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Aviva (AVVIY)
OTHER OTC:AVVIY
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Aviva (AVVIY) Price & Analysis

176 Followers

AVVIY Stock Chart & Stats

$17.21
-$0.31(-2.54%)
At close: 4:00 PM EST
$17.21
-$0.31(-2.54%)

Bulls Say, Bears Say

Bulls Say
Capital Strength And SolvencyA solvency cover around 180% with GBP 2.3bn of own funds generation provides a durable capital buffer, allowing Aviva to absorb underwriting cycles, continue targeted buybacks/dividends and invest in strategic initiatives without immediately raising external capital.
Wealth Business Scale And Flow MomentumLarge AUM, persistent net inflows and materially improved wealth profits create a durable fee-income base. Scale in workplace and platform services boosts recurring revenue, margin expansion and capital-light growth towards the GBP 280m profit ambition by 2027.
Operational Efficiencies & AI-led SavingsTangible AI and transformation savings (c. GBP100m realized) and an OpenAI partnership indicate sustainable productivity gains. These structural cost reductions improve underwriting lifecycle efficiency, lower claim handling costs and support long-term margin resilience.
Bears Say
Inconsistent Cash GenerationVolatile operating and free cash flow, with negative FCF in recent years, undermines predictability of internal funding. This reduces flexibility for sustained buybacks/dividends, makes capital plans sensitive to underwriting timing and elevates reliance on capital management actions.
Underwriting Cyclicality And Combined Ratio PressureCombined ratio volatility driven by weather and large losses creates persistent earnings cyclicality. Margin sensitivity to catastrophe and large-loss years can erode underwriting profitability and solvency generation, challenging consistent capital build and target EPS trajectory.
Direct Line Integration & Execution RiskMaterial remaining cost synergies and system/headcount integration raise execution risk. Delays or under-delivery of the GBP175m remaining savings could depress near-term earnings, slow productivity benefits and limit the expected solvency and capital uplift from the acquisition.

Aviva News

AVVIY FAQ

What was Aviva’s price range in the past 12 months?
Aviva lowest stock price was $15.75 and its highest was $18.66 in the past 12 months.
    What is Aviva’s market cap?
    Aviva’s market cap is $26.68B.
      When is Aviva’s upcoming earnings report date?
      Aviva’s upcoming earnings report date is Aug 14, 2026 which is in 38 days.
        How were Aviva’s earnings last quarter?
        Aviva released its earnings results on Mar 05, 2026. The company reported $0.732 earnings per share for the quarter, missing the consensus estimate of $0.856 by -$0.124.
          Is Aviva overvalued?
          According to Wall Street analysts Aviva’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aviva pay dividends?
            Aviva pays a Semiannually dividend of $0.707 which represents an annual dividend yield of 5.27%. See more information on Aviva dividends here
              What is Aviva’s EPS estimate?
              Aviva’s EPS estimate is 0.83.
                How many shares outstanding does Aviva have?
                Aviva has 1,500,930,700 shares outstanding.
                  What happened to Aviva’s price movement after its last earnings report?
                  Aviva reported an EPS of $0.732 in its last earnings report, missing expectations of $0.856. Following the earnings report the stock price went down -3.586%.
                    Which hedge fund is a major shareholder of Aviva?
                    Currently, no hedge funds are holding shares in AVVIY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Aviva Stock Smart Score

                      4
                      Neutral
                      1
                      2
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                      4
                      5
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                      10

                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      70.95%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      10.20%
                      Trailing 12-Months
                      Asset Growth
                      19.97%
                      Trailing 12-Months

                      Company Description

                      Aviva

                      Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

                      Aviva (AVVIY) Earnings & Revenues

                      AVVIY Company Deck

                      AVVIY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a strongly positive operating and capital position: management beat near‑term targets early, reported robust profit and capital metrics (operating profit +25%, EPS ahead of baseline, solvency c.180%), raised ambitions and resumed shareholder returns (dividend +10%, GBP 350m buyback). Wealth, GI and AI-driven efficiency gains are clear growth and margin levers. The key risks highlighted are cyclical underwriting volatility (large losses, weather), short-term drag and execution risk from Direct Line integration, some reduced protection sales, and competitive pressures in bulk annuities/Commercial Lines. Overall the positives — delivered results, capital strength, clear synergy and AI upside, and upgraded targets — substantially outweigh the manageable near-term challenges.View all AVVIY earnings summaries
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                      Ownership Overview

                      <0.01%<0.01%100.00%
                      Insiders
                      <0.01% Other Institutional Investors
                      100.00% Public Companies and
                      Individual Investors

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