest income.
Banca Mediolanum News
BNCDY FAQ
What was Banca Mediolanum’s price range in the past 12 months?
Banca Mediolanum lowest stock price was $33.40 and its highest was $51.23 in the past 12 months.
What is Banca Mediolanum’s market cap?
Banca Mediolanum’s market cap is $18.38B.
When is Banca Mediolanum’s upcoming earnings report date?
Banca Mediolanum’s upcoming earnings report date is Jul 30, 2026 which is in 35 days.
How were Banca Mediolanum’s earnings last quarter?
Banca Mediolanum released its earnings results on May 07, 2026. The company reported $0.867 earnings per share for the quarter, beating the consensus estimate of N/A by $0.867.
Is Banca Mediolanum overvalued?
According to Wall Street analysts Banca Mediolanum’s price is currently Overvalued.
Does Banca Mediolanum pay dividends?
Banca Mediolanum pays a Semiannually dividend of $1.523 which represents an annual dividend yield of 5.15%. See more information on Banca Mediolanum dividends here
What is Banca Mediolanum’s EPS estimate?
Banca Mediolanum’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Mediolanum have?
Banca Mediolanum has 372,706,940 shares outstanding.
What happened to Banca Mediolanum’s price movement after its last earnings report?
Banca Mediolanum reported an EPS of $0.867 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.619%.
Which hedge fund is a major shareholder of Banca Mediolanum?
Currently, no hedge funds are holding shares in BNCDY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banca Mediolanum Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.33%
12-Months-Change
Fundamentals
Return on Equity
28.43%
Trailing 12-Months
Asset Growth
16.74%
Trailing 12-Months
Company Description
Banca Mediolanum
Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings. Its services range from fundamental banking solutions like checking accounts to various lending products, including home mortgages and other credit facilities. Clients also have access to diverse card options—debit, credit, and prepaid—as well as wealth management solutions such as savings and investment vehicles, including stocks and bonds, complemented by associated trading functionalities. Furthermore, the company's portfolio extends to include insurance coverage and retirement planning products. This institution was established in 1982, with its primary headquarters located in Basiglio, Italy.
BNCDY Company Deck
BNCDY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call reported a strong set of 2025 results: record net income, robust fee growth, exceptional net inflows (especially into managed assets), high ROE and a very strong capital position. The bank balanced growth with disciplined cost management (cost-to-income 37.6%) while continuing to invest in distribution, NEXT and digital/AI initiatives. Key challenges include reduced performance fees versus the prior year, provisions and reserve builds, Spain profitability headwinds, and sensitivity of NII and certain fee lines (certificates) to market conditions. The management provided clear 2026 guidance (managed assets ~EUR 9bn, NII ~+10%, cost-to-income ~38%, cost of risk ~20 bps) but flagged that outcomes depend on market and rate environments.View all BNCDY earnings summariesTechnical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
<0.01% Other Institutional Investors
100.00% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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