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Bank of China (BACHY)
OTHER OTC:BACHY
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Bank of China (BACHY) Price & Analysis

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BACHY Stock Chart & Stats

$14.18
$0.02(0.16%)
At close: 4:00 PM EST
$14.18
$0.02(0.16%)

Bulls Say, Bears Say

Bulls Say
Revenue Diversification (non‑interest Income)A rising share of fee and non‑interest income reduces reliance on net interest margins, helping earnings resist prolonged NIM compression. Durable growth in custody, agency fees and cross‑border services supports more stable, higher‑margin revenue and improves earnings mix over the medium term.
Strengthened Capital BuffersA materially higher CAR and recent RMB165bn replenishment raise loss‑absorbing capacity, enabling continued lending and regulatory compliance. Strong capital supports growth initiatives, provides a cushion against stress and permits more disciplined risk appetite over coming quarters.
Large Global Franchise & Payments ScaleSignificant international settlement volumes and nearly 28% overseas pretax profit reflect diversification across markets and revenue streams. Global custody, RMB clearing and cross‑border e‑commerce scale create structural fee opportunities and reduce pure domestic cyclicality exposure.
Bears Say
Leverage Volatility And Funding Mix RiskA sharp rise in reported debt‑to‑equity signals a material funding‑mix shift or reporting inconsistency, elevating liquidity and refinancing risk. Persistent leverage volatility weakens comparability, may constrain capital actions and increases sensitivity to market or deposit shocks over the medium term.
Compressed Net Interest MarginStructural NIM compression reduces core bank profitability because net interest income remains the primary earnings driver. Even with rising fees, sustained low margins constrain return on assets and require sustained cost discipline or revenue mix shifts to protect medium‑term profitability.
Data‑consistency And Earnings VolatilityInconsistent historical reporting and volatile cashflow/earnings patterns reduce confidence in trend extrapolation and stress scenario modeling. Forecasting and peer comparisons become less reliable, complicating capital planning and masking underlying performance durability for investors and regulators.

Bank of China News

BACHY FAQ

What was Bank of China’s price range in the past 12 months?
Bank of China lowest stock price was $13.37 and its highest was $16.89 in the past 12 months.
    What is Bank of China’s market cap?
    Bank of China’s market cap is $253.56B.
      When is Bank of China’s upcoming earnings report date?
      Bank of China’s upcoming earnings report date is Aug 28, 2026 which is in 99 days.
        How were Bank of China’s earnings last quarter?
        Bank of China released its earnings results on Apr 29, 2026. The company reported $0.659 earnings per share for the quarter, missing the consensus estimate of $0.688 by -$0.029.
          Is Bank of China overvalued?
          According to Wall Street analysts Bank of China’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of China pay dividends?
            Bank of China pays a Semiannually dividend of $0.276 which represents an annual dividend yield of 4.07%. See more information on Bank of China dividends here
              What is Bank of China’s EPS estimate?
              Bank of China’s EPS estimate is 0.73.
                How many shares outstanding does Bank of China have?
                Bank of China has 3,344,891,000 shares outstanding.
                  What happened to Bank of China’s price movement after its last earnings report?
                  Bank of China reported an EPS of $0.659 in its last earnings report, missing expectations of $0.688. Following the earnings report the stock price went up 1.157%.
                    Which hedge fund is a major shareholder of Bank of China?
                    Currently, no hedge funds are holding shares in BACHY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Bank of China Stock Smart Score

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                      Neutral
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                      Company Description

                      Bank of China

                      Bank of China Limited, together with its subsidiaries, provides various banking and financial services. It operates through six segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other Operations. The Corporate Banking segment offers current accounts, deposits, overdrafts, loans, trade-related products and other credit facilities, foreign currency, derivatives, and wealth management products to corporate customers, government authorities, and financial institutions. The Personal Banking segment provides savings deposits, personal loans, credit and debit cards, payments and settlements, wealth management products, and funds and insurance agency services to retail customers. The Treasury Operations segment is involved in foreign exchange transactions, customer-based interest rate and foreign exchange derivative transactions, money market transactions, proprietary trading, and asset and liability management. The Investment Banking segment offers debt and equity underwriting, financial advisory, stock brokerage, investment research and asset management, and private equity investment services, as well as sells and trades in securities. The Insurance segment underwrites general and life insurance products; and provides insurance agency services. As of December 31, 2021, the company had 10,382 branches and outlets, which include 520 institutions in the Chinese mainland and 550 institutions in Hong Kong, Macao, Taiwan, and other countries. It is also involved in the aircraft leasing business. The company was founded in 1912 and is headquartered in Beijing, China.

                      Bank of China (BACHY) Earnings & Revenues

                      BACHY Company Deck

                      BACHY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call emphasized broad progress: steady revenue growth (operating income +4.28%), strong diversification into non‑interest income (+19.21%), robust asset and liability expansion, enhanced capital ratio after a RMB 165 billion replenishment, stable/low NPLs (1.23%) and significant global business traction (overseas pretax contribution ~28%). Management acknowledged margin pressure (NIM 1.26%, down ~14 bps) and external/sector risks (real estate transition, geopolitical uncertainty, deposit competition), but laid out clear strategic responses (digital transformation, targeted credit allocation, active liability management and risk controls). Overall the positives — diversified revenue growth, improved efficiency, stronger capital and resilient asset quality — materially outweigh the challenges discussed, though margin and external risks warrant monitoring.View all BACHY earnings summaries
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                      Ownership Overview

                      <0.01%<0.01%99.99%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.99% Public Companies and
                      Individual Investors

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