Bank of China ( (BACHY) ) has released its Q2 earnings. Here is a breakdown of the information Bank of China presented to its investors.
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Bank of China Limited, a major state-owned commercial bank in China, provides a wide range of financial services, including commercial banking, investment banking, insurance, and asset management, both domestically and internationally. In the first half of 2025, Bank of China reported stable financial performance with a total asset increase of 4.93% to RMB36,790.613 billion and a total liability increase of 4.85% to RMB33,664.948 billion. The bank’s operating income reached RMB329.418 billion, with a profit for the period of RMB126.138 billion, reflecting a slight decrease in profitability compared to the previous year. Key financial metrics showed a decrease in net interest income by 5.27% to RMB214.816 billion, while non-interest income rose by 25.70% to RMB114.602 billion, driven by increased agency and trading activities. The bank maintained a strong capital adequacy ratio of 18.67% and a non-performing loan ratio of 1.24%, indicating effective risk management. Looking ahead, Bank of China aims to continue its strategic focus on digital transformation, risk management, and supporting high-quality economic development, while navigating the challenges of a complex global economic environment.