Steady Growth in Financial Performance
Operating income reached RMB 329.4 billion, a year-on-year increase of 3.61%, with net fee income growing 9.17% year-on-year. Post-tax profit reached RMB 126.1 billion.
Strong Asset and Liability Growth
Total assets rose to RMB 36.79 trillion, up 4.93% from last year, and total liabilities reached RMB 33.66 trillion, up 4.85%.
Improved Asset Quality
NPL ratio decreased to 1.24% from 1.25% at the end of last year, with a NPL coverage ratio of 197.39%.
High Dividend Payout
Interim dividend for 2025 proposed at RMB 1.094 per 10 shares totaling RMB 35.25 billion, maintaining a high payout ratio of 30%.
Significant Advances in Technology and Green Finance
Loans to strategic emerging industries increased by 22.92% and green loans increased by 16.95% from the end of last year.
Global Operations Contribution
Operating income and pretax profit for overseas institutions increased by 14.43% and 10.29% year-on-year, respectively.